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Health & Welfare Plans Newsletter
February 16, 2026
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💼 2 New Job Opportunities
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[Official Guidance]
Text of IRS Publication 969: Health Savings Accounts and Other Tax-Favored Health Plans, for Use in Preparing 2025 Returns (PDF)
22 pages. "What's new: [1] Telehealth and other remote care services.... [2] Health Flexible Spending Arrangement (FSA) contribution and carryover for 2025." MORE >>
Internal Revenue Service [IRS]
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[Guidance Overview]
What Just Happened with Rx? Key Developments Employers Need to Know
"Four major pharmacy developments in the last few weeks have grabbed headlines: ... The key themes across these moves are greater transparency to employer plan sponsors and fiduciaries, rebate pass-throughs and expanded federal oversight -- each of which, over time,
should help spur meaningful change in pharmacy benefits contracts." MORE >>
Mercer
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[Guidance Overview]
Pricing Transparency and Cost-Containment
"Recent federal actions signal a renewed focus on prescription drug pricing transparency and cost containment. While each development addresses a different part of the pharmacy ecosystem, taken together they reflect a broader shift toward increased visibility, alternative
purchasing models and closer scrutiny of pharmacy benefit manager (PBM) practices. Each of these events will have a significant impact on the future of pharmacy benefits." MORE >>
NFP
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[Guidance Overview]
Updated Model HIPAA and Part 2 Notices Released, OCR Enforcement Authority Commences
"[M]any HIPAA covered entities must implement updates to align certain Part 2 regulations with the HIPAA Privacy Rule. Guidance is now available for Notice of Privacy Practices (NPP) updates. OCR's Part 2 enforcement authority becomes active on February 16, 2026,
and OCR has opened its portal for Part 2 complaints. To the extent separate from their HIPAA NPP, SUD providers now have a model Part 2 Patient Notice from OCR." MORE >>
Nixon Peabody LLP
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Massachusetts Introduces Legislation to Regulate PBMs
"If enacted, this regulation would ensure that critical data on drug utilization, pricing, rebates and PBM business practices are consistently reported to CHIA to enhance transparency, better-informed policy decisions and a more equitable healthcare system." MORE >>
Buchanan Ingersoll & Rooney PC
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Riding the Latest Wave of ERISA Voluntary Benefits Class Actions: Tips for Staying on Your Surfboard
"Employers should carefully consider whether Voluntary Benefit Plans not intended to be subject to ERISA should be listed or included in an ERISA wrap document or summary plan description (SPD).... Employers and plan administrators who offer Voluntary Benefit Plans that are
intended to be exempt from ERISA should ... include clear written statement that such plans are intended to meet the ERISA exemption in the plan's offering materials.... If a Voluntary Benefit Plan is not required to file a Form 5500 because it is not subject to ERISA, employers should not file one or include information relating to such benefits on the Form 5500 for its ERISA welfare plans." MORE >>
Boutwell Fay LLP
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[Opinion]
When Health Insurance Becomes The Whole Paycheck
"Now insurers are raising what they charge for ACA marketplace plans by substantial amounts, and ... the loss of enhanced subsidies means many consumers are seeing much steeper jumps in what they actually pay each month.... [F]or families the reality is dollar amounts that
rival a second rent or mortgage payment -- with premiums doubling and even tripling for a standard plan in 19 states for those making an average of about $63,000. That represents more than 25% of annual income, roughly what financial experts say is the max one should spend on housing." MORE >>
Forbes; subscription may be required
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Benefits in General |
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[Official Guidance]
Text of IRS Disaster Relief Announcement LA-2026-01, for Taxpayers Impacted by Severe Winter Storms in the State of Louisiana
"[I]ndividuals and businesses in the State of Louisiana affected by severe winter ice storms that began on Jan. 22, 2026 ... now have until March 31, 2026, to file various federal individual and business tax returns and make tax payments." MORE >>
Internal Revenue Service [IRS]
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[Guidance Overview]
Urgent Delivery: USPS Postmark Change Affects Benefit Plans (PDF)
"[To] receive the true benefit of the mailbox rule in litigation, a plan sponsor must ensure that a postmark is placed on or before the deadline to provide a required notice. Plan sponsors can no longer assume that as long as it was mailed by that date, it would also be
postmarked on that date.... [P]lan administrators might consider [these] steps to ensure any required notices are postmarked timely[.]" MORE >>
Gallagher
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Employee Benefits Jobs
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Webinars, Podcasts and Conferences (Health & Welfare Plans) |
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Reimagining Employer-Sponsored Healthcare
PODCAST
Blank Rome LLP
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Payroll Brass Tax: Benefit Nondiscrimination Testing and What It Means for Your Forms W-2
PODCAST
Ogletree Deakins
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Sweeping Affordable Care Act Changes Proposed for 2027
PODCAST
Health Affairs
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Last Issue's Most Popular Items |
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Proposed Fee Transparency Rules and New Legislation for Group Health Plan PBMs
Kilpatrick Townsend
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Executive Health Benefits: Approaches and Pitfalls
Newfront
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CMS Releases 2027 Out-of-Pocket Expense Limits
WTW
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Copyright 2026 BenefitsLink.com, Inc. All materials contained in this newsletter are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of BenefitsLink.com, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.
BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.
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