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Health & Welfare Plans Newsletter
February 24, 2026
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[Official Guidance]
Text of CMS Key Dates for Calendar Year 2026 (PDF)
Feb. 2026. "This document summarizes key dates for calendar year 2026 regarding some activities and policies that are outlined in other documents[.]" MORE >>
Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]
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[Guidance Overview]
The February 2026 Compliance Deadline Is Here: Practical Steps for Substance Use Disorder Information Privacy Compliance
"[1] Review and update consent forms facilitating release of SUD information to take advantage of the Final Rule's new flexibilities ... [2] Review and update Notices of Federal Confidentiality Requirements ... [3] Review and update Notices of
Confidentiality Requirements ... [4] Revisit existing relationships with qualified service organizations (QPOs) to ensure appropriate agreements are in place. [5] Ensure that personnel handling SUD information receive training on the Final Rule's updates." MORE >>
Sheppard
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[Guidance Overview]
PBM Transparency and Rebate Rules: HR 7148 Explained
"The passage of HR 7148 represents the most
significant federal intervention into pharmacy benefit management practices in decades.... The [DOL] also recently issued proposed rules that add similar transparency obligations. For employers sponsoring group
health plans, these changes carry substantial compliance obligations, fiduciary considerations and operational implications that will require proactive planning. Employers should also be on alert that the changes will likely result in PBM contract renegotiations." MORE >>
HUB International
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[Guidance Overview]
New Mandatory Disclosure Requirements Enacted for ERISA Health Plan Fiduciaries Under CAA 2026
"plan fiduciaries will need to promptly ... [1] Create an inventory of existing service providers and vendors to their ERISA covered health plans ... [2] Determine if appropriate fee disclosures have been obtained from such vendors/service providers;
[3] If [not], request them from the vendors/service providers; [4] Once obtained, review the fee disclosures and service relationships ... [5] If a vendor/service provider does not respond to requests for fee required disclosures, consider next steps, which could involve terminating the relationship and reporting the vendor to the DOL. [6] Keep a record of fulfilling these fiduciary functions." MORE >>
Boutwell Fay LLP
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[Guidance Overview]
CMS 2027 Benefit and Payment Parameters Proposed Rule
"Although CMS releases this rule every year, this particular proposal is significant, as it includes major structural changes
to insurance design and provider network regulations." MORE >>
HUB International
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[Sponsor]
2026 CCA Healthcare Meeting | Virtual | April 14 & 16
Earn up to 12 CE hours at this 2-day, virtual meeting! Presenters will address issues facing employers & consultants, outline opportunities for savings & improvements, and offer solutions. Healthcare webinar included. Learn more.
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![Sponsored by Conference of Consulting Actuaries [CCA] Sponsored by Conference of Consulting Actuaries [CCA]](https://benefitslink.com/bnrs/2026/cca-healthcare26-top.jpg)
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[Guidance Overview]
CRS Report: Health Savings Accounts (HSAs)
"This report summarizes the principal rules governing HSAs, covering such matters as eligibility, qualifying health insurance, contributions, withdrawals, and tax advantages. It concludes with a discussion of HSA data limitations and recent trends in HDHP enrollment and HSA
utilization. It includes HSA-related changes in the fiscal year (FY) 2025 budget reconciliation law sometimes referred to as the One Big Beautiful Bill Act[.]" [R45277 updated Feb. 23, 2026] MORE >>
Congressional Research Service [CRS]
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[Guidance Overview]
Can You Fire Employees Who Don't Return FMLA Forms?
"If employees don't follow reasonable call-in procedures and have no valid justification for failing to do so, the employer may delay or even deny FMLA protection. It then may apply its ordinary disciplinary policies, just as it would for any other unexcused absence,
including issuing warnings or terminating employment.... Termination can be lawful in these circumstances, not because employees needed FMLA leave but because they failed to meet the employer's procedural requirements." MORE >>
HR Daily Advisor
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[Guidance Overview]
Roundup of Selected State Health Developments, Fourth Quarter 2025 (PDF)
"The fourth quarter of 2025 saw a flurry of mostly routine or minor developments in the paid family and medical leave space. California and New York City expanded their paid sick and safe leave laws. California and Illinois imposed restrictions on pharmacy benefit manager
activities. California passed two laws: one that will ultimately limit the use of prior authorizations and another that will increase the coverage of its benchmark plan to include fertility services. Other noteworthy developments occurred in Iowa, New Mexico, and Washington." MORE >>
Mercer
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[Guidance Overview]
New York City Amended Safe and Sick Time Act Now in Effect
Seyfarth Shaw
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2026 Health Benefits Trends to Watch
"[1] Innovative new plan designs ... [2] A resurgence of high-deductible health plans ... [3] Use of an integrated benefits platform ... [4] Biosimilars gaining traction ... [5] Continuing pediatric mental health cost
challenges." MORE >>
Fidelity
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Health Insurer Financial Performance in 2024
"This brief examines two measures of financial performance -- gross margins and medical loss ratios -- in the Medicare Advantage, Medicaid managed care, individual, and fully insured group health insurance markets ... At the end of 2024 ... [g]ross margins per enrollee
in the group market was $846, roughly half the level observed among Medicare Advantage plans on average. Per enrollee gross margins in the individual market in 2024 amounted to $987." MORE >>
Henry J. Kaiser Family Foundation
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2026 Healthcare Cost Outlook
"[E]mployers expect their healthcare costs to increase an average of 10% for 2026, after accounting for changes to their plan offerings (including plan design changes and types of plans being offered). If no changes were made to plan offerings, employers would have expected an
increase of 12%." MORE >>
Brown & Brown, Inc.
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TrumpRx: What's the Value for Customers?
"This Issue Brief examines issues that may impact consumers who access drug discounts through TrumpRx, particularly those with private insurance, and sets out key policy questions going forward." MORE >>
Henry J. Kaiser Family Foundation
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House Subcommittee Hearing: Balancing Careers and Care: Examining Innovative Approaches to Paid Leave
Subcommittee on Workforce Protections, Committee on Education and the Workforce, U.S. House of Representatives
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[Opinion]
Stakeholders Ask DOL, HHS and Treasury for Stronger Oversight of IDR Program (PDF)
"As organizations representing employers, workers, patients, consumers, and brokers we write to express growing concern that the current operation of the Independent Dispute Resolution (IDR) process under the No Surprises Act (NSA) is undermining affordability and weakening
protections for the millions of Americans who rely on job-based health insurance. The NSA was designed to prevent surprise medical bills and promote fair negotiation, but the IDR process is increasingly being used in ways that raise costs for patients, plan sponsors, health plans, and the broader health care system." MORE >>
The ERISA Industry Committee [ERIC] with 61 additional stakeholder organizations
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Benefits in General |
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[Guidance Overview]
The New Postmark Rule Could Cause Employee Benefit Notices to Miss Deadlines
"The USPS recently changed a rule so that postmarks may reflect the processing date, rather than the date a post office obtained a letter or package. The new rule could lead to fines for employers if mandatory notices concerning employee benefit plans are deemed late.
Electronically sending mandatory notices can help to meet a legal deadline, if the recipient has agreed to electronic communications." MORE >>
Ogletree Deakins
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Press Releases |
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OneDigital Welcomes Employee Benefits International in Phoenix, Arizona
OneDigital
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The Retirement Advantage, Inc. (TRA) Promotes Austin Solomon to Regional Plan Consultant
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Webinars, Podcasts and Conferences (Health & Welfare Plans) |
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Navigating PBMs in 2026: Strategy and Market Insights for the Road Ahead
February 25, 2026 WEBINAR
The Baldwin Group
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Pharmacy Benefit Manager Contracting for Fully Insured and Self-Funded Group Plans
April 30, 2026 WEBINAR
BARBRI
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Last Issue's Most Popular Items |
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Text of Agencies' Extension of Comment Period on Transparency in Coverage Proposed Regs
U.S. Department of Health and Human Services [HHS]; U.S. Department of Labor [DOL]; and U.S. Treasury Department
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How Not to Get Sued, Part 2
401(k) Specialist
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CRS Report: Health Insurance Premium Tax Credit and Cost-Sharing Reductions
Congressional Research Service [CRS]
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Copyright 2026 BenefitsLink.com, Inc. All materials contained in this newsletter are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of BenefitsLink.com, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.
BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.
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