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Health & Welfare Plans Newsletter
March 4, 2026
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💼 New Job Opportunity Today
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[Guidance Overview]
New Alaska Law Permits State Regulation of PBMs and TPAs
"Alaska has enacted a law that allows the Alaska Division of Insurance to license and regulate PBMs [and] extends the Division's equivalent licensing and regulatory powers to third-party administrators (TPAs) ... The new Alaska law has
avoided ERISA preemption by establishing an exemption for TPAs that provide administrative services solely for ERISA plans. However, the TPAs subject to the new law -- even if they service some ERISA-governed plans -- will now have to take certain measures[.]" MORE >>
Hall Benefits Law
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[Guidance Overview]
New Jersey's Family Leave Act: Prepare for Expansion in 2026
"The new rules, which take effect on July 17, 2026, will expand the employers covered under the NJFLA and the employees eligible for job-protected leave. The new law also amends the Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) laws to provide job
protection for individuals receiving these benefits." MORE >>
Troutman Pepper Locke
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Fourth Circuit Finds ERISA Administrator Forfeited Deference by Missing Appeal Deadline
"The administrator ... issued its appeal decision 72 days after the appeal was filed. Although it had sent a letter stating it intended to obtain an independent physician review, it did not identify any valid 'special circumstances' or provide a date certain for a
decision. The district court held that the appeal was therefore deemed denied without the exercise of discretion and reviewed the claim de novo, ultimately awarding benefits. On appeal, the Fourth Circuit affirmed." [Cogdell v. Reliance Standard Life Ins. Co.,
No. 24-1940 (4th Cir. Mar. 3, 2026)] MORE >>
Roberts Disability Law
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Fourth Circuit Affirms Termination of Retiree Welfare Benefits
"[T]he Fourth Circuit affirmed a district court’s rulings largely in favor of CONSOL Energy after the company terminated retiree welfare benefits, holding that the employer did not violate ERISA by ending benefits where plan documents clearly reserved the right to amend or
terminate the plan." [Fitzwater v. Consol Energy, Inc., No. 24-2088 (4th Cir. Mar. 3, 2026)] MORE >>
Roberts Disability Law
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Court Holds There Is No Individual Liability Under the Massachusetts Paid Family and Medical Leave Act
"[T]he co-founder and former CEO of a discount retail business asserted claims against both the retail business as well as former board members and directors individually, alleging that they violated the PFMLA by repeatedly contacting him while he was on protected medical leave
and demanding he perform work.... The Court compared the definition of 'employer' under the PFMLA against the definition in the Massachusetts Wage Act, and ultimately held that the PFMLA did not extend liability to a corporate employer's officers or agents." [Jackson Laughlin v. BinStar, Inc. (Delaware), No. 2584CV01816 (Mass. Super. Ct. Feb. 26, 2026)] MORE >>
White and Williams LLP
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Why Holistic GLP-1 Strategies Are Needed Now
"When deployed without supporting lifestyle interventions, clinical oversight, and coordination across benefits, GLP-1s risk delivering short-term results without long-term health improvement. ... Employers should view these medications as one component of a broader obesity and
metabolic health strategy ... This approach recognizes both the clinical promise of GLP-1s and the practical realities of cost, sustainability, and long-term population health." MORE >>
Lockton
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Nearly Two-Thirds of HSA Holders Reported Using Accounts for Immediate Costs
"Health savings accounts may have tax advantages for long-term savings, but most respondents in a new survey ... reported using an HSA for immediate costs. When [HSA owners were asked] how they used their accounts, 67% said they were for out-of-pocket expenses from the past
year or near term. Only 35% reported saving in their HSA for health care costs in retirement, and 28% said they had invested their account funds." MORE >>
PLANSPONSOR; registration may be required
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Benefits in General |
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Foreign Diversification Concerns Surface in Trump Account Comment Letters
"In response to IRS proposed regulations for Trump accounts, the investment management industry has pushed back against
requiring Trump accounts to be invested in at least 90% U.S. equities." MORE >>
Plan Sponsor Council of America [PSCA]
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7th Circuit’s Recent Ruling in ERISA Change-of-Beneficiary Dispute Offers Key Takeaways for Employers and Retirement Plan Fiduciaries
"The 7th Circuit's recent decision highlights the severe consequences that can arise from procedural mistakes related to beneficiary designations.... [S]teps you can take to help ensure that the intentions of participants are ultimately honored and reduce the risk of costly
disputes: [1] Tighten and publicize beneficiary-change procedures.... [2] Train benefits staff on handling of 'off-channel' requests.... [3] Expect beneficiary change requests following major life events." [Packaging Corp. of Am. Thrift Plan for Hourly
Emps. v. Langdon, No. 25-1859 (7th Cir. Feb. 2, 2026)] MORE >>
Fisher Phillips
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Employee Benefits Jobs
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Press Releases |
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PlanPort Announces Direct Integration for ftwilliam Document System Users
PlanPort
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Webinars, Podcasts and Conferences (Health & Welfare Plans) |
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Trends in Employee Benefits for Hospitals and Health Systems, 2026
March 26, 2026 WEBINAR
Brown & Brown
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Enforceability of ERISA Class Action Waivers and Mandatory Arbitration Agreements
April 23, 2026 WEBINAR
BARBRI
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Last Issue's Most Popular Items |
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Update Business Associate Agreements to Comply with New Substance Use Disorder Record Rules
Holland & Hart LLP
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Key HIPAA Compliance Items for Businesses with Self-Insured Health Plans
Fisher Phillips
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Up in Smoke? Third Tobacco Premium Surcharge Case Dismissed
Groom Law Group
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Copyright 2026 BenefitsLink.com, Inc. All materials contained in this newsletter are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of BenefitsLink.com, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.
BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.
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