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Health & Welfare Plans Newsletter

March 5, 2026

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💼  2 New Job Opportunities

 

[Official Guidance]

Text of CMS Bulletin: Timing of QHP Data Submission and Certification for the 2027 Plan Year for Issuers in the Federally-Facilitated Exchanges (PDF)

"[CMS] is releasing this bulletin establishing the submission deadlines ... for health insurance issuers applying to offer qualified health plans (QHPs) on the Federally-facilitated Exchanges (FFEs).... Table 1 lists key PY2027 dates for QHP certification applications and related data submissions. Additional information about the PY2027 QHP certification process will be provided in future guidance."  MORE >>

Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]

[Official Guidance]

Text of HHS Corrections to Proposed Notice of Benefit and Payment Parameters for 2027; and Basic Health Program

18 pages. "This document corrects technical errors in the proposed rule that appeared in the February 11, 2026, Federal Register titled 'Patient Protection and [ACA], HHS Notice of Benefit and Payment Parameters for 2027; and Basic Health Program.' "  MORE >>

Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]

[Guidance Overview]

RxDC Reporting Considerations for Employers in 2026

"RxDC reporting is now a routine part of the benefits compliance calendar. It is due annually by June 1 to report on the prior calendar year. Employers are typically responsible for collecting and providing to their reporting vendor certain information referred to as the 'P2' plan information and 'D1' average monthly premium information. Insurance carriers and TPAs impose deadlines as early as March."  MORE >>

Newfront

[Guidance Overview]

Can a Qualified Educational Assistance Program Be Used to Repay Employees' Student Loans?

"Educational assistance programs under Code Section 127 currently can be used to help employees repay certain student loans, though certain restrictions apply.... The loan repayment provision, originally set to expire at the end of 2025 ... is now permanent and applies to payments made after March 27, 2020."  MORE >>

Thomson Reuters / EBIA

[Guidance Overview]

New York City Employers: Changes to Earned Safe and Sick Time Act Require Prompt Action

"[E]mployers will be required to provide additional paid leave and unpaid leave to all employees, including new employees upon hire with no probation period By March 8, employers are required to revise policies and procedures to comply, and must also physically post and distribute an updated notice of employee rights to current employees and new hires"  MORE >>

Goldberg Segalla

Missed ERISA Deadline Strips Disability Insurer of Over $233,000

"The takeaway for HR is direct. Review how your plan administrators are tracking and meeting ERISA's appeals deadlines. Check whether your vendor agreements include accountability mechanisms for procedural compliance. And make sure your benefits team understands that when an administrator misses a federal deadline, the consequences land on the plan -- and that is a problem that starts with the people who chose and oversee that administrator in the first place." [Cogdell v. Reliance Standard Life Ins. Co., No. 24-1940 (4th Cir. Mar. 3, 2026)]  MORE >>

Human Resources Director

Lack of Standing Stymies Healthcare Fiduciary Suit — Again

"[T]wo major suits here thus far have been unable to establish grounds upon which to bring suit -- essentially because the program is positioned as something in which the plan sponsor exercises discretion in the rates set on its own accord, with no apparent responsibility to negotiate better rates (certainly not on individual drugs) based on alternatives." [Navarro v. Wells Fargo & Co., No. 24-3043 (D. Minn. Mar. 3, 2026)]  MORE >>

American Retirement Association [ARA]

Summary of California Large Group Health Insurance Filings, 2021-2026 (PDF)

"The large employer group health insurance market lacks a standardized source for nationwide premium development information. California regulations require issuers of these health insurance products to submit rate filings to their regulator(s). This white paper summarizes key statistics from six years of these filings."  MORE >>

Milliman

Americans Give Employer-Provided Health Coverage High Marks

"A new national survey finds American workers hold consistently positive views of employer-provided health care coverage ... 89% of workers are satisfied with their employer-provided coverage. 96% say employer-provided coverage is important to their household's financial security. 68% rank health insurance as their top workplace benefit. 83% agree that employer-sponsored health insurance should remain tax-exempt to protect working families."  MORE >>

AHIP

[Opinion]

To Make Health Care Price Transparency Work, Prioritize Actionable Disclosure and Competition Guardrails

"The net effect [of price transparency] is therefore ambiguous and depends on market structure, benefit design, and -- crucially -- who can practically use the information.... In many administered-price systems such as the UK and many EU countries, published prices already exist; transparency is more likely to operate through benchmarking, audit, and governance rather than consumer price shopping.... [The authors] argue that, in the US, transparency must be paired with steerage and competition guardrails to realize savings without inadvertently enabling coordination."  MORE >>

Health Affairs Forefront

[Opinion]

Value-Based Payments Catch On, But Rural and Small Practices Lag

"Despite the promise of [value-based payments (VBP)], some primary care practices have been left behind, and their patients haven't been able to benefit. Policymakers and payers are particularly worried about low participation among rural, small, and independent practices ... In this blog post, [the authors] assess current rates of primary care physician (PCP) participation in VBP ... [and] highlight opportunities to design value-based models to account for the needs of different practice settings, such as small or rural practices."  MORE >>

The Commonwealth Fund

Employee Benefits Jobs

💼

Relationship Manager – MEP/PEP

Benefit Plans Plus

Remote / Saint Louis MO

View job as Relationship Manager – MEP/PEP for Benefit Plans Plus

💼

Relationship Manager

Benefit Plans Plus

Remote / Saint Louis MO

View job as Relationship Manager for Benefit Plans Plus

Press Releases

CalcAir Accelerates Growth Strategy with Addition of Younes Parvin to Support MyCalcAir Expansion

CalcAir

NCPERS Announces 2026 Public Pension Communicator of the Year Award Winners

National Conference on Public Employee Retirement Systems [NCPERS]

WTW Enhances Its EX Software, Embark, to Strengthen Employee Connection and Drive Decisions

WTW

Daybright Financial Expands National Presence and Launches AI-Powered Tools in First Year Under New Brand

Daybright Financial

Webinars, Podcasts and Conferences
(Health & Welfare Plans)

When Faculty Culture Shapes Retiree Benefits

PODCAST

WTW

Structuring Pension, Health, and Welfare Plans for Multinational Companies

April 28, 2026 WEBINAR

BARBRI

Last Issue's Most Popular Items

New Alaska Law Permits State Regulation of PBMs and TPAs

Hall Benefits Law

Seventh Circuit's Recent Ruling in ERISA Change-of-Beneficiary Dispute Offers Key Takeaways for Employers and Retirement Plan Fiduciaries

Fisher Phillips

Why Holistic GLP-1 Strategies Are Needed Now

Lockton

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BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.

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