"Employers offering or considering an ICHRA must understand how these arrangements interact with Medicare -- both to structure the benefit properly and to avoid exposing their organizations to compliance risk. This article provides a practical overview of how ICHRAs work alongside Medicare, the key regulatory requirements and the compliance pitfalls employers should watch for."  MORE >>

"DOL regulations provide model language and a basic format. In addition to the plan name, EIN, and type of welfare plan, welfare plan SARs must include the following information: [1] Funding and insurance information.... [2] Financial information.... [3] Rights to additional information."  MORE >>

"While the FTC's lawsuit originally focused on insulin pricing practices, the settlement goes further, requiring structural changes to how Express Scripts prices drugs, manages rebates, works with pharmacies, and reports information to plan sponsors.... For employers, the agreement may signal a broader shift in the industry toward true net-cost drug pricing models, with potential implications for pharmacy benefit design, budgeting, and future PBM contracting."  MORE >>

"Recent Massachusetts case law confirms that Massachusetts Paid Family and Medical Leave (PFML) obligations run only to the employer entity, not to individual executives or managers ... Courts have also clarified that PFML does not require continued accrual of vacation, sick time, or service credit during leave, so long as benefits earned before leave are preserved and employees are fully reinstated when they return. For organizations administering paid leave across multiple jurisdictions, these rulings highlight the need for clear and consistent policies and careful attention to state‑specific differences."  MORE >>

"Affordability is the top concern among voters of all political beliefs. So how can the health care system advance and sustain affordability? Experts weighed in during the AHIP Medicare, Medicaid, Duals and Commercial Markets Forum in Washington."  MORE >>

"The growth of health care spending in the United States seems to have permanently slowed thanks in part to technological advances making medical treatments cheaper and more effective ... The United States spent more than $5 trillion on medical care in 2024, or 18% of its gross domestic product (GDP). That's up a bit from 17.2% of GDP in 2010, but far below the 21.2% share of GDP -- nearly $1 trillion less -- forecast by government actuaries in 2010."  MORE >>

Rev. Dec. 2026. "You can electronically file Form 8868 to request up to a 6-month extension of time to file any of the forms listed below[.]"  MORE >>

"Generally, documents sent by mail are considered timely if they are postmarked on or before the applicable due date. In the past, mail dropped off at the post office or put in a public mailbox before the final pickup time would be postmarked that same day. Under the new process, a same-day postmark is no longer certain."  MORE >>

"Beginning June 30, 2027, all noncompetition covenants are void and unenforceable unless they fall under an exception to the law.... The statute also takes an indirect swipe at training repayment agreement provisions (TRAPs), stay or pay provisions, and incentive clawbacks and forfeitures."  MORE >>

"Establishing your objectives for using AI in benefits administration may help provide clarity in choosing a benefits administration provider that can support your goals. Successful benefits administration providers will be able to cleanly connect multiple data sources to provide purposeful integration of data-driven technology and AI."  MORE >>