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Experienced Employee Benefits Attorney Shipman & Goodwin LLP
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Internal Channel Sales Team Lead July Business Services
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Nova 401(k) Associates
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Regional Sales Director-Heartland July Business Services
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Director, Strategic Accounts and Channel Development July Business Services
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Independent Retirement
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Mergers & Acquisition Specialist Compass
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Pentegra
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Stones River Consulting
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Director of Regulatory Operations and Compliance PCS Retirement
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Regional Sales Director-Mid Atlantic July Business Services
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Daybright Financial
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Automotive Industries Trust Funds
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Relationship Manager – Defined Contributions Daybright Financial
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Independent Retirement
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EPIC RPS
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Compass
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Daybright Financial
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What Makes Annuitization More Appealing?
National Bureau of Economic Research [NBER] 
Dec. 4, 2012
"A majority of respondents prefer to receive an extra 'bonus' payment during one month of the year that is funded by slightly lower payments in the remaining months. Concerns about later-life income, spending flexibility, and counterparty risk are the most important self-reported motives that influence the annuitization decision, whereas the desire to leave a bequest has little influence on this decision."
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