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BenefitsLink Health & Welfare Plans Newsletter
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[Official Guidance]
DOL Fact Sheet on Protection for Individuals under the FMLA (PDF)
"This fact sheet provides general information concerning the Family and Medical Leave Act's (FMLA) prohibition of retaliating against an individual for exercising his or her rights or participating in matters protected under the FMLA."
(U.S. Department of Labor)
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[Guidance Overview]
Group Health Plan Coverage Reporting Required for 2012 IRS Forms W-2
"Employers subject to the reporting requirement for 2012 Forms W-2 should begin to prepare now for the additional reporting requirements . . . . Recommended compliance steps include identifying applicable health coverage that is subject to the reporting requirement, ensuring that proper record keeping exists with respect to contributions made for such coverage, determining the cost of the coverage, and working with payroll administrators and other third-party service providers to make sure that systems are in place to facilitate the tracking of such amounts."
(Bond, Schoeneck & King)
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Nat'l Health Benefits Conf & Expo (HBCE) Jan.31-Feb.1, Clearwater Bch, FL [Advert.]
Dr. Oz praises books from speakers - hear from IBM, Sprint, Intel, Yahoo!, L.L. Bean, First Energy Corp., governmental employers, universities, more. Low cost, high quality! More info and complete program: www.HBCE.com Ph: 941-484-1430 info@HBCE.com
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How $1 in Health Insurance Gets Spent
"Most of the dollar goes to medical care, not insurer profits. That's particularly true for Blue Shield of California, which pledged last year to cap its profits at 2 percent. But it's broadly true across the health-insurance industry."
(The Washington Post; free registration required)
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Survey Shows California Health Care Costs Rising, Benefits Shrinking
"According to the survey, premiums for employer health insurance plans have risen 153.5% since 2002, a rate that's more than five times the increase in California's inflation rate. In the last two years alone, the proportion of state employers offering coverage to workers fell to 63% from 73% . . . ."
(Los Angeles Times)
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Health Law Opponents Try to Add Plaintiffs to Lawsuit
"A small-business group fighting President Barack Obama's health-care law asked the Supreme Court on Wednesday to add two plaintiffs to its lawsuit after possible problems arose with an initial plaintiff."
(The Wall Street Journal)
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A Corporate Culture of 'Health and Wellness — or Else'
"This is the new wave of corporate activism: Looking out for employees' health, in ways that are sometimes gently encouraging, sometimes more coercive. In 2010, at Boston-based insurance broker William Gallagher Associates, employees were asked to fill out a voluntary survey about their health, and got a $50 gift card in return. In 2011, the company offered a set of lab screening tests, free, along with a considerable stick: If employees declined to do the bloodwork, the company would pay a smaller percentage of their health care premiums."
(The Boston Globe)
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More Consumers Choosing High-Deductible Plans
"Not everyone enrolled in a high-deductible health plan is eligible for a paired health savings account, but even those who are often skip it. As of 2011, 38% of those with a high-deductible plan, or an estimated 7.3 mil.lion people, were eligible but did not open an account, according to the EBRI."
(American Medical Association)
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Benefits in General; Executive Compensation
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Employers Should Prepare for Some Tax Hikes in 2012
"Regardless of what Congress ultimately decides with the payroll tax, there are a couple of other taxes on the horizon that business owners need to be aware of. They include state and federal unemployment insurance taxes."
(The Washington Post; free registration required)
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Press Releases
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Lois Baker, J.D., President
Holly Horton, Business Manager
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