Retirement Plans in General

5,781 topics in this forum

1. What top-heavy benefit does HCE get in a combo plan?

   By Jakyasar, October 15, 2020
   • 5 replies
   • 1.1k views
   • 
   • Jakyasar
   • October 15, 2020

2. Who is the employer article

   By ESOP Guy, January 29, 2025
   • 5 replies
   • 2k views
   • 
   • CuseFan
   • February 18, 2025

3. Qualifying Plan Asset

   By WDIK, July 7, 2003
   • 5 replies
   • 1.3k views
   • 
   • ljr
   • July 11, 2003

4. DB deduction

   By Guest Shrek'sconfused, October 29, 2007
   • 5 replies
   • 1.4k views
   • 
   • GBurns
   • September 6, 2008

5. Nonprofit Contribution

   By nancy, March 7, 2017
   • 5 replies
   • 731 views
   • 
   • Peter Gulia
   • March 8, 2017

6. Is anyone using force majeure to excuse not performing a contract?

   By Peter Gulia, March 25, 2020   

   • service agreement
   • 5 replies
   • 1.5k views
   • 
   • Larry Starr
   • March 25, 2020

7. Company leaves control group, one employee stays with another member. SH question

   By BG5150, February 9, 2016
   • 5 replies
   • 710 views
   • 
   • Bird
   • February 12, 2016

8. Net c is lower than expected for a new 401k plan

   By Jakyasar, July 20, 2023
   • 5 replies
   • 549 views
   • 
   • Lou S.
   • July 20, 2023

9. Am I included in 2023 testing and gateway

   By Jakyasar, January 25, 2024
   • 5 replies
   • 689 views
   • 
   • Bird
   • January 29, 2024

10. Self Correction possible?

    By J Simmons, December 18, 2009
    • 5 replies
    • 1.7k views
    • 
    • J Simmons
    • December 20, 2009

11. Initial eligibility requirements less than 1 YOS

    By erisaman2000, November 14, 2014   

    • eligibility
    • service
    • 5 replies
    • 2.1k views
    • 
    • erisaman2000
    • November 21, 2014

12. Can we use the Average Benefits Test?

    By Guest CharlieLaur, May 16, 2005
    • 5 replies
    • 2.1k views
    • 
    • AndyH
    • May 17, 2005

13. Statute of limitations on plan audits

    By SoCalActuary, September 27, 2016   

    • audit
    • 5 replies
    • 1.5k views
    • 
    • ETA Consulting LLC
    • September 28, 2016

14. Plan eligibility again

    By ombskid, January 18, 2017
    • 5 replies
    • 602 views
    • 
    • ombskid
    • January 18, 2017

15. 415(h)'s Extent; Perhaps Affects Further to Compliance With 415; Perhaps Other Items Affected

    By Kent Allard, November 15, 2024   

    • 1563
    • controlled group
    • (and 3 more)

      Tagged with:

      • 1563
      • controlled group
      • 415
      • limit
      • 1563(a)(1)
    • 5 replies
    • 2.2k views
    • 
    • Kent Allard
    • November 19, 2024

16. Lifetime Income Disclosure

    By Remote Kathleen, July 28, 2021
    • 5 replies
    • 1k views
    • 
    • ESOPMomma
    • July 29, 2021

17. Transition rule under 410(b)(6)(C)

    By buckaroo, April 26, 2018
    • 5 replies
    • 1.7k views
    • 
    • buckaroo
    • May 1, 2018

18. Failure to provide SPD and other disclosures

    By Ananda, March 29, 2022
    • 5 replies
    • 1.5k views
    • 
    • Ananda
    • March 30, 2022

19. Consequences of Election not to Participate....

    By chris, September 11, 2002
    • 5 replies
    • 1.5k views
    • 
    • chris
    • September 13, 2002

20. 415 limit with 2 businesses

    By betheeg, March 6, 2006
    • 5 replies
    • 1.6k views
    • 
    • betheeg
    • March 7, 2006

21. 8955-SSA on takeover plan

    By Dennis Povloski, February 10, 2016
    • 5 replies
    • 1.7k views
    • 
    • ESOP Guy
    • August 10, 2016

22. Missing Participants

    By katieinny, November 7, 2002
    • 5 replies
    • 1.4k views
    • 
    • mbozek
    • November 22, 2002

23. Can a Living Participant File a Disclaimer of his/her Plan benefit and therefore not receive it?

    By rocknrolls2, March 8, 2017
    • 5 replies
    • 932 views
    • 
    • My 2 cents
    • March 9, 2017

24. Partnerships and K-1 Income

    By dmb, July 27, 2001
    • 5 replies
    • 1.6k views
    • 
    • Earl
    • February 22, 2002

25. 415 and aggregation with 403(b)

    By Belgarath, April 8, 2008
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • April 8, 2008

26. IS this a Controlled Group

    By Pammie57, March 7, 2018
    • 5 replies
    • 906 views
    • 
    • Mike Preston
    • March 7, 2018

27. Timing of delivery of SPD

    By BG5150, July 8, 2010
    • 5 replies
    • 2.3k views
    • 
    • david rigby
    • July 8, 2010

28. Investment Advisory Fees

    By bzorc, December 12, 2019
    • 5 replies
    • 1.1k views
    • 
    • Bird
    • December 13, 2019

29. Professional Associations

    By Lucky32, July 24, 2023
    • 5 replies
    • 1.2k views
    • 
    • Lucky32
    • July 26, 2023

30. Vesting for New Hires

    By Guest Cbanarer, July 10, 2002
    • 5 replies
    • 4.3k views
    • 
    • Tom Poje
    • July 16, 2002

31. Has any employer made a claim on a Fiduciary Warranty?

    By Peter Gulia, December 29, 2010
    • 5 replies
    • 1.9k views
    • 
    • Peter Gulia
    • June 10, 2013

32. Partial Plan Termination - Facts to Use to Determine

    By Guest Yvonne Bonitatibus, May 22, 2001
    • 5 replies
    • 2.9k views
    • 
    • Guest
    • July 26, 2001

33. Can one beneficiary form cover both the retirement plan and insurance policy?

    By Megandps, May 8, 2019
    • 5 replies
    • 1.1k views
    • 
    • Luke Bailey
    • May 8, 2019

34. What is an "disposition or acquisition" for purposes of 410(b)(6)(C)?

    By Luke Bailey, August 2, 2021
    • 5 replies
    • 2.3k views
    • 
    • Luke Bailey
    • August 3, 2021

35. May a plan restrict who is an acceptable witness for a spouse’s consent?

    By Peter Gulia, December 30, 2022
    • 5 replies
    • 1.4k views
    • 
    • Peter Gulia
    • January 1, 2023

36. What is a CODA

    By Guest nadiarott, November 19, 2004
    • 5 replies
    • 2.6k views
    • 
    • Guest
    • November 25, 2004

37. Husband and wife, each with their own businesses

    By Guest oxdougw, October 19, 2005
    • 5 replies
    • 2k views
    • 
    • Guest
    • October 25, 2005

38. Foreign Company Wants to Establish QRP

    By Guest WantsToLearn, October 27, 2006
    • 5 replies
    • 2.3k views
    • 
    • Flyboyjohn
    • October 17, 2014

39. Effective Date of new Plan

    By Hokielady, September 30, 2016
    • 5 replies
    • 2.6k views
    • 
    • Mike Preston
    • October 3, 2016

40. CPC Question

    By Madison71, October 4, 2018
    • 5 replies
    • 1.1k views
    • 
    • Mr Bagwell
    • October 5, 2018

41. Required Minimum Distribution

    By Lou81, August 3, 2021
    • 5 replies
    • 1k views
    • 
    • Peter Gulia
    • August 3, 2021

42. Client Does Not Want to Submit Plan for New Det. Letter

    By mal, January 25, 2014   

    • Need Arguments to Persuade
    • 5 replies
    • 1.1k views
    • 
    • Peter Gulia
    • January 27, 2014

43. Coverage, ADP testing, etc., when zero compensation

    By Belgarath, January 27, 2014
    • 5 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • January 30, 2014

44. rollovers/top heavy testing

    By Guest jdw, May 19, 1999
    • 5 replies
    • 4.8k views
    • 
    • 401 Chaos
    • April 6, 2015

45. Top heavy contribution needed?

    By Bird, June 1, 2016
    • 5 replies
    • 930 views
    • 
    • Bird
    • June 20, 2016

46. Lifetime Income Disclosures - Calculation Details

    By Leopurrd-401k, January 28, 2022
    • 5 replies
    • 1.5k views
    • 
    • Leopurrd-401k
    • January 31, 2022

47. Trustee types and who signs

    By TPApril, July 27, 2023
    • 5 replies
    • 3.1k views
    • 
    • QDROphile
    • August 1, 2023

48. Affiliated Service Group question

    By Belgarath, November 20, 2009
    • 5 replies
    • 1.3k views
    • 
    • Belgarath
    • November 23, 2009

49. Two Plans

    By Guest Packer, October 30, 2007
    • 5 replies
    • 2k views
    • 
    • mwyatt
    • November 20, 2007

50. 404(a)/408(b) required for pooled accounts?

    By kwalified, March 6, 2012
    • 5 replies
    • 1.4k views
    • 
    • kwalified
    • March 7, 2012