403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. Pros of a Church Plan electing to be covered by ERISA

   By BG5150, September 11, 2020
   • 3 replies
   • 1.3k views
   • 
   • Sellarsian
   • September 14, 2020

2. "Negative Elections"

   By Guest jgroves, September 29, 1998
   • 3 replies
   • 3.4k views
   • 
   • Guest
   • October 1, 1998

3. Non ERISA 403B HELP

   By jesse12, February 21, 2020
   • 3 replies
   • 1.6k views
   • 
   • Luke Bailey
   • March 13, 2020

4. Can employer limit number of annual salary reduction changes?

   By Guest Mike, October 8, 1998
   • 3 replies
   • 3.1k views
   • 
   • Guest
   • October 9, 1998

5. 403b and 457 - contribute max to both?

   By SeanTankarian, February 3, 2015   

   • 457b 403b
   • 3 replies
   • 2.2k views
   • 
   • Lou S.
   • February 3, 2015

6. Where can I find 89-23?

   By wmyer, July 15, 2004
   • 3 replies
   • 7k views
   • 
   • Appleby
   • July 15, 2004

7. How much must an employer contribute to get a QACA safe harbor?

   By Peter Gulia, March 15, 2023
   • 3 replies
   • 813 views
   • 
   • Patricia Neal Jensen
   • March 16, 2023

8. Salary Deferral Limits

   By MARYMM, June 8, 2006
   • 3 replies
   • 2k views
   • 
   • MARYMM
   • June 9, 2006

9. Roth and pre tax contributions

   By Nancy D, February 7, 2013
   • 3 replies
   • 1k views
   • 
   • Nancy D
   • February 7, 2013

10. 403(b) Distributions Treated as Housing Allowance

    By DTH, February 2, 2017
    • 3 replies
    • 6.7k views
    • 
    • DTH
    • February 2, 2017

11. ER forgot to submit deferral contributions for eligible EE

    By blue, January 3, 2007
    • 3 replies
    • 1.9k views
    • 
    • blue
    • January 3, 2007

12. Special Rule for 403b's?

    By austin3515, February 7, 2013
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • February 7, 2013

13. 403(b) TPA is pushing for company to switch to 401(k)

    By Lori H, November 24, 2008
    • 3 replies
    • 1.8k views
    • 
    • J Simmons
    • November 25, 2008

14. Delinquent 403(b) 5500s

    By Guest jim williams, September 12, 2001
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • October 8, 2001

15. ERISA 403b Fiduciary Liability

    By sloble@crowleyfleck.com, September 22, 2004
    • 3 replies
    • 2.3k views
    • 
    • mbozek
    • September 23, 2004

16. 403(b) public school employee. Need advice

    By Brett Smith, July 26, 2019
    • 3 replies
    • 746 views
    • 
    • Old Lawyer
    • July 29, 2019

17. Catch-up Contributions - EE not yet age 50

    By Guest Empoweryourmind, December 17, 2004
    • 3 replies
    • 2k views
    • 
    • GBurns
    • January 4, 2005

18. 403 (b) Gust Updates

    By Guest Frankie, October 6, 2001
    • 3 replies
    • 2.2k views
    • 
    • mbozek
    • June 20, 2002

19. 403(b) & 401(k) Co-Existence/Impact

    By JAY21, January 11, 2005
    • 3 replies
    • 1.7k views
    • 
    • WDIK
    • January 12, 2005

20. Universal Availability

    By BTG, May 30, 2019
    • 3 replies
    • 1.4k views
    • 
    • BTG
    • June 3, 2019

21. 403(b) for HCEs / 401k for NHCEs

    By austin3515, May 19, 2020
    • 3 replies
    • 863 views
    • 
    • austin3515
    • July 10, 2020

22. can a 403b rollover funds into a 401k who elects to use a PEO(co-employer)

    By Guest bariww, July 15, 2008
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • July 15, 2008

23. CPI Qualified Plan Consultants

    By Guest ft6, January 20, 2008
    • 3 replies
    • 6.6k views
    • 
    • Guest
    • January 31, 2008

24. Eligibility for adjunct professors

    By Guest QueenB, October 5, 2005
    • 3 replies
    • 3.7k views
    • 
    • mbozek
    • October 10, 2005

25. Less than 20 hours a week excluded

    By austin3515, September 16, 2020
    • 3 replies
    • 683 views
    • 
    • Flyboyjohn
    • September 17, 2020

26. Correction of Excess Amounts Under TVC and Audit CAP Using the Retenti

    By Guest Harvey Carruth, August 6, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • September 13, 2000

27. 415(c) limitation

    By Ken Davis, July 19, 2004
    • 3 replies
    • 2k views
    • 
    • mbozek
    • August 23, 2004

28. 401(k) vs. 403(b) Plan

    By Guest Jennk, March 26, 2009
    • 3 replies
    • 2k views
    • 
    • Lori Friedman
    • March 27, 2009

29. Reality of IRS Audits of 403(b) Plans

    By Guest STLGiant, June 4, 2003
    • 3 replies
    • 2.1k views
    • 
    • GBurns
    • June 9, 2003

30. I am not totally up to speed on 403b plans, but am being forced to learn quickly..

    By Guest Why, November 30, 2004
    • 3 replies
    • 1.8k views
    • 
    • Lori Friedman
    • December 6, 2004

31. 403(b) Plans Under More IRS Fire

    By Guest CVCalhoun, October 27, 1998
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • January 21, 1999

32. Exclude adjunct professors

    By cdavis25, March 30, 2017
    • 3 replies
    • 2k views
    • 
    • Carol V. Calhoun
    • March 31, 2017

33. What Plan Documents are used to establish an annuity as a 403(b) annui

    By Guest Woodworker, March 6, 2002
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 7, 2002

34. Are 403(b) assets considered when determining the top heavy status of a DC plan?

    By katieinny, October 29, 2003
    • 3 replies
    • 2.9k views
    • 
    • WDIK
    • April 6, 2005

35. 403(b) Defined Benefit Plan

    By Guest cjk, September 23, 2004
    • 3 replies
    • 1.7k views
    • 
    • mbozek
    • September 23, 2004

36. Gateway Requirements required in 403(b) w/ non-elective contributions that don't satisfy disparity safe harbor?

    By Guest DeePA, November 7, 2004
    • 3 replies
    • 2.4k views
    • 
    • mbozek
    • November 8, 2004

37. Tricky Non-ERISA 403(b) Contribution Question

    By Guest James CFP, April 12, 2006
    • 3 replies
    • 2k views
    • 
    • joel
    • June 22, 2006

38. Loan Repayments

    By Guest Serena, July 20, 2010
    • 3 replies
    • 1.5k views
    • 
    • TLGeer
    • July 25, 2010

39. What does '20 hours a week' mean?

    By rcline46, December 3, 2012
    • 3 replies
    • 5.2k views
    • 
    • Tom Poje
    • December 3, 2012

40. 403(B) with After-Tax

    By oldman, September 4, 2014
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • September 5, 2014

41. evaluating the pension (defined benefit) component of a job offer.

    By Guest Ginny1, March 8, 1999
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • March 11, 1999

42. Can income from a grant organization be considered compensation?

    By KaJay, August 22, 2023
    • 3 replies
    • 855 views
    • 
    • Luke Bailey
    • August 24, 2023

43. Same ER 403(b) to 403(b) transfer

    By Guest Deflector, February 3, 2010
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • February 13, 2010

44. Pooled 403b Plan??

    By austin3515, July 15, 2017
    • 3 replies
    • 940 views
    • 
    • AMDG
    • September 12, 2017

45. 401k to Non ERISA 403b

    By pixmax, September 22, 2020
    • 3 replies
    • 967 views
    • 
    • Patricia Neal Jensen
    • September 23, 2020

46. Flexible discretionary matches and new documents

    By Belgarath, June 12, 2023
    • 3 replies
    • 1k views
    • 
    • Belgarath
    • June 13, 2023

47. Plan Aggregation for ACP

    By Guest MarkN, June 24, 2003
    • 3 replies
    • 1.7k views
    • 
    • mbozek
    • June 24, 2003

48. Is the unitization of a target-date fund in a 403(b) permissible?

    By Guest BenefitsGal5, April 29, 2010
    • 3 replies
    • 2k views
    • 
    • TLGeer
    • April 29, 2010

49. Late deferrals to ERISA 403(b) Plan

    By Craig Garner, June 18, 2013
    • 3 replies
    • 4.1k views
    • 
    • PensionPro
    • June 19, 2013

50. Non-ERISA 403(b) plan changed to ERISA 403(b) plan in restatement?

    By SavingsRUS, May 24, 2017
    • 3 replies
    • 924 views
    • 
    • Belgarath
    • May 25, 2017