403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. Annuity option when withdrawal from 401(a) thrift savings plan. Is this a distribution?

   By Maryalice, January 24, 2021   

   • annuity
   • tsp plan
   • 6 replies
   • 1.5k views
   • 
   • joel
   • February 27, 2021

2. Universal Availability

   By BTG, May 30, 2019
   • 3 replies
   • 1.5k views
   • 
   • BTG
   • June 3, 2019

3. VCP filing guides?

   By Sum_Guy, August 19, 2024
   • 6 replies
   • 1.5k views
   • 
   • Sum_Guy
   • August 27, 2024

4. Termination of 403b - Can employees rollover to another 403b?

   By KaJay, August 1, 2023
   • 5 replies
   • 1.5k views
   • 
   • Belgarath
   • August 3, 2023

5. 403(b) Regs effective date postponed

   By jevd, August 29, 2006
   • 0 replies
   • 1.5k views
   • 
   • jevd
   • August 29, 2006

6. Error in 2009 good faith 403b document

   By Flyboyjohn, January 14, 2019
   • 5 replies
   • 1.5k views
   • 
   • Luke Bailey
   • January 17, 2019

7. Vesting on non-ERISA 403(b) plan

   By Belgarath, September 23, 2013
   • 0 replies
   • 1.5k views
   • 
   • Belgarath
   • September 23, 2013

8. Purchase of Prior Service Credit From a PERS

   By Guest Joel Lee, March 29, 2004
   • 2 replies
   • 1.5k views
   • 
   • Ellie Lowder
   • March 30, 2004

9. Automatic enrollment for public school employees

   By Guest DIY, December 15, 2008
   • 1 reply
   • 1.5k views
   • 
   • Peter Gulia
   • December 15, 2008

10. Delegating Loan Processing Responsibility--Foolish?

    By sloble@crowleyfleck.com, September 23, 2004
    • 0 replies
    • 1.5k views
    • 
    • sloble@crowleyfleck.com
    • September 23, 2004

11. Use of Non-Vested Participant Balances Early

    By ERISAGal, October 8, 2019   

    • 403b
    • forfeitures
    • 4 replies
    • 1.5k views
    • 
    • Lou S.
    • October 10, 2019

12. W2 Compensation To Use For Testing

    By metsfan026, September 23, 2024
    • 8 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • September 24, 2024

13. Can you rollover 403(b) loans to a 401(k)?

    By Lori H, March 19, 2010
    • 0 replies
    • 1.5k views
    • 
    • Lori H
    • March 19, 2010

14. Spin off situation

    By Guest Pension Girl, January 7, 2010
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • January 7, 2010

15. PLOP

    By Guest Serena, June 16, 2010
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • June 16, 2010

16. 403(b) match increases with years of service....allowable?

    By Guest jc1457, August 15, 2007
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • August 15, 2007

17. Paired 401k/403b and Top-Heavy

    By austin3515, September 26, 2012
    • 1 reply
    • 1.5k views
    • 
    • ETA Consulting LLC
    • September 26, 2012

18. 403(b)

    By Guest R V Parish, January 15, 2007
    • 1 reply
    • 1.5k views
    • 
    • Everett Moreland
    • January 15, 2007

19. Repace ERISA 403(b) with non-ERISA 403(b) and SEP

    By Guest junior11, September 28, 2004
    • 1 reply
    • 1.5k views
    • 
    • mbozek
    • October 4, 2004

20. TIAA Traditional and Gains

    By austin3515, September 29, 2010
    • 1 reply
    • 1.5k views
    • 
    • austin3515
    • September 30, 2010

21. annual fees

    By Felicia, August 25, 2004
    • 7 replies
    • 1.5k views
    • 
    • GBurns
    • August 26, 2004

22. Applying the 80-120 rule to 403(b)

    By Lori H, January 22, 2013
    • 3 replies
    • 1.5k views
    • 
    • Lori H
    • January 22, 2013

23. Vanguard 5500 Statements, Vanguard 5500 Statements Not User-Friendly

    By Guest JKE, February 23, 2009
    • 1 reply
    • 1.5k views
    • 
    • Below Ground
    • February 24, 2009

24. Deferrals on Accrued Vacation Pay

    By khn, May 9, 2014
    • 2 replies
    • 1.5k views
    • 
    • 12AX7
    • May 10, 2014

25. Employer Contribution - Discrimination?

    By waid10, May 15, 2006
    • 0 replies
    • 1.5k views
    • 
    • waid10
    • May 15, 2006

26. ERISA 403B Distribution and RMD

    By rfahey, October 25, 2013
    • 0 replies
    • 1.5k views
    • 
    • rfahey
    • October 25, 2013

27. Loans

    By oldman, June 3, 2013
    • 3 replies
    • 1.5k views
    • 
    • BG5150
    • June 3, 2013

28. 403(b) exchange/transfer

    By Nassau, October 9, 2008
    • 3 replies
    • 1.5k views
    • 
    • Appleby
    • October 17, 2008

29. Tax Sheltered Annuities with both employer and employee contributions; what are the testing and filing requirements?

    By MBCarey, September 25, 2003
    • 3 replies
    • 1.5k views
    • 
    • E as in ERISA
    • September 25, 2003

30. Can a Christian Day care do 403b

    By Guest NoName, October 22, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 23, 2002

31. Employer contributions

    By Guest JBeck, November 12, 2002
    • 2 replies
    • 1.5k views
    • 
    • mbozek
    • November 14, 2002

32. Nonvested Employer Contributions

    By erisa29, April 16, 2015
    • 3 replies
    • 1.5k views
    • 
    • AMDG
    • October 26, 2015

33. 403(b)/401(k) Coverage

    By Guest dietpepsi, August 16, 2005
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • August 16, 2005

34. small nfp -- 403b versus 401k

    By Guest spoon, November 13, 2008
    • 1 reply
    • 1.5k views
    • 
    • J Simmons
    • November 14, 2008

35. Non QJSA 403(b) spousal waiver for beneficiary

    By Jim Chad, December 13, 2016
    • 2 replies
    • 1.5k views
    • 
    • Carol V. Calhoun
    • December 13, 2016

36. 403(b) and 401a PS Plan

    By austin3515, March 2, 2018
    • 8 replies
    • 1.5k views
    • 
    • austin3515
    • March 21, 2018

37. A valuable resource for retirement and annuities

    By Guest frankc, April 28, 2005
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • April 28, 2005

38. EE now working <20 hrs/wk... exclude going forward?

    By AlbanyConsultant, December 5, 2016
    • 5 replies
    • 1.5k views
    • 
    • Belgarath
    • December 23, 2016

39. Same ER 403(b) to 403(b) transfer

    By Guest Deflector, February 3, 2010
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • February 13, 2010

40. Contributions are sent to Counties before the vendor

    By Guest sschullo, June 18, 2007
    • 1 reply
    • 1.5k views
    • 
    • joel
    • June 22, 2007

41. universal availability

    By Guest lskin, October 5, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 5, 2006

42. testing 403b plan

    By Guest Betsy Oakey, January 14, 2011
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • January 14, 2011

43. 403(b) large plan and 5500/TIAA reporting

    By kwalified, February 22, 2013
    • 2 replies
    • 1.4k views
    • 
    • Lori H
    • March 8, 2013

44. Exclude Ee's working less than 20 hours per week

    By austin3515, May 26, 2015
    • 7 replies
    • 1.4k views
    • 
    • Kevin C
    • May 27, 2015

45. Grandfathered non-ERISA plans - How to terminate

    By RWPHoenix, August 24, 2018
    • 1 reply
    • 1.4k views
    • 
    • Ebplans
    • August 27, 2018

46. 403(b) Plan for a Church Association

    By Archimage, June 12, 2006
    • 4 replies
    • 1.4k views
    • 
    • Archimage
    • June 12, 2006

47. Outstanding Loan Balance

    By jane123, October 15, 2003
    • 0 replies
    • 1.4k views
    • 
    • jane123
    • October 15, 2003

48. Can a db benefit be contingent on 403(b) participation?

    By Effen, December 29, 2003
    • 4 replies
    • 1.4k views
    • 
    • david rigby
    • January 5, 2004

49. 403b hardship

    By Carike, October 17, 2019   

    • suspend
    • 5 replies
    • 1.4k views
    • 
    • LANDO
    • October 21, 2019

50. What is the latest required restatement?

    By Tom, August 2, 2024
    • 6 replies
    • 1.4k views
    • 
    • Liz Hallam
    • August 6, 2024