403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. Non-ERISA 403(b) plan changed to ERISA 403(b) plan in restatement?

   By SavingsRUS, May 24, 2017
   • 3 replies
   • 972 views
   • 
   • Belgarath
   • May 25, 2017

2. Missing Participating Employers

   By AMDG, October 10, 2017   

   • 403(b)
   • prototype
   • (and 5 more)

     Tagged with:

     • 403(b)
     • prototype
     • volume submitter
     • plan
     • partipation agreement
     • fis
     • sungard
   • 2 replies
   • 972 views
   • 
   • Larry Starr
   • October 11, 2017

3. Question on a Plan Provision

   By austin3515, March 7, 2011
   • 0 replies
   • 971 views
   • 
   • austin3515
   • March 7, 2011

4. Non-ERISA 403(b) Plans

   By Belgarath, August 21, 2024
   • 2 replies
   • 971 views
   • 
   • Peter Gulia
   • August 21, 2024

5. Universal availability

   By Belgarath, February 11, 2021
   • 4 replies
   • 967 views
   • 
   • Belgarath
   • March 1, 2021

6. Pooled 403b Plan??

   By austin3515, July 15, 2017
   • 3 replies
   • 966 views
   • 
   • AMDG
   • September 12, 2017

7. RAP and old plan document

   By mcw, July 7, 2017
   • 1 reply
   • 964 views
   • 
   • Carol V. Calhoun
   • July 7, 2017

8. safe harbor

   By Guest G Mann, March 17, 2011
   • 0 replies
   • 963 views
   • 
   • Guest
   • March 17, 2011

9. SSA for 403b's

   By austin3515, July 14, 2011
   • 1 reply
   • 962 views
   • 
   • austin3515
   • July 14, 2011

10. Boys and Girls Club

    By cpc0506, September 25, 2019
    • 2 replies
    • 960 views
    • 
    • Patricia Neal Jensen
    • September 25, 2019

11. less than 20/hr 410(b) test

    By ATM, August 15, 2019
    • 3 replies
    • 959 views
    • 
    • Luke Bailey
    • August 20, 2019

12. Universal Availability and part time employees

    By Lori H, October 7, 2014
    • 3 replies
    • 957 views
    • 
    • Lori H
    • October 8, 2014

13. MWBE 403(b) Recordkeeping and Administration Firms

    By Kim DiMaria, February 21, 2018
    • 4 replies
    • 955 views
    • 
    • Kim DiMaria
    • February 26, 2018

14. 403b filed 2010-2011 but not 2009

    By TPApril, July 9, 2013
    • 0 replies
    • 955 views
    • 
    • TPApril
    • July 9, 2013

15. TIAA-CREF Loan provisions - Corbel Doc

    By austin3515, July 21, 2016
    • 1 reply
    • 955 views
    • 
    • Peter Gulia
    • July 22, 2016

16. 403(b) Cash or Deferred?

    By Patricia Neal Jensen, May 28, 2019   

    • 403(b) employer contribution?
    • 4 replies
    • 954 views
    • 
    • loserson
    • June 12, 2019

17. Found answer - don't know how to delete post

    By Earl, February 28, 2010
    • 0 replies
    • 953 views
    • 
    • Earl
    • February 28, 2010

18. ACA question

    By Belgarath, February 26, 2025
    • 5 replies
    • 949 views
    • 
    • Peter Gulia
    • March 10, 2025

19. ASPPA Conference - any word on 403(b) document approval?

    By Belgarath, October 26, 2016
    • 5 replies
    • 949 views
    • 
    • Belgarath
    • October 28, 2016

20. 403(b) Moves from Insurance to Mutual Funds

    By austin3515, December 20, 2017
    • 3 replies
    • 948 views
    • 
    • austin3515
    • January 8, 2018

21. Foundation in Controlled Group with School District?

    By austin3515, September 11, 2024
    • 4 replies
    • 946 views
    • 
    • Peter Gulia
    • September 12, 2024

22. Not-for-Profit has a 403(b) plan. The NFP recently purchased the assets of a for profit business and set up a new LLC

    By katieinny, November 23, 2010
    • 0 replies
    • 946 views
    • 
    • katieinny
    • November 23, 2010

23. TIAA Cref Hardships

    By austin3515, November 3, 2010
    • 0 replies
    • 944 views
    • 
    • austin3515
    • November 3, 2010

24. 403(b) and PEO

    By 52626, October 17, 2018
    • 2 replies
    • 944 views
    • 
    • Bill Sweetnam
    • October 19, 2018

25. Partial Plan Termination Vesting

    By Belgarath, August 4, 2020
    • 3 replies
    • 939 views
    • 
    • Patricia Neal Jensen
    • August 5, 2020

26. 403b a5 year catch-up

    By perkinsran, September 24, 2010
    • 0 replies
    • 938 views
    • 
    • perkinsran
    • September 24, 2010

27. Limiting Loans and Hardships to Single Vendor

    By 30Rock, September 7, 2010
    • 0 replies
    • 938 views
    • 
    • 30Rock
    • September 7, 2010

28. Adding an Employer Sponsored Roth IRA to a B plan

    By HarleyBabe, June 6, 2021
    • 6 replies
    • 938 views
    • 
    • QDROphile
    • June 7, 2021

29. Fee disclosures in 403(b)'s

    By kwalified, July 16, 2012
    • 0 replies
    • 936 views
    • 
    • kwalified
    • July 16, 2012

30. For Profit Sub of 501c3

    By austin3515, December 14, 2020
    • 5 replies
    • 934 views
    • 
    • Patricia Neal Jensen
    • December 14, 2020

31. Service Requirement for Employer Contributions

    By oldman, November 28, 2012
    • 1 reply
    • 931 views
    • 
    • ETA Consulting LLC
    • November 28, 2012

32. two NFPs merge, one with a 401k plan... what happens to that money?

    By AlbanyConsultant, November 15, 2021
    • 2 replies
    • 931 views
    • 
    • Peter Gulia
    • November 16, 2021

33. Terminating small, ERISA 403(b)

    By Lori H, May 6, 2013
    • 1 reply
    • 930 views
    • 
    • Carol V. Calhoun
    • May 7, 2013

34. 403b doc restatement - next cycle

    By jmartin, September 11, 2020
    • 1 reply
    • 928 views
    • 
    • Patricia Neal Jensen
    • May 31, 2022

35. Supplemental Retirement Account?

    By Dennis Povloski, May 12, 2010
    • 0 replies
    • 928 views
    • 
    • Dennis Povloski
    • May 12, 2010

36. Can a 403(b) favor tenured employees?

    By kwalified, August 1, 2012
    • 1 reply
    • 924 views
    • 
    • QDROphile
    • August 1, 2012

37. Safe harbor match, employees excluded from match only

    By Belgarath, January 8, 2019
    • 5 replies
    • 924 views
    • 
    • Belgarath
    • January 11, 2019

38. Highly Compensated and post-severance compensation

    By Belgarath, February 13, 2018
    • 5 replies
    • 923 views
    • 
    • Belgarath
    • March 21, 2018

39. Is the ER limited to 25% of comp when making a 403(b) contribution?

    By katieinny, August 30, 2012
    • 2 replies
    • 921 views
    • 
    • katieinny
    • August 30, 2012

40. Plan qualifying for non-ERISA, but executed an ERISA document

    By Belgarath, December 20, 2021
    • 6 replies
    • 921 views
    • 
    • Belgarath
    • December 22, 2021

41. Church wants to use tax credit

    By ldr, August 6, 2020   

    • secure act
    • church
    • 3 replies
    • 918 views
    • 
    • Patricia Neal Jensen
    • August 10, 2020

42. Employer contribution limits and timing

    By BG5150, March 1, 2023
    • 3 replies
    • 917 views
    • 
    • Peter Gulia
    • March 1, 2023

43. Allocation Groups

    By MGOAdmin, January 9, 2025
    • 3 replies
    • 915 views
    • 
    • Patricia Neal Jensen
    • January 13, 2025

44. Fee Disclosure

    By Nassau, December 3, 2012
    • 0 replies
    • 914 views
    • 
    • Nassau
    • December 3, 2012

45. 415 and 402(g) limits=>participant in both govt&private plans

    By TPApril, December 18, 2021
    • 4 replies
    • 913 views
    • 
    • Luke Bailey
    • December 21, 2021

46. Match to separate plan destroys ERISA exemption

    By Flyboyjohn, September 13, 2017   

    • 403b
    • erisa exemption
    • 2 replies
    • 912 views
    • 
    • CuseFan
    • September 13, 2017

47. 403(b) Match Failure

    By Coleboy1, March 15, 2022
    • 2 replies
    • 911 views
    • 
    • Patricia Neal Jensen
    • March 16, 2022

48. Is this 403b plan really terminated?

    By Santo Gold, October 4, 2024
    • 2 replies
    • 910 views
    • 
    • Peter Gulia
    • October 4, 2024

49. ABPT Testing in 403(b) Plans

    By PensionPro, January 16, 2013
    • 0 replies
    • 909 views
    • 
    • PensionPro
    • January 16, 2013

50. May a 403(b) employer add provisions beyond the IRS-preapproved document?

    By Peter Gulia, December 5, 2022
    • 3 replies
    • 908 views
    • 
    • AMDG
    • December 8, 2022