Distributions and Loans, Other than QDROs

4,169 topics in this forum

1. Death benefit to new spouse

   By Santo Gold, March 8, 2021
   • 5 replies
   • 843 views
   • 
   • Santo Gold
   • March 10, 2021

2. Vesting and sale of business

   By Guest JPIngold, September 27, 2013
   • 5 replies
   • 1.8k views
   • 
   • Guest
   • September 27, 2013

3. 401k loan default questions.

   By larrybhunter, January 21, 2021
   • 5 replies
   • 1.6k views
   • 
   • Bird
   • January 22, 2021

4. Hardship

   By HarleyBabe, December 29, 2008
   • 5 replies
   • 2.2k views
   • 
   • HarleyBabe
   • December 30, 2008

5. loan repayments--amount financed

   By Felicia, January 11, 2001
   • 5 replies
   • 1.6k views
   • 
   • QDROphile
   • January 11, 2001

6. Setting up decedent IRA from a qualified plan?

   By Guest dory, September 5, 2002
   • 5 replies
   • 1.7k views
   • 
   • Guest
   • September 6, 2002

7. RMD for participant who died in 2017

   By AlbanyConsultant, May 28, 2025
   • 5 replies
   • 1.4k views
   • 
   • Bruce1
   • June 12, 2025

8. Funeral expenses for grandparent

   By Guest Georgia1, July 12, 2011
   • 5 replies
   • 3.7k views
   • 
   • GMK
   • July 13, 2011

9. Partial distribution before QDRO

   By Monica Barnard, July 26, 2014
   • 5 replies
   • 1.3k views
   • 
   • My 2 cents
   • July 28, 2014

10. Beneficiary designation of unmarried participant who later marries

    By Guest StephenJ7976, November 19, 2007
    • 5 replies
    • 1.4k views
    • 
    • Guest
    • November 19, 2007

11. Participant now in eligible class, can they take a loan?

    By BG5150, June 29, 2023
    • 5 replies
    • 1.1k views
    • 
    • CuseFan
    • July 10, 2023

12. Successor Beneficiary of an Inherited IRA

    By 52626, July 1, 2024
    • 5 replies
    • 1.2k views
    • 
    • Appleby
    • July 7, 2024

13. DB plan with empoloyee contributions

    By Guest SuzieQNEC, August 21, 2009
    • 5 replies
    • 1.1k views
    • 
    • Guest
    • September 4, 2009

14. RMDs after death - IRS guidance?

    By Bird, April 18, 2023
    • 5 replies
    • 1.2k views
    • 
    • Bird
    • April 20, 2023

15. Rollover: Pymt. Independent from Series of Substantially Equal Periodic Pymts

    By Guest TCP, March 3, 2008
    • 5 replies
    • 2.8k views
    • 
    • Guest
    • March 10, 2008

16. 5% owner & MRD

    By Guest Sieve, October 15, 2008
    • 5 replies
    • 1.8k views
    • 
    • J Simmons
    • October 15, 2008

17. Withholding more than 20% from a distribution?

    By AlbanyConsultant, February 7, 2005
    • 5 replies
    • 1.9k views
    • 
    • AlbanyConsultant
    • February 14, 2005

18. Paying Federal taxes with Form 945

    By perplexedbypensions, August 2, 2022
    • 5 replies
    • 1.1k views
    • 
    • WDIK
    • August 4, 2022

19. 1099-R reporting and withholding on reissued distribution checks

    By JDuns, February 20, 2001
    • 5 replies
    • 3.6k views
    • 
    • Wessex
    • February 27, 2001

20. Maryland Mandatory State Tax Rate

    By Vlad401k, April 22, 2020
    • 5 replies
    • 1.5k views
    • 
    • Bill Presson
    • April 23, 2020

21. adding loan policy

    By Lori H, July 24, 2008
    • 5 replies
    • 1.3k views
    • 
    • Lori H
    • July 28, 2008

22. Federal Withholding

    By Zoey, January 15, 2010
    • 5 replies
    • 1.6k views
    • 
    • BG5150
    • January 15, 2010

23. Can a loan be issued for more than 50% of account balance?

    By BG5150, May 7, 2010
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • May 18, 2010

24. Death benefit - no named beneficiary, per default terms of the plan will go to a child who is a minor

    By Belgarath, March 17, 2025
    • 5 replies
    • 1.8k views
    • 
    • Peter Gulia
    • March 17, 2025

25. Second Distribution After Rehire

    By Dennis Povloski, October 21, 2011
    • 5 replies
    • 1.5k views
    • 
    • doombuggy
    • November 21, 2011

26. Cares Act $100,000 Distribution Limit

    By Vlad401k, June 10, 2020
    • 5 replies
    • 1.4k views
    • 
    • Luke Bailey
    • June 12, 2020

27. Terminated participant Age 56 & premature distribution penalty

    By Pammie57, May 13, 2016
    • 5 replies
    • 877 views
    • 
    • Lou S.
    • May 13, 2016

28. Is Trustee Required to Report Home Loan Interest?

    By Guest Phil L, January 9, 2000
    • 5 replies
    • 1.8k views
    • 
    • masteff
    • February 3, 2016

29. MRD Starting Date

    By bzorc, January 20, 2005
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • March 2, 2006

30. Loan Interest Calculation

    By Guest smscottish, January 5, 2006
    • 5 replies
    • 1.8k views
    • 
    • WDIK
    • January 9, 2006

31. Determining Policy Loan Limit

    By retbenser, May 9, 2011
    • 5 replies
    • 1.2k views
    • 
    • BG5150
    • May 11, 2011

32. Penalty for Missed RMD

    By Dougsbpc, January 16, 2025
    • 5 replies
    • 2.9k views
    • 
    • Peter Gulia
    • January 16, 2025

33. Rollout of Life Insurance - Tax Impact

    By EBECatty, September 19, 2018
    • 5 replies
    • 1.5k views
    • 
    • Luke Bailey
    • September 21, 2018

34. plan disqualification (tax conseqences)

    By Scuba 401, August 11, 2020
    • 5 replies
    • 900 views
    • 
    • Larry Starr
    • August 12, 2020

35. Hardship - Buy-out Spouse Interest in Home (Divorce)

    By Guest IRISH79, March 29, 2007
    • 5 replies
    • 5.1k views
    • 
    • Guest
    • July 5, 2007

36. Does a defaulted loan still count as a loan?

    By AlbanyConsultant, January 14, 2014
    • 5 replies
    • 1.3k views
    • 
    • AlbanyConsultant
    • January 14, 2014

37. "F&C" Hardship Conditions

    By SMB, July 29, 2009
    • 5 replies
    • 1.7k views
    • 
    • SMB
    • August 27, 2009

38. COVID 19 and Hardship Distributions

    By DKE, March 17, 2020
    • 5 replies
    • 1.2k views
    • 
    • Peter Gulia
    • March 18, 2020

39. Minimum distribution withholding

    By alexa, January 24, 2002
    • 5 replies
    • 1.8k views
    • 
    • Medusa
    • January 27, 2002

40. Mandatory rollovers under 2550.404a-2

    By Belgarath, December 7, 2004
    • 5 replies
    • 1.7k views
    • 
    • mbozek
    • December 8, 2004

41. Trying to keep participant from defaulting on loans..

    By Guest Sara H, September 22, 2009
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • September 23, 2009

42. Loan for primary residence

    By Lou81, November 13, 2025
    • 5 replies
    • 725 views
    • 
    • Lou81
    • November 14, 2025

43. hardships tied to financial wellness program participation

    By K2retire, August 2, 2018   

    • hardship rules
    • financial wellness
    • 5 replies
    • 820 views
    • 
    • Larry Starr
    • August 3, 2018

44. Dsitribution to Non-Spouse Benef under "new" 401(a)(9) rules

    By Guest blkdoro, March 31, 2004
    • 5 replies
    • 1.7k views
    • 
    • Appleby
    • April 6, 2004

45. Distribution of Rollover from PS Plan

    By CAR, September 29, 2010
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • October 5, 2010

46. Qualified Loan Offsets

    By JOH, May 10, 2021
    • 5 replies
    • 722 views
    • 
    • Lou S.
    • May 11, 2021

47. Is this really a participant loan?

    By K2retire, September 22, 2009
    • 5 replies
    • 1.2k views
    • 
    • K2retire
    • September 23, 2009

48. RMD and Cash Value of Life Insurance

    By Ananda, September 16, 2021
    • 5 replies
    • 2.9k views
    • 
    • Belgarath
    • September 17, 2021

49. Distribution to Beneficiary

    By Guest notapensiongeek, October 24, 2006
    • 5 replies
    • 2.2k views
    • 
    • Belgarath
    • October 25, 2006

50. RMD Participant Authorization

    By JKW, February 27, 2017
    • 5 replies
    • 1.4k views
    • 
    • JKW
    • February 28, 2017