SEP, SARSEP and SIMPLE Plans

1,534 topics in this forum

1. Earned income calculation on SIMPLE IRA

   By Guest Pat Metallic, November 22, 2002
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • November 29, 2002

2. Is SEP a successor plan?

   By Guest mchristina, June 8, 2005
   • 3 replies
   • 2.3k views
   • 
   • Gary Lesser
   • June 9, 2005

3. Contribution deadline - Employee contributions to SEP-IRA

   By Borsley, July 11, 2013   

   • employee contributions
   • SEP-IRA
   • (and 1 more)

     Tagged with:

     • employee contributions
     • SEP-IRA
     • deadline
   • 3 replies
   • 3.4k views
   • 
   • Mike Preston
   • April 1, 2015

4. W2 income from one company used to fund SEP (?)

   By AKconsult, September 25, 2018
   • 3 replies
   • 887 views
   • 
   • Larry Starr
   • September 25, 2018

5. Can a small business owner offer both a SIMPLE IRA and a SEP IRA?

   By Gudgergirl, August 6, 2014
   • 3 replies
   • 2.3k views
   • 
   • sbutler
   • August 29, 2014

6. SIMPLE IRA Plan with a 403B plan - limits

   By Guest rffahey, March 24, 2005
   • 3 replies
   • 1.5k views
   • 
   • Lori Friedman
   • March 25, 2005

7. Simple IRA rollover

   By Rai401k, November 17, 2004
   • 3 replies
   • 1.6k views
   • 
   • Gary Lesser
   • November 22, 2004

8. 25% penalty - corrected contributions?

   By DR245, June 18, 2020
   • 3 replies
   • 1.2k views
   • 
   • Luke Bailey
   • June 19, 2020

9. 2026 SIMPLE catch-up limits

   By Ian, November 18, 2025
   • 3 replies
   • 4.9k views
   • 
   • Peter Gulia
   • December 4, 2025

10. SEP eligibility requirement

    By Zorro1k, June 25, 2015   

    • SEP
    • Eligibility
    • (and 1 more)

      Tagged with:

      • SEP
      • Eligibility
      • Eligible employee
    • 3 replies
    • 1.9k views
    • 
    • QDROphile
    • June 26, 2015

11. Simple-IRA for new sole propritor.

    By Moe Howard, November 29, 2001
    • 3 replies
    • 2.1k views
    • 
    • Gary Lesser
    • December 18, 2001

12. Sarsep 15% of Contribution

    By Guest mariaguzzetta, February 13, 2002
    • 3 replies
    • 1.4k views
    • 
    • Gary Lesser
    • February 14, 2002

13. SEP % limit

    By Guest kdm, January 6, 2003
    • 3 replies
    • 1.3k views
    • 
    • Gary Lesser
    • January 14, 2003

14. valid reason to stop this plan

    By wsp, April 24, 2006
    • 3 replies
    • 1.7k views
    • 
    • Jim Norman
    • April 24, 2006

15. SEP Coverage Failure Consequences

    By jukeboy56, August 11, 2017
    • 3 replies
    • 1.9k views
    • 
    • Linda Wilkins
    • August 16, 2017

16. SEP established incorrectly?

    By Barbara, March 15, 2024
    • 3 replies
    • 1.5k views
    • 
    • Barbara
    • March 18, 2024

17. Termianting a SIMPLE IRA

    By R. Butler, December 23, 2010
    • 3 replies
    • 1.7k views
    • 
    • 12AX7
    • January 26, 2011

18. SEP IRA and ownership

    By MaryM, December 10, 2015
    • 3 replies
    • 1.1k views
    • 
    • Jim Chad
    • April 14, 2016

19. When is contribution deemed made - date on check or date sent to fina inst?

    By Guest amfam2, January 12, 2004
    • 3 replies
    • 2.2k views
    • 
    • Gary Lesser
    • January 16, 2004

20. Late Contributions & No Match to a SIMPLE IRA

    By Guest ButchElfers, March 3, 2004
    • 3 replies
    • 12k views
    • 
    • Gary Lesser
    • March 4, 2004

21. SEP with 401(k) in same year

    By Belgarath, March 24, 2016
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • April 19, 2016

22. SIMPLE IRA for 1 of 2 Sch-C spouses

    By M Norton, December 10, 2019
    • 3 replies
    • 1.2k views
    • 
    • spiritrider
    • December 11, 2019

23. SIMPLE IRA definition of Compensation

    By Guest ButchElfers, September 5, 2006
    • 3 replies
    • 5.1k views
    • 
    • Gary Lesser
    • September 6, 2006

24. SEP IRA's

    By Guest American Pension Consulta, June 13, 2001
    • 3 replies
    • 1.8k views
    • 
    • Appleby
    • June 20, 2001

25. participant in a simple AND 403b plan

    By Guest tlott, December 1, 2003
    • 3 replies
    • 1.1k views
    • 
    • Gary Lesser
    • December 17, 2003

26. limits SIMPLE IRA and SIMPLE 401k Catchup Limits

    By Renier, March 13, 2019   

    • simple 401k
    • simple ira
    • (and 2 more)

      Tagged with:

      • simple 401k
      • simple ira
      • simple plan
      • catchup
    • 3 replies
    • 826 views
    • 
    • Appleby
    • March 18, 2019

27. SIMPLE IRAs - any protection

    By pmacduff, January 25, 2005
    • 3 replies
    • 1.6k views
    • 
    • mbozek
    • January 25, 2005

28. SEP Contributions

    By Guest jetfaninmn, May 1, 2007
    • 3 replies
    • 2.3k views
    • 
    • Belgarath
    • May 2, 2007

29. Question about the rule that a firm can't have traditional 401(k) and

    By maverick, March 14, 2002
    • 3 replies
    • 1.5k views
    • 
    • Belgarath
    • March 15, 2002

30. SARSEP limit after EGTRRA and tech correction??

    By maverick, May 9, 2002
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • May 30, 2002

31. SEP funding and "reason" for extension

    By Guest Steve Palmer, April 6, 2004
    • 3 replies
    • 1.2k views
    • 
    • Gary Lesser
    • April 7, 2004

32. Stupid SEP funding question

    By MarZDoates, January 24, 2003
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • January 24, 2003

33. SARSEP legality question

    By Guest Shandi2010, July 8, 2010
    • 3 replies
    • 1.6k views
    • 
    • Gary Lesser
    • July 8, 2010

34. failure to remit SIMPLE IRA deferrals

    By Guest mjn, January 25, 2005
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • January 26, 2005

35. SEP-IRA

    By Guest Sieve, September 25, 2009
    • 3 replies
    • 2k views
    • 
    • jevd
    • September 25, 2009

36. Newer Employer

    By austin3515, August 14, 2014
    • 3 replies
    • 1k views
    • 
    • Bird
    • August 15, 2014

37. How to compute calculation for both SEP and MPPP

    By jkharvey, September 15, 2000
    • 3 replies
    • 1.8k views
    • 
    • Gary Lesser
    • September 17, 2000

38. Simple IRA for a church

    By M Norton, September 25, 2009
    • 3 replies
    • 4.1k views
    • 
    • M Norton
    • October 6, 2009

39. Setting up a SEP Plan

    By metsfan026, September 25, 2025
    • 3 replies
    • 3.1k views
    • 
    • Bruce1
    • October 1, 2025

40. Simple 401(k) Matching Contribution

    By Guest Dianes, September 27, 2001
    • 3 replies
    • 1.7k views
    • 
    • Gary Lesser
    • October 9, 2001

41. Excess SEP contributions - recharacterize?

    By Guest amfam2, April 1, 2002
    • 3 replies
    • 6.6k views
    • 
    • Appleby
    • April 2, 2002

42. Misclassification correction

    By SundanceKid, November 27, 2025
    • 3 replies
    • 314 views
    • 
    • Nichol C
    • December 2, 2025

43. Missed contributions to SEP

    By Spencer, April 21, 2011
    • 3 replies
    • 1.7k views
    • 
    • jpod
    • April 21, 2011

44. SIMPLE plan & ownership change

    By Guest bmurphy61, January 8, 2008
    • 3 replies
    • 3.2k views
    • 
    • Gary Lesser
    • March 21, 2008

45. Simple to 401k Invalidation Question

    By Guest Grumbles, December 11, 2008
    • 3 replies
    • 1.6k views
    • 
    • Gary Lesser
    • December 11, 2008

46. Comp Reduced by 125

    By austin3515, January 20, 2017
    • 3 replies
    • 745 views
    • 
    • Belgarath
    • January 23, 2017

47. Just clarifying....

    By bzorc, February 26, 2001
    • 3 replies
    • 1.6k views
    • 
    • Michael Devault
    • March 5, 2001

48. SIMPLE-IRA contributions made in 2015, 401k to be adopted

    By Belgarath, January 22, 2015
    • 3 replies
    • 1.7k views
    • 
    • Monica Barnard
    • April 30, 2015

49. Contribution Question

    By Archimage, February 15, 2002
    • 3 replies
    • 1.6k views
    • 
    • Gary Lesser
    • February 19, 2002

50. Simple IRA deferrals

    By Lori Foresz, October 21, 2003
    • 3 replies
    • 1.4k views
    • 
    • Appleby
    • March 15, 2004