SEP, SARSEP and SIMPLE Plans

1,534 topics in this forum

1. Acquired company with a Simple 401(k)

   By AndyH, December 7, 2012
   • 2 replies
   • 1.4k views
   • 
   • AndyH
   • December 7, 2012

2. allowable sep contribution if participating in another plan

   By Guest Elizabeth Gaskins, March 26, 2002
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • March 29, 2002

3. Can a SAR SEP be invested at multiple institutions?

   By Guest Bergybass, December 3, 2008
   • 2 replies
   • 1.4k views
   • 
   • Gary Lesser
   • December 3, 2008

4. Remove SEP Contributions?

   By Dazednconfused, July 8, 2021
   • 2 replies
   • 1.4k views
   • 
   • JackS
   • July 8, 2021

5. simple IRA and frozen DB plan?

   By AndyH, May 2, 2002
   • 2 replies
   • 1.8k views
   • 
   • AndyH
   • May 3, 2002

6. 25% penalty in 1st 2 years

   By Guest bmurphy, June 8, 2004
   • 2 replies
   • 1.3k views
   • 
   • Appleby
   • June 9, 2004

7. SIMPLE IRA Year End/Final Contribution

   By Guest Aaron Taylor, January 21, 2009
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • January 21, 2009

8. Spliting simple IRA contributions

   By Guest jasper, December 21, 1999
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • January 12, 2000

9. 2 person LLC SEP contribution

   By Guest passmf, January 4, 2000
   • 2 replies
   • 2.7k views
   • 
   • Gary Lesser
   • January 13, 2000

10. SEP Short Plan Year

    By Guest CJDwyer, September 4, 2002
    • 2 replies
    • 2.3k views
    • 
    • Gary Lesser
    • November 26, 2012

11. Simple IRA contribution timing

    By Guest spencerhos, April 10, 2005
    • 2 replies
    • 1.8k views
    • 
    • Appleby
    • April 14, 2005

12. Simple Takeover

    By Guest mb4, October 11, 2005
    • 2 replies
    • 1.7k views
    • 
    • Gary Lesser
    • October 21, 2005

13. Max. Contribution Limits to both 403(b) and SIMPLE IRA

    By Guest WFMinter, December 10, 1999
    • 2 replies
    • 2k views
    • 
    • Gary Lesser
    • January 13, 2000

14. Roth option for SIMPLE IRAs?

    By Kimberly S, March 2, 2007
    • 2 replies
    • 2.1k views
    • 
    • Gary Lesser
    • July 20, 2007

15. IRS Audit-CAP Requirement

    By Renafesq, April 17, 2019
    • 2 replies
    • 1k views
    • 
    • Renafesq
    • April 17, 2019

16. Addition SIMPLE Set Up Question

    By Guest Gary S, January 11, 2007
    • 2 replies
    • 1.3k views
    • 
    • Gary Lesser
    • January 17, 2007

17. SARSEP to 401k Rollover Reversal?

    By Guest Brendan McKee, February 6, 2007
    • 2 replies
    • 2.6k views
    • 
    • Guest
    • February 7, 2007

18. Can a SEP operate on a fiscal year?

    By M Norton, November 30, 2020
    • 2 replies
    • 1.1k views
    • 
    • StephenD
    • December 3, 2020

19. Existing DB plan - adding SEP and deduction

    By Jakyasar, March 11, 2020
    • 2 replies
    • 856 views
    • 
    • Jakyasar
    • March 12, 2020

20. SIMPLE IRA--Terminating the plan during the year

    By Guest DLevine, January 11, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 19, 2000

21. SEP withdrawal for qualified higher education purposes

    By Beltane, February 20, 2012
    • 2 replies
    • 1.6k views
    • 
    • masteff
    • February 21, 2012

22. SIMPLE IRA - VCP Correction & New 401(k)

    By EBECatty, December 1, 2020
    • 2 replies
    • 788 views
    • 
    • EBECatty
    • December 1, 2020

23. SEP Plan is ineligible because company is part of a large controlled G

    By Guest Todd Lehmann, November 2, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 21, 2001

24. SIMPLE - is the contribution based on correct compensation

    By Jakyasar, April 13, 2023
    • 2 replies
    • 1.3k views
    • 
    • AnnCK
    • April 14, 2023

25. SARSEP adobted before 12/31/1996 but not funded

    By Guest jschoolman, March 29, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 5, 2001

26. SEP plan - calendar vs fiscal year

    By Guest bmurphy, November 11, 2004
    • 2 replies
    • 1.7k views
    • 
    • Lame Duck
    • November 12, 2004

27. SIMPLE IRA Compensation?

    By Dawn Hafner, February 1, 2000
    • 2 replies
    • 1.6k views
    • 
    • Dawn Hafner
    • February 1, 2000

28. Simple IRA 100 person rule

    By abanky, September 18, 2008
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 18, 2008

29. Davis Bacon fringe as ER contribution

    By Guest Green92, September 18, 2009
    • 2 replies
    • 1.9k views
    • 
    • Gary Lesser
    • December 10, 2009

30. simple IRA contribution timing requirements

    By Guest Ed Walker, July 19, 2000
    • 2 replies
    • 1.7k views
    • 
    • Gary Lesser
    • August 29, 2000

31. Transfer of SEP accounts

    By eilano, February 19, 2001
    • 2 replies
    • 1.7k views
    • 
    • Appleby
    • February 23, 2001

32. ADP test for SARSEP

    By FJR, August 17, 2004
    • 2 replies
    • 3k views
    • 
    • Bird
    • August 18, 2004

33. SARSEP and New DB plan

    By Guest elem, November 12, 2004
    • 2 replies
    • 1.4k views
    • 
    • Gary Lesser
    • November 15, 2004

34. Does mistake on one SEP account disqualify others?

    By panther, October 6, 2015   

    • Excess contribution
    • 2 replies
    • 964 views
    • 
    • panther
    • October 7, 2015

35. Simple 401(k) Compensation for Self Employed

    By Richard Anderson, July 2, 2002
    • 2 replies
    • 1.2k views
    • 
    • Richard Anderson
    • July 3, 2002

36. Starting 401(k) and Defined Benefit Plan when a SEP is being "maintained."

    By rblum50, June 28, 2023
    • 2 replies
    • 1.5k views
    • 
    • rblum50
    • July 9, 2023

37. SAR SEP Contributions

    By Guest LaRae, February 25, 2006
    • 2 replies
    • 1.9k views
    • 
    • Gary Lesser
    • February 26, 2006

38. Switching Simple IRA Companies

    By preauto, November 29, 2015
    • 2 replies
    • 2.8k views
    • 
    • BG5150
    • November 30, 2015

39. SIMPLE IRA 401(k) Controlled Group

    By R. Butler, May 12, 2016
    • 2 replies
    • 1.5k views
    • 
    • Scuba 401
    • January 11, 2021

40. Excess Employer Contributions to SIMPLE IRA

    By MarZDoates, December 31, 2002
    • 2 replies
    • 2.7k views
    • 
    • Appleby
    • January 2, 2003

41. U.S. Subsidiary of Foreign Company cannot establish a SIMPLE Plan.

    By traveler, March 10, 2001
    • 2 replies
    • 2.4k views
    • 
    • traveler
    • March 13, 2001

42. 5305-SEP Eligibility

    By J2D2, July 3, 2002
    • 2 replies
    • 1.6k views
    • 
    • Earl
    • July 4, 2002

43. Sep ira rollover to ROTH IRA each yr + solo401k employee contributions allowed?

    By jjfacejj, August 14, 2015
    • 2 replies
    • 988 views
    • 
    • Bird
    • August 24, 2015

44. 'lost' SIMPLE IRA deferrals

    By Tom Poje, August 14, 2002
    • 2 replies
    • 1.6k views
    • 
    • mbozek
    • August 16, 2002

45. Simple match never contributed by employer

    By Moe Howard, October 15, 2009
    • 2 replies
    • 6.3k views
    • 
    • Guest
    • November 28, 2009

46. SEP Eligibility

    By Guest tcunagin, July 23, 2003
    • 2 replies
    • 1.2k views
    • 
    • Gary Lesser
    • August 5, 2003

47. part of HCE SEP contribution not made

    By Guest mjn, February 8, 2005
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • March 2, 2005

48. Switching from SIMPLE 401k to regular 401k

    By J Simmons, March 4, 2008
    • 2 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • March 17, 2008

49. Amendments and notices

    By Guest jaturner, August 22, 2008
    • 2 replies
    • 2k views
    • 
    • Bird
    • August 22, 2008

50. deferrals made without plan in place

    By Guest gjertsen, April 2, 2009
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • April 3, 2009