SEP, SARSEP and SIMPLE Plans

1,534 topics in this forum

1. Frozen 401(k) -- SIMPLE-IRA

   By R. Butler, November 5, 2002
   • 2 replies
   • 2k views
   • 
   • R. Butler
   • November 5, 2002

2. Compensation prior to effective date

   By Guest wjr, April 10, 2003
   • 2 replies
   • 1k views
   • 
   • Guest
   • April 10, 2003

3. SIMPLE IRA - Move from 5305 to 5304

   By MjInvestments, December 3, 2019
   • 2 replies
   • 4.8k views
   • 
   • Appleby
   • December 4, 2019

4. SEP Transition to Simple with Funding

   By NeedhelpREsep, March 12, 2021
   • 2 replies
   • 792 views
   • 
   • NeedhelpREsep
   • March 16, 2021

5. Qualified plan established during year when SIMPLE IRA contributions a

   By Guest FredReilly, May 3, 2000
   • 2 replies
   • 1.5k views
   • 
   • Gary Lesser
   • May 17, 2000

6. SARSEP top-paid group

   By Guest JPAdmin, February 22, 2002
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • February 26, 2002

7. SIMPLE IRA Exclusive Benefit Rule

   By R. Butler, June 7, 2005
   • 2 replies
   • 2.2k views
   • 
   • R. Butler
   • June 9, 2005

8. SIMPLE Contribution made to wrong participant's account

   By jane123, July 29, 2005
   • 2 replies
   • 2k views
   • 
   • Bird
   • July 30, 2005

9. Can a S Corporation Establish a SEP?

   By Guest mbernier, November 29, 2000
   • 2 replies
   • 2.4k views
   • 
   • Gary Lesser
   • December 1, 2000

10. SEP for self employed

    By R. Butler, November 28, 2001
    • 2 replies
    • 1.5k views
    • 
    • Gary Lesser
    • November 29, 2001

11. Which plan is best for VERY SMALL business?

    By Guest heike, June 28, 2006
    • 2 replies
    • 1.6k views
    • 
    • Bird
    • June 28, 2006

12. Differential Pay

    By Felicia, August 22, 2011
    • 2 replies
    • 2.1k views
    • 
    • Felicia
    • August 24, 2011

13. Creditor Protection: SEP-IRA vs. Profit Sharing Plan???

    By chris, September 12, 2000
    • 2 replies
    • 3.2k views
    • 
    • Gary Lesser
    • September 13, 2000

14. SIMPLE IRA mid-yr plan termination due to acquisition?

    By Borsley, August 8, 2012
    • 2 replies
    • 13.3k views
    • 
    • Borsley
    • August 9, 2012

15. Non-Model SEPs

    By SMB, April 15, 2002
    • 2 replies
    • 1.7k views
    • 
    • Gary Lesser
    • April 24, 2002

16. SARSEP - Can EE opt out?

    By Guest Roger K., January 14, 2014
    • 2 replies
    • 1.9k views
    • 
    • Lou S.
    • January 14, 2014

17. SIMPLE IRA Contribution Timing

    By Guest fusiuser, March 3, 2000
    • 2 replies
    • 1.5k views
    • 
    • Bill Berke
    • June 2, 2000

18. Timing of replacing a SIMPLE IRA with a qualified plan

    By Guest GARNETT, June 20, 2000
    • 2 replies
    • 1.8k views
    • 
    • Gary Lesser
    • August 29, 2000

19. Employee closes simple acct prior to matching contribution being made

    By Guest Marketwatcher90, December 7, 2004
    • 2 replies
    • 1.2k views
    • 
    • GBurns
    • December 7, 2004

20. SIMPLE termination

    By Guest LTurner, February 19, 2009
    • 2 replies
    • 1.8k views
    • 
    • jlea
    • February 20, 2009

21. 415 Limit for Employee who is participant in 401(k) Plan and wants to

    By Lynn Campbell, June 27, 2000
    • 2 replies
    • 1.4k views
    • 
    • Gary Lesser
    • August 29, 2000

22. SIMPLE IRA w/Match, failed to withhold for new employees

    By JHalligan, December 16, 2022
    • 2 replies
    • 1.7k views
    • 
    • JHalligan
    • December 23, 2022

23. Inadvertent Elective Deferrals to SEP

    By In House Counsel, July 2, 2025
    • 2 replies
    • 869 views
    • 
    • PensionPete
    • July 3, 2025

24. SEP Document with existing DB

    By Jim Norman, March 7, 2007
    • 2 replies
    • 1.7k views
    • 
    • Appleby
    • March 22, 2007

25. SEP eligibility????

    By Guest TaxBill, March 13, 2002
    • 2 replies
    • 1.6k views
    • 
    • Gary Lesser
    • March 13, 2002

26. Changing a simple401k to just a 401(k)

    By Guest BHicks, June 10, 2003
    • 2 replies
    • 1.2k views
    • 
    • Gary Lesser
    • July 5, 2003

27. Catch up for SIMPLE

    By Mary Kay Foss, November 25, 2003
    • 2 replies
    • 2k views
    • 
    • Belgarath
    • November 25, 2003

28. Simple 401(k) violation of Exclusive Plan Rule

    By Guest J Dennis, December 11, 2002
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • December 12, 2002

29. 5305 and 403(b)

    By Guest Inhouse ERISA, November 16, 2009
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • December 11, 2009

30. SEP Document - Help or 5305

    By HarleyBabe, August 10, 2012
    • 2 replies
    • 2.2k views
    • 
    • HarleyBabe
    • August 10, 2012

31. Intentional Disqualification of a SIMPLE 401(k)

    By Guest Dressageho, April 2, 2012
    • 2 replies
    • 2.4k views
    • 
    • Bird
    • April 3, 2012

32. How do you terminate a SIMPLE?

    By Guest rocnrols2, April 11, 2003
    • 2 replies
    • 1.2k views
    • 
    • Appleby
    • April 11, 2003

33. top heavy sar sep

    By Guest mariaguzzetta, February 13, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • February 14, 2002

34. SEP Plan Sponsor Entity Changed mid-year

    By MarZDoates, September 9, 2002
    • 2 replies
    • 1.4k views
    • 
    • MarZDoates
    • September 13, 2002

35. SIMPLE IRA gone "bad"

    By Flyboyjohn, March 8, 2019   

    • simple ira
    • 2 replies
    • 1.1k views
    • 
    • shERPA
    • March 18, 2019

36. SEP Dual Eligibility?

    By Guest Prof, January 28, 2004
    • 2 replies
    • 1.2k views
    • 
    • Gary Lesser
    • January 31, 2004

37. Can a 75 year old self employed individual set up a SIMPLE IRA?

    By katieinny, December 8, 2008
    • 2 replies
    • 1.7k views
    • 
    • katieinny
    • December 8, 2008

38. SEP IRA deductions for non-calendar year question

    By Justin, August 7, 2018   

    • sep ira
    • sep
    • 2 replies
    • 1.3k views
    • 
    • Justin
    • August 21, 2018

39. Excess SEP contributions

    By Guest ColinBellEA, September 25, 2006
    • 2 replies
    • 1.9k views
    • 
    • Gary Lesser
    • September 26, 2006

40. Conversion of SIMPLE IRA balance to a Roth IRA

    By Guest neilcap, March 8, 2003
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 24, 2003

41. Simple IRA - For previous year

    By Guest archimedes_pie, January 7, 2006
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • January 9, 2006

42. Mid Year start for SIMPLE IRA; full yr comp?

    By Guest ButchElfers, February 4, 2006
    • 2 replies
    • 4.5k views
    • 
    • Guest
    • February 16, 2006

43. Annuity in SEP

    By KateSmithPA, December 18, 2012
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • December 18, 2012

44. SIMPLE 401(k)

    By Archimage, April 27, 2007
    • 2 replies
    • 2.5k views
    • 
    • R. Butler
    • October 2, 2007

45. LLC partner draws to C Corp for SEP IRA

    By TKH, December 6, 2019   

    • controlled group or not?
    • sep ira
    • 2 replies
    • 1.1k views
    • 
    • Larry Starr
    • December 7, 2019

46. Retrospective deferrals?

    By M Norton, September 21, 2016
    • 2 replies
    • 885 views
    • 
    • Bill Presson
    • September 22, 2016

47. SEP/IRA Distributions

    By Guest Jacki, January 15, 2001
    • 2 replies
    • 3.4k views
    • 
    • Gary Lesser
    • January 29, 2001

48. Not-for-Profit SIMPLE IRA Plan

    By Guest SPollock, July 21, 2000
    • 2 replies
    • 3.4k views
    • 
    • Gary Lesser
    • August 29, 2000

49. Retirement Plan Options for Small Businesses

    By Guest Bobclp, September 4, 2001
    • 2 replies
    • 2k views
    • 
    • Guest
    • September 4, 2001

50. SEP - Switching Custodians

    By MjInvestments, November 14, 2017
    • 2 replies
    • 2k views
    • 
    • spiritrider
    • November 15, 2017