SEP, SARSEP and SIMPLE Plans

1,534 topics in this forum

1. 25% Excise tax waived right?

   By austin3515, April 2, 2020
   • 2 replies
   • 1.2k views
   • 
   • Appleby
   • April 9, 2020

2. Terminations

   By Guest NJ-Center of the Universe, April 15, 2009
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • April 15, 2009

3. Multiple SEP Plans for One Employer

   By JustMe, February 16, 2021
   • 3 replies
   • 1.2k views
   • 
   • JustMe
   • February 17, 2021

4. SEP Eligibility

   By Guest tcunagin, July 23, 2003
   • 2 replies
   • 1.2k views
   • 
   • Gary Lesser
   • August 5, 2003

5. Non calandar year SIMPLE IRA plans

   By Guest rffahey, November 14, 2003
   • 2 replies
   • 1.2k views
   • 
   • Gary Lesser
   • November 14, 2003

6. Amend Service Requirement

   By MarZDoates, December 20, 2002
   • 1 reply
   • 1.2k views
   • 
   • Gary Lesser
   • December 26, 2002

7. Changing a simple401k to just a 401(k)

   By Guest BHicks, June 10, 2003
   • 2 replies
   • 1.2k views
   • 
   • Gary Lesser
   • July 5, 2003

8. SARSEP over 25 employees accepted deferrals

   By Guest Todd Lehmann, March 18, 2004
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • March 18, 2004

9. COLA Chart for Smaller Business Owners

   By Gary Lesser, February 23, 2025
   • 2 replies
   • 1.2k views
   • 
   • JRN
   • February 24, 2025

10. Catch-up in two SIMPLE IRAs

    By Guest kdm, May 3, 2002
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • May 3, 2002

11. SARSEP Employer resposibility

    By Guest TaxBill, July 17, 2002
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • July 18, 2002

12. Forfeitures

    By Guest jkrad, March 10, 2005
    • 1 reply
    • 1.2k views
    • 
    • wmyer
    • March 11, 2005

13. SEP Dual Eligibility?

    By Guest Prof, January 28, 2004
    • 2 replies
    • 1.2k views
    • 
    • Gary Lesser
    • January 31, 2004

14. Sep & Simple, Same Ownership -- Excesses

    By Guest LTurner, January 14, 2003
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • January 23, 2003

15. Profit Sharing Plan and SEP

    By Lori Foresz, March 26, 2004
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • March 29, 2004

16. COLA_Rollover Chart (2008-2009)

    By Gary Lesser, October 20, 2008
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • November 23, 2008

17. RMD Reporting Requirement

    By Guest AFRICA6796, December 10, 2002
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 10, 2002

18. Deducted Simple Contributions from Employee but never signed employee up for plan nor ever gave any notice of participation

    By Meem, August 10, 2018   

    • simple plan
    • erisa no match or plan set up
    • 2 replies
    • 1.2k views
    • 
    • Larry Starr
    • August 13, 2018

19. Business entity change and a SEP

    By Santo Gold, March 19, 2024
    • 1 reply
    • 1.2k views
    • 
    • Dare Johnson
    • March 20, 2024

20. Termination of SARSEP plan to install 401(k) plan

    By Guest rgben1, January 14, 2004
    • 2 replies
    • 1.2k views
    • 
    • Appleby
    • January 18, 2004

21. SIMPLE IRA / 401(k) Scenario

    By amcorson, July 8, 2014
    • 1 reply
    • 1.2k views
    • 
    • masteff
    • July 8, 2014

22. SEP Sponsored by Local Union

    By Guest SCUDDESLER, July 21, 2004
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • July 22, 2004

23. Transfer from 401(a) Plan to SEP-IRAs

    By Oh so SIMPLE, August 11, 2010
    • 1 reply
    • 1.2k views
    • 
    • Bird
    • August 12, 2010

24. SEP Eligibility - Dumb Question

    By bzorc, June 27, 2018
    • 4 replies
    • 1.2k views
    • 
    • Bird
    • June 28, 2018

25. Simple ira Controlled Group

    By PFranckowiak, September 20, 2010
    • 0 replies
    • 1.2k views
    • 
    • PFranckowiak
    • September 20, 2010

26. SIMPLE IRA Transfer of Custodian

    By CLE401kGuy, April 9, 2012
    • 2 replies
    • 1.2k views
    • 
    • CLE401kGuy
    • April 9, 2012

27. Sch. C, Sch. F - aggregate for SEP max?

    By steve-o, March 30, 2012
    • 0 replies
    • 1.2k views
    • 
    • steve-o
    • March 30, 2012

28. Terminationg SIMPLE IRA - New 401(k) Plan

    By 52626, September 24, 2014
    • 1 reply
    • 1.2k views
    • 
    • Flyboyjohn
    • September 24, 2014

29. SEP for partnership

    By MarZDoates, February 25, 2003
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • February 25, 2003

30. Employee claim for SEP benefits

    By shERPA, December 10, 2011
    • 1 reply
    • 1.2k views
    • 
    • shERPA
    • December 14, 2011

31. SIMPLE IRA for 1 of 2 Sch-C spouses

    By M Norton, December 10, 2019
    • 3 replies
    • 1.2k views
    • 
    • spiritrider
    • December 11, 2019

32. SEP Contributions

    By jane123, March 27, 2003
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • March 28, 2003

33. Changing SIMPLE IRA from 5304 SIMPLE to 5305 SIMPLE

    By M Norton, September 7, 2023   

    • simple plan restatement
    • simple plan change
    • 0 replies
    • 1.2k views
    • 
    • M Norton
    • September 7, 2023

34. Is SIMPLE allowed if 100% refund of excess contribution occurs

    By Pension Panda, March 29, 2012
    • 1 reply
    • 1.2k views
    • 
    • shERPA
    • March 29, 2012

35. er does not remit ee contrib to SIMPLE IRAs

    By Guest amfam2, June 11, 2003
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • July 5, 2003

36. 25% Prototype SEP Allocation Limit

    By Gary Lesser, April 28, 2004
    • 0 replies
    • 1.2k views
    • 
    • Gary Lesser
    • April 28, 2004

37. Investments of a SIMPLE Plan

    By Guest tcunagin, June 6, 2002
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • June 8, 2002

38. SEP and Roth, can you have both

    By Guest Macrocpa, November 9, 2003
    • 1 reply
    • 1.2k views
    • 
    • Appleby
    • November 9, 2003

39. SEP contribution for termed employees

    By Guest bmurphy, March 8, 2005
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • March 8, 2005

40. SEP IRA

    By Guest mattsmalls, July 15, 2010
    • 3 replies
    • 1.2k views
    • 
    • GMK
    • July 16, 2010

41. SIMPLE & Self-employed contribution

    By Guest Steve Palmer, April 9, 2003
    • 1 reply
    • 1.2k views
    • 
    • txdd
    • April 9, 2003

42. Controlled group

    By Guest RAA, December 10, 2002
    • 1 reply
    • 1.2k views
    • 
    • R. Butler
    • December 10, 2002

43. participation in 2 SEP plans

    By Guest Elizabeth Gaskins, September 25, 2002
    • 1 reply
    • 1.2k views
    • 
    • jaemmons
    • September 25, 2002

44. SEP Contributions Schedule C Business

    By lktp57, May 25, 2017
    • 2 replies
    • 1.2k views
    • 
    • K2
    • May 25, 2017

45. SEP Plan Contribution 2012

    By Guest Curt Stoller, December 7, 2012
    • 1 reply
    • 1.2k views
    • 
    • Gary Lesser
    • January 3, 2013

46. Life Insurance with SEP money

    By Guest szaidman, November 5, 2004
    • 3 replies
    • 1.1k views
    • 
    • GBurns
    • November 21, 2004

47. SEP Contributions in Error

    By Gilligan, June 2, 2015
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • June 2, 2015

48. Simple Employer Contributions

    By jevd, June 27, 2003
    • 3 replies
    • 1.1k views
    • 
    • Gary Lesser
    • July 5, 2003

49. SIMPLE IRA - Omit Former Employees - Loopholes?

    By DR245, December 22, 2020
    • 8 replies
    • 1.1k views
    • 
    • acm_acm
    • December 23, 2020

50. 401(k) Plan w/ 2 participating ERs Disolving

    By Guest RetireFast, January 7, 2011
    • 1 reply
    • 1.1k views
    • 
    • Gary Lesser
    • January 26, 2011