SEP, SARSEP and SIMPLE Plans

1,529 topics in this forum

1. SIMPLE IRA & VCP Submission

   By SadieJane, February 6, 2017
   • 3 replies
   • 945 views
   • 
   • Gary Lesser
   • February 10, 2017

2. Does mistake on one SEP account disqualify others?

   By panther, October 6, 2015   

   • Excess contribution
   • 2 replies
   • 945 views
   • 
   • panther
   • October 7, 2015

3. 410(b) Coverage Transition Period and SIMPLE IRA

   By JustMe, February 26, 2021
   • 0 replies
   • 943 views
   • 
   • JustMe
   • February 26, 2021

4. SIMPLE and controlled group

   By Santo Gold, September 27, 2016
   • 2 replies
   • 933 views
   • 
   • John Feldt ERPA CPC QPA
   • September 29, 2016

5. Simple IRA Eligible Compensation in first year

   By Tom, July 11, 2022
   • 2 replies
   • 931 views
   • 
   • Patricia Neal Jensen
   • July 13, 2022

6. SIMPLE IRA: employer contributions

   By Felicia, March 6, 2003
   • 1 reply
   • 928 views
   • 
   • Gary Lesser
   • March 6, 2003

7. SIMPLE IRA - over and under matching contributions

   By rblum50, February 19, 2013
   • 1 reply
   • 927 views
   • 
   • Bird
   • February 19, 2013

8. SIMPLE IRAs/401(k)s

   By Guest sherryc, August 28, 2002
   • 0 replies
   • 925 views
   • 
   • Guest
   • August 28, 2002

9. SEP Investments

   By Lori H, September 9, 2003
   • 1 reply
   • 924 views
   • 
   • mbozek
   • September 10, 2003

10. SIMPLE IRA / Excluding 125 Contributions

    By austin3515, February 11, 2019
    • 1 reply
    • 922 views
    • 
    • Belgarath
    • February 12, 2019

11. SIMPLE-IRA

    By rblum50, September 15, 2010
    • 1 reply
    • 918 views
    • 
    • Gary Lesser
    • September 15, 2010

12. SIMPLE IRA excess ER contribution

    By M Norton, February 10, 2020
    • 2 replies
    • 916 views
    • 
    • M Norton
    • February 18, 2020

13. SIMPLE to SH 401k - back to SIMPLE?

    By Spencer, November 5, 2015
    • 1 reply
    • 909 views
    • 
    • Gary Lesser
    • January 8, 2016

14. SIMPLE with Various financial institutions

    By rfahey, October 1, 2010
    • 1 reply
    • 909 views
    • 
    • Bird
    • October 4, 2010

15. Terminating Simple IRA mid-year with SH 401k 'established and maintained"

    By BentoBox, March 14, 2024
    • 0 replies
    • 906 views
    • 
    • BentoBox
    • March 14, 2024

16. Election Period

    By Doogan, February 21, 2020
    • 4 replies
    • 892 views
    • 
    • Doogan
    • February 24, 2020

17. SEP Contribution for 2019. When does SEP need to be established.

    By Ken_BenefitScape, July 7, 2020   

    • sep
    • plan entry
    • 2 replies
    • 892 views
    • 
    • Larry Starr
    • July 7, 2020

18. Counting 100 employees for a SIMPlE plan

    By Tom, April 29
    • 1 reply
    • 886 views
    • 
    • Peter Gulia
    • April 29

19. Application of Grace Period for SIMPLE

    By ERISA11, April 24, 2019
    • 4 replies
    • 882 views
    • 
    • ERISA11
    • April 30, 2019

20. Self-employed earnings for SEP

    By B21, August 31, 2021
    • 2 replies
    • 877 views
    • 
    • Bird
    • September 1, 2021

21. EP Phone Forum on September 27

    By Gary Lesser, September 17, 2010
    • 0 replies
    • 876 views
    • 
    • Gary Lesser
    • September 17, 2010

22. SIMPLE and 401(k) Plans in stock sale

    By pmacduff, November 29, 2021
    • 4 replies
    • 870 views
    • 
    • pmacduff
    • November 30, 2021

23. Retrospective deferrals?

    By M Norton, September 21, 2016
    • 2 replies
    • 868 views
    • 
    • Bill Presson
    • September 22, 2016

24. How to correct SEP over contribution after it has closed?

    By matth100, September 29, 2017
    • 2 replies
    • 863 views
    • 
    • matth100
    • October 2, 2017

25. Forgot to take tax deduction for SEP contribution

    By arthurkagan, December 25, 2020
    • 2 replies
    • 860 views
    • 
    • spiritrider
    • December 28, 2020

26. W2 income from one company used to fund SEP (?)

    By AKconsult, September 25, 2018
    • 3 replies
    • 848 views
    • 
    • Larry Starr
    • September 25, 2018

27. Existing DB plan - adding SEP and deduction

    By Jakyasar, March 11, 2020
    • 2 replies
    • 832 views
    • 
    • Jakyasar
    • March 12, 2020

28. Correction of Ineligible Employer for SIMPLE

    By 401 Chaos, July 30, 2021
    • 0 replies
    • 831 views
    • 
    • 401 Chaos
    • July 30, 2021

29. 2 companies - Simple IRA Offering?

    By Doogan, March 4, 2020
    • 3 replies
    • 830 views
    • 
    • Bill Presson
    • April 13, 2020

30. Exclude HCE from SEP (related company)

    By 401(k)athryn, May 3, 2017
    • 1 reply
    • 828 views
    • 
    • ETA Consulting LLC
    • May 3, 2017

31. Acquired Company with SIMPLE IRA

    By 52626, April 19, 2018
    • 0 replies
    • 826 views
    • 
    • 52626
    • April 19, 2018

32. Contract Labor and Employee with Simple plan

    By MaryM, January 30, 2018
    • 4 replies
    • 820 views
    • 
    • Luke Bailey
    • February 1, 2018

33. Termination of SIMPLE IRA after acquistion

    By WCC, February 9, 2016
    • 0 replies
    • 819 views
    • 
    • WCC
    • February 9, 2016

34. Are SEP contributions required on compensation received under a salary continuation arrangement?

    By katieinny, February 17, 2012
    • 0 replies
    • 814 views
    • 
    • katieinny
    • February 17, 2012

35. SIMPLE Plan for sole proprietor who has passed away

    By Jennifer, December 21, 2022
    • 1 reply
    • 799 views
    • 
    • Bird
    • December 21, 2022

36. SIMPLE DFI Wont accept late deposit

    By shERPA, September 10, 2019
    • 5 replies
    • 795 views
    • 
    • M Norton
    • September 11, 2019

37. Inadvertent Elective Deferrals to SEP

    By In House Counsel, July 2
    • 2 replies
    • 794 views
    • 
    • PensionPete
    • July 3

38. Adopted 2020 DB plan retroactive, after already contributed to SEP at broker

    By Old Reliable, August 24, 2021
    • 2 replies
    • 784 views
    • 
    • CuseFan
    • August 25, 2021

39. SIMPLE IRA deposit error

    By lisabroc, April 17, 2018
    • 1 reply
    • 778 views
    • 
    • Larry Starr
    • April 17, 2018

40. SEP Transition to Simple with Funding

    By NeedhelpREsep, March 12, 2021
    • 2 replies
    • 774 views
    • 
    • NeedhelpREsep
    • March 16, 2021

41. When does Employee become a Participant?

    By Jim Chad, May 23, 2016
    • 1 reply
    • 774 views
    • 
    • Bird
    • May 23, 2016

42. SIMPLE IRA - VCP Correction & New 401(k)

    By EBECatty, December 1, 2020
    • 2 replies
    • 768 views
    • 
    • EBECatty
    • December 1, 2020

43. One Spouse is self employed and has SEP

    By Scuba 401, April 10, 2018
    • 1 reply
    • 768 views
    • 
    • spiritrider
    • April 11, 2018

44. limits SIMPLE IRA and SIMPLE 401k Catchup Limits

    By Renier, March 13, 2019   

    • simple 401k
    • simple ira
    • (and 2 more)

      Tagged with:

      • simple 401k
      • simple ira
      • simple plan
      • catchup
    • 3 replies
    • 765 views
    • 
    • Appleby
    • March 18, 2019

45. Open enrollment

    By Doogan, November 9, 2022
    • 2 replies
    • 762 views
    • 
    • Doogan
    • November 9, 2022

46. Simple 401(k) Plan converted to Regular 401(k) Plan - 2 year penalty exception

    By TPA Bob, December 7, 2020   

    • simple 401(k)
    • regular 401(k)
    • 1 reply
    • 761 views
    • 
    • AbsolutelyOkayPossibly
    • December 9, 2020

47. Excess Employer Sep contributions

    By Raine, April 1, 2017
    • 1 reply
    • 759 views
    • 
    • Mike Preston
    • April 1, 2017

48. Prototype SIMPLE IRA's

    By Belgarath, November 7, 2016
    • 1 reply
    • 758 views
    • 
    • ETA Consulting LLC
    • November 7, 2016

49. SEP Contribution Allowable? becomes Controlled group mid year?

    By Pammie57, August 20, 2018
    • 3 replies
    • 751 views
    • 
    • PensionPro
    • August 21, 2018

50. Is a SEP IRA Included?

    By BT, October 24, 2018
    • 3 replies
    • 749 views
    • 
    • BT
    • October 25, 2018