401(k) Plans

19,275 topics in this forum

1. 401(k) Hardship Provisions

   By lkpittman, September 17, 1999
   • 2 replies
   • 2.5k views
   • 
   • lkpittman
   • September 20, 1999

2.  If SH is removed mid-year due to acquisition, do SH provisions apply for that year and you don't need to worry about ADP testing?

   By Chris123, April 27, 2021
   • 8 replies
   • 1.6k views
   • 
   • Chris123
   • April 29, 2021

3. What are the penalties for the withdrawal of earnings (after 12/31/19

   By Guest LNM, July 18, 2000
   • 0 replies
   • 1.5k views
   • 
   • Guest
   • July 18, 2000

4. -11(g) Amendment

   By austin3515, March 12, 2012
   • 13 replies
   • 4.1k views
   • 
   • movedon
   • March 13, 2012

5. -11(g) and New Comp

   By austin3515, February 21, 2011
   • 6 replies
   • 2.1k views
   • 
   • Bill Presson
   • February 22, 2011

6. -11(g) corrective amendment

   By Benefits to all, September 25, 2013
   • 1 reply
   • 3k views
   • 
   • John Feldt ERPA CPC QPA
   • September 25, 2013

7. -11(g) to elect fail-safe?

   By austin3515, December 31, 2009
   • 1 reply
   • 1.2k views
   • 
   • MSN
   • December 31, 2009

8. -11(g) to Integrate at 50% of Wage Base

   By austin3515, February 22, 2018
   • 35 replies
   • 2.4k views
   • 
   • shERPA
   • February 28, 2018

9. ...

   By Griswold, January 27, 2021
   • 13 replies
   • 1.8k views
   • 
   • Luke Bailey
   • January 30, 2021

10. ..is there a bigger waste of our time than the schedule D?

    By MR, May 4, 2004
    • 3 replies
    • 1.4k views
    • 
    • david rigby
    • May 4, 2004

11. 'cutback' for increased eligibility provision?

    By TPApril, December 29, 2023
    • 4 replies
    • 986 views
    • 
    • Bill Presson
    • December 31, 2023

12. 'Prefunding' Profit Sharing Contributions

    By 0AMatt, March 27   

    • profit sharing
    • correction
    • 6 replies
    • 989 views
    • 
    • Paul I
    • March 28

13. "25% of compensation" limit

    By Pension RC, August 8, 2018
    • 5 replies
    • 2k views
    • 
    • Luke Bailey
    • August 9, 2018

14. "Accrued" Protected Benefits

    By Scott, June 30, 2010
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • June 30, 2010

15. "Actual knowledge to the contrary" 1 2

    By austin3515, May 5, 2020
    • 62 replies
    • 5.8k views
    • 
    • austin3515
    • May 8, 2020

16. "Advanced" plan consulting (seminars / training resources?)

    By 401QUE, January 24, 2013
    • 4 replies
    • 1.3k views
    • 
    • 401QUE
    • January 25, 2013

17. "amount involved" and 401(k) late contributions

    By Guest tonjer, June 24, 2002
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • June 27, 2002

18. "Back Door Roth"

    By ldr, February 7, 2020   

    • voluntary contributios
    • back door roth
    • (and 1 more)

      Tagged with:

      • voluntary contributios
      • back door roth
      • acp test
    • 12 replies
    • 3.1k views
    • 
    • MWeddell
    • February 14, 2020

19. "Bad" 401(k) safe harbor notice?

    By jkharvey, May 24, 2000
    • 1 reply
    • 1.5k views
    • 
    • Jon Chambers
    • May 24, 2000

20. "Best Practices"

    By Guest cjk, September 12, 2002
    • 1 reply
    • 1.3k views
    • 
    • E as in ERISA
    • September 12, 2002

21. "Bridge" loans on plan termination

    By JWK, June 15, 2000
    • 1 reply
    • 2.7k views
    • 
    • Guest
    • June 22, 2000

22. "brief exclusion" of an eligible employee from a 401(k) plan

    By Guest MES, April 11, 2001
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • April 11, 2001

23. "Carve-out" of NCHE in ADP test

    By BG5150, February 24, 2017
    • 2 replies
    • 2.1k views
    • 
    • Mike Preston
    • February 24, 2017

24. "Changing" companies, opportunity to move 401K to IRA?

    By Guest Carl C, November 11, 2004
    • 5 replies
    • 1.8k views
    • 
    • david rigby
    • November 12, 2004

25. "Compensation" excludes bonuses

    By Guest Mr. Kite, January 26, 2009
    • 4 replies
    • 1.7k views
    • 
    • rcline46
    • January 27, 2009

26. "Compensation" for Sole Proprietor

    By Lynn Campbell, September 5, 2003
    • 4 replies
    • 2.3k views
    • 
    • rcline46
    • September 11, 2003

27. "Counterproductive actions" hardship distribution provision

    By namealreadyinuse, March 15, 2006
    • 2 replies
    • 1.8k views
    • 
    • namealreadyinuse
    • March 16, 2006

28. "Deemed 125 Compensation"

    By Belgarath, April 12, 2023
    • 5 replies
    • 3.5k views
    • 
    • bito'money
    • April 15, 2023

29. "Deemed 125 compensation" - What is it?

    By Guest ChopperPilot, March 4, 2005
    • 2 replies
    • 6.8k views
    • 
    • stevena
    • March 5, 2005

30. "Discrimination within NHCE & HCE"

    By Bruce1, March 6
    • 3 replies
    • 706 views
    • 
    • Artie M
    • March 6

31. "Double" Distribution

    By k man, April 10, 2003
    • 3 replies
    • 1.4k views
    • 
    • bzorc
    • April 14, 2003

32. "earliest retirement date" in QDRO

    By Guest mmc, February 25, 2005
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • February 25, 2005

33. "Effective Opportunity" to defer and new SH plan

    By QP_Guy, September 16, 2019   

    • 401k safe harbor
    • 7 replies
    • 1.6k views
    • 
    • Larry Starr
    • September 19, 2019

34. "electing out" of a 401(k) plan

    By Guest mam, November 15, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • November 15, 1999

35. "Employee Elective Deferral Failure" under RP 2019-19

    By Belgarath, July 2, 2019
    • 2 replies
    • 1.3k views
    • 
    • Below Ground
    • August 14, 2019

36. "ERISA account" funded by another plan fiduciary (not the plan sponsor)

    By Guest carol lee, March 16, 2005
    • 6 replies
    • 1.8k views
    • 
    • david rigby
    • March 17, 2005

37. "Evergreen" election to correct failing ADP / ACP test.

    By Jean, November 5, 2002
    • 5 replies
    • 1.7k views
    • 
    • Brian Gallagher
    • November 6, 2002

38. "First year plan" rule for testing

    By pbarrett, June 9, 2004
    • 0 replies
    • 1.1k views
    • 
    • pbarrett
    • June 9, 2004

39. "First" Plan Year for 401 k Plan

    By Guest LWYRRCM, November 13, 1998
    • 1 reply
    • 1.9k views
    • 
    • LCARUSI
    • November 13, 1998

40. "frozen" plan

    By stevena, July 27, 2004
    • 7 replies
    • 2.7k views
    • 
    • stevena
    • August 5, 2004

41. "Helping Employees Achieve Retirement Security" by Ted Benna

    By doombuggy, July 13, 2005
    • 2 replies
    • 1.3k views
    • 
    • JanetM
    • July 14, 2005

42. "I was told it would be fine." Excluded Division

    By Mr Bagwell, March 10, 2016   

    • excluded division
    • 5 replies
    • 1.1k views
    • 
    • Mr Bagwell
    • March 10, 2016

43. "Iffy" correction method used

    By Guest yukon, January 15, 2004
    • 3 replies
    • 1.3k views
    • 
    • jquazza
    • January 16, 2004

44. "independent contractor"

    By doombuggy, October 5, 2005
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • October 5, 2005

45. "Individual" 401(k)

    By Guest wjr, September 19, 2002
    • 2 replies
    • 1.5k views
    • 
    • wmyer
    • September 20, 2002

46. "Individual" 401(k) Plans

    By Guest Fred Fenster, January 19, 2004
    • 1 reply
    • 1.1k views
    • 
    • Archimage
    • January 19, 2004

47. "ineligible" deferrals

    By k man, April 29, 2004
    • 9 replies
    • 2.2k views
    • 
    • Harwood
    • April 29, 2004

48. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

49. "Late Safe harbor Notice" consequences?

    By BG5150, December 13, 2022
    • 4 replies
    • 740 views
    • 
    • RatherBeGolfing
    • December 15, 2022

50. "loan balance" when considering max amount

    By Brian Gallagher, April 3, 2003
    • 6 replies
    • 1.6k views
    • 
    • Mike Preston
    • April 7, 2003