401(k) Plans

19,321 topics in this forum

1. Top Heavy 401(k) plan and 410(b)

   By AndyH, April 4, 2002
   • 5 replies
   • 2k views
   • 
   • Tom Poje
   • April 8, 2002

2. use of the catch up contribution

   By Guest zdarskyj, March 9, 2004
   • 5 replies
   • 1.3k views
   • 
   • PensionNewbee
   • March 11, 2004

3. 12b-1's

   By wsp, June 8, 2006
   • 5 replies
   • 1.8k views
   • 
   • BG5150
   • June 10, 2006

4. Exclusion part time

   By Sixers, February 7, 2019
   • 5 replies
   • 922 views
   • 
   • Tom Poje
   • February 8, 2019

5. APRSC & ADP Failure

   By Guest ELS, August 10, 1999
   • 5 replies
   • 1.8k views
   • 
   • Guest
   • August 31, 1999

6. HCE Definition

   By Guest Pete Joachim, September 15, 2006
   • 5 replies
   • 2.4k views
   • 
   • Guest
   • September 19, 2006

7. If an employer revises a prototype to specify an investment alternative, is it still okay to rely on the prototype’s opinion letter?

   By Peter Gulia, October 12, 2010
   • 5 replies
   • 1.1k views
   • 
   • Peter Gulia
   • October 13, 2010

8. Platform Providers

   By SMB, September 7, 2011
   • 5 replies
   • 2k views
   • 
   • Bird
   • September 9, 2011

9. Hardship Distribution Suspension

   By Guest JFBEARB, July 17, 2002
   • 5 replies
   • 10.1k views
   • 
   • MWeddell
   • August 12, 2009

10. Terminated Employee's 401(k) distribution

    By Guest jessica_leitch, June 23, 2004
    • 5 replies
    • 2.2k views
    • 
    • Brian Gallagher
    • June 24, 2004

11. Reallocation of forfeitures

    By AJ North, April 18, 2012
    • 5 replies
    • 6.9k views
    • 
    • K2retire
    • April 19, 2012

12. Self Employed (SEI) - Timing of election to defer?

    By jgb44, September 12, 2013
    • 5 replies
    • 2.1k views
    • 
    • Bird
    • September 13, 2013

13. Late Contributions

    By PFranckowiak, May 14, 2018
    • 5 replies
    • 912 views
    • 
    • Bill Presson
    • May 14, 2018

14. Top-paid group elections

    By Guest NiceGuyMike, January 20, 2004
    • 5 replies
    • 3k views
    • 
    • Guest
    • January 20, 2004

15. Investment Insurance

    By Guest charlesperry, December 28, 2011
    • 5 replies
    • 1.5k views
    • 
    • GBurns
    • December 28, 2011

16. 401k Catch Up

    By CLE401kGuy, June 4, 2012
    • 5 replies
    • 1.6k views
    • 
    • CLE401kGuy
    • June 5, 2012

17. Employee starts January 1; does he complete 6 months of service on Jun

    By Guest mhultz, December 15, 1999
    • 5 replies
    • 1.6k views
    • 
    • Alf
    • December 17, 1999

18. Plan sequence number on rollover 401k

    By Kevin37, June 5, 2024
    • 5 replies
    • 1.7k views
    • 
    • truphao
    • June 5, 2024

19. RMD's

    By 2muchstress, November 13, 2002
    • 5 replies
    • 1.9k views
    • 
    • pmacduff
    • November 14, 2002

20. One Page Summary

    By K-t-F, June 23, 2004
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • June 24, 2004

21. Union then management, hours to count

    By K-t-F, June 12, 2006
    • 5 replies
    • 1.5k views
    • 
    • J2D2
    • June 12, 2006

22. PPA Vesting Notice Requirement

    By BeanCounterBlues, December 4, 2006
    • 5 replies
    • 2.5k views
    • 
    • BeanCounterBlues
    • December 5, 2006

23. Small Real Estate firm to start 401-k

    By KevinMc, November 10, 2020
    • 5 replies
    • 948 views
    • 
    • Luke Bailey
    • November 17, 2020

24. spinoff from open MEP

    By Robin Wilson, January 6, 2021
    • 5 replies
    • 2.9k views
    • 
    • Luke Bailey
    • January 6, 2021

25. Rollover to an IRA of balance over $5000 - spousal consent???

    By Pammie57, April 14, 2022
    • 5 replies
    • 1.5k views
    • 
    • Bird
    • April 18, 2022

26. Controlled Group - Are separate plans an option?

    By Renee H, October 10, 2023
    • 5 replies
    • 2k views
    • 
    • CuseFan
    • October 12, 2023

27. Part Time Eligible Employees

    By MBCarey, October 4, 2005
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • October 4, 2005

28. Employee excess deferrals moved to forfeiture account

    By Guest Quacka, April 28, 2011
    • 5 replies
    • 2.6k views
    • 
    • masteff
    • May 2, 2011

29. QNEC Explanation

    By dmwe, October 10, 2012
    • 5 replies
    • 2.6k views
    • 
    • dmwe
    • October 25, 2012

30. 415(c) excess refund prior to April 15 - what year taxed?

    By Pixie, March 22, 2013   

    • 415(c)
    • 5 replies
    • 4.2k views
    • 
    • Doghouse
    • March 25, 2013

31. Plan Termination - What to do with really small account balances (under $1.00)?

    By waid10, August 13, 2024
    • 5 replies
    • 1.6k views
    • 
    • Peter Gulia
    • August 13, 2024

32. Plan to Plan Transfer

    By Guest mmc, October 12, 2004
    • 5 replies
    • 1.8k views
    • 
    • Bird
    • October 14, 2004

33. "Same plan year" for permissive aggregation

    By MWeddell, February 7, 2012
    • 5 replies
    • 2.4k views
    • 
    • Guest
    • March 19, 2012

34. Participant directed accounts

    By Guest pjb, August 6, 2002
    • 5 replies
    • 1.6k views
    • 
    • KJohnson
    • August 6, 2002

35. Plan Design

    By Guest WCHB, September 8, 2011
    • 5 replies
    • 1.3k views
    • 
    • Leopurrd
    • September 8, 2011

36. coverage testing - controlled group

    By Chippy, August 28, 2014
    • 5 replies
    • 1.1k views
    • 
    • KJohnson
    • August 29, 2014

37. Prevailing Wage and prior year testing

    By cpc0506, December 9, 2014
    • 5 replies
    • 2.3k views
    • 
    • Lou S.
    • December 9, 2014

38. Does it make sense to roll out of the § 401(a)-(k) plan?

    By Peter Gulia, June 6, 2024
    • 5 replies
    • 1.2k views
    • 
    • Paul I
    • June 6, 2024

39. Profit Sharing Offset

    By rlb64, July 18, 2006
    • 5 replies
    • 1.8k views
    • 
    • david rigby
    • July 18, 2006

40. 415 limits and allocation to other Participants

    By TPA Bob, December 12, 2018   

    • 415 limit
    • 5 replies
    • 692 views
    • 
    • TPA Bob
    • December 13, 2018

41. Form 1099-R not filed for deemed loan

    By DDB BN, November 7, 2019
    • 5 replies
    • 1.3k views
    • 
    • DDB BN
    • November 8, 2019

42. Missing Signed PPA Restatements Documents - How to handle?

    By Francis, July 14, 2020   

    • ppa
    • 5 replies
    • 928 views
    • 
    • Francis
    • July 24, 2020

43. 5500 filing when plan takeover occurs

    By Guest Jodi, November 4, 1998
    • 5 replies
    • 2k views
    • 
    • Guest
    • November 7, 1998

44. Employer Allocation Formula

    By Guest amm19, December 4, 2002
    • 5 replies
    • 2k views
    • 
    • austin3515
    • December 5, 2002

45. Mandatory vs Optional under PPA

    By Guest gfeligonde, October 10, 2006
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • October 12, 2006

46. Guam Plan

    By Guest skc, January 30, 2007
    • 5 replies
    • 2.4k views
    • 
    • JanetM
    • January 31, 2007

47. CPA Audit

    By Guest Kevin1, June 18, 2010
    • 5 replies
    • 1.7k views
    • 
    • Bill Presson
    • April 9, 2011

48. match formula based on compensation bandwidths

    By WCC, November 7, 2019
    • 5 replies
    • 1.4k views
    • 
    • BG5150
    • November 17, 2019

49. Error Found by Auditor

    By khn, September 16, 2020
    • 5 replies
    • 969 views
    • 
    • khn
    • September 17, 2020

50. Privately held company stock as a match?

    By Guest Kendall, March 21, 2000
    • 5 replies
    • 3.4k views
    • 
    • k man
    • March 22, 2000