401(k) Plans

19,275 topics in this forum

1. Bankruptcy

   By Guest Kevin1, June 18, 2010
   • 5 replies
   • 1.3k views
   • 
   • david rigby
   • June 21, 2010

2. top heavy allocation

   By Gary, April 4, 2011
   • 5 replies
   • 2k views
   • 
   • GMK
   • April 4, 2011

3. Sole Proprietor 401(k) Contributions

   By MjInvestments, October 17, 2017
   • 5 replies
   • 609 views
   • 
   • Mike Preston
   • October 18, 2017

4. Hardship Distribution Due To Hurricane

   By metsfan026, November 21, 2022
   • 5 replies
   • 1.2k views
   • 
   • FT Retire
   • November 21, 2022

5. Non-cash prizes and awards

   By Guest FAQ, April 17, 2008
   • 5 replies
   • 4.6k views
   • 
   • Mike Preston
   • April 22, 2008

6. Statistics on Failure of ACP/ADP?

   By Guest susan w, August 16, 1999
   • 5 replies
   • 1.6k views
   • 
   • Guest
   • September 8, 1999

7. 401k max

   By John A, December 14, 1999
   • 5 replies
   • 1.8k views
   • 
   • KIP KRAUS
   • December 22, 1999

8. Coordination of 403(b) and 401(k) Plans

   By truphao, June 6, 2023
   • 5 replies
   • 629 views
   • 
   • Ilene Ferenczy
   • June 8, 2023

9. Can a participant elect out of loan repayments?

   By Guest Amanda Davis, June 3, 2003
   • 5 replies
   • 1.8k views
   • 
   • RCK
   • June 6, 2003

10. Document Question

    By Guest MCarey1, July 16, 2004
    • 5 replies
    • 2k views
    • 
    • g8r
    • July 20, 2004

11. 401(k) Training & Certification

    By Guest Lindsay, January 11, 2005
    • 5 replies
    • 2k views
    • 
    • K-t-F
    • January 12, 2005

12. Top Heavy Allocation when changing divisions

    By Dan, April 28, 2005
    • 5 replies
    • 1.4k views
    • 
    • jaemmons
    • May 5, 2005

13. Match Annual True up to what level?

    By Jim Chad, March 9, 2011
    • 5 replies
    • 1.2k views
    • 
    • QDROphile
    • March 9, 2011

14. 401(k) Rollover Question

    By Guest Benmark, January 15, 2009
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • January 16, 2009

15. 401k Safe harbor non elective with 1 year wait?

    By perkinsran, February 11, 2009
    • 5 replies
    • 1.8k views
    • 
    • Kevin C
    • February 12, 2009

16. Safe Harbor Deferral Election change/notice

    By Guest Peggy806, November 8, 2010
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • November 9, 2010

17. How far back would you go to correct late deposits?

    By BG5150, July 16, 2020
    • 5 replies
    • 705 views
    • 
    • BG5150
    • July 17, 2020

18. No Beneficiary on file

    By Guest benefitsanalyst, January 10, 2003
    • 5 replies
    • 2.3k views
    • 
    • mbozek
    • January 13, 2003

19. Contributions -- how long before must be invested?

    By Guest pentex, March 18, 2003
    • 5 replies
    • 1.9k views
    • 
    • MWeddell
    • March 24, 2003

20. # of hardships

    By JKW, June 21, 2010
    • 5 replies
    • 1.3k views
    • 
    • 401 Chaos
    • June 24, 2010

21. Fee Disclosure and Waived Fees

    By CLE401kGuy, May 21, 2014
    • 5 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • May 23, 2014

22. Adopting Employer doesn't want to fund safe harbor contribution

    By Rai401k, December 11, 2014
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • December 11, 2014

23. Submission Deadline May 1, 2016 or April 30, 2016

    By Briandfox, April 22, 2016
    • 5 replies
    • 1.2k views
    • 
    • thepensionmaven
    • May 14, 2016

24. Timing of 1099-Rs to Participants

    By Guest CMS, March 30, 1999
    • 5 replies
    • 2.2k views
    • 
    • MWeddell
    • March 31, 1999

25. CODA situation ?

    By AnnCK, June 7, 2023
    • 5 replies
    • 1.3k views
    • 
    • CuseFan
    • June 9, 2023

26. Compensation Definition for Safe Harbor Plans

    By Guest kowen, August 24, 2001
    • 5 replies
    • 3.2k views
    • 
    • Belgarath
    • August 27, 2001

27. Negative Enrollment for "some" employees?

    By KateSmithPA, December 21, 2005
    • 5 replies
    • 2.2k views
    • 
    • E as in ERISA
    • December 21, 2005

28. Discretionary Match

    By Randy Watson, January 4, 2007
    • 5 replies
    • 1.7k views
    • 
    • JanetM
    • January 4, 2007

29. Changing a Vesting Schedule

    By Guest Steve Nolan, November 11, 1998
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • November 11, 1998

30. Distribution due to termination

    By Guest Rick R, December 15, 1999
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • December 27, 1999

31. Bankruptcy... pension account protected?

    By K-t-F, November 30, 2004
    • 5 replies
    • 1.8k views
    • 
    • mbozek
    • December 6, 2004

32. Can 73 year old make elective deferrals?

    By david rigby, December 17, 1999
    • 5 replies
    • 1.6k views
    • 
    • Dowist
    • December 28, 1999

33. Statutory Exclusions

    By Guest Kemily, June 3, 2003
    • 5 replies
    • 2.8k views
    • 
    • Tom Poje
    • June 4, 2003

34. Trading Errors

    By austin3515, August 25, 2003
    • 5 replies
    • 1.8k views
    • 
    • austin3515
    • August 26, 2003

35. 401(k) Brokers

    By Guest samc6782, March 4, 2009
    • 5 replies
    • 4.1k views
    • 
    • Bird
    • March 5, 2009

36. Direct Rollover 401k to IRA

    By PensionPrisoner, May 30, 2019
    • 5 replies
    • 1.6k views
    • 
    • PensionPrisoner
    • June 1, 2019

37. S corp conversion and deferrals contributed prior to the conversion

    By Tom, June 7, 2023
    • 5 replies
    • 651 views
    • 
    • Tom
    • June 8, 2023

38. Benefit Statements - PPA

    By PMC, November 6, 2006
    • 5 replies
    • 2.7k views
    • 
    • Bird
    • November 7, 2006

39. Overpayment from 401(k) plan

    By Guest sheTexasHammer, March 4, 2009
    • 5 replies
    • 4.7k views
    • 
    • QDROphile
    • March 5, 2009

40. New documents: Will you allow rollover-in-kind?

    By Jim Chad, May 22, 2014
    • 5 replies
    • 1.2k views
    • 
    • Bird
    • May 23, 2014

41. Use of Forfeiture Assets to fund missed Discretionary Contribution

    By CurlyBert, December 8, 2017   

    • discretionary
    • forfeiture
    • 5 replies
    • 1.5k views
    • 
    • FORMER ESQ.
    • January 16, 2021

42. Eligible SelfEmployment Compensation for Profit Sharing Roth v Pretax

    By gdlfa, February 5, 2018
    • 5 replies
    • 1.1k views
    • 
    • gdlfa
    • February 9, 2018

43. Safe Harbor 401(k) Plan Change

    By hsctpa, January 7, 2020
    • 5 replies
    • 1.4k views
    • 
    • hsctpa
    • January 8, 2020

44. Terminated employees carry old loans to new plans?

    By Guest Michael Anderson, April 5, 2002
    • 5 replies
    • 2k views
    • 
    • QDROphile
    • April 8, 2002

45. Form 5330 - Excise tax on late deposit of deferrals

    By MarZDoates, March 15, 2006
    • 5 replies
    • 4k views
    • 
    • Archimage
    • April 24, 2006

46. Comp & deferral adjustments?

    By wvbeachgirl, January 21, 2008
    • 5 replies
    • 1.6k views
    • 
    • wvbeachgirl
    • January 22, 2008

47. Rollover of life ins policy into a PS Plan

    By QNPG, February 10, 2011
    • 5 replies
    • 1.7k views
    • 
    • Dennis Povloski
    • February 11, 2011

48. Safe Harbor match with additional discretionary match

    By John Feldt ERPA CPC QPA, August 9, 2011
    • 5 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • August 10, 2011

49. ADP Safe Harbor, Midyear Expansion in Eligibility

    By Briandfox, December 12, 2014
    • 5 replies
    • 1.4k views
    • 
    • BW
    • December 15, 2014

50. Compensation Question

    By mjf06241972, December 10, 2017   

    • 401k compensation profit sharing
    • 5 replies
    • 1k views
    • 
    • mjf06241972
    • December 11, 2017