401(k) Plans

19,321 topics in this forum

1. In-Plan Roth Conversion

   By Molgilny89, December 14, 2023
   • 5 replies
   • 3.2k views
   • 
   • Lou S.
   • December 14, 2023

2. single entry date - how does it work?

   By AlbanyConsultant, August 13, 2024
   • 5 replies
   • 817 views
   • 
   • Gina Alsdorf
   • August 22, 2024

3. HCE in multiple plans and ADP testing

   By RCK, February 27, 2003
   • 5 replies
   • 2.3k views
   • 
   • RCK
   • February 28, 2003

4. Hardship Withdrawals

   By Nassau, April 29, 2011
   • 5 replies
   • 1.6k views
   • 
   • masteff
   • April 29, 2011

5. Terminated employee on severance

   By alexa, November 11, 2020
   • 5 replies
   • 5k views
   • 
   • AJ North
   • November 12, 2020

6. closing investment options

   By Guest Keith N, March 6, 2002
   • 5 replies
   • 1.6k views
   • 
   • actuarysmith
   • September 12, 2002

7. Integration - Maximize

   By TH 401k, October 16, 2025
   • 5 replies
   • 528 views
   • 
   • TH 401k
   • October 18, 2025

8. Traditional safe harbor 401k restating to QACA

   By 30Rock, February 9, 2019
   • 5 replies
   • 1.5k views
   • 
   • Luke Bailey
   • February 11, 2019

9. ADP Compensation

   By Christopher Wilson, January 4, 2020
   • 5 replies
   • 1.7k views
   • 
   • G8Rs
   • January 7, 2020

10. Fund Remittance - Employer Contribution

    By John K, April 29, 2025
    • 5 replies
    • 1.3k views
    • 
    • Paul I
    • April 30, 2025

11. Modification of loan repayment terms

    By Guest JDL, July 15, 2003
    • 5 replies
    • 3k views
    • 
    • Guest
    • July 16, 2003

12. Safe Harbor Match and Highly Compensated

    By Gadgetfreak, August 11, 2008
    • 5 replies
    • 4.8k views
    • 
    • Guest
    • September 8, 2008

13. self employment earnings in a partnership and ADP testing

    By Chippy, February 5, 2015
    • 5 replies
    • 1.6k views
    • 
    • Chippy
    • February 6, 2015

14. two "owner only 401k plans" in the same business?

    By AlbanyConsultant, June 7, 2024
    • 5 replies
    • 4.1k views
    • 
    • Luke Bailey
    • June 20, 2024

15. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

16. Top Heavy/Key/Deferral question

    By Cathy from Chicago, March 9, 2011
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • March 19, 2012

17. Payroll period match and compensation limit

    By RPP2001, May 23, 2011
    • 5 replies
    • 5.7k views
    • 
    • Kevin C
    • October 2, 2015

18. What year is it taxable?

    By Guest A_Dude, March 25, 2013   

    • 401(k) refund after rollover
    • 5 replies
    • 1.1k views
    • 
    • Guest
    • March 26, 2013

19. Late Deferral Form 5330 Filing

    By Below Ground, March 20, 2008
    • 5 replies
    • 2.5k views
    • 
    • 401 Chaos
    • June 9, 2009

20. Bankruptcy

    By Guest Kevin1, June 18, 2010
    • 5 replies
    • 1.3k views
    • 
    • david rigby
    • June 21, 2010

21. top heavy allocation

    By Gary, April 4, 2011
    • 5 replies
    • 2k views
    • 
    • GMK
    • April 4, 2011

22. Sole Proprietor 401(k) Contributions

    By MjInvestments, October 17, 2017
    • 5 replies
    • 631 views
    • 
    • Mike Preston
    • October 18, 2017

23. Hardship Distribution Due To Hurricane

    By metsfan026, November 21, 2022
    • 5 replies
    • 1.2k views
    • 
    • FT Retire
    • November 21, 2022

24. Non-cash prizes and awards

    By Guest FAQ, April 17, 2008
    • 5 replies
    • 4.7k views
    • 
    • Mike Preston
    • April 22, 2008

25. Statistics on Failure of ACP/ADP?

    By Guest susan w, August 16, 1999
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • September 8, 1999

26. 401k max

    By John A, December 14, 1999
    • 5 replies
    • 1.8k views
    • 
    • KIP KRAUS
    • December 22, 1999

27. Coordination of 403(b) and 401(k) Plans

    By truphao, June 6, 2023
    • 5 replies
    • 684 views
    • 
    • Ilene Ferenczy
    • June 8, 2023

28. Can a participant elect out of loan repayments?

    By Guest Amanda Davis, June 3, 2003
    • 5 replies
    • 1.8k views
    • 
    • RCK
    • June 6, 2003

29. Document Question

    By Guest MCarey1, July 16, 2004
    • 5 replies
    • 2.1k views
    • 
    • g8r
    • July 20, 2004

30. 401(k) Training & Certification

    By Guest Lindsay, January 11, 2005
    • 5 replies
    • 2k views
    • 
    • K-t-F
    • January 12, 2005

31. Top Heavy Allocation when changing divisions

    By Dan, April 28, 2005
    • 5 replies
    • 1.4k views
    • 
    • jaemmons
    • May 5, 2005

32. Match Annual True up to what level?

    By Jim Chad, March 9, 2011
    • 5 replies
    • 1.2k views
    • 
    • QDROphile
    • March 9, 2011

33. 401(k) Rollover Question

    By Guest Benmark, January 15, 2009
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • January 16, 2009

34. 401k Safe harbor non elective with 1 year wait?

    By perkinsran, February 11, 2009
    • 5 replies
    • 1.8k views
    • 
    • Kevin C
    • February 12, 2009

35. Safe Harbor Deferral Election change/notice

    By Guest Peggy806, November 8, 2010
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • November 9, 2010

36. How far back would you go to correct late deposits?

    By BG5150, July 16, 2020
    • 5 replies
    • 727 views
    • 
    • BG5150
    • July 17, 2020

37. No Beneficiary on file

    By Guest benefitsanalyst, January 10, 2003
    • 5 replies
    • 2.3k views
    • 
    • mbozek
    • January 13, 2003

38. Contributions -- how long before must be invested?

    By Guest pentex, March 18, 2003
    • 5 replies
    • 2k views
    • 
    • MWeddell
    • March 24, 2003

39. # of hardships

    By JKW, June 21, 2010
    • 5 replies
    • 1.3k views
    • 
    • 401 Chaos
    • June 24, 2010

40. Fee Disclosure and Waived Fees

    By CLE401kGuy, May 21, 2014
    • 5 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • May 23, 2014

41. Adopting Employer doesn't want to fund safe harbor contribution

    By Rai401k, December 11, 2014
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • December 11, 2014

42. Submission Deadline May 1, 2016 or April 30, 2016

    By Briandfox, April 22, 2016
    • 5 replies
    • 1.2k views
    • 
    • thepensionmaven
    • May 14, 2016

43. Timing of 1099-Rs to Participants

    By Guest CMS, March 30, 1999
    • 5 replies
    • 2.2k views
    • 
    • MWeddell
    • March 31, 1999

44. CODA situation ?

    By AnnCK, June 7, 2023
    • 5 replies
    • 1.4k views
    • 
    • CuseFan
    • June 9, 2023

45. Compensation Definition for Safe Harbor Plans

    By Guest kowen, August 24, 2001
    • 5 replies
    • 3.3k views
    • 
    • Belgarath
    • August 27, 2001

46. Negative Enrollment for "some" employees?

    By KateSmithPA, December 21, 2005
    • 5 replies
    • 2.2k views
    • 
    • E as in ERISA
    • December 21, 2005

47. Discretionary Match

    By Randy Watson, January 4, 2007
    • 5 replies
    • 1.7k views
    • 
    • JanetM
    • January 4, 2007

48. Changing a Vesting Schedule

    By Guest Steve Nolan, November 11, 1998
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • November 11, 1998

49. Distribution due to termination

    By Guest Rick R, December 15, 1999
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • December 27, 1999

50. Bankruptcy... pension account protected?

    By K-t-F, November 30, 2004
    • 5 replies
    • 1.9k views
    • 
    • mbozek
    • December 6, 2004