401(k) Plans

19,275 topics in this forum

1. Existing business, new plan Eligibility?

   By Guest rickw, December 31, 2006
   • 7 replies
   • 2k views
   • 
   • Kimberly S
   • January 5, 2007

2. Integrated with SS profit sharing allocation. HELP!

   By Guest jhilliard, January 19, 2004
   • 9 replies
   • 2k views
   • 
   • Tom Poje
   • January 21, 2004

3. The Fix for Missed Deferrals - Confirmation

   By 401king, November 6, 2009
   • 6 replies
   • 2k views
   • 
   • K2retire
   • November 9, 2009

4. Solo 401k established, but not funded

   By Spencer, May 12, 2021   

   • solo 401k
   • missed deferral opportunity
   • 21 replies
   • 2k views
   • 
   • BG5150
   • May 19, 2021

5. Can an employer deposit 401k early?

   By TBob, September 25, 2012
   • 2 replies
   • 2k views
   • 
   • Kevin C
   • September 25, 2012

6. What actually happens to the money involved in a death benefit when mi

   By John A, February 8, 2001
   • 2 replies
   • 2k views
   • 
   • KJohnson
   • February 8, 2001

7. 401(k) investment products providing sub-accounting by contribution so

   By bzorc, December 16, 1999
   • 3 replies
   • 2k views
   • 
   • Guest
   • December 17, 1999

8. Withholding Election on ADP Refund?

   By Gilmore, February 24, 2020
   • 1 reply
   • 2k views
   • 
   • Larry Starr
   • February 24, 2020

9. Forfeiture release date issue

   By cpc0506, April 3, 2010
   • 9 replies
   • 2k views
   • 
   • Mike Preston
   • March 15, 2016

10. Safe Harbor Plan vs. Safe Harbor Match

    By Guest baconmouse, November 7, 2003
    • 6 replies
    • 2k views
    • 
    • Alf
    • November 12, 2003

11. Late deferrals - earnings calculation

    By Guest robin s vatalaro, November 3, 1998
    • 1 reply
    • 2k views
    • 
    • LCARUSI
    • November 5, 1998

12. Mid Year Addition of Yr of Service for SH Match

    By kshawbenefits, July 17, 2018   

    • safe harbor
    • mid year amendment
    • 13 replies
    • 2k views
    • 
    • Tom Poje
    • August 16, 2018

13. Weighted Average for ADP for Permissive Aggregation

    By MLML, April 2, 2013
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • April 3, 2013

14. safe harbor - OOPS!

    By mphs77, October 16, 2008
    • 4 replies
    • 2k views
    • 
    • BG5150
    • October 20, 2008

15. 2007 COLA Amounts?

    By rocknrolls2, September 26, 2006
    • 5 replies
    • 2k views
    • 
    • Tom Poje
    • September 25, 2007

16. Participant Loan and Change in Payroll Period

    By Dennis Povloski, June 14, 2010
    • 2 replies
    • 2k views
    • 
    • Dennis Povloski
    • June 14, 2010

17. Real Estate in a Custodial Account under a Profit Sharing Plan

    By Guest San Diego Benefits Guy, January 10, 2009
    • 4 replies
    • 2k views
    • 
    • Guest
    • January 10, 2009

18. Pro Rata ER Match after Plan Year End

    By Guest AJM 34, October 12, 2007
    • 4 replies
    • 2k views
    • 
    • Bill Presson
    • October 12, 2007

19. Withholding employer contributions on termination

    By Guest JD698, September 18, 2003
    • 3 replies
    • 2k views
    • 
    • Guest
    • September 19, 2003

20. Spousal rights

    By Guest BobParks, December 28, 2005
    • 3 replies
    • 2k views
    • 
    • Guest
    • December 29, 2005

21. 401(k) Plan and Sole Proprietor

    By bzorc, August 1, 2006
    • 8 replies
    • 2k views
    • 
    • Guest
    • August 2, 2006

22. Partial Plan Termination questions

    By wsp, October 20, 2006
    • 4 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • October 24, 2006

23. Recordkeeper with no advisor

    By austin3515, October 9, 2020
    • 15 replies
    • 2k views
    • 
    • Peter Gulia
    • October 12, 2020

24. Flat Dollar

    By Logan401, November 16, 2010
    • 6 replies
    • 2k views
    • 
    • Logan401
    • November 17, 2010

25. dissolving dc plan

    By Brian Gallagher, November 6, 2002
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • November 6, 2002

26. Retroactive amendment to lower NRA

    By cpc0506, February 6, 2019
    • 11 replies
    • 2k views
    • 
    • Peter Gulia
    • February 8, 2019

27. RMD's - death before RBD

    By Guest terid, December 20, 2002
    • 2 replies
    • 2k views
    • 
    • Appleby
    • December 23, 2002

28. Notice to Interested Parties - one notice for two plans sponsored by the same employer, permissible?

    By Guest Bud, June 22, 2005
    • 7 replies
    • 2k views
    • 
    • No Name
    • August 12, 2005

29. Non-Resident Trustee

    By wifrbr, April 2, 2018
    • 6 replies
    • 2k views
    • 
    • QP_Guy
    • April 5, 2018

30. Excess Loan Repayment

    By Guest Susan M., October 20, 2011
    • 6 replies
    • 2k views
    • 
    • Jim Chad
    • October 22, 2011

31. Deducted too much pretax

    By Loves401(k), March 9, 2018
    • 7 replies
    • 2k views
    • 
    • Luke Bailey
    • March 12, 2018

32. Employment Tax Withholding on 401(k) Salary Deferrals for Non-Residents

    By Guest EMM118, September 19, 2006
    • 4 replies
    • 2k views
    • 
    • Guest
    • September 20, 2006

33. Top-heavy Requirement?

    By Guest notapensiongeek, December 27, 2007
    • 4 replies
    • 2k views
    • 
    • Guest
    • January 2, 2008

34. Failure to provide safe harbor notice

    By Guest VAP, November 29, 2000
    • 1 reply
    • 2k views
    • 
    • Alf
    • December 4, 2000

35. 401k Plan vs. 403(b) for a non-profit organization

    By Pammie57, January 20, 2022
    • 9 replies
    • 2k views
    • 
    • jsample
    • February 2, 2022

36. Vesting and plan merger

    By 30Rock, November 21, 2023
    • 8 replies
    • 2k views
    • 
    • 30Rock
    • November 27, 2023

37. Catch Up Exceed 100% of Comp

    By jd1433, January 21, 2022
    • 5 replies
    • 2k views
    • 
    • Lou S.
    • January 24, 2022

38. Controlled groups

    By Guest lforesz, September 28, 2001
    • 1 reply
    • 2k views
    • 
    • Bob R
    • October 1, 2001

39. percentage/performance fee based services for ERISA funds

    By fidu, February 1, 2002
    • 1 reply
    • 2k views
    • 
    • KJohnson
    • February 1, 2002

40. Terminated employees carry old loans to new plans?

    By Guest Michael Anderson, April 5, 2002
    • 5 replies
    • 2k views
    • 
    • QDROphile
    • April 8, 2002

41. Late 401(k) Contributions

    By nancy, December 21, 2004
    • 6 replies
    • 2k views
    • 
    • Guest
    • October 19, 2005

42. Voluntary after-tax employee contributions to a 401(m) plan

    By Guest J D DeBacker, October 11, 2000
    • 0 replies
    • 2k views
    • 
    • Guest
    • October 11, 2000

43. Adequate Fiduciary Liability Insurance?

    By khn, April 9, 2014
    • 4 replies
    • 2k views
    • 
    • Peter Gulia
    • April 11, 2014

44. Deductibility of 3% SHK with DB

    By Jed Macy, January 27, 2002
    • 9 replies
    • 2k views
    • 
    • Mike Preston
    • January 30, 2002

45. Ongoing 408(b)(2) Requirements?

    By khn, August 28, 2013
    • 5 replies
    • 2k views
    • 
    • MoJo
    • August 28, 2013

46. Integration Level for Mid-Year New Entrant

    By Jed Macy, January 26, 2012
    • 8 replies
    • 2k views
    • 
    • austin3515
    • February 10, 2012

47. Social Security Disability & 401(k)'s

    By Guest JEP, April 2, 2002
    • 3 replies
    • 2k views
    • 
    • MGB
    • April 2, 2002

48. Participant wants hardship distribution but spouse is in jail

    By Guest sheadan, November 17, 2000
    • 2 replies
    • 2k views
    • 
    • LCARUSI
    • November 20, 2000

49. Mid-year 401(k)-Proration of Testing Compensation?

    By BTH, June 22, 2010
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • June 23, 2010

50. Top heavy aggregation

    By Guest jim williams, August 7, 2003
    • 10 replies
    • 2k views
    • 
    • Tom Poje
    • August 7, 2003