401(k) Plans

19,337 topics in this forum

1. Post mortem Qdro

   By Guest babyspider555, August 26, 2005
   • 4 replies
   • 2k views
   • 
   • mbozek
   • August 26, 2005

2. ACP refund due... but this year's match not deposited yet

   By AlbanyConsultant, March 15, 2024
   • 8 replies
   • 2k views
   • 
   • Bill Presson
   • March 18, 2024

3. Targeted QNEC's for 2008 Failed ADP Test

   By msmith, January 30, 2009
   • 2 replies
   • 2k views
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   • MWeddell
   • February 2, 2009

4. One to One correction method / Catch up contributions

   By fiona1, April 6, 2004
   • 3 replies
   • 2k views
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   • jquazza
   • April 30, 2004

5. Primerica as Plan Investment Advisor

   By Guest caseyb, August 10, 2009
   • 3 replies
   • 2k views
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   • GBurns
   • August 11, 2009

6. Amendment to Limit HCE to $1 of 401k

   By austin3515, March 31, 2011
   • 7 replies
   • 2k views
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   • Guest
   • July 25, 2011

7. 401(k) Training & Certification

   By Guest Lindsay, January 11, 2005
   • 5 replies
   • 2k views
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   • K-t-F
   • January 12, 2005

8. Issues 2 1099-R's for same loan default in 2 different years

   By TPAVP, April 9, 2002
   • 1 reply
   • 2k views
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   • Fredman
   • April 10, 2002

9. Overdraft for longer than 3 days?

   By FundeK, April 20, 2004
   • 2 replies
   • 2k views
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   • FundeK
   • April 22, 2004

10. Discretionary Match

    By PensionMonster, November 13, 2015
    • 7 replies
    • 2k views
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    • austin3515
    • November 16, 2015

11. 401k plan with multiple discretionary match formulas

    By Zach Del, March 30, 2023
    • 4 replies
    • 2k views
    • 
    • Zach Del
    • April 1, 2023

12. Adding 401(k) to PSP Issue

    By chris, July 25, 2014
    • 5 replies
    • 2k views
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    • Kevin C
    • July 25, 2014

13. 401(a)4 failure

    By Guest mparker2028, December 8, 2005
    • 4 replies
    • 2k views
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    • AndyH
    • December 12, 2005

14. Older partner wants to max out PS contribution, younger partner wants cash

    By Guest Bearlee, June 29, 2012
    • 13 replies
    • 2k views
    • 
    • Guest
    • July 10, 2012

15. top-heavy contribution

    By k man, September 19, 2000
    • 2 replies
    • 2k views
    • 
    • MR
    • September 20, 2000

16. 401k audit

    By Guest VEBAPLAN, May 19, 2010
    • 0 replies
    • 2k views
    • 
    • Guest
    • May 19, 2010

17. Safe Harbor: Overtime as Compensation

    By Guest PJW, November 13, 2001
    • 3 replies
    • 2k views
    • 
    • Guest
    • November 13, 2001

18. Loan from a terminated 401(k) plan.

    By jkharvey, March 23, 2000
    • 2 replies
    • 2k views
    • 
    • Guest
    • March 29, 2000

19. Form 5500: Deferred Vested Benefit

    By Guest wwest, September 15, 1999
    • 1 reply
    • 2k views
    • 
    • Ervin Barham
    • September 16, 1999

20. Rollover from UK plan to US plan permitted ?

    By Guest halka, March 11, 2004
    • 3 replies
    • 2k views
    • 
    • mbozek
    • March 12, 2004

21. Controlled Group

    By Guest tintree73, November 25, 2003
    • 4 replies
    • 2k views
    • 
    • Guest
    • November 25, 2003

22. Annual pooled account statements (when markets have changed)

    By TPApril, March 16, 2020
    • 16 replies
    • 2k views
    • 
    • Mike Preston
    • April 2, 2020

23. HCE in more than 1 plan

    By AKconsult, November 22, 2016   

    • ADP testing
    • 11 replies
    • 2k views
    • 
    • Kevin C
    • December 1, 2016

24. Deducted too much pretax

    By Loves401(k), March 9, 2018
    • 7 replies
    • 2k views
    • 
    • Luke Bailey
    • March 12, 2018

25. Top Heavy Test on Aggregated Plans

    By Guest chant44, March 26, 2001
    • 4 replies
    • 2k views
    • 
    • Bob R
    • March 27, 2001

26. Safe Harbor

    By Guest A. Gordon, November 14, 2003
    • 12 replies
    • 2k views
    • 
    • Tom Poje
    • November 19, 2003

27. Excess Contributions after SBJPA 1996

    By Guest kp, October 27, 1998
    • 1 reply
    • 2k views
    • 
    • stephen
    • October 29, 1998

28. Land purchase with 401k assets

    By Pixie, September 23, 2019   

    • real estate
    • 7 replies
    • 2k views
    • 
    • Christine Roberts
    • September 25, 2019

29. Business acquisition - merge or terminate plan

    By Tom, September 11, 2025
    • 4 replies
    • 2k views
    • 
    • Paul I
    • September 11, 2025

30. 401(k) Plans

    By Guest Tennis, June 14, 2002
    • 7 replies
    • 2k views
    • 
    • mbozek
    • June 22, 2002

31. Related or unrelated rollover

    By cpc0506, July 5, 2013
    • 1 reply
    • 2k views
    • 
    • masteff
    • July 5, 2013

32. 401(k) Written Plan Document

    By Guest SCUDDESLER, September 3, 2003
    • 4 replies
    • 2k views
    • 
    • Guest
    • September 3, 2003

33. Farmer's Cooperatives Sponsoring 401(k) Plans

    By Guest stan, April 30, 2001
    • 4 replies
    • 2k views
    • 
    • Guest
    • May 14, 2001

34. Penalties for Failure to Deposit 401(k) Contributions in a Timely Mann

    By LCARUSI, February 11, 1999
    • 1 reply
    • 2k views
    • 
    • QDROphile
    • February 12, 1999

35. Distribution to Bene's

    By Guest Twinky, November 2, 2006
    • 8 replies
    • 2k views
    • 
    • Guest
    • November 3, 2006

36. Pro Rata ER Match after Plan Year End

    By Guest AJM 34, October 12, 2007
    • 4 replies
    • 2k views
    • 
    • Bill Presson
    • October 12, 2007

37. Has anyone ever used recharacterization to correct an ADP test? If so,

    By John A, May 4, 2000
    • 2 replies
    • 2k views
    • 
    • Ervin Barham
    • May 11, 2000

38. Partial termination in a DC plan

    By alexa, June 16, 2002
    • 3 replies
    • 2k views
    • 
    • RTK
    • June 17, 2002

39. Service Contract Act fringe benefits as unvested 401(k) match

    By Guest janie, November 5, 2012
    • 0 replies
    • 2k views
    • 
    • Guest
    • November 5, 2012

40. First Year Safe Harbor 401(k) Plan

    By Guest barrydorfman, August 1, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • August 2, 2000

41. Filed Form 5558 and now we determine 5500 is not required

    By ESI2015, October 31, 2019
    • 5 replies
    • 2k views
    • 
    • Larry Starr
    • October 31, 2019

42. key employee

    By FJR, August 7, 2001
    • 2 replies
    • 2k views
    • 
    • david rigby
    • August 7, 2001

43. Top heavy minimum for partnership

    By rlb64, June 30, 2005
    • 1 reply
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • July 1, 2005

44. 10% excise tax on failed adp/acp test

    By Guest jkrad, March 22, 2005
    • 2 replies
    • 2k views
    • 
    • K-t-F
    • March 23, 2005

45. 401k contribution deposit deadline for s-corp owners

    By Santo Gold, February 27, 2012
    • 3 replies
    • 2k views
    • 
    • K2retire
    • February 27, 2012

46. Calculating Excise Tax & gains on late remittances.

    By MBCarey, October 3, 2002
    • 4 replies
    • 2k views
    • 
    • MWeddell
    • October 5, 2002

47. Suspensions and Catch-up Contributions

    By MWeddell, October 23, 2001
    • 3 replies
    • 2k views
    • 
    • MGB
    • October 24, 2001

48. Forced distribution for under $5000 - can't find the participant

    By Guest lkramer, March 5, 2002
    • 1 reply
    • 2k views
    • 
    • stephen
    • March 5, 2002

49. prepaying 10% excise tax

    By wsp, May 21, 2003
    • 6 replies
    • 2k views
    • 
    • MGB
    • May 23, 2003

50. Does the 408(m)(3) apply to individually directed accounts in a 401(a)

    By Guest Thornton, March 6, 2003
    • 4 replies
    • 2k views
    • 
    • E as in ERISA
    • March 7, 2003