401(k) Plans

19,320 topics in this forum

1. top heavy allocation

   By Gary, April 4, 2011
   • 5 replies
   • 2k views
   • 
   • GMK
   • April 4, 2011

2. Top Heavy Test on Aggregated Plans

   By Guest chant44, March 26, 2001
   • 4 replies
   • 2k views
   • 
   • Bob R
   • March 27, 2001

3. Adding 401(k) to PSP Issue

   By chris, July 25, 2014
   • 5 replies
   • 2k views
   • 
   • Kevin C
   • July 25, 2014

4. ADP Testing And Safe Harbor Plan

   By Guest LSU1990, July 31, 2006
   • 1 reply
   • 2k views
   • 
   • Tom Poje
   • August 1, 2006

5. Ongoing 408(b)(2) Requirements?

   By khn, August 28, 2013
   • 5 replies
   • 2k views
   • 
   • MoJo
   • August 28, 2013

6. Calculating Excise Tax & gains on late remittances.

   By MBCarey, October 3, 2002
   • 4 replies
   • 2k views
   • 
   • MWeddell
   • October 5, 2002

7. Amending Plan for Automatic Enrollment

   By TPA Bob, March 17, 2015   

   • Automatic Enrollment
   • 1 reply
   • 2k views
   • 
   • Belgarath
   • March 18, 2015

8. Forced distribution for under $5000 - can't find the participant

   By Guest lkramer, March 5, 2002
   • 1 reply
   • 2k views
   • 
   • stephen
   • March 5, 2002

9. Employer Contribution to Safe Harbor Plan

   By Guest brstokes, October 29, 2001
   • 5 replies
   • 2k views
   • 
   • KateSmithPA
   • November 9, 2001

10. Discretionary Match

    By PensionMonster, November 13, 2015
    • 7 replies
    • 2k views
    • 
    • austin3515
    • November 16, 2015

11. Sole Prop 401k w/ employees - timing of S. Prod elective def

    By Guest johnpetrancosta, March 17, 2005
    • 4 replies
    • 2k views
    • 
    • Guest
    • March 19, 2005

12. 10% excise tax on failed adp/acp test

    By Guest jkrad, March 22, 2005
    • 2 replies
    • 2k views
    • 
    • K-t-F
    • March 23, 2005

13. Spot Bonus Employee Reconition Awards Deferrals

    By Guest IRISH79, May 31, 2007
    • 2 replies
    • 2k views
    • 
    • JanetM
    • June 1, 2007

14. Average Expense for 401(k) Plans.

    By Guest Thornton, July 12, 2001
    • 5 replies
    • 2k views
    • 
    • Jon Chambers
    • July 29, 2001

15. Investment Expenses paid by employer

    By austin3515, August 6, 2004
    • 7 replies
    • 2k views
    • 
    • KJohnson
    • August 6, 2004

16. Deferrals from LLC Members

    By Guest saotampa, July 13, 2007
    • 7 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • July 13, 2007

17. participants not returning forms when electing not to defer

    By AlbanyConsultant, January 15, 2020
    • 11 replies
    • 2k views
    • 
    • Below Ground
    • January 22, 2020

18. Two 1099 Rs for the same amount

    By dropframe, April 14, 2015   

    • 1099R 1099-R 1099 R
    • 5 replies
    • 2k views
    • 
    • Appleby
    • April 20, 2015

19. Related or unrelated rollover

    By cpc0506, July 5, 2013
    • 1 reply
    • 2k views
    • 
    • masteff
    • July 5, 2013

20. HCE in more than 1 plan

    By AKconsult, November 22, 2016   

    • ADP testing
    • 11 replies
    • 2k views
    • 
    • Kevin C
    • December 1, 2016

21. SOLO 401K MISFILED - HOW TO HANDLE?

    By jbsoffen, November 20, 2023
    • 12 replies
    • 2k views
    • 
    • Appleby
    • November 24, 2023

22. Top Heavy, HCE distributions

    By Guest LTurner, February 20, 2003
    • 10 replies
    • 2k views
    • 
    • Gilmore
    • February 21, 2003

23. 402(g) Refund after 4/15

    By Bruddah Kimo, December 7, 2007
    • 3 replies
    • 2k views
    • 
    • 401_4_ever
    • December 7, 2007

24. Controlled Group - Are separate plans an option?

    By Renee H, October 10, 2023
    • 5 replies
    • 2k views
    • 
    • CuseFan
    • October 12, 2023

25. Enrollment

    By mjf06241972, March 28, 2018   

    • enrollment 401k employees
    • 6 replies
    • 2k views
    • 
    • Kevin C
    • March 29, 2018

26. safe harbor deemed not top-heavy

    By Guest ERIC STRAND, March 21, 2002
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • March 21, 2002

27. Help with Vesting

    By DP, December 21, 2004
    • 6 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • December 22, 2004

28. Allocation between Roth and non-Roth amounts when participant receives partial distribution from plan

    By Luke Bailey, April 4, 2018   

    • roth
    • 401(k)
    • (and 2 more)

      Tagged with:

      • roth
      • 401(k)
      • non-roth
      • distribution
    • 6 replies
    • 2k views
    • 
    • ETA Consulting LLC
    • April 5, 2018

29. Has anyone ever used recharacterization to correct an ADP test? If so,

    By John A, May 4, 2000
    • 2 replies
    • 2k views
    • 
    • Ervin Barham
    • May 11, 2000

30. Does the 408(m)(3) apply to individually directed accounts in a 401(a)

    By Guest Thornton, March 6, 2003
    • 4 replies
    • 2k views
    • 
    • E as in ERISA
    • March 7, 2003

31. Prohibited transaction if the plan's broker marries the client company

    By Guest Phil L, November 3, 1999
    • 6 replies
    • 2k views
    • 
    • MWeddell
    • November 5, 1999

32. Failed coverage test with excluded class

    By Brenda Wren, October 1, 2002
    • 3 replies
    • 2k views
    • 
    • E as in ERISA
    • October 2, 2002

33. 401k Overcontribution Correction

    By Doghouse, March 27, 2018
    • 7 replies
    • 2k views
    • 
    • ERISAAPPLE
    • March 30, 2018

34. How do you calculate deduction limits for a 401(k) and an ESOP?

    By Guest lawdawg, January 26, 2001
    • 6 replies
    • 2k views
    • 
    • stephen
    • January 30, 2001

35. Top Heavy Minimum Contribution

    By Guest kgsingletary, September 27, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • September 28, 2002

36. Eligibility Amendment

    By Guest AJM 34, December 3, 2007
    • 11 replies
    • 2k views
    • 
    • Guest
    • December 12, 2007

37. Involuntary Cash-outs

    By Guest Sheree Wynn, October 26, 1998
    • 1 reply
    • 2k views
    • 
    • Guest
    • October 27, 1998

38. VFCP vs. no VFCP

    By 401(k)athryn, July 31, 2019
    • 3 replies
    • 2k views
    • 
    • 401(k)athryn
    • August 8, 2019

39. ACP Test and Match over plan limit

    By Guest george821, January 29, 2009
    • 4 replies
    • 2k views
    • 
    • Guest
    • February 1, 2009

40. Pro Rata ER Match after Plan Year End

    By Guest AJM 34, October 12, 2007
    • 4 replies
    • 2k views
    • 
    • Bill Presson
    • October 12, 2007

41. HCE calculation - non-calendar plan year

    By Guest Achilles, February 10, 2004
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • February 10, 2004

42. Real estate agents as statutory non employees

    By Guest JimChad, October 13, 2005
    • 0 replies
    • 2k views
    • 
    • Guest
    • October 13, 2005

43. Separate account called a stable value "Fund"

    By Guest Ella, January 28, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • January 29, 2002

44. Solo 401(k) - No intention of utilizing

    By MjInvestments, February 15, 2021
    • 16 replies
    • 2k views
    • 
    • Luke Bailey
    • February 18, 2021

45. Can employer amend 401(k) plan now (midyear) to provide for 3% safe harbor contribution?

    By Guest tws, October 3, 2003
    • 7 replies
    • 2k views
    • 
    • Guest
    • October 9, 2003

46. Husband Wife Separate Businesses

    By K-t-F, September 19, 2006
    • 8 replies
    • 2k views
    • 
    • SteveH
    • September 20, 2006

47. PTIN - Who's responsible?

    By austin3515, December 17, 2010
    • 13 replies
    • 2k views
    • 
    • movedon
    • December 24, 2010

48. What is the compensation?

    By Basically, February 11, 2025
    • 9 replies
    • 2k views
    • 
    • RatherBeGolfing
    • February 13, 2025

49. What is lookback year for HCE determination if plan is amended to crea

    By k man, December 7, 2000
    • 2 replies
    • 2k views
    • 
    • Guest
    • December 12, 2000

50. Pre-funding a forfeitures account!

    By Guest JPAdmin, January 3, 2002
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 9, 2002