401(k) Plans

19,320 topics in this forum

1. Distributions based on non-compete clause

   By 401_4_ever, April 18, 2007
   • 2 replies
   • 2k views
   • 
   • masteff
   • April 18, 2007

2. Do you count receivable Deferrals?

   By K-t-F, April 20, 2004
   • 10 replies
   • 2k views
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   • Archimage
   • April 21, 2004

3. Safe Harbor Plan vs. Safe Harbor Match

   By Guest baconmouse, November 7, 2003
   • 6 replies
   • 2k views
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   • Alf
   • November 12, 2003

4. Social Security Disability & 401(k)'s

   By Guest JEP, April 2, 2002
   • 3 replies
   • 2k views
   • 
   • MGB
   • April 2, 2002

5. Excess Contributions after SBJPA 1996

   By Guest kp, October 27, 1998
   • 1 reply
   • 2k views
   • 
   • stephen
   • October 29, 1998

6. Deducted too much pretax

   By Loves401(k), March 9, 2018
   • 7 replies
   • 2k views
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   • Luke Bailey
   • March 12, 2018

7. One Person Plan: 401(k) or Profit Sharing

   By Guest elem, February 14, 2005
   • 7 replies
   • 2k views
   • 
   • david rigby
   • February 15, 2005

8. Anyone have a de minimis policy pertaining to returning excess contrib

   By John A, December 7, 1999
   • 3 replies
   • 2k views
   • 
   • Guest
   • February 15, 2001

9. Loan from a terminated 401(k) plan.

   By jkharvey, March 23, 2000
   • 2 replies
   • 2k views
   • 
   • Guest
   • March 29, 2000

10. Effective Date of Money Purchase Plan Merger (12/31/01 OR 1/1/02)??

    By Guest T-BONE, October 30, 2001
    • 1 reply
    • 2k views
    • 
    • rcline46
    • October 31, 2001

11. prepaying 10% excise tax

    By wsp, May 21, 2003
    • 6 replies
    • 2k views
    • 
    • MGB
    • May 23, 2003

12. Reverse QNEC's

    By Guest KD40, February 21, 2003
    • 9 replies
    • 2k views
    • 
    • KJohnson
    • February 25, 2003

13. Amending Normal Retirement Age in DC Plan (Impact on Vesting)

    By metsfan026, June 15, 2022
    • 7 replies
    • 2k views
    • 
    • casey72
    • March 14, 2023

14. Start-up 401(k)

    By rlb64, July 23, 2009
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • July 24, 2009

15. Cancelling a 401k

    By Guest vinson7, June 2, 2009
    • 3 replies
    • 2k views
    • 
    • Guest
    • June 3, 2009

16. 401(k) Plan is irreparable

    By TPApril, September 24, 2021
    • 12 replies
    • 2k views
    • 
    • Peter Gulia
    • September 29, 2021

17. Short Plan Year - New Plan

    By Pammie57, March 13, 2017
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • March 13, 2017

18. Integrated Profit Sharing with Inservice Withdrawals

    By Guest Frank Jackson, February 17, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • February 23, 1999

19. After Tax Rollover

    By Guest elang, February 15, 2011
    • 5 replies
    • 2k views
    • 
    • mbozek
    • February 16, 2011

20. Minimum contribution

    By ombskid, April 4, 2007
    • 6 replies
    • 2k views
    • 
    • WDIK
    • April 5, 2007

21. Life Insurance Policy

    By Coleboy1, May 18, 2023
    • 11 replies
    • 2k views
    • 
    • Bill Presson
    • May 26, 2023

22. ADP/ACP Testing

    By Guest David_R, August 24, 2001
    • 1 reply
    • 2k views
    • 
    • Guest
    • August 27, 2001

23. HCE determination question - NQ deferred comp

    By Guest tellidaho, July 20, 2006
    • 6 replies
    • 2k views
    • 
    • Guest
    • July 20, 2006

24. Top Heavy Testing

    By helloobb, November 13, 2015
    • 4 replies
    • 2k views
    • 
    • chc93
    • February 25, 2016

25. ADP/coverage testing for control group

    By AKconsult, November 6, 2013
    • 7 replies
    • 2k views
    • 
    • Tom Poje
    • November 8, 2013

26. Can an employer deposit 401k early?

    By TBob, September 25, 2012
    • 2 replies
    • 2k views
    • 
    • Kevin C
    • September 25, 2012

27. Integration Level for Mid-Year New Entrant

    By Jed Macy, January 26, 2012
    • 8 replies
    • 2k views
    • 
    • austin3515
    • February 10, 2012

28. When is a compensation test required?

    By Guest MES, August 29, 2000
    • 4 replies
    • 2k views
    • 
    • Guest
    • August 29, 2000

29. Retroactive amendment to lower NRA

    By cpc0506, February 6, 2019
    • 11 replies
    • 2k views
    • 
    • Peter Gulia
    • February 8, 2019

30. Allocation Conditions and Profit Sharing

    By justatester, March 16, 2023
    • 6 replies
    • 2k views
    • 
    • CuseFan
    • March 17, 2023

31. 401(k) Lump Sums and Spousal Consent. Increasing $3,500 limit to $5,00

    By Guest W J Parks, August 31, 2000
    • 1 reply
    • 2k views
    • 
    • david rigby
    • August 31, 2000

32. 401(k) Plan and Sole Proprietor

    By bzorc, August 1, 2006
    • 8 replies
    • 2k views
    • 
    • Guest
    • August 2, 2006

33. Terminated Participant Fee

    By jeff77, October 27, 2014
    • 2 replies
    • 2k views
    • 
    • QDROphile
    • October 27, 2014

34. PEO-sponsored 401(k) Plan - pros and cons

    By Guest lbart, August 21, 2013   

    • PEO
    • 1 reply
    • 2k views
    • 
    • Guest
    • August 26, 2013

35. RMD's (QDRO related)

    By Nassau, November 9, 2012
    • 1 reply
    • 2k views
    • 
    • mbozek
    • November 9, 2012

36. Employer using salary deferrals to cover bad cash flow

    By K-t-F, August 18, 2017
    • 15 replies
    • 2k views
    • 
    • Bob the Swimmer
    • August 28, 2017

37. Roth MRD

    By WDIK, March 30, 2006
    • 5 replies
    • 2k views
    • 
    • Guest
    • March 30, 2006

38. New Comparability

    By Bruce1, September 22, 2025
    • 6 replies
    • 2k views
    • 
    • Bruce1
    • September 25, 2025

39. Annual pooled account statements (when markets have changed)

    By TPApril, March 16, 2020
    • 16 replies
    • 2k views
    • 
    • Mike Preston
    • April 2, 2020

40. Top Paid Group Election

    By Rena Breeding, April 24, 2020
    • 8 replies
    • 2k views
    • 
    • Rena Breeding
    • May 1, 2020

41. pre-ERISA money purchase pension plan with 401(k) features

    By Theresa Lynn, December 8, 2004
    • 0 replies
    • 2k views
    • 
    • Theresa Lynn
    • December 8, 2004

42. Can a company force HCEs in middle mgt to limit contributions, so that the plan will pass testing, while allowing upper mgmt to take full advantage of contribution limits (they are paid enough to max

    By Guest grafals, September 26, 2003
    • 13 replies
    • 2k views
    • 
    • ljr
    • October 14, 2003

43. Integrated with SS profit sharing allocation. HELP!

    By Guest jhilliard, January 19, 2004
    • 9 replies
    • 2k views
    • 
    • Tom Poje
    • January 21, 2004

44. 401(k) investment products providing sub-accounting by contribution so

    By bzorc, December 16, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • December 17, 1999

45. Participant wants hardship distribution but spouse is in jail

    By Guest sheadan, November 17, 2000
    • 2 replies
    • 2k views
    • 
    • LCARUSI
    • November 20, 2000

46. Distribution - re-contribution

    By MGOAdmin, June 8, 2015   

    • 401k
    • IRA
    • 2 replies
    • 2k views
    • 
    • Appleby
    • June 14, 2015

47. Employment Tax Withholding on 401(k) Salary Deferrals for Non-Residents

    By Guest EMM118, September 19, 2006
    • 4 replies
    • 2k views
    • 
    • Guest
    • September 20, 2006

48. Safe Harbor 401(k) Can ER max salary deferral even though other EE's d

    By Guest Don J. Smith, July 18, 2000
    • 3 replies
    • 2k views
    • 
    • actuarysmith
    • July 19, 2000

49. Does anybody know of a "best of the best" type product for p

    By SMB, November 5, 2001
    • 7 replies
    • 2k views
    • 
    • Erik Read
    • November 7, 2001

50. Partnership and Definition of Compensation

    By sloble@crowleyfleck.com, October 26, 2004
    • 5 replies
    • 2k views
    • 
    • jquazza
    • October 29, 2004