401(k) Plans

19,275 topics in this forum

1. Does a controlled group of businesses exist?

   By Guest Barry, August 11, 1999
   • 8 replies
   • 2k views
   • 
   • Guest
   • August 17, 1999

2. Compensation definition and deferrals

   By Guest phyphy, May 5, 2004
   • 5 replies
   • 2k views
   • 
   • g8r
   • May 6, 2004

3. Roth Conversion for ADP Catch-up Reclass

   By MGOAdmin, September 8
   • 4 replies
   • 2k views
   • 
   • FishOn
   • September 9

4. ADP/ACP Testing Question

   By Coleboy1, February 14, 2023
   • 18 replies
   • 2k views
   • 
   • Bird
   • February 17, 2023

5. Coverage Testing for 401k and 403b

   By dmb, April 19, 2011
   • 2 replies
   • 2k views
   • 
   • ETA Consulting LLC
   • April 19, 2011

6. Money Purchase Plan merger

   By Guest jhilliard, June 12, 2003
   • 9 replies
   • 2k views
   • 
   • KJohnson
   • June 13, 2003

7. Partnership and Definition of Compensation

   By sloble@crowleyfleck.com, October 26, 2004
   • 5 replies
   • 2k views
   • 
   • jquazza
   • October 29, 2004

8. If a safe habor plan (match method) offers catch-up contributions is i

   By Guest PJW, December 4, 2001
   • 5 replies
   • 2k views
   • 
   • Guest
   • December 4, 2001

9. Loan offset 1099 dispute

   By Guest Whatup, February 12, 2006
   • 1 reply
   • 2k views
   • 
   • Guest
   • February 13, 2006

10. Top Heavy Required Aggregation Group

    By Dennis Povloski, March 5, 2016
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • March 7, 2016

11. Mandatory Roth Catchups

    By FishOn, September 22
    • 8 replies
    • 2k views
    • 
    • Paul I
    • September 25

12. Revocable Living Trust Agreement for 401(k) account registration

    By SRP, December 24, 2007
    • 2 replies
    • 2k views
    • 
    • Guest
    • December 26, 2007

13. RMD..what age with new chart?

    By stevena, August 14, 2001
    • 9 replies
    • 2k views
    • 
    • stevena
    • August 15, 2001

14. Can a company force HCEs in middle mgt to limit contributions, so that the plan will pass testing, while allowing upper mgmt to take full advantage of contribution limits (they are paid enough to max

    By Guest grafals, September 26, 2003
    • 13 replies
    • 2k views
    • 
    • ljr
    • October 14, 2003

15. Participant loans

    By rlb64, January 18, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 19, 2006

16. When is Layoff considered Separation of Service?

    By Guest JasonElliott, May 8, 2001
    • 0 replies
    • 2k views
    • 
    • Guest
    • May 8, 2001

17. How is a rollover counted for top-heavy purposes when an employee choo

    By John A, March 31, 2000
    • 3 replies
    • 2k views
    • 
    • actuarysmith
    • September 18, 2002

18. Top Heavy Correction--Wrong Compensation Defn

    By sloble@crowleyfleck.com, January 13, 2005
    • 6 replies
    • 2k views
    • 
    • jaemmons
    • January 18, 2005

19. Deferrals from Severance pay

    By Guest DaveB, May 3, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • May 4, 1999

20. State elective withholding

    By Guest andmik, July 26, 2001
    • 4 replies
    • 2k views
    • 
    • pmacduff
    • July 27, 2001

21. HCE determination question - NQ deferred comp

    By Guest tellidaho, July 20, 2006
    • 6 replies
    • 2k views
    • 
    • Guest
    • July 20, 2006

22. Paycheck Protection Program

    By BTG, April 16, 2020
    • 17 replies
    • 2k views
    • 
    • Larry Starr
    • April 25, 2020

23. 401k after 701/2

    By ombskid, February 6, 2007
    • 2 replies
    • 2k views
    • 
    • ombskid
    • February 7, 2007

24. Missed 401k Deduction for New Enrollee

    By Guest jefe96, September 1, 2005
    • 3 replies
    • 2k views
    • 
    • WDIK
    • September 2, 2005

25. Affiliated Service Group A-Org Group?

    By Guest mary99, January 29, 2013   

    • Affiliated Service Group
    • Controlled Group
    • (and 2 more)

      Tagged with:

      • Affiliated Service Group
      • Controlled Group
      • A-Org
      • Compensation
    • 3 replies
    • 2k views
    • 
    • ETA Consulting LLC
    • January 30, 2013

26. Plan Administrator for 401(k) Plan

    By metsfan026, March 6
    • 5 replies
    • 2k views
    • 
    • Pam Shoup
    • March 7

27. Failed ACP Test- Plan Termination

    By Guest UKH, March 27, 2002
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • March 28, 2002

28. Hardship Withdrawal for Purchase of Residence

    By Scott, May 25, 2000
    • 1 reply
    • 2k views
    • 
    • Jon Chambers
    • May 25, 2000

29. Plan Audit and 80-120 rule

    By Dazednconfused, November 30, 2010
    • 4 replies
    • 2k views
    • 
    • BG5150
    • December 2, 2010

30. Davis Bacon question - ADP testing

    By AKconsult, May 15, 2009
    • 0 replies
    • 2k views
    • 
    • AKconsult
    • May 15, 2009

31. 401k Overcontribution Correction

    By Doghouse, March 27, 2018
    • 7 replies
    • 2k views
    • 
    • ERISAAPPLE
    • March 30, 2018

32. VFCP vs. no VFCP

    By 401(k)athryn, July 31, 2019
    • 3 replies
    • 2k views
    • 
    • 401(k)athryn
    • August 8, 2019

33. Freezing a Money Purchase plan mid-year

    By PMC, October 8, 2001
    • 0 replies
    • 2k views
    • 
    • PMC
    • October 8, 2001

34. Start-up 401(k)

    By rlb64, July 23, 2009
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • July 24, 2009

35. Separate forfeiture account

    By ratherbereading, February 19, 2015   

    • Balance forward
    • forfeiture
    • (and 1 more)

      Tagged with:

      • Balance forward
      • forfeiture
      • 401k
    • 3 replies
    • 2k views
    • 
    • Bird
    • February 20, 2015

36. Intentionally Failing ADP/ACP

    By austin3515, June 30, 2003
    • 9 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • July 1, 2003

37. Late deferral deposits and earnings calculation

    By Tom, September 19, 2024
    • 12 replies
    • 2k views
    • 
    • Peter Gulia
    • July 16

38. Terminating Plan... Client has other plan (I am not administrator)

    By K-t-F, May 12, 2004
    • 9 replies
    • 2k views
    • 
    • K-t-F
    • May 13, 2004

39. Top-Heavy Vesting

    By Guest ndgal, December 5, 2000
    • 0 replies
    • 2k views
    • 
    • Guest
    • December 5, 2000

40. RMDs for missing participants

    By Guest ablazer, December 5, 2013   

    • RMD Missing
    • 3 replies
    • 2k views
    • 
    • masteff
    • December 10, 2013

41. Eligibility Rules

    By MBCarey, June 6, 2002
    • 6 replies
    • 2k views
    • 
    • MBCarey
    • June 7, 2002

42. Distributions based on non-compete clause

    By 401_4_ever, April 18, 2007
    • 2 replies
    • 2k views
    • 
    • masteff
    • April 18, 2007

43. ADP/coverage testing for control group

    By AKconsult, November 6, 2013
    • 7 replies
    • 2k views
    • 
    • Tom Poje
    • November 8, 2013

44. 2008 EOB

    By austin3515, March 27, 2008
    • 16 replies
    • 2k views
    • 
    • Guest
    • March 31, 2008

45. Delayed Start to Auto Enrollment in Safe Harbor Plan

    By Guest Number5, June 6, 2014   

    • qaca
    • auto enroll
    • (and 1 more)

      Tagged with:

      • qaca
      • auto enroll
      • safe harbor
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • June 6, 2014

46. 401k vesting of interest on employer matching?

    By Guest Herigstad, November 5, 2001
    • 5 replies
    • 2k views
    • 
    • KIP KRAUS
    • November 6, 2001

47. Catch-Up & 402(g) Limit on Off Calander PYE

    By Guest D C Sharp, July 2, 2003
    • 3 replies
    • 2k views
    • 
    • Guest
    • July 7, 2003

48. Increasing Tiered Matches

    By Guest JimmyG, October 24, 2006
    • 4 replies
    • 2k views
    • 
    • RCK
    • October 28, 2006

49. Partial plan termination - participant count?

    By Richard Anderson, February 1, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • February 4, 2002

50. Involuntary Cash-outs

    By Guest Sheree Wynn, October 26, 1998
    • 1 reply
    • 2k views
    • 
    • Guest
    • October 27, 1998