401(k) Plans

19,320 topics in this forum

1. Paperless loans

   By k man, July 17, 2001
   • 2 replies
   • 2k views
   • 
   • k man
   • July 17, 2001

2. Employee Deferrals incorrectly invested

   By Guest stevena1, June 15, 2006
   • 8 replies
   • 2k views
   • 
   • Dan
   • June 23, 2006

3. Deferrals from Severance pay

   By Guest DaveB, May 3, 1999
   • 3 replies
   • 2k views
   • 
   • Guest
   • May 4, 1999

4. self-managed account supervision

   By Guest MAP, December 15, 2000
   • 4 replies
   • 2k views
   • 
   • Guest
   • December 26, 2000

5. AE Mandate

   By MATRIX, July 30, 2025
   • 7 replies
   • 2k views
   • 
   • MATRIX
   • July 30, 2025

6. Top-Heavy Vesting

   By Guest ndgal, December 5, 2000
   • 0 replies
   • 2k views
   • 
   • Guest
   • December 5, 2000

7. non-spousal beneficiaries

   By Guest koolkid, August 1, 2002
   • 3 replies
   • 2k views
   • 
   • RTK
   • August 2, 2002

8. Investment direction as an allocation condition

   By Peter Gulia, November 8, 2019
   • 27 replies
   • 2k views
   • 
   • RatherBeGolfing
   • November 15, 2019

9. Freezing a Money Purchase plan mid-year

   By PMC, October 8, 2001
   • 0 replies
   • 2k views
   • 
   • PMC
   • October 8, 2001

10. Rollover a Roth IRA into a 401(k) PSP?

    By doombuggy, January 19, 2005
    • 1 reply
    • 2k views
    • 
    • wmyer
    • January 19, 2005

11. ADP/ACP Refunds

    By Guest agsmith, March 24, 2003
    • 2 replies
    • 2k views
    • 
    • austin3515
    • March 26, 2003

12. Failed ACP Test- Plan Termination

    By Guest UKH, March 27, 2002
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • March 28, 2002

13. Participant loans

    By rlb64, January 18, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 19, 2006

14. Latest date to add a 401(k) Feature to a profit sharing plan

    By Guest DCquestioner, November 7, 2008
    • 5 replies
    • 2k views
    • 
    • Guest
    • November 10, 2008

15. Fund Changes and Participant notification

    By 52626, May 16, 2016
    • 1 reply
    • 2k views
    • 
    • Lou S.
    • May 16, 2016

16. Increasing Tiered Matches

    By Guest JimmyG, October 24, 2006
    • 4 replies
    • 2k views
    • 
    • RCK
    • October 28, 2006

17. Broker Fees

    By Just Me, June 29, 2006
    • 6 replies
    • 2k views
    • 
    • Just Me
    • July 3, 2006

18. Taking Back Matching Contribution?

    By Vlad401k, March 1, 2018
    • 9 replies
    • 2k views
    • 
    • Patricia Neal Jensen
    • March 5, 2018

19. Participant Disclosures - What does non-compliance mean?

    By austin3515, July 24, 2012
    • 7 replies
    • 2k views
    • 
    • MoJo
    • July 24, 2012

20. After-tax contribution deadline

    By BTG, July 6, 2021
    • 5 replies
    • 2k views
    • 
    • Bill Presson
    • January 2, 2025

21. Multiple Employer Safe Harbor Plan

    By buckaroo, February 22, 2011
    • 1 reply
    • 2k views
    • 
    • Below Ground
    • July 17, 2011

22. Spin Off: Test Comp & Contributions Short Plan Yr.

    By Guest Chrysler, January 8, 2006
    • 1 reply
    • 2k views
    • 
    • Guest
    • January 9, 2006

23. Diversification Notice

    By PMC, November 17, 2006
    • 8 replies
    • 2k views
    • 
    • blue
    • November 30, 2006

24. SH QNEC and additoinal NEC

    By justatester, September 29, 2009
    • 9 replies
    • 2k views
    • 
    • Tom Poje
    • October 1, 2009

25. Contribute to new 401-k or continue with my Roth IRA

    By Guest langer, August 30, 2000
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • August 31, 2000

26. Who gets the "catch=up" contribution?

    By Guest RBlaine, December 9, 2002
    • 14 replies
    • 2k views
    • 
    • MWeddell
    • December 11, 2002

27. Failure to suspend deferrals after hardship

    By Guest Rebel TPA, March 14, 2011
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 15, 2011

28. 5500 Schedule I - Q. 4i

    By austin3515, November 14, 2006
    • 13 replies
    • 2k views
    • 
    • Archimage
    • November 16, 2006

29. removal of auto enrollment features

    By pmacduff, April 17, 2024
    • 4 replies
    • 2k views
    • 
    • 401kology
    • July 22, 2024

30. Distribution rolloever contained "ineligible" amounts-record

    By Guest SusanS, May 1, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • April 12, 2001

31. Merging SH 401(k) and non-SH 401(k) mid year

    By lexi, March 9, 2007
    • 4 replies
    • 2k views
    • 
    • PMC
    • March 13, 2007

32. Auto-enrollment correction Rev. Proc. 2015-28

    By Zorro1k, September 3, 2015   

    • 2015-28
    • Auto-enroll
    • (and 1 more)

      Tagged with:

      • 2015-28
      • Auto-enroll
      • correction
    • 5 replies
    • 2k views
    • 
    • Mike Preston
    • September 4, 2015

33. 2 plans merging, what to do with ADP test?

    By Guest lindamichals, November 29, 2005
    • 2 replies
    • 2k views
    • 
    • rcline46
    • November 29, 2005

34. One Person Plan and 401(k) Deferral Deposit Deadline

    By PensionPro, February 10, 2015
    • 7 replies
    • 2k views
    • 
    • Bill Presson
    • February 11, 2015

35. Can current participants be amended out of the plan

    By jkharvey, October 19, 2012
    • 8 replies
    • 2k views
    • 
    • ESOP Guy
    • March 5, 2013

36. What is considered "by the deadline" for tax deductibility of contributions?

    By RAH401(k), September 14, 2018   

    • tax
    • deductions
    • (and 1 more)

      Tagged with:

      • tax
      • deductions
      • filing deadline
    • 8 replies
    • 2k views
    • 
    • Larry Starr
    • September 19, 2018

37. ABT-Imputing Disparity

    By Guest dietpepsi, December 10, 2002
    • 6 replies
    • 2k views
    • 
    • Mike Preston
    • January 9, 2003

38. Timing of Forfeitures

    By MBCarey, February 7, 2007
    • 4 replies
    • 2k views
    • 
    • Below Ground
    • February 7, 2007

39. QDRO Administration

    By austin3515, November 18, 2004
    • 5 replies
    • 2k views
    • 
    • QDROphile
    • November 18, 2004

40. Correction or corrective distributions of excess aggregate contributio

    By John A, March 10, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • March 13, 2000

41. Top Heavy 401(k) plan and 410(b)

    By AndyH, April 4, 2002
    • 5 replies
    • 2k views
    • 
    • Tom Poje
    • April 8, 2002

42. starting an owner only 401(k) plan after reclassifying the only employee

    By ldr, April 29, 2021   

    • independent contractor
    • solo 401k
    • 17 replies
    • 2k views
    • 
    • Belgarath
    • April 30, 2021

43. Top Heavy minimum in 401(k) plan triggered by SEP IRA contribution?

    By AndrewZ, December 22, 2014
    • 5 replies
    • 2k views
    • 
    • AndrewZ
    • December 23, 2014

44. Auto enroll safe harbor

    By rlb64, December 5, 2007
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • December 6, 2007

45. 401(k) Safe Harbor Notice

    By Guest greymann, October 1, 1998
    • 1 reply
    • 2k views
    • 
    • Guest
    • November 3, 1998

46. 401k distributions during employment; who governs this directive?

    By Guest phactor, June 27, 2004
    • 6 replies
    • 2k views
    • 
    • MoJo
    • June 28, 2004

47. HCE issues - when is HCFE important? Does an HCE become an NHCE in so

    By Guest Lucie, February 4, 2000
    • 3 replies
    • 2k views
    • 
    • John A
    • February 4, 2000

48. Lost Earnings - Reflecting on Form 5500

    By 401(k)athryn, October 8, 2018
    • 5 replies
    • 2k views
    • 
    • msmith
    • October 9, 2018

49. Beneficiary If No Form On File (Divorce / Biological Child / Step Children)

    By metsfan026, October 25, 2021
    • 9 replies
    • 2k views
    • 
    • metsfan026
    • October 27, 2021

50. Can a 501(c)(3) organization sponsor a safe harbor 401(k) plan?

    By Guest SCUDDESLER, December 19, 2000
    • 1 reply
    • 2k views
    • 
    • Jon Chambers
    • December 20, 2000