401(k) Plans

19,275 topics in this forum

1. Prefunding match subject to accrual rules

   By Guest Jennifer Reid, May 21, 2002
   • 4 replies
   • 2k views
   • 
   • IRC401
   • May 21, 2002

2. Overdistibution to Plan Particpant

   By Guest stevef, November 3, 2005
   • 6 replies
   • 2k views
   • 
   • Earl
   • November 18, 2005

3. ERPA Important?

   By austin3515, December 16, 2010
   • 10 replies
   • 2k views
   • 
   • Jim Chad
   • December 22, 2010

4. HR 10 / Keogh plan

   By Guest ppapdx, August 15, 2013
   • 1 reply
   • 2k views
   • 
   • masteff
   • August 15, 2013

5. Non-Profit Org 401(k) contribution limit

   By Guest kaybe, June 22, 1999
   • 4 replies
   • 2k views
   • 
   • Guest
   • July 6, 1999

6. Gap Period Income

   By Guest PGH.ERISA, January 14, 2008
   • 3 replies
   • 2k views
   • 
   • Guest
   • March 19, 2008

7. QACA Maybe?

   By Brenda Wren, December 14, 2007
   • 4 replies
   • 2k views
   • 
   • John Feldt ERPA CPC QPA
   • December 17, 2007

8. 401(k) as Qualified Replacement Plan

   By Doghouse, December 2, 2011
   • 1 reply
   • 2k views
   • 
   • Kevin C
   • December 6, 2011

9. Question regarding allocation of plan expenses

   By Guest VEBA Las Vegas, February 12, 2004
   • 4 replies
   • 2k views
   • 
   • Guest
   • February 14, 2004

10. Reinstate Forfeitures

    By PFranckowiak, July 28, 2010
    • 1 reply
    • 2k views
    • 
    • masteff
    • July 28, 2010

11. safe harbor and permitted disparity

    By Guest MES, November 27, 2001
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • November 27, 2001

12. Annual pooled account statements (when markets have changed)

    By TPApril, March 16, 2020
    • 16 replies
    • 2k views
    • 
    • Mike Preston
    • April 2, 2020

13. Allocation of Contributions with Forfeitures to Separated Participants

    By Guest DudeRay, April 4, 2004
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • April 5, 2004

14. Do Catch-Up Contributions require a Top Heavy allocation?

    By Bruddah Kimo, March 24, 2010
    • 5 replies
    • 2k views
    • 
    • Bruddah Kimo
    • March 25, 2010

15. Severance Pay

    By Guest lindamichals, February 14, 2006
    • 1 reply
    • 2k views
    • 
    • Beltane
    • February 14, 2006

16. How are corrective distributions treated for top-heavy determination p

    By John A, December 8, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • December 11, 2000

17. ADP/ACP testing and non-calendar year plans

    By Guest LiLi, July 19, 2004
    • 0 replies
    • 2k views
    • 
    • Guest
    • July 19, 2004

18. Tax reporting of return of excess deferrals for non calendar plan year

    By dmb, August 30, 2002
    • 4 replies
    • 2k views
    • 
    • jaemmons
    • August 30, 2002

19. EGTRRA vesting change with collective bargaining

    By Guest Ella, September 21, 2001
    • 1 reply
    • 2k views
    • 
    • MGB
    • September 21, 2001

20. Vesting

    By k man, January 9, 2002
    • 5 replies
    • 2k views
    • 
    • Tom Poje
    • January 9, 2002

21. missing plan participants

    By Guest Rockford, April 17, 2002
    • 7 replies
    • 2k views
    • 
    • mbozek
    • April 21, 2002

22. Employer using salary deferrals to cover bad cash flow

    By K-t-F, August 18, 2017
    • 15 replies
    • 2k views
    • 
    • Bob the Swimmer
    • August 28, 2017

23. 411(d)(6)

    By Guest VEBA Las Vegas, September 7, 2005
    • 1 reply
    • 2k views
    • 
    • Locust
    • September 8, 2005

24. Determining who are HCEs for purposes of the ADP/ACP Tests When One Co

    By Guest smithee, November 20, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • November 21, 2000

25. ADP restructured test

    By Guest sritts, November 29, 2005
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • November 30, 2005

26. adding PS and vesting

    By Jakyasar, October 19, 2020
    • 12 replies
    • 2k views
    • 
    • BG5150
    • October 22, 2020

27. Can a plan participant be considered a "Five percent owner"

    By billfgrady, July 31, 2002
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • July 31, 2002

28. Can you Merge a PS plan into a 403b?

    By austin3515, May 9, 2008
    • 0 replies
    • 2k views
    • 
    • austin3515
    • May 9, 2008

29. Participant Loan

    By Guest Stella P., May 14, 2008
    • 4 replies
    • 2k views
    • 
    • BG5150
    • May 14, 2008

30. Retitling deceased ppt's acct in name of spouse as beneficiary

    By Guest Amy Marie, March 20, 2013
    • 3 replies
    • 2k views
    • 
    • masteff
    • March 21, 2013

31. Early Eligibility for Full-Time, 1 Year for Part-time

    By rocknrolls2, August 26, 1999
    • 5 replies
    • 2k views
    • 
    • rocknrolls2
    • August 27, 1999

32. ADP testing and a Terminated Participant

    By Guest AJM 34, April 18, 2007
    • 2 replies
    • 2k views
    • 
    • pmacduff
    • April 18, 2007

33. top heavy calculation for 401(k) plan - for the umpteenth time, what r

    By MR, March 29, 2001
    • 2 replies
    • 2k views
    • 
    • Richard Anderson
    • March 29, 2001

34. Catch-Up Contributions on W-2

    By Guest Paul Hinderegger, September 21, 2001
    • 1 reply
    • 2k views
    • 
    • MGB
    • September 21, 2001

35. Non-Calendar Year Safe Harbor 401(k) Plan

    By Guest s.c.semler, January 8, 2002
    • 6 replies
    • 2k views
    • 
    • Guest
    • January 9, 2002

36. Confused about required aggregation

    By Guest JBarn, September 26, 2000
    • 5 replies
    • 2k views
    • 
    • Guest
    • October 3, 2000

37. Non Executed Plan Document

    By Guest qualitybenefits, February 22, 2005
    • 6 replies
    • 2k views
    • 
    • mbozek
    • February 23, 2005

38. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

    By metsfan026, September 16
    • 4 replies
    • 2k views
    • 
    • David D
    • September 17

39. Employer contribution by salary reduction

    By spiritrider, October 9, 2019
    • 7 replies
    • 2k views
    • 
    • Bill Presson
    • October 10, 2019

40. Failure to send safe harbor notice prior to beginning of plan year

    By Guest pongo, July 6, 2005
    • 4 replies
    • 2k views
    • 
    • Tom Poje
    • July 7, 2005

41. Re instatement after Hardship 6 month suspension

    By 52626, August 7, 2014
    • 5 replies
    • 2k views
    • 
    • K2retire
    • August 11, 2014

42. Exclusion of Types of Compensation for ADP/ACP Testing Purposes.

    By Guest gcrechale, March 9, 1999
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • March 10, 1999

43. Increasing the rate of safe harbor match during plan year

    By Guest IU1994, August 18, 2005
    • 5 replies
    • 2k views
    • 
    • Kevin C
    • August 24, 2005

44. Changing Eligibility Requirements

    By FishOn, April 26, 2024
    • 3 replies
    • 2k views
    • 
    • CuseFan
    • April 26, 2024

45. Loans to owner-employees under EGTRRA

    By Brian Gallagher, January 23, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • January 24, 2002

46. Recharacterization Under Final 401(k) Regulations

    By Guest kodle, January 15, 2007
    • 0 replies
    • 2k views
    • 
    • Guest
    • January 15, 2007

47. Safe Harbor contribution reduction by prior excess

    By Guest crosseyedtester, July 2, 2003
    • 5 replies
    • 2k views
    • 
    • Earl
    • July 19, 2003

48. Timing of the use of Match Forfeiture

    By Guest Steve McD, April 19, 2002
    • 10 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • April 23, 2002

49. S Corps and Controlled Groups

    By Guest LLandau, May 6, 2003
    • 7 replies
    • 2k views
    • 
    • Guest
    • May 7, 2003

50. 401(k) Plan is irreparable

    By TPApril, September 24, 2021
    • 12 replies
    • 2k views
    • 
    • Peter Gulia
    • September 29, 2021