401(k) Plans

19,321 topics in this forum

1. Safe Harbor Nonelective "maybe" - eliminate HC?

   By Belgarath, November 8, 2013
   • 5 replies
   • 1.3k views
   • 
   • austin3515
   • November 12, 2013

2. Loan Fees

   By Guest LBH, August 30, 1999
   • 5 replies
   • 1.6k views
   • 
   • Guest
   • September 23, 1999

3. PEO Questions

   By Guest Lex, March 21, 2003
   • 5 replies
   • 2.2k views
   • 
   • alanm
   • March 27, 2003

4. pay period calculation of sh match

   By Guest lap716, April 24, 2009
   • 5 replies
   • 1.9k views
   • 
   • 12AX7
   • April 29, 2009

5. DOL Relents on De Facto DIA's in Brokerage Windows

   By austin3515, July 30, 2012
   • 5 replies
   • 1.4k views
   • 
   • Bird
   • August 2, 2012

6. Annual Recordkeeping Fees

   By Nassau, April 3, 2013   

   • Splitting
   • Cost
   • 5 replies
   • 1.9k views
   • 
   • Peter Gulia
   • April 3, 2013

7. Hardship Distribution - post-secondary education

   By austin3515, July 21, 2014
   • 5 replies
   • 4.4k views
   • 
   • masteff
   • July 22, 2014

8. W-2 income from employer stock buy-back

   By AndrewZ, November 20, 2020
   • 5 replies
   • 1.1k views
   • 
   • Luke Bailey
   • November 23, 2020

9. Tiered match based on compensation?

   By BG5150, June 30, 2021
   • 5 replies
   • 693 views
   • 
   • Patricia Neal Jensen
   • July 6, 2021

10. Each in Own Group - Integrated

    By austin3515, March 27, 2012
    • 5 replies
    • 998 views
    • 
    • austin3515
    • March 27, 2012

11. Waiving Eligibility Temporarily

    By BLM, May 4, 2016
    • 5 replies
    • 2.8k views
    • 
    • david rigby
    • May 4, 2016

12. SH Plan Termination

    By justatester, September 2, 2021
    • 5 replies
    • 1.2k views
    • 
    • CuseFan
    • September 2, 2021

13. Do Roth 401(k) participants not get excused from before-death minimum distributions?

    By Peter Gulia, April 3, 2023
    • 5 replies
    • 711 views
    • 
    • Peter Gulia
    • April 4, 2023

14. No control group.. 415 limit

    By Basically, January 3, 2024
    • 5 replies
    • 553 views
    • 
    • Basically
    • January 4, 2024

15. Missed Auto-Enrollment Contributions

    By metsfan026, October 29, 2024
    • 5 replies
    • 789 views
    • 
    • Belgarath
    • October 29, 2024

16. Confused about coverage testing

    By Guest DIGMYDOG, August 27, 2003
    • 5 replies
    • 2.9k views
    • 
    • Tom Poje
    • August 28, 2003

17. Nondiscriminatory Amendment

    By John Feldt ERPA CPC QPA, April 17, 2006
    • 5 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • April 17, 2006

18. Discrimination

    By Randy Watson, June 20, 2007
    • 5 replies
    • 1.2k views
    • 
    • Randy Watson
    • June 20, 2007

19. Freezing a 401k Plan

    By pixmax, June 1, 2010
    • 5 replies
    • 11.3k views
    • 
    • Guest
    • June 1, 2010

20. Fund Mapping

    By Nassau, August 16, 2011
    • 5 replies
    • 6.8k views
    • 
    • K2retire
    • August 17, 2011

21. Two 1099 Rs for the same amount

    By dropframe, April 14, 2015   

    • 1099R 1099-R 1099 R
    • 5 replies
    • 2k views
    • 
    • Appleby
    • April 20, 2015

22. Client says 401(k) plan has to contain domestic partner benefit provis

    By Earl, July 15, 2000
    • 5 replies
    • 3.4k views
    • 
    • Guest
    • July 18, 2000

23. Ineligible employee allowed to make deferrals

    By Guest jefe96, February 24, 2005
    • 5 replies
    • 1.8k views
    • 
    • Harwood
    • March 1, 2005

24. crystal safe harbor notice for Relius

    By Tom Poje, October 17, 2006
    • 5 replies
    • 1.9k views
    • 
    • Kimberly S
    • November 7, 2006

25. Safe Harbor 401k - a couple questions

    By Guest RS Vatalaro, May 6, 1999
    • 5 replies
    • 2.2k views
    • 
    • david shipp
    • May 11, 1999

26. Protected Benefits

    By Guest susan w, September 23, 1999
    • 5 replies
    • 6.9k views
    • 
    • LCARUSI
    • September 25, 1999

27. Insufficient Funds for Deferral Amount

    By Guest blackacre, June 26, 2003
    • 5 replies
    • 2.5k views
    • 
    • E as in ERISA
    • June 26, 2003

28. Exclude catagories of NHCEs from Safe Harbor

    By Earl, June 20, 2008
    • 5 replies
    • 3.1k views
    • 
    • J Simmons
    • June 23, 2008

29. Controlled group testing - ADP

    By Guest Achilles, September 24, 2013
    • 5 replies
    • 5.8k views
    • 
    • 00hskrgrl
    • October 10, 2013

30. Don't know who beneficiaries are on my husband 401K

    By Detra, February 14, 2017   

    • 401k
    • 5 replies
    • 4.7k views
    • 
    • david rigby
    • February 14, 2017

31. HCE's

    By coleboy, February 25, 2019
    • 5 replies
    • 696 views
    • 
    • coleboy
    • February 26, 2019

32. Relius users - 410b Coverage is including Terminated Participants with <500 hours as eligible

    By Megandps, July 1, 2021
    • 5 replies
    • 845 views
    • 
    • BG5150
    • July 9, 2021

33. Top Heavy Minimum and New Comparability Calc

    By lisan1025, January 3, 2024
    • 5 replies
    • 796 views
    • 
    • BG5150
    • January 5, 2024

34. Is this a safe-harbor match plan?

    By SoCalActuary, November 1, 2005
    • 5 replies
    • 1.6k views
    • 
    • Tom Poje
    • November 1, 2005

35. Distributable Event

    By Guest Thornton, July 19, 2007
    • 5 replies
    • 2.7k views
    • 
    • jpod
    • July 20, 2007

36. Completing Form 5330

    By PLAN MAN, December 19, 2007
    • 5 replies
    • 3.2k views
    • 
    • JanetM
    • January 3, 2008

37. arrgghhh. stupid ADP failure

    By Tom Poje, March 8, 2010
    • 5 replies
    • 1k views
    • 
    • Tom Poje
    • March 9, 2010

38. Primary Residence Loan

    By 30Rock, July 24, 2010
    • 5 replies
    • 7.1k views
    • 
    • masteff
    • July 26, 2010

39. coordination of SEP and 401k plan

    By Gary, June 1, 2011
    • 5 replies
    • 2.5k views
    • 
    • austin3515
    • June 1, 2011

40. Hardship to purchase primary residence

    By 52626, June 13, 2019
    • 5 replies
    • 1k views
    • 
    • Bri
    • June 14, 2019

41. Unbeknownst SEP-IRA by affiliated service group member

    By J Simmons, December 30, 2021
    • 5 replies
    • 3.1k views
    • 
    • shERPA
    • January 6, 2022

42. Partial Termination

    By Guest Kevin1, December 1, 2005
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • December 3, 2005

43. Safe Harbor 401k entry date requirements

    By Dazednconfused, November 9, 2009
    • 5 replies
    • 2.5k views
    • 
    • J Simmons
    • November 10, 2009

44. Discontinuance Charges deemed a contribution?

    By rblum50, January 11, 2012
    • 5 replies
    • 2.7k views
    • 
    • KJohnson
    • January 11, 2012

45. Discrim testing Term <500 hours

    By Tom, October 29, 2024
    • 5 replies
    • 740 views
    • 
    • Connor
    • November 1, 2024

46. Hardships for terminated people

    By Brian Gallagher, January 23, 2004
    • 5 replies
    • 2.2k views
    • 
    • mbozek
    • January 24, 2004

47. Catch Up Contributions & Avg Benefit % Test

    By flosfur, December 24, 2008
    • 5 replies
    • 2.4k views
    • 
    • MWeddell
    • January 22, 2009

48. Match True Up

    By LMOC, December 22, 2014
    • 5 replies
    • 1.6k views
    • 
    • QDROphile
    • December 23, 2014

49. furloughs

    By R. Butler, October 31, 2018
    • 5 replies
    • 2.2k views
    • 
    • Larry Starr
    • November 1, 2018

50. existing 401(k) Plan

    By Theresa, February 25, 2019
    • 5 replies
    • 608 views
    • 
    • Theresa
    • March 26, 2019