401(k) Plans

19,321 topics in this forum

1. S Corp, single company, 401(k) withholding for owners

   By HarleyBabe, January 19, 2021
   • 5 replies
   • 1.3k views
   • 
   • Bill Presson
   • January 22, 2021

2. Loan partial payments

   By Guest Pavlick, May 2, 2002
   • 5 replies
   • 9.1k views
   • 
   • actuarysmith
   • May 3, 2002

3. Prior Year ADP testing and plan imposed 15% limit exceeded by NHCE

   By Guest crosseyedtester, March 4, 2003
   • 5 replies
   • 1.2k views
   • 
   • Mike Preston
   • March 7, 2003

4. Form 5330 -v- VFCP

   By Guest Pensions in Paradise, August 22, 2005
   • 5 replies
   • 8.9k views
   • 
   • JanetM
   • September 6, 2005

5. When are employer contributions considered taxable for FICA/Med?

   By Guest jrschmid, July 22, 2008
   • 5 replies
   • 9.8k views
   • 
   • Don Levit
   • July 28, 2008

6. Brokerage link

   By alexa, October 12, 2008
   • 5 replies
   • 1.8k views
   • 
   • J Simmons
   • October 13, 2008

7. Integrated Allocation w/ Safe Harbor

   By Guest tzuck, November 6, 2008
   • 5 replies
   • 1.1k views
   • 
   • Guest
   • November 6, 2008

8. Suspending Safe Harbor Match-Top Heavy

   By Guest JCM, June 14, 2012
   • 5 replies
   • 1.2k views
   • 
   • ETA Consulting LLC
   • June 15, 2012

9. ADP testing in controlled group

   By Guest hb95, February 24, 2014
   • 5 replies
   • 1.3k views
   • 
   • Tom Poje
   • February 25, 2014

10. Do voluntary aftertax contributions count toward 402(g) limit?

    By Jim Chad, April 10, 2014
    • 5 replies
    • 3.8k views
    • 
    • MWeddell
    • June 11, 2014

11. Top Heavy minimum in 401(k) plan triggered by SEP IRA contribution?

    By AndrewZ, December 22, 2014
    • 5 replies
    • 2k views
    • 
    • AndrewZ
    • December 23, 2014

12. 401(k) Transitional Rule

    By 52626, October 30, 2023
    • 5 replies
    • 716 views
    • 
    • Luke Bailey
    • November 2, 2023

13. Will recordkeepers be ready to process the saver’s match?

    By Peter Gulia, January 12
    • 5 replies
    • 320 views
    • 
    • Peter Gulia
    • January 13

14. beneficiary question

    By k man, April 25, 2008
    • 5 replies
    • 1.5k views
    • 
    • masteff
    • April 25, 2008

15. Loan Refinancings

    By austin3515, June 25, 2010
    • 5 replies
    • 1.2k views
    • 
    • austin3515
    • June 28, 2010

16. Top-Heavy 401k when Adding Employee to Owner-Only Plan

    By Anagoge, November 4, 2016   

    • testing
    • top heavy
    • (and 1 more)

      Tagged with:

      • testing
      • top heavy
      • 401k
    • 5 replies
    • 1.6k views
    • 
    • Anagoge
    • November 7, 2016

17. Employer Out of Business

    By khn, April 15, 2020
    • 5 replies
    • 1.6k views
    • 
    • Linda Wilkins
    • April 17, 2020

18. After-tax contribution deadline

    By BTG, July 6, 2021
    • 5 replies
    • 2k views
    • 
    • Bill Presson
    • January 2, 2025

19. Employee Notice for Safe Harbor 401(k)?

    By LCARUSI, November 10, 1998
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • December 11, 1998

20. Foreign entity wants to provide 401K plan to US employees. Trustee?

    By Matt RPS, February 2, 2023
    • 5 replies
    • 1.9k views
    • 
    • Matt RPS
    • February 3, 2023

21. determination letter caveat

    By Guest Laura, April 30, 2000
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • May 1, 2000

22. Coverage & Participation Fails

    By Gadgetfreak, September 16, 2009
    • 5 replies
    • 1.4k views
    • 
    • rcline46
    • September 17, 2009

23. Allocable share of qualified plan deduction

    By ErisaGooroo, July 25, 2017
    • 5 replies
    • 968 views
    • 
    • ErisaGooroo
    • July 26, 2017

24. What is the impact of catch-up elections on the general test?

    By JDuns, July 22, 2002
    • 5 replies
    • 1.5k views
    • 
    • JDuns
    • July 23, 2002

25. Employer fails to make the Safe Harbor contribution. Now what?

    By katieinny, September 19, 2005
    • 5 replies
    • 11.6k views
    • 
    • Tom Poje
    • September 23, 2005

26. Davis Bacon Limit for HCE's in ADP testing

    By kevind2010, February 17, 2011
    • 5 replies
    • 4.2k views
    • 
    • kevind2010
    • February 18, 2011

27. Age Weighted Allocation / 3% Safe Hrbr Nonelective

    By austin3515, June 12, 2015
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • June 15, 2015

28. Self Employment Tax Calc for Partners (K-1s)

    By cheersmate, July 25, 2017   

    • self employment tax
    • self employment tax offset
    • (and 2 more)

      Tagged with:

      • self employment tax
      • self employment tax offset
      • k-1
      • partnership
    • 5 replies
    • 1.6k views
    • 
    • Nate X
    • July 26, 2017

29. Loan rollover to IRA

    By PS, March 4, 2021
    • 5 replies
    • 2.6k views
    • 
    • Pam Shoup
    • March 5, 2021

30. Rollover Question

    By Scott, March 29, 2004
    • 5 replies
    • 1.9k views
    • 
    • Bri
    • December 22, 2005

31. Safe harbor amendment deadline

    By Guest jim williams, May 5, 2005
    • 5 replies
    • 2.3k views
    • 
    • WDIK
    • May 6, 2005

32. 401(k) participation by credit card tips

    By dan654083, April 7, 2018
    • 5 replies
    • 1.8k views
    • 
    • MWeddell
    • April 16, 2018

33. Roth mandate and off calendar year plan

    By MATRIX, October 30, 2025
    • 5 replies
    • 722 views
    • 
    • 30Rock
    • November 6, 2025

34. 401k Enrollment

    By Guest jefe96, October 11, 2005
    • 5 replies
    • 1.4k views
    • 
    • WDIK
    • October 12, 2005

35. ADP Refund

    By TH 401k, January 8, 2025
    • 5 replies
    • 1.3k views
    • 
    • Lou S.
    • January 8, 2025

36. Profit Sharing as a Top Heavy Contrib

    By Brian Gallagher, August 28, 2003
    • 5 replies
    • 1.3k views
    • 
    • david rigby
    • August 28, 2003

37. Multiple Employer Trusts (MET)

    By andi2008, July 8, 2016   

    • MET
    • Multiple Employer Trusts
    • 5 replies
    • 1.6k views
    • 
    • Mike Preston
    • July 19, 2016

38. QNEC for plan that uses prior year testing method

    By nerd-party-administrator, March 10, 2020
    • 5 replies
    • 2.8k views
    • 
    • BG5150
    • March 13, 2020

39. safe harbor contributions

    By LIBERTYKID, April 11, 2002
    • 5 replies
    • 1.7k views
    • 
    • R. Butler
    • April 11, 2002

40. Back Dating of Benefits

    By Guest klmann, December 10, 2002
    • 5 replies
    • 1.4k views
    • 
    • jpod
    • December 11, 2002

41. 5% reportable transaction

    By wsp, September 20, 2006
    • 5 replies
    • 6.3k views
    • 
    • wsp
    • September 22, 2006

42. ERISA Paper Topic

    By Guest edelain, October 18, 2006
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • October 19, 2006

43. Forfeiture Question

    By austinh2591, January 20, 2021   

    • forfeiture
    • 5 replies
    • 1.2k views
    • 
    • Luke Bailey
    • January 21, 2021

44. "Changing" companies, opportunity to move 401K to IRA?

    By Guest Carl C, November 11, 2004
    • 5 replies
    • 1.8k views
    • 
    • david rigby
    • November 12, 2004

45. Crediting Prior Service Under New 401(k) Plan

    By 401 Chaos, June 2, 2010
    • 5 replies
    • 5.3k views
    • 
    • thepensionmaven
    • May 18, 2015

46. Controlled Group - different PYE

    By pholosofizer, August 11, 2015
    • 5 replies
    • 831 views
    • 
    • Mike Preston
    • August 11, 2015

47. Federal Work Study Students and 401k Plan

    By 52626, July 25, 2018
    • 5 replies
    • 3.3k views
    • 
    • Belgarath
    • July 26, 2018

48. Compensation Defination

    By Guest SLynch, April 20, 1999
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • May 19, 1999

49. Loan Defaults on 5500

    By Guest EdwardF, September 9, 1999
    • 5 replies
    • 2.5k views
    • 
    • lkpittman
    • September 30, 1999

50. Employee works for 2 members of controlled group, defers through one employer.Full comp. or not.

    By Lori H, February 24, 2005
    • 5 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 28, 2005