401(k) Plans

19,321 topics in this forum

1. QDCF and spousal consent

   By Guest Hans Lewis, April 15, 2006
   • 1 reply
   • 2k views
   • 
   • david rigby
   • April 16, 2006

2. Loans from safe harbor matching contributions

   By Guest ATTY, April 21, 2000
   • 1 reply
   • 2k views
   • 
   • QDROphile
   • April 24, 2000

3. Safe Harbor & New Comparability P/S Plan

   By Guest Jim Jesikiewicz, November 28, 2001
   • 3 replies
   • 2k views
   • 
   • Tom Poje
   • November 29, 2001

4. Start Up 3% Nonelective Safe Harbor

   By Gilmore, August 12, 2020
   • 11 replies
   • 2k views
   • 
   • Bill Presson
   • September 17, 2020

5. Gap Period Income

   By Guest PGH.ERISA, January 14, 2008
   • 3 replies
   • 2k views
   • 
   • Guest
   • March 19, 2008

6. safe harbor and permitted disparity

   By Guest MES, November 27, 2001
   • 2 replies
   • 2k views
   • 
   • Tom Poje
   • November 27, 2001

7. Leasing Company has a 401k -

   By Guest Effie Clark, December 12, 2002
   • 2 replies
   • 2k views
   • 
   • austin3515
   • December 15, 2002

8. Std plan -- immediate eligiblity for full timers, but not interns?

   By R. Butler, September 26, 2001
   • 4 replies
   • 2k views
   • 
   • Tom Poje
   • September 27, 2001

9. Catch up Contributions in Failed ADP Test

   By Guest KMP, July 28, 2003
   • 3 replies
   • 2k views
   • 
   • E as in ERISA
   • July 28, 2003

10. Do Catch-Up Contributions require a Top Heavy allocation?

    By Bruddah Kimo, March 24, 2010
    • 5 replies
    • 2k views
    • 
    • Bruddah Kimo
    • March 25, 2010

11. Contributions -- how long before must be invested?

    By Guest pentex, March 18, 2003
    • 5 replies
    • 2k views
    • 
    • MWeddell
    • March 24, 2003

12. top heavy calculation for 401(k) plan - for the umpteenth time, what r

    By MR, March 29, 2001
    • 2 replies
    • 2k views
    • 
    • Richard Anderson
    • March 29, 2001

13. Eligibiltiy upon rehire elapsed time

    By R. Butler, May 31, 2018
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • May 31, 2018

14. Safe Harbor contribution reduction by prior excess

    By Guest crosseyedtester, July 2, 2003
    • 5 replies
    • 2k views
    • 
    • Earl
    • July 19, 2003

15. Vesting Schedule for PPA Auto-Deferral Safe Harbor

    By Übernerd, April 4, 2007
    • 1 reply
    • 2k views
    • 
    • Bob R
    • April 9, 2007

16. compensation

    By Guest jzporter, November 5, 1998
    • 3 replies
    • 2k views
    • 
    • david shipp
    • November 9, 1998

17. Increasing the rate of safe harbor match during plan year

    By Guest IU1994, August 18, 2005
    • 5 replies
    • 2k views
    • 
    • Kevin C
    • August 24, 2005

18. Overdistibution to Plan Particpant

    By Guest stevef, November 3, 2005
    • 6 replies
    • 2k views
    • 
    • Earl
    • November 18, 2005

19. Reinstate Forfeitures

    By PFranckowiak, July 28, 2010
    • 1 reply
    • 2k views
    • 
    • masteff
    • July 28, 2010

20. What Entry Dates - Early Participation vs. Disaggregation

    By smm, January 15, 2008
    • 5 replies
    • 2k views
    • 
    • Kevin C
    • February 21, 2008

21. Hardship Withdrawal - Natural Disaster

    By LMOC, April 2, 2015
    • 2 replies
    • 2k views
    • 
    • LMOC
    • April 6, 2015

22. ADP/ACP testing and non-calendar year plans

    By Guest LiLi, July 19, 2004
    • 0 replies
    • 2k views
    • 
    • Guest
    • July 19, 2004

23. ADP testing and a Terminated Participant

    By Guest AJM 34, April 18, 2007
    • 2 replies
    • 2k views
    • 
    • pmacduff
    • April 18, 2007

24. 401(k) as Qualified Replacement Plan

    By Doghouse, December 2, 2011
    • 1 reply
    • 2k views
    • 
    • Kevin C
    • December 6, 2011

25. HR 10 / Keogh plan

    By Guest ppapdx, August 15, 2013
    • 1 reply
    • 2k views
    • 
    • masteff
    • August 15, 2013

26. missing plan participants

    By Guest Rockford, April 17, 2002
    • 7 replies
    • 2k views
    • 
    • mbozek
    • April 21, 2002

27. Allocation of Contributions with Forfeitures to Separated Participants

    By Guest DudeRay, April 4, 2004
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • April 5, 2004

28. after-tax employee contributions

    By alexa, April 28, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • April 29, 2002

29. Nanny Included in 401(k) Plan?

    By pjbaer, November 10, 2015
    • 2 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

30. Safe Harbor and Top Heavy

    By CLE401kGuy, July 17, 2018   

    • safe harbor
    • top heavy
    • 12 replies
    • 2k views
    • 
    • Bri
    • July 19, 2018

31. Failure to send safe harbor notice prior to beginning of plan year

    By Guest pongo, July 6, 2005
    • 4 replies
    • 2k views
    • 
    • Tom Poje
    • July 7, 2005

32. Deferrals when you hit compensation limit

    By 52626, September 19, 2016
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • September 20, 2016

33. Business name change

    By ratherbereading, December 29, 2015   

    • 401k; business name change
    • 7 replies
    • 2k views
    • 
    • Doghouse
    • December 30, 2015

34. Electronic signing Plan Documents - RK pushback?

    By Kac1214, August 30, 2022
    • 15 replies
    • 2k views
    • 
    • LANDO
    • September 1, 2022

35. Loan Rollover of Offset Loan

    By 52626, May 17, 2019
    • 6 replies
    • 2k views
    • 
    • Bri
    • May 23, 2019

36. Benefits Rights and Features

    By Guest Pension Girl, June 16, 2009
    • 4 replies
    • 2k views
    • 
    • BG5150
    • June 18, 2009

37. Tax reporting of return of excess deferrals for non calendar plan year

    By dmb, August 30, 2002
    • 4 replies
    • 2k views
    • 
    • jaemmons
    • August 30, 2002

38. Recharacterization Under Final 401(k) Regulations

    By Guest kodle, January 15, 2007
    • 0 replies
    • 2k views
    • 
    • Guest
    • January 15, 2007

39. Non-Profit Org 401(k) contribution limit

    By Guest kaybe, June 22, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • July 6, 1999

40. Safe Harbor 401(k)nonelective contribution satisfied in money purchase

    By Guest Bill Mulkern, February 16, 1999
    • 11 replies
    • 2k views
    • 
    • Mike Preston
    • April 12, 2016

41. Can you Merge a PS plan into a 403b?

    By austin3515, May 9, 2008
    • 0 replies
    • 2k views
    • 
    • austin3515
    • May 9, 2008

42. DB plan with a DC provision. Is this weird or what?

    By Guest perplexed, February 1, 2005
    • 7 replies
    • 2k views
    • 
    • g8r
    • February 8, 2005

43. Re instatement after Hardship 6 month suspension

    By 52626, August 7, 2014
    • 5 replies
    • 2k views
    • 
    • K2retire
    • August 11, 2014

44. Can a plan participant be considered a "Five percent owner"

    By billfgrady, July 31, 2002
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • July 31, 2002

45. Top Heavy Minimum for Terminating Plan

    By Guest RayLovesTrini*, March 19, 2013
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • March 19, 2013

46. Participant Loan

    By Guest Stella P., May 14, 2008
    • 4 replies
    • 2k views
    • 
    • BG5150
    • May 14, 2008

47. Determining who are HCEs for purposes of the ADP/ACP Tests When One Co

    By Guest smithee, November 20, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • November 21, 2000

48. Mandatory Cash Out

    By Guest ebailey, May 19, 2009
    • 2 replies
    • 2k views
    • 
    • QDROphile
    • May 20, 2009

49. Confused about required aggregation

    By Guest JBarn, September 26, 2000
    • 5 replies
    • 2k views
    • 
    • Guest
    • October 3, 2000

50. ADP refund earnings and catch-ups

    By Guest HFOSTER, February 10, 2004
    • 1 reply
    • 2k views
    • 
    • jaemmons
    • February 12, 2004