401(k) Plans

19,337 topics in this forum

1. What Entry Dates - Early Participation vs. Disaggregation

   By smm, January 15, 2008
   • 5 replies
   • 2k views
   • 
   • Kevin C
   • February 21, 2008

2. QES - employer stock concentration levels change with market fluctuati

   By fidu, December 6, 2001
   • 2 replies
   • 2k views
   • 
   • RLL
   • December 21, 2001

3. Foreign entity wants to provide 401K plan to US employees. Trustee?

   By Matt RPS, February 2, 2023
   • 5 replies
   • 2k views
   • 
   • Matt RPS
   • February 3, 2023

4. Can a 501(c)(3) organization sponsor a safe harbor 401(k) plan?

   By Guest SCUDDESLER, December 19, 2000
   • 1 reply
   • 2k views
   • 
   • Jon Chambers
   • December 20, 2000

5. Do Catch-Up Contributions require a Top Heavy allocation?

   By Bruddah Kimo, March 24, 2010
   • 5 replies
   • 2k views
   • 
   • Bruddah Kimo
   • March 25, 2010

6. Are annual participant statements required to be sent to 401(k) partic

   By pbarrett, December 7, 2000
   • 3 replies
   • 2k views
   • 
   • RCK
   • December 11, 2000

7. QDCF and spousal consent

   By Guest Hans Lewis, April 15, 2006
   • 1 reply
   • 2k views
   • 
   • david rigby
   • April 16, 2006

8. USERRA & company contribs

   By Brian Gallagher, November 1, 2002
   • 6 replies
   • 2k views
   • 
   • Guest
   • May 4, 2004

9. controll group/affiliated service group

   By Guest ars, October 9, 1999
   • 3 replies
   • 2k views
   • 
   • Guest
   • October 15, 1999

10. Distributions of Small Balances

    By JKW, January 5, 2011
    • 1 reply
    • 2k views
    • 
    • DMcGovern
    • January 5, 2011

11. Installment payment question

    By FundeK, November 14, 2003
    • 1 reply
    • 2k views
    • 
    • FundeK
    • November 20, 2003

12. Hardship Withdrawal - Natural Disaster

    By LMOC, April 2, 2015
    • 2 replies
    • 2k views
    • 
    • LMOC
    • April 6, 2015

13. 401k withdrawal limit

    By Guest robertcusick, February 1, 2007
    • 5 replies
    • 2k views
    • 
    • Belgarath
    • February 1, 2007

14. Changing entry dates

    By R. Butler, May 10, 2001
    • 4 replies
    • 2k views
    • 
    • wmyer
    • May 11, 2001

15. HCE Definition for 2006

    By Guest lawdawg, August 26, 2005
    • 1 reply
    • 2k views
    • 
    • david rigby
    • August 26, 2005

16. If an employer with a 401(k) plan with a discretionary match decides t

    By Guest Phil L, October 13, 1999
    • 7 replies
    • 2k views
    • 
    • Guest
    • October 28, 1999

17. Timing of suspending safe harbor match

    By Laura Harrington, June 29, 2009
    • 3 replies
    • 2k views
    • 
    • Kevin C
    • June 30, 2009

18. 401(k) Profit Sharing Plan contribution

    By Guest Theresa, March 7, 2000
    • 10 replies
    • 2k views
    • 
    • Guest
    • March 10, 2000

19. rollover of death benefit for nonspouse beneficiary

    By alexa, April 21, 2008
    • 2 replies
    • 2k views
    • 
    • Peanut Butter Man
    • April 21, 2008

20. Military Leave Question

    By Guest KD40, February 10, 2004
    • 6 replies
    • 2k views
    • 
    • austin3515
    • February 7, 2011

21. Does the same desk rule apply if the new and old employers are not rel

    By John A, May 18, 2001
    • 3 replies
    • 2k views
    • 
    • MWeddell
    • May 23, 2001

22. Rehires

    By Guest JEP, July 9, 2002
    • 6 replies
    • 2k views
    • 
    • jaemmons
    • July 10, 2002

23. ADP Test with no compensation

    By Guest RCAB, January 22, 2014   

    • adp
    • compensation
    • 1 reply
    • 2k views
    • 
    • Bird
    • January 23, 2014

24. Blackout Notice - pooled account

    By 401(k)athryn, June 20, 2023
    • 6 replies
    • 2k views
    • 
    • 401(k)athryn
    • June 20, 2023

25. Current Year ADP/Prior Year ACP/shift MUAT?

    By Guest marie kelly, May 15, 2001
    • 1 reply
    • 2k views
    • 
    • Guest
    • May 16, 2001

26. Change in Vesting Schedule.

    By Guest Thornton, December 26, 1998
    • 1 reply
    • 2k views
    • 
    • Dave Baker
    • December 27, 1998

27. 10% early w/d penalty on hardship deferrals?

    By Guest capato, January 13, 1999
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • January 15, 1999

28. Gap Period Income

    By Guest PGH.ERISA, January 14, 2008
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 19, 2008

29. Severance Pay

    By Guest lindamichals, February 14, 2006
    • 1 reply
    • 2k views
    • 
    • Beltane
    • February 14, 2006

30. safe harbor and top heavy

    By FJR, October 4, 2001
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • October 5, 2001

31. eliminate a Money Purchase plan

    By FJR, August 2, 2001
    • 6 replies
    • 2k views
    • 
    • david rigby
    • August 28, 2001

32. What do you do with a SIMPLE 401(k) plan with forfeitures from previou

    By Guest Cato, January 5, 2001
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 9, 2001

33. Amendment adding Roth provision

    By Doghouse, September 27, 2019
    • 4 replies
    • 2k views
    • 
    • Doc Ument
    • September 27, 2019

34. EGTRRA vesting change with collective bargaining

    By Guest Ella, September 21, 2001
    • 1 reply
    • 2k views
    • 
    • MGB
    • September 21, 2001

35. PROTECTED BENEFITS

    By Guest Don J. Smith, March 15, 2001
    • 2 replies
    • 2k views
    • 
    • MWeddell
    • March 16, 2001

36. Failed ADP/ACP Testing

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 11, 2006

37. Contributions deposited prior to payroll

    By RT, September 21, 2017   

    • contributions
    • timing
    • (and 4 more)

      Tagged with:

      • contributions
      • timing
      • payroll
      • effective date
      • early
      • deposits
    • 5 replies
    • 2k views
    • 
    • QDROphile
    • September 23, 2017

38. Leasing Company has a 401k -

    By Guest Effie Clark, December 12, 2002
    • 2 replies
    • 2k views
    • 
    • austin3515
    • December 15, 2002

39. Vesting Schedule for PPA Auto-Deferral Safe Harbor

    By Übernerd, April 4, 2007
    • 1 reply
    • 2k views
    • 
    • Bob R
    • April 9, 2007

40. Taking over a Plan with excess contributions

    By Guest tbt, September 17, 2001
    • 8 replies
    • 2k views
    • 
    • Guest
    • September 20, 2001

41. Prefunding match subject to accrual rules

    By Guest Jennifer Reid, May 21, 2002
    • 4 replies
    • 2k views
    • 
    • IRC401
    • May 21, 2002

42. Loans from safe harbor matching contributions

    By Guest ATTY, April 21, 2000
    • 1 reply
    • 2k views
    • 
    • QDROphile
    • April 24, 2000

43. De Minimus Testing Refund?

    By Lou S., March 6, 2014
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • March 10, 2014

44. Catch up Contributions in Failed ADP Test

    By Guest KMP, July 28, 2003
    • 3 replies
    • 2k views
    • 
    • E as in ERISA
    • July 28, 2003

45. Allocating forfeitures to individuals who decide not to participate in

    By Guest Bill Schulze, August 1, 2000
    • 9 replies
    • 2k views
    • 
    • IRC401
    • August 7, 2000

46. 401K Audit Deferred Short Plan Year -Help!

    By 401Kquestions, October 2, 2019
    • 7 replies
    • 2k views
    • 
    • Larry Starr
    • October 4, 2019

47. Safe Harbor & New Comparability P/S Plan

    By Guest Jim Jesikiewicz, November 28, 2001
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • November 29, 2001

48. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

    By Guest CBS, December 16, 2003
    • 5 replies
    • 2k views
    • 
    • Guest
    • December 17, 2003

49. How do you apply true up when match stopped mid year?

    By MarZDoates, June 12, 2014
    • 6 replies
    • 2k views
    • 
    • Bird
    • June 15, 2014

50. Std plan -- immediate eligiblity for full timers, but not interns?

    By R. Butler, September 26, 2001
    • 4 replies
    • 2k views
    • 
    • Tom Poje
    • September 27, 2001