401(k) Plans

19,332 topics in this forum

1. eliminate a Money Purchase plan

   By FJR, August 2, 2001
   • 6 replies
   • 2k views
   • 
   • david rigby
   • August 28, 2001

2. 401k withdrawal limit

   By Guest robertcusick, February 1, 2007
   • 5 replies
   • 2k views
   • 
   • Belgarath
   • February 1, 2007

3. Changing entry dates

   By R. Butler, May 10, 2001
   • 4 replies
   • 2k views
   • 
   • wmyer
   • May 11, 2001

4. Starting and stopping deferrals in a 401k Plan

   By Pammie57, July 29, 2020
   • 15 replies
   • 2k views
   • 
   • Belgarath
   • August 5, 2020

5. ERPA Important?

   By austin3515, December 16, 2010
   • 10 replies
   • 2k views
   • 
   • Jim Chad
   • December 22, 2010

6. USERRA & company contribs

   By Brian Gallagher, November 1, 2002
   • 6 replies
   • 2k views
   • 
   • Guest
   • May 4, 2004

7. Stock Attribution

   By Guest Giovanni, April 5, 2004
   • 5 replies
   • 2k views
   • 
   • Guest
   • April 5, 2004

8. Rehires

   By Guest JEP, July 9, 2002
   • 6 replies
   • 2k views
   • 
   • jaemmons
   • July 10, 2002

9. Are annual participant statements required to be sent to 401(k) partic

   By pbarrett, December 7, 2000
   • 3 replies
   • 2k views
   • 
   • RCK
   • December 11, 2000

10. Military Leave Question

    By Guest KD40, February 10, 2004
    • 6 replies
    • 2k views
    • 
    • austin3515
    • February 7, 2011

11. Current Year ADP/Prior Year ACP/shift MUAT?

    By Guest marie kelly, May 15, 2001
    • 1 reply
    • 2k views
    • 
    • Guest
    • May 16, 2001

12. Change in Vesting Schedule.

    By Guest Thornton, December 26, 1998
    • 1 reply
    • 2k views
    • 
    • Dave Baker
    • December 27, 1998

13. Issue Snapshot — Deductibility of employer contributions to a 401(k) plan made after the end of the tax year

    By Jakyasar, July 17, 2023
    • 12 replies
    • 2k views
    • 
    • Belgarath
    • July 21, 2023

14. ADP Test with no compensation

    By Guest RCAB, January 22, 2014   

    • adp
    • compensation
    • 1 reply
    • 2k views
    • 
    • Bird
    • January 23, 2014

15. safe harbor and top heavy

    By FJR, October 4, 2001
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • October 5, 2001

16. What do you do with a SIMPLE 401(k) plan with forfeitures from previou

    By Guest Cato, January 5, 2001
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 9, 2001

17. Safe Harbor and Top Heavy

    By CLE401kGuy, July 17, 2018   

    • safe harbor
    • top heavy
    • 12 replies
    • 2k views
    • 
    • Bri
    • July 19, 2018

18. QDCF and spousal consent

    By Guest Hans Lewis, April 15, 2006
    • 1 reply
    • 2k views
    • 
    • david rigby
    • April 16, 2006

19. Timing of suspending safe harbor match

    By Laura Harrington, June 29, 2009
    • 3 replies
    • 2k views
    • 
    • Kevin C
    • June 30, 2009

20. PROTECTED BENEFITS

    By Guest Don J. Smith, March 15, 2001
    • 2 replies
    • 2k views
    • 
    • MWeddell
    • March 16, 2001

21. Do Catch-Up Contributions require a Top Heavy allocation?

    By Bruddah Kimo, March 24, 2010
    • 5 replies
    • 2k views
    • 
    • Bruddah Kimo
    • March 25, 2010

22. Severance Pay

    By Guest lindamichals, February 14, 2006
    • 1 reply
    • 2k views
    • 
    • Beltane
    • February 14, 2006

23. Hardship Withdrawal - Natural Disaster

    By LMOC, April 2, 2015
    • 2 replies
    • 2k views
    • 
    • LMOC
    • April 6, 2015

24. Vesting Schedule for PPA Auto-Deferral Safe Harbor

    By Übernerd, April 4, 2007
    • 1 reply
    • 2k views
    • 
    • Bob R
    • April 9, 2007

25. 401(k) Profit Sharing Plan contribution

    By Guest Theresa, March 7, 2000
    • 10 replies
    • 2k views
    • 
    • Guest
    • March 10, 2000

26. Failed ADP/ACP Testing

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 11, 2006

27. Loans from safe harbor matching contributions

    By Guest ATTY, April 21, 2000
    • 1 reply
    • 2k views
    • 
    • QDROphile
    • April 24, 2000

28. Foreign entity wants to provide 401K plan to US employees. Trustee?

    By Matt RPS, February 2, 2023
    • 5 replies
    • 2k views
    • 
    • Matt RPS
    • February 3, 2023

29. EGTRRA vesting change with collective bargaining

    By Guest Ella, September 21, 2001
    • 1 reply
    • 2k views
    • 
    • MGB
    • September 21, 2001

30. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

    By Guest CBS, December 16, 2003
    • 5 replies
    • 2k views
    • 
    • Guest
    • December 17, 2003

31. 10% early w/d penalty on hardship deferrals?

    By Guest capato, January 13, 1999
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • January 15, 1999

32. Catch up Contributions in Failed ADP Test

    By Guest KMP, July 28, 2003
    • 3 replies
    • 2k views
    • 
    • E as in ERISA
    • July 28, 2003

33. Gap Period Income

    By Guest PGH.ERISA, January 14, 2008
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 19, 2008

34. 1099-R Death benefit Spouse

    By Bridget, February 20, 2020
    • 3 replies
    • 2k views
    • 
    • Kevin C
    • February 21, 2020

35. ADP/ACP testing and non-calendar year plans

    By Guest LiLi, July 19, 2004
    • 0 replies
    • 2k views
    • 
    • Guest
    • July 19, 2004

36. Increasing the rate of safe harbor match during plan year

    By Guest IU1994, August 18, 2005
    • 5 replies
    • 2k views
    • 
    • Kevin C
    • August 24, 2005

37. Taking over a Plan with excess contributions

    By Guest tbt, September 17, 2001
    • 8 replies
    • 2k views
    • 
    • Guest
    • September 20, 2001

38. ADP testing and a Terminated Participant

    By Guest AJM 34, April 18, 2007
    • 2 replies
    • 2k views
    • 
    • pmacduff
    • April 18, 2007

39. Prefunding match subject to accrual rules

    By Guest Jennifer Reid, May 21, 2002
    • 4 replies
    • 2k views
    • 
    • IRC401
    • May 21, 2002

40. Safe Harbor & New Comparability P/S Plan

    By Guest Jim Jesikiewicz, November 28, 2001
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • November 29, 2001

41. Std plan -- immediate eligiblity for full timers, but not interns?

    By R. Butler, September 26, 2001
    • 4 replies
    • 2k views
    • 
    • Tom Poje
    • September 27, 2001

42. DB plan with a DC provision. Is this weird or what?

    By Guest perplexed, February 1, 2005
    • 7 replies
    • 2k views
    • 
    • g8r
    • February 8, 2005

43. Contributions deposited prior to payroll

    By RT, September 21, 2017   

    • contributions
    • timing
    • (and 4 more)

      Tagged with:

      • contributions
      • timing
      • payroll
      • effective date
      • early
      • deposits
    • 5 replies
    • 2k views
    • 
    • QDROphile
    • September 23, 2017

44. safe harbor and permitted disparity

    By Guest MES, November 27, 2001
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • November 27, 2001

45. Leasing Company has a 401k -

    By Guest Effie Clark, December 12, 2002
    • 2 replies
    • 2k views
    • 
    • austin3515
    • December 15, 2002

46. Does the same desk rule apply if the new and old employers are not rel

    By John A, May 18, 2001
    • 3 replies
    • 2k views
    • 
    • MWeddell
    • May 23, 2001

47. Benefits Rights and Features

    By Guest Pension Girl, June 16, 2009
    • 4 replies
    • 2k views
    • 
    • BG5150
    • June 18, 2009

48. Overdistibution to Plan Particpant

    By Guest stevef, November 3, 2005
    • 6 replies
    • 2k views
    • 
    • Earl
    • November 18, 2005

49. Reinstate Forfeitures

    By PFranckowiak, July 28, 2010
    • 1 reply
    • 2k views
    • 
    • masteff
    • July 28, 2010

50. Safe Harbor contribution reduction by prior excess

    By Guest crosseyedtester, July 2, 2003
    • 5 replies
    • 2k views
    • 
    • Earl
    • July 19, 2003