401(k) Plans

19,337 topics in this forum

1. 401K Audit Deferred Short Plan Year -Help!

   By 401Kquestions, October 2, 2019
   • 7 replies
   • 2k views
   • 
   • Larry Starr
   • October 4, 2019

2. Safe Harbor & New Comparability P/S Plan

   By Guest Jim Jesikiewicz, November 28, 2001
   • 3 replies
   • 2k views
   • 
   • Tom Poje
   • November 29, 2001

3. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

   By Guest CBS, December 16, 2003
   • 5 replies
   • 2k views
   • 
   • Guest
   • December 17, 2003

4. Std plan -- immediate eligiblity for full timers, but not interns?

   By R. Butler, September 26, 2001
   • 4 replies
   • 2k views
   • 
   • Tom Poje
   • September 27, 2001

5. Removing auto enroll and auto-esclate from a 401k Plan

   By betsy, March 30, 2020
   • 1 reply
   • 2k views
   • 
   • Gilmore
   • March 31, 2020

6. 1999 COLAs

   By Guest TJG, October 14, 1998
   • 3 replies
   • 2k views
   • 
   • Guest
   • November 4, 1998

7. Roth vs. Pre-Tax Snafu

   By austin3515, February 11, 2019
   • 10 replies
   • 2k views
   • 
   • jpod
   • February 13, 2019

8. ADP/ACP testing and non-calendar year plans

   By Guest LiLi, July 19, 2004
   • 0 replies
   • 2k views
   • 
   • Guest
   • July 19, 2004

9. Profit Sharing Cont. w/ an integrated plan

   By Guest Sara H, December 17, 1998
   • 1 reply
   • 2k views
   • 
   • Chester
   • December 17, 1998

10. safe harbor and permitted disparity

    By Guest MES, November 27, 2001
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • November 27, 2001

11. 401K Loans in two different plans for the same employer

    By sfabello, March 7, 2019
    • 4 replies
    • 2k views
    • 
    • CuseFan
    • March 8, 2019

12. Safe Harbor 401(k)nonelective contribution satisfied in money purchase

    By Guest Bill Mulkern, February 16, 1999
    • 11 replies
    • 2k views
    • 
    • Mike Preston
    • April 12, 2016

13. DB plan with a DC provision. Is this weird or what?

    By Guest perplexed, February 1, 2005
    • 7 replies
    • 2k views
    • 
    • g8r
    • February 8, 2005

14. Benefits Rights and Features

    By Guest Pension Girl, June 16, 2009
    • 4 replies
    • 2k views
    • 
    • BG5150
    • June 18, 2009

15. Mandatory Cash Out

    By Guest ebailey, May 19, 2009
    • 2 replies
    • 2k views
    • 
    • QDROphile
    • May 20, 2009

16. Reinstate Forfeitures

    By PFranckowiak, July 28, 2010
    • 1 reply
    • 2k views
    • 
    • masteff
    • July 28, 2010

17. Safe Harbor contribution reduction by prior excess

    By Guest crosseyedtester, July 2, 2003
    • 5 replies
    • 2k views
    • 
    • Earl
    • July 19, 2003

18. missing plan participants

    By Guest Rockford, April 17, 2002
    • 7 replies
    • 2k views
    • 
    • mbozek
    • April 21, 2002

19. Timing of the use of Match Forfeiture

    By Guest Steve McD, April 19, 2002
    • 10 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • April 23, 2002

20. Top Heavy Minimum for Terminating Plan

    By Guest RayLovesTrini*, March 19, 2013
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • March 19, 2013

21. Timing issues to start solo 401k for 2004...Please help

    By robbie, December 20, 2004
    • 18 replies
    • 2k views
    • 
    • Bird
    • December 22, 2004

22. 401(k) as Qualified Replacement Plan

    By Doghouse, December 2, 2011
    • 1 reply
    • 2k views
    • 
    • Kevin C
    • December 6, 2011

23. top heavy calculation for 401(k) plan - for the umpteenth time, what r

    By MR, March 29, 2001
    • 2 replies
    • 2k views
    • 
    • Richard Anderson
    • March 29, 2001

24. HR 10 / Keogh plan

    By Guest ppapdx, August 15, 2013
    • 1 reply
    • 2k views
    • 
    • masteff
    • August 15, 2013

25. HCE determination

    By FJR, May 17, 2004
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • May 18, 2004

26. Recharacterization Under Final 401(k) Regulations

    By Guest kodle, January 15, 2007
    • 0 replies
    • 2k views
    • 
    • Guest
    • January 15, 2007

27. Re instatement after Hardship 6 month suspension

    By 52626, August 7, 2014
    • 5 replies
    • 2k views
    • 
    • K2retire
    • August 11, 2014

28. Son as Financial Advisor

    By Zoey, June 19, 2017
    • 8 replies
    • 2k views
    • 
    • Zoey
    • June 20, 2017

29. after-tax employee contributions

    By alexa, April 28, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • April 29, 2002

30. Overdistibution to Plan Particpant

    By Guest stevef, November 3, 2005
    • 6 replies
    • 2k views
    • 
    • Earl
    • November 18, 2005

31. RMD from life insurance

    By Grady, September 20, 2018
    • 3 replies
    • 2k views
    • 
    • ErnieG
    • September 21, 2018

32. Failure to send safe harbor notice prior to beginning of plan year

    By Guest pongo, July 6, 2005
    • 4 replies
    • 2k views
    • 
    • Tom Poje
    • July 7, 2005

33. Company went bankrupt, cannot get access to funds

    By Guest provingring, July 31, 2009
    • 3 replies
    • 2k views
    • 
    • Kevin C
    • July 31, 2009

34. Non-Profit Org 401(k) contribution limit

    By Guest kaybe, June 22, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • July 6, 1999

35. Allocation of Contributions with Forfeitures to Separated Participants

    By Guest DudeRay, April 4, 2004
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • April 5, 2004

36. Can a plan participant be considered a "Five percent owner"

    By billfgrady, July 31, 2002
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • July 31, 2002

37. Broker - Dealers

    By Guest scuba80, July 1, 2014
    • 4 replies
    • 2k views
    • 
    • Bill Presson
    • July 1, 2014

38. Safe Harbor Status for Terminating Plan

    By Guest phy401k, August 11, 2011
    • 3 replies
    • 2k views
    • 
    • austin3515
    • August 11, 2011

39. Tax reporting of return of excess deferrals for non calendar plan year

    By dmb, August 30, 2002
    • 4 replies
    • 2k views
    • 
    • jaemmons
    • August 30, 2002

40. compensation used in a QNEC

    By Santo Gold, November 12, 2017
    • 11 replies
    • 2k views
    • 
    • Santo Gold
    • November 14, 2017

41. Required top heavy aggregation if newly promoted key's account balance

    By KJohnson, April 26, 2001
    • 6 replies
    • 2k views
    • 
    • Guest
    • May 11, 2001

42. Tipped Employees and Deferrals

    By katdmin, January 18, 2022
    • 6 replies
    • 2k views
    • 
    • katdmin
    • January 26, 2022

43. Can you Merge a PS plan into a 403b?

    By austin3515, May 9, 2008
    • 0 replies
    • 2k views
    • 
    • austin3515
    • May 9, 2008

44. Participant Loan

    By Guest Stella P., May 14, 2008
    • 4 replies
    • 2k views
    • 
    • BG5150
    • May 14, 2008

45. Excess match but no excess deferrals

    By Guest LLandau, May 16, 2002
    • 4 replies
    • 2k views
    • 
    • pjkoehler
    • May 17, 2002

46. Excessive profit sharing

    By Dox3725, November 11, 2020
    • 10 replies
    • 2k views
    • 
    • RatherBeGolfing
    • November 12, 2020

47. Confused about required aggregation

    By Guest JBarn, September 26, 2000
    • 5 replies
    • 2k views
    • 
    • Guest
    • October 3, 2000

48. ADP refund earnings and catch-ups

    By Guest HFOSTER, February 10, 2004
    • 1 reply
    • 2k views
    • 
    • jaemmons
    • February 12, 2004

49. Loans to owner-employees under EGTRRA

    By Brian Gallagher, January 23, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • January 24, 2002

50. SHNE to SHM

    By thepensionmaven, December 1, 2020
    • 4 replies
    • 2k views
    • 
    • Bird
    • December 3, 2020