401(k) Plans

19,275 topics in this forum

1. Roth vs. Pre-Tax Snafu

   By austin3515, February 11, 2019
   • 10 replies
   • 1.9k views
   • 
   • jpod
   • February 13, 2019

2. New Comparability Plan

   By Alex Daisy, February 2, 2010
   • 9 replies
   • 1.9k views
   • 
   • Mike Preston
   • February 5, 2010

3. Repaying QBADs

   By austin3515, May 4, 2024
   • 7 replies
   • 1.9k views
   • 
   • C. B. Zeller
   • May 6, 2024

4. Participant Completes Distribution Ppwk - then dies

   By austin3515, June 21, 2011
   • 8 replies
   • 1.9k views
   • 
   • Everett Moreland
   • June 23, 2011

5. NQDC Distributions to 401(k)

   By Randy Watson, August 8, 2005
   • 6 replies
   • 1.9k views
   • 
   • Randy Watson
   • August 9, 2005

6. Matching on a Payroll Basis, and 1,000 Hour Eligibility Requirement

   By Christine Roberts, April 26, 2002
   • 6 replies
   • 1.9k views
   • 
   • Christine Roberts
   • April 26, 2002

7. Safe Harbor 401k added to PSP

   By chris, February 11, 2013
   • 3 replies
   • 1.9k views
   • 
   • Tom Poje
   • February 14, 2013

8. 415 testing

   By Guest mkelly, September 19, 2002
   • 1 reply
   • 1.9k views
   • 
   • Tom Poje
   • September 20, 2002

9. starting an owner only 401(k) plan after reclassifying the only employee

   By ldr, April 29, 2021   

   • independent contractor
   • solo 401k
   • 17 replies
   • 1.9k views
   • 
   • Belgarath
   • April 30, 2021

10. Exclusive Benefit Rule

    By Guest TroyRiley, June 2, 2005
    • 2 replies
    • 1.9k views
    • 
    • WDIK
    • June 3, 2005

11. ADP testing in context of plan spinoff

    By Guest Darrell, February 28, 2005
    • 0 replies
    • 1.9k views
    • 
    • Guest
    • February 28, 2005

12. top heavy exemption or not

    By Gary, May 10, 2012
    • 2 replies
    • 1.9k views
    • 
    • chc93
    • May 10, 2012

13. Coverage-"Fail Safe" language still allowed in document?

    By Guest JMLSON, August 23, 1999
    • 1 reply
    • 1.9k views
    • 
    • MWeddell
    • September 1, 1999

14. Benefits Rights and Features

    By Guest Pension Girl, June 16, 2009
    • 4 replies
    • 1.9k views
    • 
    • BG5150
    • June 18, 2009

15. What happens to 5500's filed separately for participating employers in

    By MR, September 23, 2000
    • 1 reply
    • 1.9k views
    • 
    • Disco Stu
    • September 25, 2000

16. ACP question

    By fiona1, March 16, 2006
    • 6 replies
    • 1.9k views
    • 
    • pmacduff
    • March 22, 2006

17. Beneficary and waiver and divorce decree

    By Guest dulan, May 22, 2007
    • 3 replies
    • 1.9k views
    • 
    • JanetM
    • May 22, 2007

18. IRA contr and 401(k)

    By Guest Brenda Schachle, May 21, 2003
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • May 22, 2003

19. Professional Employer Organizations (PEO's)401(k)Plan

    By Guest EDSAADE, January 14, 1999
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • January 14, 1999

20. Pooled and Individual Account Mix - PPA Requirement

    By Pixie, July 30, 2009
    • 2 replies
    • 1.9k views
    • 
    • Bird
    • July 31, 2009

21. 401(k) contributions and bonus compensation

    By Guest Mr. Relaxation, June 13, 2003
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • June 13, 2003

22. prohibited transaction

    By MR, August 24, 2001
    • 7 replies
    • 1.9k views
    • 
    • Jim Chad
    • August 29, 2001

23. 401k training

    By Guest Carlos Rivera, November 15, 2001
    • 3 replies
    • 1.9k views
    • 
    • Medusa
    • November 15, 2001

24. Does Safe Harbor Matching Contr count toward meeting Top Heavy requirement

    By Guest nancy814, February 5, 2010
    • 2 replies
    • 1.9k views
    • 
    • Logan401
    • February 5, 2010

25. Roth 401(k): All can contribute, regardless of income?

    By Don Levit, June 3, 2005
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • September 15, 2005

26. Frozen pension Plan

    By Guest bmurphy, April 9, 2003
    • 4 replies
    • 1.9k views
    • 
    • mbozek
    • April 10, 2003

27. catch-up contributions

    By k man, November 7, 2001
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • November 7, 2001

28. QNEC and integrated plan

    By Guest padmin, November 18, 2004
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • November 22, 2004

29. 401K audit - Participant loan in default

    By Guest Lin, May 7, 2009
    • 2 replies
    • 1.9k views
    • 
    • masteff
    • May 8, 2009

30. Plan termination & forfeitures

    By doombuggy, April 7, 2004
    • 3 replies
    • 1.9k views
    • 
    • david rigby
    • April 8, 2004

31. Participant communication: nervous Nellies or not?

    By Guest erisafried, May 24, 2005
    • 8 replies
    • 1.9k views
    • 
    • david rigby
    • May 25, 2005

32. Investment direction as an allocation condition

    By Peter Gulia, November 8, 2019
    • 27 replies
    • 1.9k views
    • 
    • RatherBeGolfing
    • November 15, 2019

33. Timing issues to start solo 401k for 2004...Please help

    By robbie, December 20, 2004
    • 18 replies
    • 1.9k views
    • 
    • Bird
    • December 22, 2004

34. Max deferral % of 15% exceeded during 2001

    By alexa, March 7, 2002
    • 12 replies
    • 1.9k views
    • 
    • maverick
    • March 12, 2002

35. 401(k) vendors

    By Guest benefitslady, August 14, 2002
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • August 16, 2002

36. 401k salary deferrals not deposited at all - employer now has no money

    By Guest JBarn, November 6, 1999
    • 9 replies
    • 1.9k views
    • 
    • david rigby
    • November 8, 1999

37. HCEs: look-back year or Determination Year?

    By Guest GregSelf, August 2, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • August 2, 1999

38. ADP Test Lay offs

    By PFranckowiak, February 24, 2010
    • 4 replies
    • 1.9k views
    • 
    • fiona1
    • March 2, 2010

39. Disability distribution

    By Guest scm, October 4, 1999
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • October 4, 1999

40. 404(c) trade confirmations

    By k man, May 15, 2001
    • 5 replies
    • 1.9k views
    • 
    • k man
    • May 17, 2001

41. Prior Year Method First Plan Year

    By Dougsbpc, April 2, 2008
    • 3 replies
    • 1.9k views
    • 
    • rcline46
    • April 2, 2008

42. 401(k) Safe Harbor

    By Guest ETodd, December 29, 2009
    • 9 replies
    • 1.9k views
    • 
    • pmacduff
    • December 31, 2009

43. participants not returning forms when electing not to defer

    By AlbanyConsultant, January 15, 2020
    • 11 replies
    • 1.9k views
    • 
    • Below Ground
    • January 22, 2020

44. 5310-A Question

    By Guest Phil L., April 25, 2001
    • 0 replies
    • 1.9k views
    • 
    • Guest
    • April 25, 2001

45. Confusion on ADP refunds

    By bzorc, March 1, 2000
    • 1 reply
    • 1.9k views
    • 
    • Spencer
    • March 1, 2000

46. Repaying a Deemed Loan

    By FundeK, February 23, 2004
    • 1 reply
    • 1.9k views
    • 
    • FundeK
    • February 23, 2004

47. Can a retirement plan by adopted by only one of two corporations owned

    By Guest Pat Metallic, May 8, 2001
    • 7 replies
    • 1.9k views
    • 
    • Moe Howard
    • May 10, 2001

48. Spousal consent forgery

    By austin3515, September 2, 2004
    • 3 replies
    • 1.9k views
    • 
    • E as in ERISA
    • September 2, 2004

49. terminated employee in Safe harbor plan with deferrals effective 10/1/15

    By cpc0506, March 15, 2016
    • 3 replies
    • 1.9k views
    • 
    • Mike Preston
    • March 15, 2016

50. Need Straight Answers on HCE & Annual Addition Issues

    By Guest JBarn, November 29, 2000
    • 8 replies
    • 1.9k views
    • 
    • Guest
    • December 12, 2000