401(k) Plans

19,275 topics in this forum

1. Solo 401(k) did not file 5500 EZ - Has anyone tried a letter, lately?

   By Jim Chad, October 28, 2015
   • 1 reply
   • 864 views
   • 
   • Lou S.
   • October 28, 2015

2. Safe Harbor Question

   By Stash026, October 27, 2015
   • 3 replies
   • 752 views
   • 
   • Tom Poje
   • October 27, 2015

3. Force out protocol/lost participants

   By Pixie, October 26, 2015   

   • force out
   • lost participant
   • 3 replies
   • 2.4k views
   • 
   • BG5150
   • October 26, 2015

4. Coverage Testing for plan changing from related employers to MEP

   By DLavigne, October 26, 2015
   • 0 replies
   • 767 views
   • 
   • DLavigne
   • October 26, 2015

5. PEO vs leased employees

   By 52626, October 26, 2015
   • 2 replies
   • 2.6k views
   • 
   • shERPA
   • October 26, 2015

6. EACA - Have to be in effect for a full 12-month plan year?

   By benefitsguru, October 23, 2015
   • 0 replies
   • 857 views
   • 
   • benefitsguru
   • October 23, 2015

7. LLC / S-Corp Owner with Employees looking for 401k options

   By KGLO44, October 23, 2015
   • 6 replies
   • 4.8k views
   • 
   • austin3515
   • October 25, 2015

8. SH Match plan failing 414(s)

   By BG5150, October 22, 2015
   • 6 replies
   • 1.2k views
   • 
   • BG5150
   • October 23, 2015

9. Missed Catch Up Contribution - Rev Proc 2015-28

   By 52626, October 22, 2015
   • 0 replies
   • 1.1k views
   • 
   • 52626
   • October 22, 2015

10. Unrelated Participating Employer - No Participation Agreement

    By LANDO, October 21, 2015   

    • Participation Agreement
    • VCP
    • (and 5 more)

      Tagged with:

      • Participation Agreement
      • VCP
      • Operational Failure
      • Document Error
      • 401k
      • qualification issue
      • multiple employer plan
    • 14 replies
    • 7.5k views
    • 
    • LANDO
    • October 22, 2015

11. Missed Enrollment of Rehired Participant in SH401k

    By cheersmate, October 21, 2015   

    • 401k safe harbor
    • eligibility correction
    • (and 1 more)

      Tagged with:

      • 401k safe harbor
      • eligibility correction
      • corrective contribution
    • 0 replies
    • 929 views
    • 
    • cheersmate
    • October 21, 2015

12. Off calendar - compensation to use

    By Pammie57, October 20, 2015
    • 2 replies
    • 894 views
    • 
    • Tom Poje
    • October 21, 2015

13. Blackout Notice and Enrollment

    By 52626, October 20, 2015
    • 3 replies
    • 1.4k views
    • 
    • hr for me
    • October 21, 2015

14. VCP alternative(s) to Appendix A or B corrections for ADP/ACP failures

    By Belgarath, October 20, 2015
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • October 21, 2015

15. ASPPA Q&A Question 2014 - Anyone hear the discussion?

    By austin3515, October 19, 2015
    • 8 replies
    • 1.2k views
    • 
    • austin3515
    • October 27, 2015

16. Another reason to hate SIMPLE 401k

    By Flyboyjohn, October 16, 2015
    • 1 reply
    • 738 views
    • 
    • Tom Poje
    • October 19, 2015

17. can US citizen residing abroad serve as trustee of own solo 401(k) ?

    By JJA, October 16, 2015
    • 5 replies
    • 3.2k views
    • 
    • JJA
    • October 18, 2015

18. 100% deferral, limited to 90% by payroll provider??

    By Craig Garner, October 14, 2015
    • 7 replies
    • 3.7k views
    • 
    • hr for me
    • October 15, 2015

19. Tiered match

    By R. Butler, October 14, 2015
    • 1 reply
    • 903 views
    • 
    • GMK
    • October 14, 2015

20. Safe Harbor Only Plan and Union Folks - Top Heavy Issue

    By HarleyBabe, October 13, 2015
    • 2 replies
    • 1.2k views
    • 
    • HarleyBabe
    • November 4, 2015

21. Controll Group question

    By MaryM, October 13, 2015
    • 2 replies
    • 839 views
    • 
    • MaryM
    • October 15, 2015

22. ADP refund - wrong amount

    By pholosofizer, October 8, 2015
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • October 10, 2015

23. When can a forfeiture be recognized?

    By Vlad401k, October 8, 2015
    • 4 replies
    • 1.2k views
    • 
    • BG5150
    • October 8, 2015

24. Coverage/Discrimination Testing for Profit Sharing Contribution?

    By SRNPEBT, October 7, 2015
    • 8 replies
    • 3.6k views
    • 
    • Bird
    • October 12, 2015

25. Life Insurance proceeds, can this cash be rolled into a 401(k) Plan

    By cjbaustin, October 7, 2015
    • 2 replies
    • 859 views
    • 
    • david rigby
    • October 8, 2015

26. Compensation excluding bonus

    By khr, October 6, 2015
    • 2 replies
    • 958 views
    • 
    • Tom Poje
    • October 7, 2015

27. Signing Bonus / 401k

    By austin3515, October 2, 2015
    • 1 reply
    • 1.6k views
    • 
    • ETA Consulting LLC
    • October 2, 2015

28. Right to Privacy

    By austin3515, September 30, 2015
    • 7 replies
    • 3.1k views
    • 
    • Bill Presson
    • October 1, 2015

29. Safe Harbor Match suspended beginning of plan year

    By Gilmore, September 29, 2015
    • 4 replies
    • 910 views
    • 
    • K2retire
    • October 2, 2015

30. Wanting immediate entry but not for the interns

    By JPIngold, September 29, 2015
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • September 30, 2015

31. Can a Safe Harbor 401 plan change eligibility during the year?

    By wcj99, September 29, 2015   

    • Safe Harbor 401k plan
    • 2 replies
    • 1.6k views
    • 
    • WCC
    • September 29, 2015

32. New Plan - Okay with Successor Rule?

    By justanotheradmin, September 28, 2015   

    • successor
    • termination
    • 0 replies
    • 1.2k views
    • 
    • justanotheradmin
    • September 28, 2015

33. Terminating plan

    By EBDI, September 28, 2015
    • 11 replies
    • 4k views
    • 
    • Bird
    • September 29, 2015

34. Drafting Error - Safe Harbor 401(k)

    By benfranklin, September 28, 2015   

    • Safe Harbor
    • Drafting Error
    • 1 reply
    • 1.1k views
    • 
    • Earl
    • September 29, 2015

35. Discretionary match in Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 3 replies
    • 1.8k views
    • 
    • Dougsbpc
    • September 25, 2015

36. ADP/ACP failures - excess refunds to HCEs?

    By SRNPEBT, September 24, 2015
    • 0 replies
    • 1.7k views
    • 
    • SRNPEBT
    • September 24, 2015

37. Excluding Employees - Safe Harbor

    By CJS07, September 24, 2015   

    • Safe Harbor Non-Elective
    • coverage
    • (and 1 more)

      Tagged with:

      • Safe Harbor Non-Elective
      • coverage
      • exclusions
    • 2 replies
    • 3.3k views
    • 
    • Belgarath
    • September 24, 2015

38. New Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 4 replies
    • 1.1k views
    • 
    • austin3515
    • September 27, 2015

39. New QACA formula

    By traveler, September 23, 2015   

    • 401(k)(13) auto enroll
    • 2 replies
    • 1.3k views
    • 
    • traveler
    • October 19, 2015

40. Can a Control Group maintain a 401k and a SEP IRA

    By Vlad401k, September 22, 2015
    • 5 replies
    • 2.2k views
    • 
    • austin3515
    • September 23, 2015

41. Plan Term and Participant is unable to consent

    By Pixie, September 22, 2015
    • 1 reply
    • 833 views
    • 
    • MoJo
    • September 22, 2015

42. Contingent Benefit Rule - 401(k) Deferrals Limited Based on NQDC Deferrals

    By EBECatty, September 22, 2015
    • 0 replies
    • 1.3k views
    • 
    • EBECatty
    • September 22, 2015

43. Big, Awesome Recordkeeper With a Bad Policy

    By austin3515, September 22, 2015
    • 14 replies
    • 1.6k views
    • 
    • K2retire
    • September 25, 2015

44. 402(g) Exceeded - Gain/Loss

    By Vlad401k, September 21, 2015
    • 2 replies
    • 2.4k views
    • 
    • Tom Poje
    • September 21, 2015

45. missed match on lost salary deferral opportunity

    By cpc0506, September 21, 2015
    • 3 replies
    • 1.6k views
    • 
    • BG5150
    • October 5, 2015

46. Non-safe harbor definition of compensation applies on to PS

    By cpc0506, September 20, 2015
    • 1 reply
    • 813 views
    • 
    • Tom Poje
    • September 21, 2015

47. Bad information used in testing

    By Zorro1k, September 18, 2015   

    • correction
    • refund
    • (and 4 more)

      Tagged with:

      • correction
      • refund
      • test
      • testing
      • adp
      • acp
    • 2 replies
    • 1.5k views
    • 
    • hr for me
    • September 21, 2015

48. Max Deductible Question

    By austin3515, September 18, 2015
    • 1 reply
    • 845 views
    • 
    • PensionPro
    • September 23, 2015

49. Missed deferral opportunity

    By cpc0506, September 18, 2015
    • 1 reply
    • 961 views
    • 
    • Mike Preston
    • September 18, 2015

50. Discretionary match option

    By Molly the cat, September 17, 2015   

    • discretionary
    • match
    • (and 1 more)

      Tagged with:

      • discretionary
      • match
      • multiple formulas
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 18, 2015