401(k) Plans

19,275 topics in this forum

1. Plan excludes "overtime" from compensation

   By 7806akp, December 6, 2016   

   • What is considered overtime
   • 6 replies
   • 1.9k views
   • 
   • K2retire
   • December 7, 2016

2. Top Heavy question

   By drewmc2001, May 25, 2015   

   • Top Heavy
   • 6 replies
   • 1.9k views
   • 
   • Tom Poje
   • November 11, 2015

3. Safe Harbor 401(k) Plan & Top Heavy

   By Below Ground, April 17, 2008
   • 3 replies
   • 1.9k views
   • 
   • Below Ground
   • April 18, 2008

4. Automatic Enrollment/Negative Election

   By Guest Robin.Wolf, September 15, 2005
   • 6 replies
   • 1.9k views
   • 
   • RCK
   • September 20, 2005

5. Match in Money Purchase Pension Plan

   By Guest Luci, June 8, 1999
   • 1 reply
   • 1.9k views
   • 
   • Dowist
   • June 9, 1999

6. Taking Back Matching Contribution?

   By Vlad401k, March 1, 2018
   • 9 replies
   • 1.9k views
   • 
   • Patricia Neal Jensen
   • March 5, 2018

7. Revocation of Spousal Consent to Non-Spouse Beneficiary

   By Guest kdddk14, September 3, 2008
   • 1 reply
   • 1.9k views
   • 
   • masteff
   • September 3, 2008

8. Severance pay included in 3% NEC safe harbor compensation?

   By Guest tlewis, March 31, 2005
   • 1 reply
   • 1.9k views
   • 
   • Guest
   • March 31, 2005

9. Rollover to Safe Harbor 401(k) Plan (Does this Blow the Top-Heavy Exemption?)

   By Yesrod5, December 11, 2013
   • 9 replies
   • 1.9k views
   • 
   • GMK
   • December 11, 2013

10. Fringe benefit?

    By PMC, July 22, 2008
    • 4 replies
    • 1.9k views
    • 
    • Lori Friedman
    • July 22, 2008

11. Availability of Different Rates of Match

    By Guest merlin, April 14, 2003
    • 7 replies
    • 1.9k views
    • 
    • MWeddell
    • April 15, 2003

12. Safe Harbor and Top Heavy

    By CLE401kGuy, July 17, 2018   

    • safe harbor
    • top heavy
    • 12 replies
    • 1.9k views
    • 
    • Bri
    • July 19, 2018

13. Incorrect timing of forfeitures.

    By Guest UKH, April 18, 2001
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • April 19, 2001

14. Do you do SSA's?

    By MR, October 11, 2000
    • 6 replies
    • 1.9k views
    • 
    • R. Butler
    • October 12, 2000

15. ADP Test Failure Determined after HCE paid out.

    By Guest Factor, September 16, 2005
    • 3 replies
    • 1.9k views
    • 
    • Mike Preston
    • September 17, 2005

16. Shared Employees

    By Guest Tara Curran, June 8, 2001
    • 3 replies
    • 1.9k views
    • 
    • Moe Howard
    • June 13, 2001

17. "Loan reasons"

    By Guest k8tbrown, January 28, 2002
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • January 29, 2002

18. 2007 Cost of Living Increases

    By Guest Powers, August 22, 2006
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • August 23, 2006

19. 410(b) OR 401(a)(4)?

    By Guest gkaley, May 22, 2001
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • May 22, 2001

20. doctor continues to maintain psp/mpp. Company no longer practices

    By Lori H, May 9, 2007
    • 11 replies
    • 1.9k views
    • 
    • Kimberly S
    • May 11, 2007

21. 401(k) vesting for classes

    By Guest Robert Lees, November 20, 1998
    • 1 reply
    • 1.9k views
    • 
    • MWeddell
    • November 20, 1998

22. Omitted employee's contribution for last year and 8 months. How do we handle this?

    By Guest Dave Flora, September 2, 2004
    • 8 replies
    • 1.9k views
    • 
    • RCK
    • September 3, 2004

23. Can employer be generous in a safe harbor plan

    By Guest lhinson, November 1, 2005
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • November 5, 2005

24. Who is the "employer" for QSLOB purposes?

    By Guest Kaister, March 15, 2004
    • 0 replies
    • 1.9k views
    • 
    • Guest
    • March 15, 2004

25. Minimum Top Heavy allocation

    By Guest h_nowicki, June 9, 2005
    • 5 replies
    • 1.9k views
    • 
    • actuarysmith
    • June 11, 2005

26. company closing 401k plan

    By Guest molly55, April 15, 2010
    • 1 reply
    • 1.9k views
    • 
    • Tom Poje
    • April 15, 2010

27. Solo 401k Match Question

    By Guest BuffaloT, March 12, 2008
    • 5 replies
    • 1.9k views
    • 
    • Appleby
    • March 13, 2008

28. Personal residence hardship

    By shERPA, November 15, 2012
    • 9 replies
    • 1.9k views
    • 
    • Bird
    • November 16, 2012

29. Eligibilty & excluding part time employees

    By Guest StoneWalk, October 21, 2005
    • 3 replies
    • 1.9k views
    • 
    • E as in ERISA
    • October 24, 2005

30. ADP/ACP after plan merger

    By Guest Lee Buchele, January 30, 2003
    • 1 reply
    • 1.9k views
    • 
    • Tom Poje
    • January 31, 2003

31. Nanny Included in 401(k) Plan?

    By pjbaer, November 10, 2015
    • 2 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

32. Timing of Amendment

    By Guest Ted Kowalchuk, CFP, CFS,, April 20, 2006
    • 10 replies
    • 1.9k views
    • 
    • Just Me
    • April 22, 2006

33. Union and Non-Union

    By fiona1, February 24, 2009
    • 3 replies
    • 1.9k views
    • 
    • Kevin C
    • March 5, 2009

34. Single Person 401k and Compensation Definition

    By Guest amm19, October 22, 2002
    • 5 replies
    • 1.9k views
    • 
    • Mary Kay Foss
    • November 1, 2002

35. Matching Contribution Allocation Rules

    By Guest jvanheyde, October 11, 2007
    • 8 replies
    • 1.9k views
    • 
    • Mike Preston
    • October 13, 2007

36. 402g exceeded in 2 unrelated plans. What happens to related match

    By legort69, October 28, 2016   

    • 402g unrelated match
    • 6 replies
    • 1.9k views
    • 
    • spiritrider
    • October 29, 2016

37. Retroactive Amendment question

    By Guest chris4013, June 29, 2005
    • 6 replies
    • 1.9k views
    • 
    • R. Butler
    • June 29, 2005

38. Is the annual deferral limit pro-rated if plan adopted mid-year?

    By Guest Tara Curran, August 10, 2000
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • August 11, 2000

39. Cash out of less than $5,000

    By Guest ircreader, March 12, 2002
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • March 13, 2002

40. Change of the Timing of Distributions

    By John Feldt ERPA CPC QPA, March 9, 2006
    • 2 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • March 9, 2006

41. Testing - Highly Compensated and Top Heavy

    By Guest jstout2507, October 4, 2002
    • 1 reply
    • 1.9k views
    • 
    • Archimage
    • October 4, 2002

42. What constitutes a legally binding Salary Reduction Agreement?

    By Guest efringe, August 19, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • September 1, 1999

43. compensation

    By Guest jzporter, November 5, 1998
    • 3 replies
    • 1.9k views
    • 
    • david shipp
    • November 9, 1998

44. MATCH FOR PARTNERS IN 401(K)

    By Ervin Barham, December 11, 1998
    • 2 replies
    • 1.9k views
    • 
    • Chester
    • December 11, 1998

45. RMD calendar year date? Is it date processed or check date to comply?

    By Guest Matt Young, January 5, 1999
    • 1 reply
    • 1.9k views
    • 
    • LCARUSI
    • January 6, 1999

46. Safe harbor 401(k) "eligible employees"

    By Guest jpersa, December 17, 2001
    • 3 replies
    • 1.9k views
    • 
    • AndyH
    • December 17, 2001

47. Start Up 3% Nonelective Safe Harbor

    By Gilmore, August 12, 2020
    • 11 replies
    • 1.9k views
    • 
    • Bill Presson
    • September 17, 2020

48. Employers Responsibility regarding 401K contributions

    By Guest 3mj, May 14, 2005
    • 3 replies
    • 1.9k views
    • 
    • austin3515
    • May 15, 2005

49. Bottoms Up QNEC

    By Jilliandiz, December 19, 2005
    • 5 replies
    • 1.9k views
    • 
    • Archimage
    • December 19, 2005

50. Chapter 13 (Bankruptcy) and 401k loans

    By Guest Amanda Davis, March 25, 2003
    • 1 reply
    • 1.9k views
    • 
    • QDROphile
    • March 25, 2003