401(k) Plans

19,321 topics in this forum

1. comp limits and payroll issues

   By K2retire, April 4, 2012
   • 5 replies
   • 1.2k views
   • 
   • QDROphile
   • April 4, 2012

2. Re instatement after Hardship 6 month suspension

   By 52626, August 7, 2014
   • 5 replies
   • 2k views
   • 
   • K2retire
   • August 11, 2014

3. PEO 401(k) Provisions

   By bzorc, December 18, 2001
   • 5 replies
   • 2.5k views
   • 
   • GBurns
   • December 21, 2001

4. Otherwise Excludable Employees in First Plan Year

   By Guest Giovanni, July 8, 2004
   • 5 replies
   • 1.7k views
   • 
   • Guest
   • July 8, 2004

5. QDRO Administration

   By austin3515, November 18, 2004
   • 5 replies
   • 2k views
   • 
   • QDROphile
   • November 18, 2004

6. terminated plan

   By stevena, August 3, 2005
   • 5 replies
   • 1.4k views
   • 
   • stevena
   • August 5, 2005

7. Excise Tax for Nondeductible (Excess) Contributions

   By Purplemandinga, September 27, 2018
   • 5 replies
   • 1.5k views
   • 
   • Larry Starr
   • September 28, 2018

8. Can an employee change mind on loan and change to Hardship?

   By Guest J Samuelson, November 3, 1999
   • 5 replies
   • 2.8k views
   • 
   • MWeddell
   • November 8, 1999

9. Truth or Nonsense ... an employee's $10,500 elective deferral does not

   By Moe Howard, December 21, 2000
   • 5 replies
   • 1.7k views
   • 
   • Guest
   • December 27, 2000

10. excludable employees and the adp test

    By Guest dubya, November 29, 2001
    • 5 replies
    • 3.1k views
    • 
    • MWeddell
    • November 29, 2001

11. Part Time Employees

    By Dougsbpc, June 26, 2012
    • 5 replies
    • 2k views
    • 
    • Dougsbpc
    • July 6, 2012

12. Safe harbor contribution can't be made

    By Bill Presson, March 6, 2015
    • 5 replies
    • 1.7k views
    • 
    • mbozek
    • March 7, 2015

13. sole proprietor - 1099 income

    By Alex Daisy, March 24, 2016
    • 5 replies
    • 1.5k views
    • 
    • jpod
    • March 24, 2016

14. Two Plans, both provide Top Heavy

    By Kac1214, May 2, 2019
    • 5 replies
    • 1.7k views
    • 
    • Kac1214
    • May 3, 2019

15. HCEs, prior year data, eligible compensation questions for ADP test

    By Guest EBC, January 26, 1999
    • 5 replies
    • 2.9k views
    • 
    • Tom Poje
    • January 28, 1999

16. Maximum Contribution for fiscal plans ending in 2004

    By KoolLady4, March 3, 2004
    • 5 replies
    • 1.2k views
    • 
    • Guest
    • March 4, 2004

17. closing out 401k due to being disabled

    By Guest sailfish2, June 3, 2008
    • 5 replies
    • 19.4k views
    • 
    • Guest
    • June 5, 2008

18. Employee using another's SS

    By cpc0506, November 8, 2012
    • 5 replies
    • 924 views
    • 
    • ESOP Guy
    • November 9, 2012

19. Owner-only 401(k) plans; why not cover children or parents too?

    By spiritrider, May 5, 2015
    • 5 replies
    • 2.7k views
    • 
    • ETA Consulting LLC
    • May 6, 2015

20. ADP SHM and Additional Fixed Match Based on Year of Service

    By Hokielady, May 23, 2016
    • 5 replies
    • 1k views
    • 
    • GMK
    • May 24, 2016

21. OK to use partial year comp for safe harbor 3% contribution?

    By Lynn Campbell, January 6, 2003
    • 5 replies
    • 2.3k views
    • 
    • Lynn Campbell
    • January 9, 2003

22. Plan Loan

    By Madison71, November 27, 2007
    • 5 replies
    • 2k views
    • 
    • Jim Chad
    • February 20, 2012

23. Suspending SH Match Mid-Year

    By Guest LmD, January 20, 2010
    • 5 replies
    • 1.7k views
    • 
    • rcline46
    • January 21, 2010

24. New plan with mid-year effective date for deferrals

    By cathyw, September 27, 2018
    • 5 replies
    • 794 views
    • 
    • MarZDoates
    • October 1, 2018

25. ADP Calculation for first year of a plan

    By Stevo-PDX, April 17, 2002
    • 5 replies
    • 4.1k views
    • 
    • Fred Payne
    • October 21, 2002

26. Aggregation

    By CJS07, March 9, 2007
    • 5 replies
    • 1.6k views
    • 
    • J Simmons
    • May 30, 2007

27. Waiving Eligiblity

    By austin3515, March 16, 2010
    • 5 replies
    • 1.6k views
    • 
    • austin3515
    • March 17, 2010

28. Ongoing 408(b)(2) Requirements?

    By khn, August 28, 2013
    • 5 replies
    • 2k views
    • 
    • MoJo
    • August 28, 2013

29. correcting noncontribution check deposited into 401(k) plan

    By TPApril, October 1, 2017
    • 5 replies
    • 606 views
    • 
    • Bird
    • October 4, 2017

30. Beneficiary is also a participant in the same plan

    By austin3515, November 16, 2017
    • 5 replies
    • 2.2k views
    • 
    • AJC
    • September 17, 2020

31. True Up Contributions

    By khn, January 24, 2024
    • 5 replies
    • 962 views
    • 
    • Peter Gulia
    • February 9, 2024

32. Top-Heavy Plan

    By ac, March 7, 2013
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • April 22, 2013

33. 401(k) plans - set up question

    By Teatree, February 3, 2020   

    • 401k
    • discrimination testing
    • 5 replies
    • 680 views
    • 
    • Larry Starr
    • February 5, 2020

34. Making Up Missed Roth Contributions

    By metsfan026, July 17, 2025
    • 5 replies
    • 978 views
    • 
    • WCC
    • July 18, 2025

35. Testing a controlled group with a Safe Harbor and non-Safe Harbor 4k P

    By Guest Joe Vasko, December 19, 2001
    • 5 replies
    • 5.4k views
    • 
    • jaemmons
    • December 19, 2001

36. Short Plan year - catch up?

    By PFranckowiak, January 24, 2013
    • 5 replies
    • 1.8k views
    • 
    • PFranckowiak
    • January 24, 2013

37. Is there a way to structure a solo 401k plan to count pass through income as eligible income for either after tax or deferrals

    By dragondon, December 22, 2022
    • 5 replies
    • 944 views
    • 
    • Lois Baker
    • December 23, 2022

38. Eligible employee mistakenly excluded from making contrbutions.

    By Guest ars, February 18, 2000
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • February 23, 2000

39. Limitation years

    By Guest jim williams, January 10, 2002
    • 5 replies
    • 1.7k views
    • 
    • Tom Poje
    • January 10, 2002

40. safe harbor 401(k)

    By k man, March 3, 2004
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • March 4, 2004

41. Partnership and Definition of Compensation

    By sloble@crowleyfleck.com, October 26, 2004
    • 5 replies
    • 2k views
    • 
    • jquazza
    • October 29, 2004

42. Cut 401k Contirbution Limits?

    By goldtpa, August 27, 2009
    • 5 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 28, 2009

43. Safe Harbor 401(k) Plans - Plan Document Requirements

    By Guest Giovanni, July 29, 2004
    • 5 replies
    • 2.2k views
    • 
    • Tom Poje
    • July 30, 2004

44. 2009 RMD's

    By ACox, November 18, 2009
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • November 8, 2010

45. 401(k) Loan Rollover from one plan to next

    By Guest Tdavid, August 26, 2011
    • 5 replies
    • 2.6k views
    • 
    • austin3515
    • August 29, 2011

46. Existing Loan & Plan Termination

    By metsfan026, March 18, 2024
    • 5 replies
    • 4.1k views
    • 
    • Lou S.
    • March 18, 2024

47. 410(b) testing - Top Heavy min only participants

    By justanotheradmin, July 16, 2024
    • 5 replies
    • 932 views
    • 
    • Lou S.
    • July 17, 2024

48. Safe Harbor

    By pmacduff, September 5, 2003
    • 5 replies
    • 1.7k views
    • 
    • pmacduff
    • September 5, 2003

49. Stock Attribution

    By Guest Giovanni, April 5, 2004
    • 5 replies
    • 2k views
    • 
    • Guest
    • April 5, 2004

50. Eligible for hardship distribution?

    By Jim Chad, June 28, 2012
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • June 30, 2012