401(k) Plans

19,275 topics in this forum

1. Safe Harbor Match with Discretionary Match

   By Will.I.Am, June 20, 2018   

   • safe harbor match
   • discretionary match
   • 7 replies
   • 6.3k views
   • 
   • Tom Poje
   • June 22, 2018

2. 401k ROTH deferral, W2, FICA/Medicare tax

   By tertue, November 22, 2010
   • 4 replies
   • 6.3k views
   • 
   • masteff
   • November 23, 2010

3. Merging a 401k plan into a 403b plan

   By cpc0506, September 25, 2014
   • 7 replies
   • 6.3k views
   • 
   • Ben Jensen
   • July 31, 2024

4. 404a5 Fee Disclosures

   By CLE401kGuy, March 21, 2014
   • 9 replies
   • 6.3k views
   • 
   • BG5150
   • April 2, 2014

5. Look-Back HCE Status in First Plan Year

   By Guest LWYRRCM, November 13, 1998
   • 7 replies
   • 6.3k views
   • 
   • MWeddell
   • November 16, 1998

6. In Home Supported Services (IHSS)

   By Jennie, March 30, 2018
   • 6 replies
   • 6.3k views
   • 
   • Jennie
   • April 2, 2018

7. 402g refunds?

   By Guest KD40, December 26, 2003
   • 4 replies
   • 6.3k views
   • 
   • mbozek
   • December 29, 2003

8. Vesting -- Rehired Employee

   By Mr Bagwell, May 18, 2017   

   • vesting
   • 17 replies
   • 6.2k views
   • 
   • Mike Preston
   • May 19, 2017

9. Catch-up Rechartization after Failed ADP

   By Guest A_Dude, February 1, 2013   

   • Nondiscimination Testing
   • 10 replies
   • 6.2k views
   • 
   • K2retire
   • February 4, 2013

10. Exclusion of Taxable Fringes from 401(k) Compensation

    By 401 Chaos, December 9, 2005
    • 2 replies
    • 6.2k views
    • 
    • 401 Chaos
    • December 12, 2005

11. Related Rollover?

    By Guest BarbaraG, July 16, 2009
    • 4 replies
    • 6.2k views
    • 
    • Laura Harrington
    • July 17, 2009

12. Beneficiary Designation Forms

    By CLE401kGuy, July 27, 2010
    • 20 replies
    • 6.2k views
    • 
    • Guest
    • July 29, 2010

13. Safe Harbor 401(k), Top Heavy and uses permitted disparity formula

    By katieinny, April 13, 2009
    • 10 replies
    • 6.2k views
    • 
    • katieinny
    • April 16, 2009

14. 10% Early Withdrawal Tax on Non-Roth After Tax

    By Guest BWNWE, March 1, 2012
    • 4 replies
    • 6.2k views
    • 
    • ETA Consulting LLC
    • March 2, 2012

15. Funeral expenses for hardship distribution

    By austin3515, January 25, 2018
    • 19 replies
    • 6.2k views
    • 
    • TPApril
    • October 29, 2021

16. Rollover for new loan to pay off prior loan

    By Guest Pecos, June 26, 2008
    • 14 replies
    • 6.2k views
    • 
    • Guest
    • July 8, 2008

17. Antialienation/ IRS Tax Levy

    By Guest tonjer, February 11, 2003
    • 23 replies
    • 6.2k views
    • 
    • Guest
    • February 14, 2003

18. Change for stricter eligibility

    By Guest Peggy806, May 20, 2011
    • 18 replies
    • 6.2k views
    • 
    • BG5150
    • May 1, 2018

19. Tracking 402(g) limit in an off calendar year

    By Guest nmyers, October 8, 2007
    • 2 replies
    • 6.2k views
    • 
    • Tom Poje
    • October 9, 2007

20. Compensation- Cash Value of Employee Gift Card

    By Brigid, March 13, 2019
    • 11 replies
    • 6.2k views
    • 
    • TMH
    • March 18, 2019

21. Earnings on Refunds for Failed ACP

    By MBCarey, September 22, 2010
    • 15 replies
    • 6.2k views
    • 
    • austin3515
    • September 23, 2010

22. Distribution pay back to reinstate forfeitures

    By ccassetty, January 8, 2003
    • 26 replies
    • 6.2k views
    • 
    • Mike Preston
    • January 14, 2003

23. Plan with last day requirement allocates match throughout year, permi

    By Guest LMalone, April 20, 2001
    • 15 replies
    • 6.2k views
    • 
    • EGB
    • August 11, 2003

24. Safe harbor plan and employee after-tax contributions

    By RPP2001, September 18, 2016
    • 10 replies
    • 6.2k views
    • 
    • thepensionmaven
    • September 16, 2018

25. Merger of non-safe harbor plan into safe harbor plan mid-year

    By Guest sritts, January 25, 2011
    • 10 replies
    • 6.2k views
    • 
    • Jim Norman
    • January 27, 2011

26. Profit Sharing integrated formula

    By Guest Wolves1962, November 14, 2006
    • 9 replies
    • 6.2k views
    • 
    • WDIK
    • November 15, 2006

27. Foreign Trustee?

    By Guest padmin, April 19, 2007
    • 2 replies
    • 6.2k views
    • 
    • Peter Gulia
    • April 21, 2007

28. Top heavy determination: what parts of the accounts have to be counted

    By richard, August 27, 1998
    • 6 replies
    • 6.2k views
    • 
    • Guest
    • October 1, 1998

29. Same Desk Rule

    By Guest MonicaS, January 9, 2009
    • 4 replies
    • 6.2k views
    • 
    • Kevin C
    • January 13, 2009

30. Irrevocable Election Out of a Plan

    By austin3515, September 28, 2013
    • 15 replies
    • 6.2k views
    • 
    • austin3515
    • October 2, 2013

31. Gift cards - how to include in comp & treat for 401k

    By TPApril, March 15, 2017
    • 10 replies
    • 6.2k views
    • 
    • RatherBeGolfing
    • March 16, 2017

32. Partnership 401(k) Plan

    By Guest PBJ, January 18, 2008
    • 2 replies
    • 6.1k views
    • 
    • Kimberly S
    • January 18, 2008

33. Hardship Withdrawal

    By J2D2, August 1, 2008
    • 2 replies
    • 6.1k views
    • 
    • masteff
    • August 1, 2008

34. RMD to Spouse After Death

    By austin3515, October 29, 2010
    • 23 replies
    • 6.1k views
    • 
    • masteff
    • November 2, 2010

35. Deceased Mom's 401k - No Will

    By whyindaheck, September 15, 2016
    • 14 replies
    • 6.1k views
    • 
    • whyindaheck
    • September 16, 2016

36. 3% SH and excluding bonuses from compensation

    By bevfair, December 17, 2014
    • 10 replies
    • 6.1k views
    • 
    • Bird
    • December 19, 2014

37. Failed ADP

    By Guest BarbaraG, February 18, 2011
    • 15 replies
    • 6.1k views
    • 
    • Lou S.
    • March 3, 2011

38. Terminating safe harbor plan

    By Doghouse, October 8, 2014   

    • safe harbor
    • qnec
    • 6 replies
    • 6.1k views
    • 
    • Kevin C
    • October 9, 2014

39. Suspending loan payment while on leave of absence?

    By Guest A_Dude, September 20, 2012
    • 5 replies
    • 6.1k views
    • 
    • Guest
    • September 21, 2012

40. Testing income allocation for individual participant account

    By Guest Lin, May 2, 2009
    • 3 replies
    • 6.1k views
    • 
    • Guest
    • May 5, 2009

41. Discretionary match suspension notice

    By ombskid, June 25, 2012
    • 11 replies
    • 6.1k views
    • 
    • ombskid
    • June 28, 2012

42. Excluding a Class/Division of Employees from Participation

    By IhrtERISA, September 6, 2017   

    • employee exclusions
    • 410(a)
    • (and 2 more)

      Tagged with:

      • employee exclusions
      • 410(a)
      • 410(b)
      • 411
    • 6 replies
    • 6.1k views
    • 
    • Luke Bailey
    • September 14, 2017

43. ACP Refunds vs. Match Forfeitures

    By zimbo, March 14, 2007
    • 5 replies
    • 6.1k views
    • 
    • Tom Poje
    • March 14, 2007

44. Terminated employee rollovers

    By Guest wjr, May 7, 2003
    • 17 replies
    • 6.1k views
    • 
    • Kirk Maldonado
    • May 14, 2003

45. 401k deferral while on disability

    By Guest hitt24, June 16, 2008
    • 5 replies
    • 6.1k views
    • 
    • davef
    • June 18, 2008

46. 401K plan - Foreign spouse - No SSN or TIN

    By prof, October 8, 2021
    • 6 replies
    • 6.1k views
    • 
    • CuseFan
    • October 11, 2021

47. Voting Instructions for company stock held in 401k plan

    By Guest Tara Aguilar, May 18, 1999
    • 9 replies
    • 6.1k views
    • 
    • 401 Chaos
    • November 19, 2008

48. Safe Harbor 401(k)

    By Guest Mac Lewis, September 2, 1998
    • 31 replies
    • 6.1k views
    • 
    • LCARUSI
    • November 13, 1998

49. Trust vs. Named Persons as Beneficiary on 401k Plan

    By Guest jbruggeman, July 2, 2001
    • 1 reply
    • 6.1k views
    • 
    • Guest
    • July 5, 2001

50. Suspending or Amending to remove Safe Harbor

    By Guest Twinky, December 29, 2008
    • 6 replies
    • 6.1k views
    • 
    • Guest
    • January 14, 2009