401(k) Plans

19,334 topics in this forum

1. Forfeiture of Matching Contributions Due to Failed ADP Test

   By Guest Lentils, November 11, 2014
   • 7 replies
   • 6.5k views
   • 
   • Tom Poje
   • March 14, 2016

2. Non-Resident Alien Contribution Restrictions

   By DFC, July 20, 2021
   • 3 replies
   • 6.5k views
   • 
   • Cardscrazy
   • July 22, 2021

3. Mandatory Federal Withholding - Form W4-R

   By John K, June 20, 2024
   • 7 replies
   • 6.5k views
   • 
   • CuseFan
   • June 21, 2024

4. Secure Act 2.0 LTPT in a nutshell

   By Basically, December 27, 2023
   • 33 replies
   • 6.5k views
   • 
   • Patricia Neal Jensen
   • January 3, 2024

5. Help with QNEC calculation.

   By Guest Francie Purnell, April 25, 2001
   • 4 replies
   • 6.4k views
   • 
   • Guest
   • April 25, 2001

6. 410(b)(6)(C) - the meaning of "significantly changed"?

   By Guest lawdawg, February 16, 2001
   • 4 replies
   • 6.4k views
   • 
   • Guest
   • February 20, 2001

7. Elapsed Time Vesting Question

   By TBob, January 25, 2006
   • 2 replies
   • 6.4k views
   • 
   • david rigby
   • January 25, 2006

8. Wickersham retired?

   By KJohnson, May 9, 2003
   • 16 replies
   • 6.4k views
   • 
   • Guest
   • May 16, 2003

9. "True up" matching contributions under a standard plan

   By Guest Kimberly Flett, November 30, 2001
   • 5 replies
   • 6.4k views
   • 
   • R. Butler
   • November 30, 2001

10. Funeral expenses for hardship distribution

    By austin3515, January 25, 2018
    • 19 replies
    • 6.4k views
    • 
    • TPApril
    • October 29, 2021

11. Non-safe harbor Hardship Withdrawal

    By Guest JDL, February 6, 2003
    • 4 replies
    • 6.4k views
    • 
    • austin3515
    • February 8, 2003

12. Annual Compensation Limit and Deferrals

    By StevenM, December 23, 2015   

    • 401(a)(17)
    • 6 replies
    • 6.4k views
    • 
    • Kevin C
    • December 24, 2015

13. 401k ROTH deferral, W2, FICA/Medicare tax

    By tertue, November 22, 2010
    • 4 replies
    • 6.4k views
    • 
    • masteff
    • November 23, 2010

14. 415 Limits & Catchup Contributions

    By MBCarey, July 13, 2007
    • 2 replies
    • 6.4k views
    • 
    • TLGeer
    • July 15, 2007

15. Look-Back HCE Status in First Plan Year

    By Guest LWYRRCM, November 13, 1998
    • 7 replies
    • 6.4k views
    • 
    • MWeddell
    • November 16, 1998

16. limitation year / non-calendar year plans

    By Guest, April 3, 2000
    • 1 reply
    • 6.4k views
    • 
    • John A
    • April 4, 2000

17. Deceased Mom's 401k - No Will

    By whyindaheck, September 15, 2016
    • 14 replies
    • 6.4k views
    • 
    • whyindaheck
    • September 16, 2016

18. 404a5 Fee Disclosures

    By CLE401kGuy, March 21, 2014
    • 9 replies
    • 6.4k views
    • 
    • BG5150
    • April 2, 2014

19. Beneficiary Designation Forms

    By CLE401kGuy, July 27, 2010
    • 20 replies
    • 6.4k views
    • 
    • Guest
    • July 29, 2010

20. Discretionary Match

    By Guest Sehrl, March 6, 2003
    • 9 replies
    • 6.4k views
    • 
    • g8r
    • June 20, 2003

21. 3% SH and excluding bonuses from compensation

    By bevfair, December 17, 2014
    • 10 replies
    • 6.3k views
    • 
    • Bird
    • December 19, 2014

22. Rebalance 401(k) Account / Participant Loans 1 2

    By austin3515, August 29, 2019
    • 56 replies
    • 6.3k views
    • 
    • Bill Presson
    • October 24, 2019

23. 5% reportable transaction

    By wsp, September 20, 2006
    • 5 replies
    • 6.3k views
    • 
    • wsp
    • September 22, 2006

24. 401k Compliance Issue (True Up Calc Dispute…)

    By Guest 4o1kAdm1n, August 3, 2012
    • 5 replies
    • 6.3k views
    • 
    • K2retire
    • August 3, 2012

25. Gift cards - how to include in comp & treat for 401k

    By TPApril, March 15, 2017
    • 10 replies
    • 6.3k views
    • 
    • RatherBeGolfing
    • March 16, 2017

26. Exclusion of Taxable Fringes from 401(k) Compensation

    By 401 Chaos, December 9, 2005
    • 2 replies
    • 6.3k views
    • 
    • 401 Chaos
    • December 12, 2005

27. Safe Harbor 401(k)

    By Guest Mac Lewis, September 2, 1998
    • 31 replies
    • 6.3k views
    • 
    • LCARUSI
    • November 13, 1998

28. Catch-up Rechartization after Failed ADP

    By Guest A_Dude, February 1, 2013   

    • Nondiscimination Testing
    • 10 replies
    • 6.3k views
    • 
    • K2retire
    • February 4, 2013

29. 401k Administrative costs?

    By MD-Benefits Guy, March 22, 2012
    • 13 replies
    • 6.3k views
    • 
    • austin3515
    • March 27, 2012

30. Change for stricter eligibility

    By Guest Peggy806, May 20, 2011
    • 18 replies
    • 6.3k views
    • 
    • BG5150
    • May 1, 2018

31. Safe Harbor 401(k), Top Heavy and uses permitted disparity formula

    By katieinny, April 13, 2009
    • 10 replies
    • 6.3k views
    • 
    • katieinny
    • April 16, 2009

32. Distribution pay back to reinstate forfeitures

    By ccassetty, January 8, 2003
    • 26 replies
    • 6.3k views
    • 
    • Mike Preston
    • January 14, 2003

33. Profit Sharing, employee vs. employer contribution?

    By Guest oppy, January 19, 1999
    • 7 replies
    • 6.3k views
    • 
    • Greg Judd
    • January 22, 1999

34. Earnings on Refunds for Failed ACP

    By MBCarey, September 22, 2010
    • 15 replies
    • 6.3k views
    • 
    • austin3515
    • September 23, 2010

35. Profit Sharing integrated formula

    By Guest Wolves1962, November 14, 2006
    • 9 replies
    • 6.3k views
    • 
    • WDIK
    • November 15, 2006

36. How do you handle 401(K) Catch Up on the Payroll side?

    By Jewels0110, January 12, 2023   

    • 401(k)
    • catch-up deferrals
    • (and 1 more)

      Tagged with:

      • 401(k)
      • catch-up deferrals
      • catch up contributions
    • 5 replies
    • 6.3k views
    • 
    • WCC
    • January 13, 2023

37. 402g refunds?

    By Guest KD40, December 26, 2003
    • 4 replies
    • 6.3k views
    • 
    • mbozek
    • December 29, 2003

38. Safe harbor plan and employee after-tax contributions

    By RPP2001, September 18, 2016
    • 10 replies
    • 6.3k views
    • 
    • thepensionmaven
    • September 16, 2018

39. Related Rollover?

    By Guest BarbaraG, July 16, 2009
    • 4 replies
    • 6.3k views
    • 
    • Laura Harrington
    • July 17, 2009

40. Top heavy determination: what parts of the accounts have to be counted

    By richard, August 27, 1998
    • 6 replies
    • 6.2k views
    • 
    • Guest
    • October 1, 1998

41. Employee Contributions from Off-Cycle Bonus Pay

    By jaxon1225, June 19, 2018   

    • 401k
    • contributions
    • (and 1 more)

      Tagged with:

      • 401k
      • contributions
      • bonus pay
    • 9 replies
    • 6.2k views
    • 
    • BG5150
    • June 22, 2018

42. 10% Early Withdrawal Tax on Non-Roth After Tax

    By Guest BWNWE, March 1, 2012
    • 4 replies
    • 6.2k views
    • 
    • ETA Consulting LLC
    • March 2, 2012

43. Merger of non-safe harbor plan into safe harbor plan mid-year

    By Guest sritts, January 25, 2011
    • 10 replies
    • 6.2k views
    • 
    • Jim Norman
    • January 27, 2011

44. 401(K) sole-proprietor with employees

    By wiiabenefits, November 7, 2017
    • 23 replies
    • 6.2k views
    • 
    • Mike Preston
    • November 12, 2017

45. Same Desk Rule

    By Guest MonicaS, January 9, 2009
    • 4 replies
    • 6.2k views
    • 
    • Kevin C
    • January 13, 2009

46. Top Heavy and Safe Harbor allocation

    By perplexedbypensions, February 28, 2019
    • 22 replies
    • 6.2k views
    • 
    • Tom Poje
    • March 8, 2019

47. Amending Vesting Schedule

    By austin3515, February 27, 2018
    • 24 replies
    • 6.2k views
    • 
    • Rafael
    • November 18, 2020

48. Excluding a Class/Division of Employees from Participation

    By IhrtERISA, September 6, 2017   

    • employee exclusions
    • 410(a)
    • (and 2 more)

      Tagged with:

      • employee exclusions
      • 410(a)
      • 410(b)
      • 411
    • 6 replies
    • 6.2k views
    • 
    • Luke Bailey
    • September 14, 2017

49. must catch-ups be matched in a safe harbor 401k plan?

    By Santo Gold, April 17, 2009
    • 13 replies
    • 6.2k views
    • 
    • Paul I
    • February 7, 2023

50. Plan with last day requirement allocates match throughout year, permi

    By Guest LMalone, April 20, 2001
    • 15 replies
    • 6.2k views
    • 
    • EGB
    • August 11, 2003