401(k) Plans

19,321 topics in this forum

1. Discretionary deposits in 401K to make up for missed match

   By PGWilliams, December 19, 2019
   • 3 replies
   • 845 views
   • 
   • Lou S.
   • December 19, 2019

2. Discretionary Employer Match

   By Coleboy1, November 30, 2022
   • 2 replies
   • 642 views
   • 
   • Riley Britton
   • November 30, 2022

3. Discretionary Match

   By Nuts, March 21, 2017   

   • discretionary match
   • amendment after year end
   • (and 1 more)

     Tagged with:

     • discretionary match
     • amendment after year end
     • top heavy
   • 4 replies
   • 1.3k views
   • 
   • Nuts
   • April 4, 2017

4. Discretionary Match

   By Guest bluesky, May 6, 2006
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • May 6, 2006

5. Discretionary Match

   By Randy Watson, January 4, 2007
   • 5 replies
   • 1.7k views
   • 
   • JanetM
   • January 4, 2007

6. Discretionary Match

   By Guest KAGrist, July 16, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • July 16, 2003

7. Discretionary Match

   By PensionMonster, November 13, 2015
   • 7 replies
   • 2k views
   • 
   • austin3515
   • November 16, 2015

8. Discretionary Match

   By mjf624, February 17, 2017   

   • discretionary match
   • 1 reply
   • 478 views
   • 
   • Kevin C
   • February 17, 2017

9. Discretionary Match

   By Guest Sehrl, March 6, 2003
   • 9 replies
   • 6.3k views
   • 
   • g8r
   • June 20, 2003

10. Discretionary Match

    By justatester, April 9, 2010
    • 3 replies
    • 1.6k views
    • 
    • austin3515
    • April 13, 2010

11. Discretionary Match

    By katie58, March 18, 2020
    • 1 reply
    • 654 views
    • 
    • BG5150
    • March 18, 2020

12. Discretionary Match

    By khn, January 21, 2025
    • 3 replies
    • 743 views
    • 
    • Artie M
    • January 23, 2025

13. Discretionary Match

    By DP, August 13, 2003
    • 11 replies
    • 2.3k views
    • 
    • DP
    • August 15, 2003

14. Discretionary Match

    By Connor, June 11, 2025
    • 4 replies
    • 942 views
    • 
    • Connor
    • June 12, 2025

15. Discretionary Match

    By Guest jjren, May 13, 2010
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • May 13, 2010

16. Discretionary Match

    By Guest PSH, May 6, 2003
    • 9 replies
    • 10.4k views
    • 
    • Guest
    • May 8, 2003

17. Discretionary Match

    By Young Curmudgeon, July 17, 2015
    • 2 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 20, 2015

18. Discretionary Match - Can Allocation be discretionary as well?

    By Guest NewGuy, February 15, 2002
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • February 18, 2002

19. Discretionary Match - Cut-back?

    By austin3515, June 24, 2014
    • 15 replies
    • 2.9k views
    • 
    • buckaroo
    • September 4, 2014

20. Discretionary Match - Different Rates for Union and non Union

    By MarZDoates, November 7, 2018
    • 2 replies
    • 737 views
    • 
    • CuseFan
    • November 7, 2018

21. discretionary match - notice to participants required if discontinue making match?

    By PensionNewbee, December 16, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • December 18, 2003

22. Discretionary Match - Stopped but Not for Everyone

    By Guest SVA Retirement Plan Svc., January 29, 2008
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 30, 2008

23. Discretionary Match & March 15 deadline

    By Guest Troy S., March 14, 2007
    • 1 reply
    • 1.4k views
    • 
    • Jim Chad
    • March 14, 2007

24. Discretionary Match After Plan Year End

    By Gilmore, January 26, 2019
    • 14 replies
    • 4.1k views
    • 
    • Tom Poje
    • February 4, 2019

25. discretionary match after QACA SH contribution

    By bmore1147, April 6, 2018   

    • 401k
    • safe harbor
    • (and 3 more)

      Tagged with:

      • 401k
      • safe harbor
      • qaca
      • match
      • testing
    • 2 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • April 11, 2018

26. Discretionary Match Contribution

    By Nassau, December 9, 2011
    • 1 reply
    • 1.3k views
    • 
    • 12AX7
    • December 9, 2011

27. Discretionary Match Contribution

    By Guest grazetti, January 13, 2006
    • 1 reply
    • 1.4k views
    • 
    • MWeddell
    • January 13, 2006

28. Discretionary match contribution disclosure

    By DTH, December 30, 2002
    • 1 reply
    • 1.6k views
    • 
    • austin3515
    • December 30, 2002

29. Discretionary Match Contribution/Formula

    By Guest AdminFL, July 26, 2002
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 26, 2002

30. Discretionary Match Discontinuance

    By austin3515, April 3, 2020
    • 7 replies
    • 929 views
    • 
    • Patricia Neal Jensen
    • April 6, 2020

31. Discretionary Match Forfeitures

    By Cobras59, April 25, 2017
    • 4 replies
    • 595 views
    • 
    • Cobras59
    • April 25, 2017

32. Discretionary Match formula different for participating employer

    By AmyETPA, June 2, 2021
    • 4 replies
    • 1.1k views
    • 
    • BG5150
    • June 2, 2021

33. Discretionary Match in Formula and Considered Deferrals

    By Dawn Hafner, September 10, 2002
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • September 12, 2002

34. Discretionary match in Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 3 replies
    • 1.8k views
    • 
    • Dougsbpc
    • September 25, 2015

35. Discretionary match intended for 2008, no extension filed

    By John Feldt ERPA CPC QPA, April 21, 2009
    • 4 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • April 21, 2009

36. Discretionary Match Issue

    By Guest CathyS, March 15, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kimberly S
    • March 16, 2007

37. Discretionary Match missed

    By imchipbrown, March 27, 2013
    • 1 reply
    • 1k views
    • 
    • ESOP Guy
    • March 28, 2013

38. Discretionary Match Notice Requirement

    By Tom, January 23, 2025
    • 2 replies
    • 2.4k views
    • 
    • Artie M
    • January 23, 2025

39. Discretionary Match on Bonus Deferrals

    By Guest Troy S., August 11, 2006
    • 1 reply
    • 1.6k views
    • 
    • mming
    • August 11, 2006

40. Discretionary match on top of SH match

    By AKconsult, November 20, 2018
    • 6 replies
    • 1.4k views
    • 
    • Doc Ument
    • November 23, 2018

41. Discretionary match option

    By Molly the cat, September 17, 2015   

    • discretionary
    • match
    • (and 1 more)

      Tagged with:

      • discretionary
      • match
      • multiple formulas
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 18, 2015

42. Discretionary match suspension notice

    By ombskid, June 25, 2012
    • 11 replies
    • 6.1k views
    • 
    • ombskid
    • June 28, 2012

43. Discretionary Match to HCE's in Safe Harbor Plan

    By Guest Giovanni, March 26, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • March 26, 2004

44. Discretionary match--how discretionary?

    By BG5150, November 20, 2018
    • 2 replies
    • 562 views
    • 
    • Kevin C
    • November 21, 2018

45. Discretionary Matches and ACP Test Safe Harbor

    By davef, December 7, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • December 7, 1999

46. Discretionary Matches and Safe Harbor 401(k) Plans

    By katieinny, October 21, 2002
    • 36 replies
    • 15.2k views
    • 
    • John Feldt ERPA CPC QPA
    • January 16, 2015

47. Discretionary Matching

    By SwimmingInBowelsOfERISA, April 8, 2014
    • 10 replies
    • 3.7k views
    • 
    • Tom Poje
    • April 9, 2014

48. Discretionary Matching Contribution Notice??

    By JG-12, October 27, 2022
    • 5 replies
    • 2.5k views
    • 
    • Peter Gulia
    • October 28, 2022

49. Discretionary Matching Contribution Question

    By metsfan026, March 29, 2025
    • 4 replies
    • 793 views
    • 
    • metsfan026
    • April 1, 2025

50. Discretionary matching contributions

    By Guest Roger K., September 5, 2006
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • September 6, 2006