401(k) Plans

19,337 topics in this forum

1. QACA Dilemma

   By Logan401, July 14, 2011
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • July 15, 2011

2. Opinions, please - is this abusive? re: first year testing rule

   By Brenda Wren, June 12, 2004
   • 12 replies
   • 1.9k views
   • 
   • KJohnson
   • June 16, 2004

3. Exiting Safe Harbor 401(k)

   By mariemonroe, February 9, 2007
   • 2 replies
   • 1.9k views
   • 
   • Tom Poje
   • February 12, 2007

4. Roth 401(k)

   By Guest lskin, September 26, 2005
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • September 29, 2005

5. Switching from basic to enhanced match

   By Santo Gold, May 1, 2007
   • 4 replies
   • 1.9k views
   • 
   • Kevin C
   • May 1, 2007

6. Top Heavy Minimums in Safe Harbor Match Plan with a DB

   By drakecohen, January 30, 2014   

   • defined
   • benefit
   • (and 5 more)

     Tagged with:

     • defined
     • benefit
     • top
     • heavy
     • safe
     • harbor
     • match
   • 2 replies
   • 1.9k views
   • 
   • K2retire
   • January 31, 2014

7. Failure to provide auto enroll notice

   By SadieJane, July 24, 2019
   • 1 reply
   • 1.9k views
   • 
   • Belgarath
   • July 24, 2019

8. Bankruptcy... pension account protected?

   By K-t-F, November 30, 2004
   • 5 replies
   • 1.9k views
   • 
   • mbozek
   • December 6, 2004

9. Early Entry Deferrals/1 yr wait for match

   By Guest Effie Clark, February 28, 2000
   • 5 replies
   • 1.9k views
   • 
   • K2retire
   • March 16, 2017

10. Schedule C Compensation

    By Guest DBNewbie, April 13, 2004
    • 3 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • April 13, 2004

11. Amending a PS plan to add a Safe Harbor 401(k) provision

    By katieinny, October 11, 2007
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • October 12, 2007

12. SECURE 2.0 New Distributable Events

    By Ian, January 27, 2023
    • 9 replies
    • 1.9k views
    • 
    • Peter Gulia
    • February 7, 2023

13. Class exclusions permitted in Safe Harbor 401(k) Plan?

    By AndyH, January 26, 2000
    • 0 replies
    • 1.9k views
    • 
    • AndyH
    • January 26, 2000

14. Spinoff

    By Guest johnk4, May 15, 2001
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • May 17, 2001

15. SH Plan -- Mid-Year Amendment to Compensation Definition

    By davef, February 11, 2010
    • 3 replies
    • 1.9k views
    • 
    • austin3515
    • February 12, 2010

16. Excess Contributions Refunds

    By Guest Peter Riggins, June 17, 2002
    • 2 replies
    • 1.9k views
    • 
    • pjkoehler
    • June 17, 2002

17. Fiduciary Committee Meetings

    By Guest Don123, August 29, 2005
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • August 31, 2005

18. Increasing Safe Harbor NEC

    By Logan401, March 7, 2011
    • 12 replies
    • 1.9k views
    • 
    • austin3515
    • March 7, 2011

19. Are 401k Plan Fees Deductible?

    By Guest BeaconBen, February 15, 2006
    • 1 reply
    • 1.9k views
    • 
    • stephen
    • February 15, 2006

20. 501(c)(3) adopt a 401(k) Plan?

    By Guest Bob Lees, September 25, 2000
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • September 25, 2000

21. ADP test refund going to automatic non-deductible contribution bucket?

    By ldr, September 18, 2020   

    • adp test; non-deductible contributions
    • 17 replies
    • 1.9k views
    • 
    • BG5150
    • September 23, 2020

22. Is a plan amendment to change a plan year automatically negated due to

    By Guest Compliance Rep, July 12, 2000
    • 3 replies
    • 1.9k views
    • 
    • pjkoehler
    • July 13, 2000

23. Using catch-up in ADP testing of terminated HCE?

    By Flyboyjohn, June 9, 2015
    • 15 replies
    • 1.9k views
    • 
    • Mike Preston
    • June 10, 2015

24. Discriminatory rate of match as it relates to 415 testing

    By Guest Kelly R, April 29, 1999
    • 2 replies
    • 1.9k views
    • 
    • MWeddell
    • May 6, 1999

25. TOP Heavy minimum with dual eligibility requirements

    By Guest esi-jht, February 1, 2006
    • 1 reply
    • 1.9k views
    • 
    • Bird
    • February 1, 2006

26. Outstanding Plan Loans at Plan Termination

    By Guest Denise S. Prince, June 1, 2000
    • 1 reply
    • 1.9k views
    • 
    • KJohnson
    • June 1, 2000

27. ADP/ACP failures with prior year tests should not happen but

    By Guest Ed W, February 4, 2001
    • 1 reply
    • 1.9k views
    • 
    • Richard Anderson
    • February 4, 2001

28. RMD's

    By 2muchstress, November 13, 2002
    • 5 replies
    • 1.9k views
    • 
    • pmacduff
    • November 14, 2002

29. Prevailing wage fringe benefit exemption

    By HrdWrkr, May 12, 2025
    • 3 replies
    • 1.9k views
    • 
    • Tom Veal
    • May 14, 2025

30. Plan Loan

    By Madison71, November 27, 2007
    • 11 replies
    • 1.9k views
    • 
    • Belgarath
    • November 29, 2007

31. Forfeitures to reduce plan expenses?

    By Guest mattman, May 27, 2003
    • 6 replies
    • 1.9k views
    • 
    • R. Butler
    • May 28, 2003

32. Hardship Withdrawal Request - What if there isn't enough to fund need

    By Guest EMozley, May 4, 2001
    • 2 replies
    • 1.9k views
    • 
    • Moe Howard
    • May 5, 2001

33. If a plan has age and service requirements more liberal than the statu

    By Hoard1, December 7, 1999
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • December 15, 1999

34. Top Heavy Aggregation Group

    By Guest tas1, June 13, 2007
    • 12 replies
    • 1.9k views
    • 
    • austin3515
    • June 18, 2007

35. Excise tax on excess contributions

    By nancy, March 29, 1999
    • 1 reply
    • 1.9k views
    • 
    • LCARUSI
    • April 2, 1999

36. True Up Matching Contributions

    By Guest Kimberly Flett, June 7, 2001
    • 1 reply
    • 1.9k views
    • 
    • rcline46
    • June 7, 2001

37. Safe Harbor Notice

    By Guest Giovanni, April 23, 2004
    • 4 replies
    • 1.9k views
    • 
    • Tom Poje
    • April 26, 2004

38. Bottom Up QNECS

    By Guest Jeff Kropp, May 15, 2000
    • 1 reply
    • 1.9k views
    • 
    • Richard Anderson
    • June 3, 2000

39. Alternative Defined Contribution Plan Rule

    By Guest anne1, January 30, 2007
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • January 31, 2007

40. Employee deferrals not contributed to plan.

    By katieinny, June 30, 2003
    • 11 replies
    • 1.9k views
    • 
    • BFree
    • July 17, 2003

41. HCE determination - stupid question

    By MarZDoates, February 3, 2006
    • 7 replies
    • 1.9k views
    • 
    • MarZDoates
    • February 7, 2006

42. Wanted: Recordkeeper for Puerto Rico based 401(k) type plan!

    By Guest backer, March 14, 2001
    • 3 replies
    • 1.9k views
    • 
    • alanm
    • March 15, 2001

43. Participant with $0 Compensation and 401(k) testing

    By Guest f1234, October 25, 2005
    • 6 replies
    • 1.9k views
    • 
    • Tom Poje
    • October 26, 2005

44. Profit Sharing Plans

    By Guest blb, March 21, 2002
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • March 22, 2002

45. Who can be the plan administrator/trustee?

    By KevinMc, February 6, 2015
    • 4 replies
    • 1.9k views
    • 
    • QDROphile
    • February 10, 2015

46. Trust as beneficiary

    By Guest andmik, May 21, 2002
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • May 22, 2002

47. Controlled Group Testing

    By Guest Phineas, July 22, 2010
    • 6 replies
    • 1.9k views
    • 
    • Mike Preston
    • August 18, 2010

48. ADP Refund Made Timely but changed after the deadline...

    By MelissaYancy, September 10, 2014   

    • ADP Refunds
    • 5330
    • 3 replies
    • 1.9k views
    • 
    • MelissaYancy
    • September 11, 2014

49. Rehire Eligibility

    By MGOAdmin, February 27, 2015   

    • rehire
    • elgibility
    • 2 replies
    • 1.9k views
    • 
    • chc93
    • February 27, 2015

50. Supplemental Wages

    By Guest PACO, July 9, 1999
    • 1 reply
    • 1.9k views
    • 
    • LCARUSI
    • July 9, 1999