401(k) Plans

19,321 topics in this forum

1. Wanted: Recordkeeper for Puerto Rico based 401(k) type plan!

   By Guest backer, March 14, 2001
   • 3 replies
   • 1.9k views
   • 
   • alanm
   • March 15, 2001

2. ADP/ACP failures with prior year tests should not happen but

   By Guest Ed W, February 4, 2001
   • 1 reply
   • 1.9k views
   • 
   • Richard Anderson
   • February 4, 2001

3. adding profit sharing component to a safe harbor 401(K)

   By Guest stephentaft, September 30, 2005
   • 4 replies
   • 1.9k views
   • 
   • R. Butler
   • October 3, 2005

4. Profit Sharing Plans

   By Guest blb, March 21, 2002
   • 2 replies
   • 1.9k views
   • 
   • Guest
   • March 22, 2002

5. CARES Act - Increase in Participant Loan Limits

   By CMC, April 10, 2020
   • 15 replies
   • 1.9k views
   • 
   • Mike Preston
   • April 30, 2020

6. Safe Harbor Notice mid-year non-Safe Harbor contribution change

   By Guest LStein, June 8, 2005
   • 7 replies
   • 1.9k views
   • 
   • R. Butler
   • June 9, 2005

7. Supplemental Wages

   By Guest PACO, July 9, 1999
   • 1 reply
   • 1.9k views
   • 
   • LCARUSI
   • July 9, 1999

8. Employer neglects to deduct 401(k)

   By Brenda Wren, March 15, 2001
   • 3 replies
   • 1.9k views
   • 
   • QDROphile
   • March 17, 2001

9. Early Entry Deferrals/1 yr wait for match

   By Guest Effie Clark, February 28, 2000
   • 5 replies
   • 1.9k views
   • 
   • K2retire
   • March 16, 2017

10. Participation rates by industry

    By Guest Mike Lanio, April 10, 2000
    • 0 replies
    • 1.9k views
    • 
    • Guest
    • April 10, 2000

11. Safe Harbor Match True-Up(Down)

    By 401king, June 23, 2009
    • 3 replies
    • 1.9k views
    • 
    • 401king
    • June 24, 2009

12. Parent - Adult Child Attribution

    By DonnieMichelada, June 28, 2024   

    • controlled group
    • attribution
    • 4 replies
    • 1.9k views
    • 
    • DonnieMichelada
    • July 2, 2024

13. Safe Harbor with Integration?

    By Guest C.R. Gravitt, September 21, 2001
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • September 24, 2001

14. Rehire Eligibility

    By MGOAdmin, February 27, 2015   

    • rehire
    • elgibility
    • 2 replies
    • 1.9k views
    • 
    • chc93
    • February 27, 2015

15. Loans to key employees in top heavy plans?

    By Guest Michael Anderson, February 12, 2002
    • 1 reply
    • 1.9k views
    • 
    • Belgarath
    • February 12, 2002

16. Loan payment suspended for a year

    By austin3515, July 1, 2015
    • 2 replies
    • 1.9k views
    • 
    • austin3515
    • July 2, 2015

17. Schedule C Compensation

    By Guest DBNewbie, April 13, 2004
    • 3 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • April 13, 2004

18. Plan Aggregation

    By Guest jim williams, February 23, 2006
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • March 10, 2006

19. 11g Amendment to Correct Coverage Failure

    By Laura Harrington, April 1, 2009
    • 1 reply
    • 1.9k views
    • 
    • Mike Preston
    • April 1, 2009

20. top heavy - key employee definition

    By k man, March 30, 2004
    • 1 reply
    • 1.9k views
    • 
    • k man
    • March 30, 2004

21. Employer has exceeded 15% deductibility limit.

    By Guest Sara H, April 26, 2001
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • April 30, 2001

22. Safe Harbor Amendment

    By nancy, January 28, 2015   

    • Safe Harbor
    • 5 replies
    • 1.9k views
    • 
    • Kevin C
    • January 30, 2015

23. RMD's

    By 2muchstress, November 13, 2002
    • 5 replies
    • 1.9k views
    • 
    • pmacduff
    • November 14, 2002

24. New QACA - Effect of Rehires upon Automatic Contribution Increases and Permissible Withdrawals

    By rocknrolls2, November 9, 2007
    • 0 replies
    • 1.9k views
    • 
    • rocknrolls2
    • November 9, 2007

25. ADP Refund Made Timely but changed after the deadline...

    By MelissaYancy, September 10, 2014   

    • ADP Refunds
    • 5330
    • 3 replies
    • 1.9k views
    • 
    • MelissaYancy
    • September 11, 2014

26. Form 5500 Extension Requirement

    By metsfan026, July 29, 2025
    • 6 replies
    • 1.9k views
    • 
    • Bug on my window
    • July 29, 2025

27. hardship withdrawals and catch-ups

    By LIBERTYKID, May 30, 2002
    • 2 replies
    • 1.9k views
    • 
    • Brian Gallagher
    • May 31, 2002

28. De Facto Terminations

    By Guest Laura Millwood, July 10, 1999
    • 2 replies
    • 1.9k views
    • 
    • KJohnson
    • July 13, 1999

29. In a safe-harbor plan, do you even need to get compensation?

    By Guest bonzo, October 21, 2003
    • 13 replies
    • 1.9k views
    • 
    • Brenda Wren
    • October 23, 2003

30. Correction of failed ADP test

    By SMB, June 20, 2001
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • June 20, 2001

31. HCE Deferral Changes to Pass ADP

    By Guest Juice, September 9, 1999
    • 2 replies
    • 1.9k views
    • 
    • Wessex
    • September 9, 1999

32. Starting a 401k this late in the year

    By DP, December 28, 1999
    • 2 replies
    • 1.9k views
    • 
    • Dave Baker
    • December 29, 1999

33. Rehire after break in service

    By Guest Peggy806, January 11, 2011
    • 1 reply
    • 1.9k views
    • 
    • Tom Poje
    • January 11, 2011

34. Termination date for plan sponsor involved in asset sale

    By cpc0506, October 25, 2018
    • 8 replies
    • 1.9k views
    • 
    • cpc0506
    • October 27, 2018

35. Safe Harbor - revised for previous year

    By Guest jimmybeau, December 22, 2008
    • 12 replies
    • 1.9k views
    • 
    • Kevin C
    • December 31, 2008

36. Missed RMDs for numerous years

    By cpc0506, November 5, 2012
    • 6 replies
    • 1.9k views
    • 
    • jpod
    • April 26, 2013

37. De Minimus Accrued Compensation

    By Guest JEP, February 15, 2002
    • 2 replies
    • 1.9k views
    • 
    • actuarysmith
    • February 16, 2002

38. Employer terminating profit sharing plan. Adopting Safe Harbor 401(k)

    By MarZDoates, December 22, 2003
    • 9 replies
    • 1.9k views
    • 
    • Mike Preston
    • December 23, 2003

39. Alternative DC and Plan Acquisition

    By Guest Pippy, August 21, 2013   

    • Plan Termination
    • Acquisition
    • 3 replies
    • 1.9k views
    • 
    • jpod
    • August 21, 2013

40. plan amendment

    By Guest lindamichals, September 10, 2004
    • 6 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • September 13, 2004

41. Investment Allocation for Forfeitures

    By Guest Kelly Igel, June 12, 2001
    • 2 replies
    • 1.9k views
    • 
    • pmacduff
    • June 12, 2001

42. Is January 2nd the Real Amendment Deadline?

    By namealreadyinuse, December 27, 2006
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • December 28, 2006

43. Employer contribution for surrender charges

    By Guest Daniel Fisher, March 14, 2000
    • 2 replies
    • 1.9k views
    • 
    • Alf
    • March 15, 2000

44. Failure to provide auto enroll notice

    By SadieJane, July 24, 2019
    • 1 reply
    • 1.9k views
    • 
    • Belgarath
    • July 24, 2019

45. Safe Harbor Top Heavy Test

    By Brenda Wren, August 29, 2002
    • 7 replies
    • 1.9k views
    • 
    • Mike Preston
    • August 30, 2002

46. Last Day Clause

    By Guest Sara H, December 16, 1998
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • December 17, 1998

47. 401(k) and pension

    By Guest cgiebel, July 22, 2003
    • 5 replies
    • 1.9k views
    • 
    • Harwood
    • July 23, 2003

48. Non Title 1 Plans

    By Guest smac, December 13, 2006
    • 2 replies
    • 1.9k views
    • 
    • Belgarath
    • December 14, 2006

49. HCE determination - stupid question

    By MarZDoates, February 3, 2006
    • 7 replies
    • 1.9k views
    • 
    • MarZDoates
    • February 7, 2006

50. Multiple Employer Plan - Loans

    By Pam S., March 13, 2014
    • 2 replies
    • 1.9k views
    • 
    • MWeddell
    • March 14, 2014