401(k) Plans

19,321 topics in this forum

1. Control Group for Owner Only Plan

   By Guest Stella P., November 2, 2009
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • November 2, 2009

2. EBAR Calculation - Cash Balance/Profit Sharing

   By Stash026, April 4, 2020
   • 4 replies
   • 751 views
   • 
   • Mike Preston
   • April 7, 2020

3. Defaulted loans

   By FAPInJax, June 6, 2002
   • 4 replies
   • 1.8k views
   • 
   • JohnCheek
   • June 6, 2002

4. "Of Counsel"

   By SMB, March 18, 2003
   • 4 replies
   • 1.6k views
   • 
   • goldtpa
   • March 19, 2003

5. Does a CBA supersede ERISA

   By Rai401k, April 1, 2011
   • 4 replies
   • 2.2k views
   • 
   • QDROphile
   • April 1, 2011

6. Top Heavy

   By Guest elang, April 19, 2012
   • 4 replies
   • 1.1k views
   • 
   • BG5150
   • April 24, 2012

7. Forfeitures for Plan Expenses

   By austin3515, March 23, 2013
   • 4 replies
   • 1.2k views
   • 
   • austin3515
   • March 25, 2013

8. Interest on Late Deferral Deposits - tiny amounts

   By ldr, May 28, 2019   

   • deferrals
   • form 5330
   • (and 1 more)

     Tagged with:

     • deferrals
     • form 5330
     • late deposits
   • 4 replies
   • 1.4k views
   • 
   • ldr
   • May 29, 2019

9. IRA owners can have their RMD's used as QCD's. But Qual Plan RMD's cannot?

   By RayJJohnsonJr, April 15, 2022
   • 4 replies
   • 946 views
   • 
   • ESOP Guy
   • June 2, 2022

10. 401k and company stock

    By Guest jefbwerner, August 16, 1999
    • 4 replies
    • 2.2k views
    • 
    • MWeddell
    • September 1, 1999

11. Profit Sharing contribution allocation

    By Guest rustymonty, March 13, 2005
    • 4 replies
    • 1.7k views
    • 
    • austin3515
    • March 14, 2005

12. related match for ADP failure

    By Tom Poje, January 23, 2006
    • 4 replies
    • 2.6k views
    • 
    • E as in ERISA
    • January 23, 2006

13. 401(a)(4) Testing

    By jpokusa, July 27, 2015   

    • 401(a)(4)
    • New Comp
    • (and 1 more)

      Tagged with:

      • 401(a)(4)
      • New Comp
      • Eligibility
    • 4 replies
    • 2.4k views
    • 
    • Tom Poje
    • July 28, 2015

14. Hardship Withdrawals

    By Cynchbeast, February 8, 2019
    • 4 replies
    • 1.1k views
    • 
    • rr_sphr
    • February 25, 2019

15. 401(k) Small Employer - 4 F/T employees

    By Guest, August 25, 1999
    • 4 replies
    • 1.5k views
    • 
    • MWeddell
    • September 1, 1999

16. Timing of Mega Backdoor Roth

    By metsfan026, August 22, 2025
    • 4 replies
    • 2.9k views
    • 
    • Peter Gulia
    • August 26, 2025

17. 401(k)/Profit-Sharing Plan with Group Annuity Contracts

    By NewBieHere, October 16, 2025
    • 4 replies
    • 587 views
    • 
    • BG5150
    • November 14, 2025

18. Compliance testing for HCEs who worked for predecessor employer.

    By katieinny, February 27, 2003
    • 4 replies
    • 1.7k views
    • 
    • katieinny
    • February 27, 2003

19. New S/H 401(k) Plan

    By Dougsbpc, February 10, 2009
    • 4 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 11, 2009

20. DOL and $12

    By ombskid, June 15, 2009
    • 4 replies
    • 1.4k views
    • 
    • david rigby
    • June 16, 2009

21. use of QMAC and QNEC

    By Gary, August 5, 2011
    • 4 replies
    • 7.4k views
    • 
    • fiona1
    • August 11, 2011

22. More than 1,000 Hours for Allocation Condition

    By Guest Statler, October 30, 2013
    • 4 replies
    • 2.9k views
    • 
    • rcline46
    • October 31, 2013

23. Elimination of Annuity Options in a 401(k)

    By Tom, November 17, 2022
    • 4 replies
    • 1.8k views
    • 
    • MWeddell
    • November 21, 2022

24. Excess match but no excess deferrals

    By Guest LLandau, May 16, 2002
    • 4 replies
    • 2k views
    • 
    • pjkoehler
    • May 17, 2002

25. Deemed loan or loan offset?

    By FundeK, February 6, 2004
    • 4 replies
    • 5.1k views
    • 
    • Appleby
    • February 6, 2004

26. ACP/ADP testing needed in safe harbor plan?

    By Guest lhinson, October 12, 2004
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • October 14, 2004

27. 402(g) Failure

    By Guest NPS Darren, January 7, 2011
    • 4 replies
    • 1.9k views
    • 
    • Tom Poje
    • January 10, 2011

28. Residual Balance for Terminated Plan

    By metsfan026, November 17, 2022
    • 4 replies
    • 1.5k views
    • 
    • CuseFan
    • November 17, 2022

29. Safe Harbor Matching Contribution Forula Question

    By Guest Gibson, March 22, 2001
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • March 23, 2001

30. prohibited transaction

    By Guest bogart126, October 5, 2001
    • 4 replies
    • 2.3k views
    • 
    • KJohnson
    • October 8, 2001

31. Short Plan Year and ADP/ACP Testing

    By J. Bringhurst, October 28, 2002
    • 4 replies
    • 3.7k views
    • 
    • J. Bringhurst
    • October 30, 2002

32. Safe Harbor Amendment

    By Jilliandiz, January 23, 2006
    • 4 replies
    • 1.6k views
    • 
    • James Matt Ullakko
    • January 26, 2006

33. 401(a)4 corrective amendment question

    By Guest mparker2028, February 16, 2006
    • 4 replies
    • 1.8k views
    • 
    • AndyH
    • February 16, 2006

34. Safe Harbor contribution not made

    By CJS07, April 17, 2008
    • 4 replies
    • 1.8k views
    • 
    • rcline46
    • April 18, 2008

35. 415 Definition of Compensation

    By ERISA25, September 9, 2009
    • 4 replies
    • 7.6k views
    • 
    • Guest
    • September 10, 2009

36. Death Verification

    By Guest llwallace, December 18, 2013
    • 4 replies
    • 1.3k views
    • 
    • ESOP Guy
    • December 19, 2013

37. Compensation when deferral feature added mid-year

    By Rose, January 7, 2021
    • 4 replies
    • 928 views
    • 
    • MWeddell
    • January 10, 2021

38. Lifetime income disclosures - timing headaches

    By AlbanyConsultant, July 5, 2022
    • 4 replies
    • 771 views
    • 
    • AlbanyConsultant
    • July 14, 2022

39. New Section 404 Rules

    By Guest BCoffey, December 6, 2001
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • December 7, 2001

40. Top heavy vesting

    By Guest Toni Jo, August 22, 2003
    • 4 replies
    • 1.4k views
    • 
    • R. Butler
    • August 23, 2003

41. Temporary Employee Hired Full-Time

    By austin3515, September 22, 2004
    • 4 replies
    • 2.6k views
    • 
    • mbozek
    • September 23, 2004

42. Are they Leased or are they Temporary?

    By CTipper, January 18, 2008
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • January 24, 2008

43. Change in payroll period - affect on loans

    By cpc0506, June 5, 2012
    • 4 replies
    • 1.6k views
    • 
    • masteff
    • June 6, 2012

44. Late Matching Contributions

    By kmhaab, July 10, 2018
    • 4 replies
    • 1.1k views
    • 
    • Gilmore
    • July 13, 2018

45. Pooled 401k Accounts

    By JMP, February 19, 2021
    • 4 replies
    • 1.6k views
    • 
    • RatherBeGolfing
    • February 19, 2021

46. Conditioning Matching Contributions on Signing a Company Agreement

    By Guest rocnrols2, June 1, 2004
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • June 2, 2004

47. safe harbor 401k plan design

    By kmciver, July 16, 2004
    • 4 replies
    • 1.6k views
    • 
    • Bird
    • July 22, 2004

48. Stock contribution match- expense to the Company?

    By Guest banker, April 4, 2005
    • 4 replies
    • 1.9k views
    • 
    • Kirk Maldonado
    • April 6, 2005

49. Waiver of 10% penalty for Disability

    By Jennifer D., July 8, 2014
    • 4 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • July 8, 2014

50. Spousal Consent Requirements

    By Stash026, July 11, 2017
    • 4 replies
    • 3.6k views
    • 
    • My 2 cents
    • July 11, 2017