401(k) Plans

19,321 topics in this forum

1. Amend Compensation Definition for (k)

   By 12AX7, March 9, 2011
   • 4 replies
   • 1.3k views
   • 
   • Bird
   • March 12, 2011

2. Anyone an expert on Average Benefits testing?

   By AKconsult, October 15, 2014
   • 4 replies
   • 1.6k views
   • 
   • Mike Preston
   • October 16, 2014

3. Normal Retirement Age DB/DC combo plan

   By wifrbr, May 15, 2018
   • 4 replies
   • 773 views
   • 
   • Calavera
   • May 16, 2018

4. Qualified Individual - Reduced Hours

   By Gilmore, April 7, 2020
   • 4 replies
   • 824 views
   • 
   • Larry Starr
   • April 7, 2020

5. loan default

   By mehmgo, January 7, 2021
   • 4 replies
   • 779 views
   • 
   • Bill Presson
   • January 8, 2021

6. REDUCING DEFERRAL PERCENTAGE TO PASS ADP

   By Tom Poje, November 2, 1998
   • 4 replies
   • 2.1k views
   • 
   • Guest
   • November 11, 1998

7. Controlled Group, Affiliated Service Group or Multi-Employer Plan

   By Renee H, December 12, 2024
   • 4 replies
   • 997 views
   • 
   • Renee H
   • December 13, 2024

8. Fidelity Bond Question?

   By stevena, August 3, 2001
   • 4 replies
   • 2.9k views
   • 
   • stevena
   • August 6, 2001

9. Employer reimbursement of investment fees.

   By Guest Thornton, August 28, 2002
   • 4 replies
   • 2.1k views
   • 
   • Guest
   • August 29, 2002

10. Ratio Percentage Test

    By billfgrady, January 20, 2004
    • 4 replies
    • 1.7k views
    • 
    • billfgrady
    • January 21, 2004

11. Lost Plan Amendment Documents

    By Guest Ski Fast, May 11, 2007
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • May 11, 2007

12. 411(d)(6) cutback to amend plan that allowed immediate distributions o

    By EGB, March 28, 2000
    • 4 replies
    • 2.5k views
    • 
    • david rigby
    • March 28, 2002

13. What is the deferral limit

    By Jakyasar, June 7, 2023
    • 4 replies
    • 729 views
    • 
    • Jakyasar
    • June 7, 2023

14. 401k for US co. owned 100% by German Company--Control Group???

    By Guest belfers@langgroup.com, February 11, 2003
    • 4 replies
    • 1.3k views
    • 
    • jpod
    • February 11, 2003

15. Attempted 401(k) Contribution

    By Guest ccl, October 31, 2008
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • October 31, 2008

16. Signature of Plan document

    By Gary, April 27, 2010
    • 4 replies
    • 1.5k views
    • 
    • Gary
    • April 28, 2010

17. basic information to get started - seasonal employees?

    By goal00, September 4, 2018
    • 4 replies
    • 1.1k views
    • 
    • ACK
    • September 10, 2018

18. QACA using 3% nonelective safe harbor, mid-year amendment to remove safe harbor

    By Belgarath, June 18, 2021
    • 4 replies
    • 605 views
    • 
    • Belgarath
    • June 21, 2021

19. Termination of 401(k) plan

    By Guest bujjigundu, April 16, 2001
    • 4 replies
    • 2k views
    • 
    • Richard Anderson
    • April 17, 2001

20. Safe Harbor-Past Top Heavy

    By BTH, December 7, 2001
    • 4 replies
    • 1.6k views
    • 
    • KJohnson
    • September 11, 2002

21. Sarbanes OxleySection 906 Certification

    By Guest hank, May 14, 2003
    • 4 replies
    • 3.4k views
    • 
    • Guest
    • June 3, 2003

22. 402g refunds?

    By Guest KD40, December 26, 2003
    • 4 replies
    • 6.3k views
    • 
    • mbozek
    • December 29, 2003

23. Employer over-withheld deferrals from employees' pay

    By Guest A. Kintner, March 21, 2008
    • 4 replies
    • 5.9k views
    • 
    • Guest
    • October 6, 2008

24. 409a payments

    By Mike318, October 22, 2018
    • 4 replies
    • 1.2k views
    • 
    • Luke Bailey
    • October 23, 2018

25. Single Member Plan, only asset is the participant loan. Okay?

    By Basically, October 15, 2021
    • 4 replies
    • 525 views
    • 
    • Lou S.
    • October 18, 2021

26. Auto enroll permissible withdrawal after termination?

    By BG5150, August 18, 2023
    • 4 replies
    • 1.1k views
    • 
    • Luke Bailey
    • August 19, 2023

27. 401K Money Movements

    By Guest rlyoung, November 19, 2000
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • November 28, 2000

28. Top heavy safe harbor plan

    By Guest Melissa Winslow, June 6, 2002
    • 4 replies
    • 1.5k views
    • 
    • R. Butler
    • June 7, 2002

29. MIA participants

    By Guest hyper, January 24, 2006
    • 4 replies
    • 1.7k views
    • 
    • rcline46
    • April 23, 2009

30. Categories of participants?

    By Guest 410b, July 15, 2008
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • July 15, 2008

31. Loans - Safe Harbor Reasons

    By PainPA, July 20, 2009
    • 4 replies
    • 1.5k views
    • 
    • BG5150
    • July 20, 2009

32. Transferring my self employed 401k account to my Sep-IRA?

    By Guest skipos, February 10, 2011
    • 4 replies
    • 1.7k views
    • 
    • Lou S.
    • February 14, 2011

33. Loan Payment Suspension While On Maternity Leave

    By Guest ChopperPilot, October 13, 2004
    • 4 replies
    • 13k views
    • 
    • Brian Gallagher
    • October 14, 2004

34. Starting a 401k with 1 month left in the year

    By Santo Gold, October 28, 2005
    • 4 replies
    • 1.7k views
    • 
    • No Name
    • October 29, 2005

35. CURRENT VS. PRIOR DATA IN PERFORMING ADP/ACP

    By Guest CHRISTIE BOSS, November 12, 1998
    • 4 replies
    • 1.8k views
    • 
    • LCARUSI
    • November 13, 1998

36. Eligibility Senior Moment

    By thepensionmaven, June 11, 2024
    • 4 replies
    • 679 views
    • 
    • thepensionmaven
    • June 14, 2024

37. Can one recalculate after a ADP failure and then use shifting to help the ACP test?

    By Guest JulietH, March 24, 2004
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • March 25, 2004

38. Owner of a corporation wants to take back deferrals in current plan year

    By Guest terric, June 24, 2004
    • 4 replies
    • 1.6k views
    • 
    • david rigby
    • June 29, 2004

39. Payouts

    By Jilliandiz, December 21, 2005
    • 4 replies
    • 1.6k views
    • 
    • James Matt Ullakko
    • January 13, 2006

40. Pro Rata ER Match after Plan Year End

    By Guest AJM 34, October 12, 2007
    • 4 replies
    • 2k views
    • 
    • Bill Presson
    • October 12, 2007

41. Employee?

    By Guest padmin, February 11, 2009
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • February 11, 2009

42. Basic Eligibility Question But Can't Get it Straight

    By rlb64, June 16, 2009
    • 4 replies
    • 1.4k views
    • 
    • K2retire
    • June 17, 2009

43. Mechanics of funding deferrals of partners in a partnership (law firm)

    By Guest Melissa Winslow, March 28, 2000
    • 4 replies
    • 2.5k views
    • 
    • Ervin Barham
    • May 8, 2001

44. Deferred sales charge paid by employer

    By Guest JB2, August 7, 2000
    • 4 replies
    • 1.8k views
    • 
    • actuarysmith
    • August 7, 2000

45. Bankruptcy

    By Guest JJC, April 24, 2003
    • 4 replies
    • 1.5k views
    • 
    • GBurns
    • April 24, 2003

46. Bankruptcy affecting Loan

    By Guest Kim S., May 14, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • May 29, 2003

47. Effect of Participant's Death on Outstanding Loan

    By Guest rocnrols2, September 13, 2005
    • 4 replies
    • 2.9k views
    • 
    • Alf
    • September 14, 2005

48. Withdrawal of pre funded employer contribution

    By k man, December 19, 2008
    • 4 replies
    • 1.4k views
    • 
    • k man
    • December 23, 2008

49. Are 3% SH plans exempt from Top Heavy

    By BG5150, February 6, 2018
    • 4 replies
    • 984 views
    • 
    • Bri
    • February 6, 2018

50. Controlled Group status (100% of Company A and 50% of company B)

    By Sammiemor, September 18, 2020
    • 4 replies
    • 533 views
    • 
    • DJL
    • September 22, 2020