401(k) Plans

19,321 topics in this forum

1. Shared Employees

   By Brian Anderson, April 20, 2021
   • 4 replies
   • 1k views
   • 
   • Brian Anderson
   • April 22, 2021

2. Inclusion of Consultant?

   By Guest, December 23, 1999
   • 4 replies
   • 1.5k views
   • 
   • Kirk Maldonado
   • December 30, 1999

3. Fiduciary Liability question

   By FJR, February 5, 2002
   • 4 replies
   • 2.1k views
   • 
   • Erik Read
   • February 7, 2002

4. Plan year based on teachers contract year; are teachers terminated on last day of plan year considered terminated from plan last day of plan year?

   By Guest jusducki, October 7, 2003
   • 4 replies
   • 1.3k views
   • 
   • Guest
   • October 7, 2003

5. distribution w/ no withholding

   By Guest babs51, April 11, 2006
   • 4 replies
   • 1.3k views
   • 
   • Archimage
   • April 13, 2006

6. IRS Submission Question

   By Guest notapensiongeek, July 20, 2009
   • 4 replies
   • 1k views
   • 
   • Guest
   • July 20, 2009

7. Catch-all "anti-abuse" reg for ADP Testing

   By austin3515, February 7, 2015
   • 4 replies
   • 1.2k views
   • 
   • austin3515
   • February 10, 2015

8. Multiple Employer Plan / 415 Limits

   By austin3515, February 6, 2017
   • 4 replies
   • 1.5k views
   • 
   • KJohnson
   • February 7, 2017

9. SECURE 2.0 auto enrollment EACA requirement starting 2025

   By Belgarath, April 12, 2024
   • 4 replies
   • 996 views
   • 
   • Belgarath
   • April 12, 2024

10. 401k Loans Primary Residence

    By PainPA, March 21, 2007
    • 4 replies
    • 3.3k views
    • 
    • Guest
    • March 21, 2007

11. foreign national foreign subsidiary

    By k man, May 19, 2008
    • 4 replies
    • 1.7k views
    • 
    • k man
    • May 19, 2008

12. Reinstate fofeitured balance upon rehire

    By Guest Lisak, August 12, 2008
    • 4 replies
    • 2.6k views
    • 
    • Tom Poje
    • August 13, 2008

13. SEC settlement with a mutual fund company

    By John Feldt ERPA CPC QPA, June 17, 2009
    • 4 replies
    • 3.2k views
    • 
    • Peter Gulia
    • June 17, 2009

14. Controlled Group Partial Plan Termination

    By PFranckowiak, February 2, 2010
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • February 2, 2010

15. Treatment of Catch-up Contributions

    By Dougsbpc, June 22, 2010
    • 4 replies
    • 1.2k views
    • 
    • R. Butler
    • June 22, 2010

16. automatic cashout violation

    By Guest britneyspears, October 6, 2005
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • October 6, 2005

17. Severance pay and deferrals

    By Guest Beachgirl, October 12, 2006
    • 4 replies
    • 5.9k views
    • 
    • david rigby
    • October 13, 2006

18. Is This Person a Key Employee

    By sdix401k, November 1, 2013
    • 4 replies
    • 1.2k views
    • 
    • Lou S.
    • November 1, 2013

19. Safe Harbor & Participation Comp

    By ERISAAPPLE, March 29, 2018
    • 4 replies
    • 1.1k views
    • 
    • ERISAAPPLE
    • April 4, 2018

20. PEO Plan Status

    By EBECatty, April 22, 2022
    • 4 replies
    • 2.2k views
    • 
    • Jeffry Lamb
    • May 9, 2022

21. Custodian delays cause deferral issues

    By ejohnke, June 11, 2024
    • 4 replies
    • 897 views
    • 
    • Paul I
    • June 12, 2024

22. A Low Normal Retirement Age

    By Guest Fuzzy, March 19, 2003
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 19, 2003

23. Basic Safe Harbor Question

    By pbarrett, August 5, 2003
    • 4 replies
    • 1.3k views
    • 
    • rcline46
    • August 5, 2003

24. State-mandated pension contributions

    By lexi, March 21, 2007
    • 4 replies
    • 1.6k views
    • 
    • masteff
    • April 16, 2007

25. Forfeiture Use in a Plan

    By mlp0816, February 12, 2014   

    • Forfeitures
    • 4 replies
    • 1k views
    • 
    • K2retire
    • February 12, 2014

26. Second 401k Loan and Vested Balance

    By Greygoose, April 13, 2024
    • 4 replies
    • 2.6k views
    • 
    • ESOP Guy
    • April 15, 2024

27. Vesting question - elapsed time

    By Tom, October 17, 2024
    • 4 replies
    • 1.1k views
    • 
    • Tom
    • October 18, 2024

28. ERISA compliance requirements for school district (public agency) 401(a) or 401(k) plans

    By Guest Gary C, April 5, 2005
    • 4 replies
    • 2.9k views
    • 
    • mbozek
    • April 6, 2005

29. Prorate Max Comp Limit?

    By austin3515, April 23, 2012
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • April 23, 2012

30. Controlled group + 3 plans = coverage problem

    By AlbanyConsultant, September 3, 2014
    • 4 replies
    • 970 views
    • 
    • austin3515
    • September 3, 2014

31. IDP owner only plan missed prior restatement, no DL

    By TPApril, April 26, 2016
    • 4 replies
    • 930 views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2016

32. Short Plan Year

    By Guest ANNEBV, August 31, 2000
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • September 1, 2000

33. Enhanced Safe Harbor Match

    By Guest HeatherS, December 29, 2003
    • 4 replies
    • 9.1k views
    • 
    • Tom Poje
    • December 13, 2004

34. Merging Plans of Parent/Subsidiary

    By Guest jefe96, August 18, 2005
    • 4 replies
    • 2.3k views
    • 
    • E as in ERISA
    • August 22, 2005

35. Non-US Citizens in 401k Plan

    By CLE401kGuy, October 15, 2012
    • 4 replies
    • 13.9k views
    • 
    • ESOP Guy
    • October 15, 2012

36. Self-Employed and true-ups

    By JustnERPA, February 15, 2019
    • 4 replies
    • 806 views
    • 
    • Luke Bailey
    • February 25, 2019

37. Late contribution of deferrals

    By Guest jmlumpkin, August 5, 2003
    • 4 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 5, 2003

38. Employer Match Contribution Deadline

    By Guest szaidman, May 26, 2005
    • 4 replies
    • 3.7k views
    • 
    • R. Butler
    • May 27, 2005

39. Partial Plan Termination

    By sdix401k, July 21, 2005
    • 4 replies
    • 1.3k views
    • 
    • david rigby
    • July 21, 2005

40. Earned Income

    By austin3515, August 16, 2010
    • 4 replies
    • 1.2k views
    • 
    • Calavera
    • August 17, 2010

41. Notification for removing loan

    By emmetttrudy, May 25, 2011
    • 4 replies
    • 1.4k views
    • 
    • Belgarath
    • May 26, 2011

42. Hardship Suspension Period

    By Mr Bagwell, May 17, 2018   

    • hardship
    • suspension
    • 4 replies
    • 1.1k views
    • 
    • EHE
    • May 18, 2018

43. Does 401(a)(17) Include Nonqualified Deferrals?

    By Guest wwest, August 31, 1999
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • September 12, 1999

44. Changing match formula mid-plan year

    By Guest Kelly Igel, October 8, 2001
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • October 23, 2001

45. ACP Safe Harbor

    By Guest dmdoug, January 14, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 27, 2003

46. Rollover of death benefit by domestic partner

    By Guest Bud, March 10, 2004
    • 4 replies
    • 1.4k views
    • 
    • jsb
    • March 11, 2004

47. fixed match by grouping- possible?

    By pbarrett, June 2, 2004
    • 4 replies
    • 1.5k views
    • 
    • pbarrett
    • June 3, 2004

48. PS Contribution on only Bonus Pay

    By Guest milehighheel, March 30, 2010
    • 4 replies
    • 1.3k views
    • 
    • Bird
    • March 31, 2010

49. late deposits, safe harbor and profit sharing

    By eilano, June 22, 2010
    • 4 replies
    • 4.2k views
    • 
    • Kevin C
    • June 23, 2010

50. Service Spanning rules and entry date

    By BG5150, February 22, 2022
    • 4 replies
    • 974 views
    • 
    • Nate S
    • February 24, 2022