401(k) Plans

19,337 topics in this forum

1. Bankruptcy affecting Loan

   By Guest Kim S., May 14, 2003
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • May 29, 2003

2. Effect of Participant's Death on Outstanding Loan

   By Guest rocnrols2, September 13, 2005
   • 4 replies
   • 2.9k views
   • 
   • Alf
   • September 14, 2005

3. Withdrawal of pre funded employer contribution

   By k man, December 19, 2008
   • 4 replies
   • 1.4k views
   • 
   • k man
   • December 23, 2008

4. Are 3% SH plans exempt from Top Heavy

   By BG5150, February 6, 2018
   • 4 replies
   • 990 views
   • 
   • Bri
   • February 6, 2018

5. Controlled Group status (100% of Company A and 50% of company B)

   By Sammiemor, September 18, 2020
   • 4 replies
   • 547 views
   • 
   • DJL
   • September 22, 2020

6. Shared Employees

   By Brian Anderson, April 20, 2021
   • 4 replies
   • 1.1k views
   • 
   • Brian Anderson
   • April 22, 2021

7. Inclusion of Consultant?

   By Guest, December 23, 1999
   • 4 replies
   • 1.5k views
   • 
   • Kirk Maldonado
   • December 30, 1999

8. Fiduciary Liability question

   By FJR, February 5, 2002
   • 4 replies
   • 2.1k views
   • 
   • Erik Read
   • February 7, 2002

9. Plan year based on teachers contract year; are teachers terminated on last day of plan year considered terminated from plan last day of plan year?

   By Guest jusducki, October 7, 2003
   • 4 replies
   • 1.3k views
   • 
   • Guest
   • October 7, 2003

10. distribution w/ no withholding

    By Guest babs51, April 11, 2006
    • 4 replies
    • 1.3k views
    • 
    • Archimage
    • April 13, 2006

11. IRS Submission Question

    By Guest notapensiongeek, July 20, 2009
    • 4 replies
    • 1k views
    • 
    • Guest
    • July 20, 2009

12. Catch-all "anti-abuse" reg for ADP Testing

    By austin3515, February 7, 2015
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • February 10, 2015

13. Multiple Employer Plan / 415 Limits

    By austin3515, February 6, 2017
    • 4 replies
    • 1.5k views
    • 
    • KJohnson
    • February 7, 2017

14. SECURE 2.0 auto enrollment EACA requirement starting 2025

    By Belgarath, April 12, 2024
    • 4 replies
    • 1k views
    • 
    • Belgarath
    • April 12, 2024

15. 401k Loans Primary Residence

    By PainPA, March 21, 2007
    • 4 replies
    • 3.3k views
    • 
    • Guest
    • March 21, 2007

16. foreign national foreign subsidiary

    By k man, May 19, 2008
    • 4 replies
    • 1.7k views
    • 
    • k man
    • May 19, 2008

17. Reinstate fofeitured balance upon rehire

    By Guest Lisak, August 12, 2008
    • 4 replies
    • 2.7k views
    • 
    • Tom Poje
    • August 13, 2008

18. SEC settlement with a mutual fund company

    By John Feldt ERPA CPC QPA, June 17, 2009
    • 4 replies
    • 3.2k views
    • 
    • Peter Gulia
    • June 17, 2009

19. Controlled Group Partial Plan Termination

    By PFranckowiak, February 2, 2010
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • February 2, 2010

20. Treatment of Catch-up Contributions

    By Dougsbpc, June 22, 2010
    • 4 replies
    • 1.2k views
    • 
    • R. Butler
    • June 22, 2010

21. automatic cashout violation

    By Guest britneyspears, October 6, 2005
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • October 6, 2005

22. Severance pay and deferrals

    By Guest Beachgirl, October 12, 2006
    • 4 replies
    • 5.9k views
    • 
    • david rigby
    • October 13, 2006

23. Is This Person a Key Employee

    By sdix401k, November 1, 2013
    • 4 replies
    • 1.2k views
    • 
    • Lou S.
    • November 1, 2013

24. Safe Harbor & Participation Comp

    By ERISAAPPLE, March 29, 2018
    • 4 replies
    • 1.1k views
    • 
    • ERISAAPPLE
    • April 4, 2018

25. PEO Plan Status

    By EBECatty, April 22, 2022
    • 4 replies
    • 2.3k views
    • 
    • Jeffry Lamb
    • May 9, 2022

26. Custodian delays cause deferral issues

    By ejohnke, June 11, 2024
    • 4 replies
    • 920 views
    • 
    • Paul I
    • June 12, 2024

27. A Low Normal Retirement Age

    By Guest Fuzzy, March 19, 2003
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 19, 2003

28. Basic Safe Harbor Question

    By pbarrett, August 5, 2003
    • 4 replies
    • 1.3k views
    • 
    • rcline46
    • August 5, 2003

29. State-mandated pension contributions

    By lexi, March 21, 2007
    • 4 replies
    • 1.6k views
    • 
    • masteff
    • April 16, 2007

30. Forfeiture Use in a Plan

    By mlp0816, February 12, 2014   

    • Forfeitures
    • 4 replies
    • 1k views
    • 
    • K2retire
    • February 12, 2014

31. Second 401k Loan and Vested Balance

    By Greygoose, April 13, 2024
    • 4 replies
    • 2.7k views
    • 
    • ESOP Guy
    • April 15, 2024

32. Vesting question - elapsed time

    By Tom, October 17, 2024
    • 4 replies
    • 1.1k views
    • 
    • Tom
    • October 18, 2024

33. ERISA compliance requirements for school district (public agency) 401(a) or 401(k) plans

    By Guest Gary C, April 5, 2005
    • 4 replies
    • 2.9k views
    • 
    • mbozek
    • April 6, 2005

34. Prorate Max Comp Limit?

    By austin3515, April 23, 2012
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • April 23, 2012

35. Controlled group + 3 plans = coverage problem

    By AlbanyConsultant, September 3, 2014
    • 4 replies
    • 975 views
    • 
    • austin3515
    • September 3, 2014

36. IDP owner only plan missed prior restatement, no DL

    By TPApril, April 26, 2016
    • 4 replies
    • 939 views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2016

37. Short Plan Year

    By Guest ANNEBV, August 31, 2000
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • September 1, 2000

38. Enhanced Safe Harbor Match

    By Guest HeatherS, December 29, 2003
    • 4 replies
    • 9.1k views
    • 
    • Tom Poje
    • December 13, 2004

39. Merging Plans of Parent/Subsidiary

    By Guest jefe96, August 18, 2005
    • 4 replies
    • 2.3k views
    • 
    • E as in ERISA
    • August 22, 2005

40. Non-US Citizens in 401k Plan

    By CLE401kGuy, October 15, 2012
    • 4 replies
    • 13.9k views
    • 
    • ESOP Guy
    • October 15, 2012

41. Self-Employed and true-ups

    By JustnERPA, February 15, 2019
    • 4 replies
    • 819 views
    • 
    • Luke Bailey
    • February 25, 2019

42. Late contribution of deferrals

    By Guest jmlumpkin, August 5, 2003
    • 4 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 5, 2003

43. Employer Match Contribution Deadline

    By Guest szaidman, May 26, 2005
    • 4 replies
    • 3.7k views
    • 
    • R. Butler
    • May 27, 2005

44. Partial Plan Termination

    By sdix401k, July 21, 2005
    • 4 replies
    • 1.3k views
    • 
    • david rigby
    • July 21, 2005

45. Earned Income

    By austin3515, August 16, 2010
    • 4 replies
    • 1.2k views
    • 
    • Calavera
    • August 17, 2010

46. Notification for removing loan

    By emmetttrudy, May 25, 2011
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • May 26, 2011

47. Hardship Suspension Period

    By Mr Bagwell, May 17, 2018   

    • hardship
    • suspension
    • 4 replies
    • 1.1k views
    • 
    • EHE
    • May 18, 2018

48. Does 401(a)(17) Include Nonqualified Deferrals?

    By Guest wwest, August 31, 1999
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • September 12, 1999

49. Changing match formula mid-plan year

    By Guest Kelly Igel, October 8, 2001
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • October 23, 2001

50. ACP Safe Harbor

    By Guest dmdoug, January 14, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 27, 2003