401(k) Plans

19,321 topics in this forum

1. rights benefits and features

   By Scuba 401, June 1, 2017
   • 20 replies
   • 1.8k views
   • 
   • ESOP Guy
   • June 2, 2017

2. I didn't think you could do this

   By PLAN MAN, October 13, 2009
   • 6 replies
   • 1.8k views
   • 
   • Guest
   • October 28, 2009

3. gap earnings

   By Chippy, May 20, 2013
   • 5 replies
   • 1.8k views
   • 
   • BG5150
   • May 20, 2013

4. Incorrectly included 401(k) participant (not 21 until recently) - how to fix?

   By Guest GNagler, September 26, 2003
   • 3 replies
   • 1.8k views
   • 
   • KJohnson
   • September 27, 2003

5. 404(c)

   By Guest ArkansasChris, December 10, 2008
   • 5 replies
   • 1.8k views
   • 
   • J Simmons
   • December 11, 2008

6. Otherwise Excludable Employees Testing Compensation

   By Guest kdddk14, January 26, 2010
   • 2 replies
   • 1.8k views
   • 
   • Blinky the 3-eyed Fish
   • January 27, 2010

7. Leased Employee?

   By Guest ircreader, August 26, 2004
   • 3 replies
   • 1.8k views
   • 
   • GBurns
   • August 27, 2004

8. Control Group Issue for Tax Exempt Organizations

   By David Olive, June 15, 2021
   • 10 replies
   • 1.8k views
   • 
   • David Olive
   • June 23, 2021

9. Matching Contributions

   By Guest Curious, November 22, 1998
   • 3 replies
   • 1.8k views
   • 
   • MWeddell
   • November 23, 1998

10. SH plan - first year

    By Guest c2ddave, February 22, 2005
    • 4 replies
    • 1.8k views
    • 
    • david rigby
    • February 24, 2005

11. Limit HCE's to 4% of pay

    By Jim Chad, June 19, 2013
    • 8 replies
    • 1.8k views
    • 
    • Tom Poje
    • June 20, 2013

12. Merger of Top Heavy and Non-Top Heavy Plans

    By KJohnson, September 24, 1999
    • 1 reply
    • 1.8k views
    • 
    • Dowist
    • September 25, 1999

13. Controlled Group - Husband & Wife

    By MGOAdmin, September 11, 2014   

    • controlled group
    • husband
    • (and 2 more)

      Tagged with:

      • controlled group
      • husband
      • wife
      • ownership
    • 7 replies
    • 1.8k views
    • 
    • MGOAdmin
    • September 11, 2014

14. Possible Late Deferrals in Large Plan

    By Lucky32, September 7, 2023
    • 8 replies
    • 1.8k views
    • 
    • Lucky32
    • September 8, 2023

15. Is SIMPLE IRA successor to term'd 401(k)

    By Kathy, December 4, 1998
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • December 29, 1998

16. Forced distributions timing

    By Guest BarbaraB, June 10, 2010
    • 4 replies
    • 1.8k views
    • 
    • david rigby
    • June 10, 2010

17. Where can I find prime rate for 401(k) loans?

    By Guest Blueglass, December 2, 2003
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 3, 2003

18. SH match basic

    By Guest Peggy806, October 23, 2009
    • 9 replies
    • 1.8k views
    • 
    • GMK
    • October 26, 2009

19. 401K institution refusing to cut two checks for pre-tax and ROTH roll-over

    By aginsber, April 9, 2021
    • 2 replies
    • 1.8k views
    • 
    • CarolC
    • April 9, 2021

20. What is the basic difference between Related Employers & Multiple Employer Plan?

    By stephen20, October 13, 2021
    • 3 replies
    • 1.8k views
    • 
    • QDROphile
    • October 15, 2021

21. TOP HEAVY AND MANDATORY AGGREGATION

    By KJohnson, April 7, 2000
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • April 8, 2000

22. Company Stock Issue

    By fidu, April 19, 2002
    • 4 replies
    • 1.8k views
    • 
    • fidu
    • April 22, 2002

23. Creditor Protection

    By Guest JBarn, November 21, 1999
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • November 22, 1999

24. Adding safe harbor mid-year; 3% Nonelective based on full year comp?

    By Brenda Wren, August 28, 2006
    • 1 reply
    • 1.8k views
    • 
    • austin3515
    • August 28, 2006

25. Transfer 401k to PEO 401k

    By goldtpa, December 3, 2015
    • 2 replies
    • 1.8k views
    • 
    • GBurns
    • December 13, 2015

26. discriminatory definion of compensation

    By Guest C Kampen, November 3, 1999
    • 1 reply
    • 1.8k views
    • 
    • MWeddell
    • November 5, 1999

27. 401k safe harbor plan amendment logistics

    By Gary, June 2, 2009
    • 9 replies
    • 1.8k views
    • 
    • Guest
    • June 4, 2009

28. QNEC / Gateway / 401a

    By Guest elang, August 31, 2010
    • 3 replies
    • 1.8k views
    • 
    • Tom Poje
    • September 1, 2010

29. Looking for a book titled, 401(k) provider Directory Averages Book

    By Guest MAdamson, November 15, 1999
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • November 16, 1999

30. Severence Pay

    By Brian Gallagher, July 10, 2003
    • 2 replies
    • 1.8k views
    • 
    • Harwood
    • July 10, 2003

31. Life Insurance in Qualified Plan

    By MBCarey, January 15, 2004
    • 4 replies
    • 1.8k views
    • 
    • ccassetty
    • January 16, 2004

32. Prior Year Testing and QMAC's

    By Guest Robin Vatalaro, October 4, 2002
    • 0 replies
    • 1.8k views
    • 
    • Guest
    • October 4, 2002

33. Elimination of Annuity Options in a 401(k)

    By Tom, November 17, 2022
    • 4 replies
    • 1.8k views
    • 
    • MWeddell
    • November 21, 2022

34. In-Kind Distributions

    By Guest LWilson, August 13, 2002
    • 1 reply
    • 1.8k views
    • 
    • jaemmons
    • August 13, 2002

35. PLR: In applying same desk rule, it is not relevant whether a transfer

    By Dave Baker, July 20, 2000
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • July 20, 2000

36. Match Forfeitures

    By Guest ELS, July 9, 2001
    • 1 reply
    • 1.8k views
    • 
    • actuarysmith
    • July 9, 2001

37. Employee Deferrals - Reconciliation Shortages as Late Deposits?

    By A.C., September 26, 2025
    • 5 replies
    • 1.8k views
    • 
    • Paul I
    • September 30, 2025

38. Deferrals not withheld according to participant's election ...

    By Spencer, March 21, 2000
    • 2 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • March 22, 2000

39. Last day of Plan year

    By 30Rock, April 16, 2024
    • 5 replies
    • 1.8k views
    • 
    • ESOP Guy
    • April 17, 2024

40. Leased Employee Credited Service

    By Guest Chaffee, August 10, 2004
    • 1 reply
    • 1.8k views
    • 
    • Ron Snyder
    • August 12, 2004

41. Leased employee - HCE definition

    By Guest Keith N, December 3, 1998
    • 0 replies
    • 1.8k views
    • 
    • Guest
    • December 3, 1998

42. Recordkeeper shortcoming?

    By Guest caseyb, December 30, 2008
    • 3 replies
    • 1.8k views
    • 
    • hr for me
    • January 5, 2009

43. Mid-year plan termination; pro rata adjustment to compensation limit n

    By Guest JasonElliott, January 9, 2002
    • 0 replies
    • 1.8k views
    • 
    • Guest
    • January 9, 2002

44. minimum distribution question

    By James Matt Ullakko, December 6, 2007
    • 5 replies
    • 1.8k views
    • 
    • Appleby
    • December 12, 2007

45. Restarting 401k

    By Guest dbvail, November 18, 2005
    • 1 reply
    • 1.8k views
    • 
    • saabraa
    • November 19, 2005

46. ADP Safe Harbor - Dual Eligibility - First Plan year ADP testing

    By mrslappywhite, February 27, 2016
    • 3 replies
    • 1.8k views
    • 
    • mrslappywhite
    • February 29, 2016

47. Sole Prop. sponsoring a 401(k) plan in 2002.

    By Guest Joe Vasko, December 9, 2001
    • 5 replies
    • 1.8k views
    • 
    • rocknrolls2
    • December 13, 2001

48. Super Safe Harbor 401(k)

    By Guest GoldenBear03, March 16, 2006
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 16, 2006

49. Partial Plan Termination

    By Guest Cookiemonster, June 3, 2004
    • 5 replies
    • 1.8k views
    • 
    • david rigby
    • June 4, 2004

50. What to do when plan sponsor has not treated as taxable distributions

    By EGB, September 26, 2000
    • 3 replies
    • 1.8k views
    • 
    • rocknrolls2
    • November 28, 2001