401(k) Plans

19,275 topics in this forum

1. controlled group

   By pmacduff, April 17, 2012
   • 15 replies
   • 2.2k views
   • 
   • pmacduff
   • May 11, 2012

2. Self-directed Brokerage Option

   By Guest Hunter, November 4, 1998
   • 15 replies
   • 4.8k views
   • 
   • Jon Chambers
   • January 2, 2002

3. Top heavy percentage - 60.71% rounds down to 60%, so plan not top-heav

   By Jean, February 17, 1999
   • 15 replies
   • 3.6k views
   • 
   • AndyH
   • July 24, 2002

4. Additional SH & PS

   By Becky Schwing, September 18, 2019
   • 15 replies
   • 1.2k views
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   • Kevin C
   • September 20, 2019

5. SH plan - late notice

   By M Norton, December 2, 2009
   • 15 replies
   • 2.3k views
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   • Tom Poje
   • December 3, 2009

6. Purchasing an annuity contract with defined contribution money

   By FundeK, August 31, 2004
   • 15 replies
   • 3.6k views
   • 
   • Bird
   • September 20, 2004

7. Employer fails for 4 yrs to make safe harbor contr.

   By Guest Rockybuddy, June 29, 2011
   • 15 replies
   • 2.5k views
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   • J Simmons
   • July 1, 2011

8. Failed ADP Test

   By coleboy, March 27, 2018
   • 15 replies
   • 2.9k views
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   • Bird
   • April 2, 2018

9. Late Deposit or Not?-Form 5500

   By Guest Lawrenceg, July 17, 2009
   • 15 replies
   • 4.1k views
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   • Kevin C
   • August 17, 2009

10. Stale dated checks - Form 5500

    By EMoney, September 16, 2020
    • 15 replies
    • 1.7k views
    • 
    • ESOP Guy
    • September 18, 2020

11. Esops And Lesops. - What Risk Do Fiduciaries Have??

    By fidu, February 5, 2002
    • 15 replies
    • 2.7k views
    • 
    • mbozek
    • February 27, 2002

12. 401K Withdrawal - Over 59-1/2 - Tax Consequences

    By Guest shaeffer, January 24, 2001
    • 15 replies
    • 96.2k views
    • 
    • Belgarath
    • November 17, 2017

13. Vesting Schedule and anti Cutback rules

    By Alex Daisy, September 10, 2008
    • 15 replies
    • 11.3k views
    • 
    • 401 Chaos
    • February 16, 2010

14. SH that Excludes HCE's and Discretionary Match

    By austin3515, May 23, 2011
    • 15 replies
    • 2.9k views
    • 
    • Tom Poje
    • May 24, 2011

15. Safe Harbor to HCEs

    By Gilmore, March 1, 2016
    • 15 replies
    • 4k views
    • 
    • Tom Poje
    • March 14, 2017

16. Using forfeitures to pay earnings

    By 30Rock, April 1, 2014
    • 15 replies
    • 9.6k views
    • 
    • jpod
    • September 29, 2016

17. discriminatory compensation

    By cpc0506, July 20, 2010
    • 15 replies
    • 3.7k views
    • 
    • John Feldt ERPA CPC QPA
    • July 21, 2010

18. Forfeiture in the year of plan termination

    By Guest Dave Peckham, July 2, 2011
    • 15 replies
    • 7.9k views
    • 
    • K2retire
    • July 7, 2011

19. Can Roth 401(k) Elections Be "All or Nothing"?

    By Guest Grumpy456, April 13, 2006
    • 15 replies
    • 3.8k views
    • 
    • austin3515
    • April 14, 2006

20. Eligibility for 1/2 yaer and employer PS contribution.

    By Guest IPS, March 5, 2009
    • 15 replies
    • 1.6k views
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    • BG5150
    • March 6, 2009

21. Can an Exsisting Profit Sharing Plan Amend to a Safe Harbor 401(k) or

    By Guest Arch, March 25, 1999
    • 15 replies
    • 7k views
    • 
    • RatherBeGolfing
    • August 19, 2021

22. Safe Harbor 401(k) top-heavy if profit sharing contributions also made?

    By Guest Hilarion, December 9, 2003
    • 15 replies
    • 12.4k views
    • 
    • Reluctant Actuary
    • March 8, 2017

23. Retirees, Working but not Much

    By Mr Bagwell, May 21, 2018   

    • retirees
    • 15 replies
    • 1.5k views
    • 
    • Luke Bailey
    • May 23, 2018

24. 3(16) Fiduciary Status

    By austin3515, May 28, 2014
    • 15 replies
    • 4.3k views
    • 
    • austin3515
    • June 2, 2014

25. Top Heavy

    By Randy Watson, May 16, 2007
    • 15 replies
    • 2.6k views
    • 
    • Randy Watson
    • May 24, 2007

26. CARES Act - Increase in Participant Loan Limits

    By CMC, April 10, 2020
    • 15 replies
    • 1.8k views
    • 
    • Mike Preston
    • April 30, 2020

27. Is a participant eligible for a distribution if he terminates but resu

    By Scuba 401, February 23, 2000
    • 15 replies
    • 10.7k views
    • 
    • Guest
    • December 5, 2000

28. 401k Loan versus ROTH 401k Loans

    By Guest Firehawk734, January 8, 2013   

    • 401k
    • 401k loan
    • (and 1 more)

      Tagged with:

      • 401k
      • 401k loan
      • roth 401k loan
    • 15 replies
    • 36.5k views
    • 
    • Guest
    • July 10, 2013

29. counting service before plan for eligibility

    By Earl, December 24, 2002
    • 15 replies
    • 3.9k views
    • 
    • KJohnson
    • December 31, 2002

30. Rollover of Loans to another qualified plan

    By Guest Interested Party, October 16, 2006
    • 15 replies
    • 12.9k views
    • 
    • Guest
    • October 23, 2006

31. Form 5500-SF Part II Line 5(a)-(e)

    By AdKu, April 9, 2019
    • 15 replies
    • 3.5k views
    • 
    • AdKu
    • April 20, 2021

32. 170 K compensation limit

    By Guest jin.limledoux, October 30, 2001
    • 15 replies
    • 4k views
    • 
    • QDROphile
    • October 31, 2001

33. Using catch-up in ADP testing of terminated HCE?

    By Flyboyjohn, June 9, 2015
    • 15 replies
    • 1.9k views
    • 
    • Mike Preston
    • June 10, 2015

34. Pay in lieu of notice

    By 7806akp, December 27, 2016
    • 15 replies
    • 5k views
    • 
    • ETA Consulting LLC
    • December 29, 2016

35. pooled accounts - separate for actives and terminees?

    By TPApril, November 19, 2019
    • 15 replies
    • 1.3k views
    • 
    • Bird
    • November 20, 2019

36. Starting and stopping deferrals in a 401k Plan

    By Pammie57, July 29, 2020
    • 15 replies
    • 1.8k views
    • 
    • Belgarath
    • August 5, 2020

37. Hardship withdrawal for purchase of primary residence

    By alwaysaquestion, May 30, 2017
    • 15 replies
    • 9.6k views
    • 
    • Mike Preston
    • June 2, 2017

38. Earnings on Refunds for Failed ACP

    By MBCarey, September 22, 2010
    • 15 replies
    • 6.2k views
    • 
    • austin3515
    • September 23, 2010

39. Hardship Amendment - QNEC/QMACs allowed

    By austin3515, June 2, 2020
    • 15 replies
    • 2.1k views
    • 
    • austin3515
    • July 28, 2020

40. Late Deposit of Contributions

    By PFranckowiak, December 19, 2014
    • 15 replies
    • 4k views
    • 
    • ESOP Guy
    • December 24, 2014

41. Company that pays weekly wants to send census to me quarterly

    By Jim Chad, November 6, 2008
    • 15 replies
    • 1.5k views
    • 
    • cdavis25
    • November 13, 2008

42. annual compensation limit in profit sharing formula

    By parks777, December 30, 2016
    • 15 replies
    • 2.2k views
    • 
    • parks777
    • January 5, 2017

43. Can an individual without an EIN set up a plan?

    By AKconsult, December 26, 2018
    • 15 replies
    • 1.5k views
    • 
    • FPGuy
    • January 2, 2019

44. Safe Harbor Mid-Year MERGER

    By JustMe, July 30, 2020
    • 15 replies
    • 6.5k views
    • 
    • JustMe
    • August 10, 2020

45. Loan overpayments - What do you do ?

    By Guest hyper, August 13, 2004
    • 15 replies
    • 12.3k views
    • 
    • R. Butler
    • September 24, 2004

46. This is a difficult 401(k) plan

    By SteveH, September 19, 2006
    • 15 replies
    • 2.7k views
    • 
    • BG5150
    • September 26, 2006

47. Pay back on loan "not required".

    By Guest Melissa Winslow, January 14, 2000
    • 15 replies
    • 2.3k views
    • 
    • Brenda Wren
    • January 21, 2000

48. Plan with last day requirement allocates match throughout year, permi

    By Guest LMalone, April 20, 2001
    • 15 replies
    • 6.2k views
    • 
    • EGB
    • August 11, 2003

49. Roth Catch Up final regs

    By Paul I, September 15
    • 15 replies
    • 4.3k views
    • 
    • LMK TPA
    • September 19

50. Reallocation of Forfeitures Upon Plan Termination

    By austin3515, September 15
    • 15 replies
    • 3.1k views
    • 
    • austin3515
    • September 17