401(k) Plans

19,321 topics in this forum

1. Start a 401k plan

   By ombskid, November 5, 2013
   • 10 replies
   • 1.7k views
   • 
   • SwimmingInBowelsOfERISA
   • January 8, 2016

2. Electing out of Auto Enrollment

   By Guest carolina, August 21, 2007
   • 7 replies
   • 1.7k views
   • 
   • Guest
   • August 22, 2007

3. Participant Loans

   By 52626, January 2, 2014
   • 10 replies
   • 1.7k views
   • 
   • Guest
   • January 3, 2014

4. after tax contributions

   By Guest lskin, June 21, 2006
   • 6 replies
   • 1.7k views
   • 
   • RTK
   • June 28, 2006

5. HCEs Took Distribution/Plan Fails ADP Test

   By Guest Liz Mikkelson, February 19, 1999
   • 1 reply
   • 1.7k views
   • 
   • Disco Stu
   • February 19, 1999

6. Allocation schedule vs. Payroll report

   By 401king, May 15, 2019
   • 4 replies
   • 1.7k views
   • 
   • 401king
   • May 16, 2019

7. Compliance testing for HCEs who worked for predecessor employer.

   By katieinny, February 27, 2003
   • 4 replies
   • 1.7k views
   • 
   • katieinny
   • February 27, 2003

8. Short Plan Year

   By jkdoll2, January 15, 2009
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • January 21, 2009

9. Limitation year is not calender year

   By FJR, April 12, 2002
   • 2 replies
   • 1.7k views
   • 
   • Belgarath
   • April 12, 2002

10. Another Benefit Is Contingent on 401(k) Deferrals

    By Guest mrjones, July 10, 2006
    • 1 reply
    • 1.7k views
    • 
    • spartytax
    • June 17, 2015

11. Loans

    By Guest chris4013, November 17, 2005
    • 3 replies
    • 1.7k views
    • 
    • E as in ERISA
    • November 17, 2005

12. 242(b) RMD

    By MGOAdmin, April 27, 2016   

    • 242
    • RMD
    • 3 replies
    • 1.7k views
    • 
    • masteff
    • April 27, 2016

13. HCE-only Discretionary Match with NHCE-only Safe Harbor

    By Plan Doc, November 18, 2020
    • 8 replies
    • 1.7k views
    • 
    • Plan Doc
    • November 20, 2020

14. Anyone know anything about Puerto Rican 165(e) plans? Please!!!

    By Guest HIPAAdrome, September 15, 2000
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • September 15, 2000

15. Employer Stock in 401(k) Plan

    By bzorc, June 12, 2022
    • 9 replies
    • 1.7k views
    • 
    • Linda Wilkins
    • June 30, 2022

16. Definition of Compensation

    By Guest JEP, March 25, 2002
    • 2 replies
    • 1.7k views
    • 
    • Mike Preston
    • March 26, 2002

17. Plan design for hotel chain. Control group issues.

    By Guest tlrhodes, May 13, 1999
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • May 20, 1999

18. Charging Administrative Expenses Against Plan Assets

    By Guest L, May 20, 1999
    • 2 replies
    • 1.7k views
    • 
    • Jon Chambers
    • May 28, 1999

19. Independent Contractor - Prior Service

    By 52626, May 2, 2019
    • 4 replies
    • 1.7k views
    • 
    • Luke Bailey
    • May 3, 2019

20. Communication requirements for participants

    By Guest rbellinger, February 27, 2002
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • February 27, 2002

21. Plan continuation?

    By Guest Moira, June 7, 2006
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • June 14, 2006

22. Roth deferral percentages

    By Guest durktracy, October 1, 2009
    • 3 replies
    • 1.7k views
    • 
    • jkdoll2
    • October 2, 2009

23. Last Man Standing

    By DTH, September 19, 2007
    • 8 replies
    • 1.7k views
    • 
    • Archimage
    • September 21, 2007

24. Recharacterization of Deferrals as Catch-up

    By commishvp, February 28, 2006
    • 1 reply
    • 1.7k views
    • 
    • JanetM
    • February 28, 2006

25. Maximum 403B Contribution

    By Guest DebH, March 15, 2001
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • March 16, 2001

26. Determining Former HCEs

    By Guest pdaniels, November 17, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • November 18, 1999

27. "Retirement Plan" Box on Form W-2

    By Guest notapensiongeek, November 15, 2012
    • 3 replies
    • 1.7k views
    • 
    • masteff
    • November 15, 2012

28. Opening a solo 401k after dissolving partnership

    By Guest slander1709, January 10, 2005
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • January 12, 2005

29. 401(k) / Control Group / combined testing?

    By Guest silversurfer550, February 7, 2014
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 7, 2014

30. Employer vs. Employee Match with Government Health & Welfare Funds

    By Guest nsenja, January 21, 2004
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • January 21, 2004

31. Distributions from a 401k with ER stock. (NUA).

    By Guest Denise Murphy, October 4, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • October 6, 1999

32. Announcement 2001-77

    By Guest Robin S. Vatalaro, July 6, 2001
    • 3 replies
    • 1.7k views
    • 
    • Bob R
    • July 7, 2001

33. Can a plan administrator legally make changes to an employee's deferra

    By Guest lkramer, December 27, 2001
    • 5 replies
    • 1.7k views
    • 
    • david rigby
    • December 27, 2001

34. hardship grossed up for taxes

    By AlbanyConsultant, May 30, 2023
    • 7 replies
    • 1.7k views
    • 
    • Peter Gulia
    • June 5, 2023

35. What if participant wants backup on ADP refund?

    By BG5150, February 11, 2022
    • 13 replies
    • 1.7k views
    • 
    • Lou S.
    • February 14, 2022

36. Safe Harbor Contribution to Selective HCEs

    By Guest mcw, September 11, 2008
    • 6 replies
    • 1.7k views
    • 
    • buckaroo
    • September 16, 2008

37. Earned income calculation when PLC members have separate expenses to a

    By Guest Diane DuFresne, April 18, 2001
    • 2 replies
    • 1.7k views
    • 
    • BeckyMiller
    • April 21, 2001

38. 414(s) Comp Test

    By Guest jae3207, November 14, 2006
    • 1 reply
    • 1.7k views
    • 
    • austin3515
    • November 15, 2006

39. Mandatory Contributions

    By Guest MDG, September 9, 2003
    • 9 replies
    • 1.7k views
    • 
    • Brian Gallagher
    • September 10, 2003

40. Minimum eligibility requirements for hours based plan

    By Guest Jmiles, December 21, 2004
    • 5 replies
    • 1.7k views
    • 
    • rcline46
    • December 22, 2004

41. Younger RMD Age?

    By kmhaab, October 25, 2023
    • 14 replies
    • 1.7k views
    • 
    • Peter Gulia
    • October 27, 2023

42. Covered Service Provider Disclosure

    By holdco, March 26, 2012
    • 11 replies
    • 1.7k views
    • 
    • holdco
    • March 26, 2012

43. Status of IRS Determination Letters for Prototypes

    By Guest Mark Manning, October 5, 1999
    • 1 reply
    • 1.7k views
    • 
    • Wessex
    • October 6, 1999

44. Top Heavy?

    By Guest TrustMe401k, February 21, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • March 6, 2002

45. Hours of Service

    By Guest jefe96, May 9, 2005
    • 2 replies
    • 1.7k views
    • 
    • JDuns
    • May 9, 2005

46. Participant Fee Disclosure-404(a)(5)-Is Electronic Delivery Allowed

    By jala, August 4, 2014   

    • Participant Fee Disclosure
    • 4 replies
    • 1.7k views
    • 
    • Bird
    • August 5, 2014

47. Charge Offs/Write Offs

    By Fredman, December 19, 2001
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • January 3, 2002

48. 401k Plan information

    By Guest randycsa, November 27, 2002
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • December 7, 2002

49. Is a Top heavy contrib needed?

    By BG5150, February 19, 2007
    • 8 replies
    • 1.7k views
    • 
    • TPAnnie
    • February 25, 2007

50. Lifetime Income Disclosures - Tables for Calculations

    By austin3515, April 5, 2022
    • 13 replies
    • 1.7k views
    • 
    • Paul I
    • September 11, 2025