401(k) Plans

19,299 topics in this forum

1. Top Heavy Minimum for Terminating Plan

   By Guest RayLovesTrini*, March 19, 2013
   • 2 replies
   • 2k views
   • 
   • Tom Poje
   • March 19, 2013

2. Profit Sharing Contribution - Operational Failure (suggestions for correcting?)

   By BeanCounterBlues, March 18, 2013
   • 3 replies
   • 1.9k views
   • 
   • Tom Poje
   • March 19, 2013

3. Participant Security

   By austin3515, March 18, 2013
   • 15 replies
   • 1.3k views
   • 
   • austin3515
   • March 18, 2013

4. maximum interest rate on participant loan

   By Earl, March 16, 2013
   • 7 replies
   • 1.5k views
   • 
   • masteff
   • March 18, 2013

5. Refund of Prior Year 401K Deferral

   By Guest Amana, March 14, 2013
   • 4 replies
   • 2.5k views
   • 
   • Guest
   • March 16, 2013

6. Short initial year limitations

   By Flyboyjohn, March 14, 2013
   • 5 replies
   • 5.4k views
   • 
   • Flyboyjohn
   • March 15, 2013

7. Deduction Limit in Multiple Employer Plan with new Adopter

   By RPP2001, March 13, 2013
   • 3 replies
   • 1.3k views
   • 
   • Flyboyjohn
   • March 14, 2013

8. Loan Refi's if Loan Program discontinued

   By austin3515, March 14, 2013
   • 1 reply
   • 957 views
   • 
   • Belgarath
   • March 14, 2013

9. Compensation & withholding

   By R. Butler, March 13, 2013
   • 3 replies
   • 1k views
   • 
   • QDROphile
   • March 13, 2013

10. controlled group determination

    By Chippy, March 8, 2013
    • 3 replies
    • 1.1k views
    • 
    • Chippy
    • March 13, 2013

11. Savers Credit

    By austin3515, March 12, 2013
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • March 13, 2013

12. Age Weighted Match?

    By KateSmithPA, December 5, 2012
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 12, 2013

13. Transfers from 401(k) to HSA?

    By Jim Chad, March 11, 2013
    • 4 replies
    • 5.6k views
    • 
    • Jim Chad
    • March 11, 2013

14. Failed ACP refund - forfeiture or refund?

    By Santo Gold, October 2, 2012
    • 16 replies
    • 13k views
    • 
    • imchipbrown
    • March 11, 2013

15. Top 20% Calculation

    By justatester, March 8, 2013   

    • Impact with an asset sale
    • 1 reply
    • 1.9k views
    • 
    • 12AX7
    • March 9, 2013

16. Definition of Compensation to be used include or exclude disability payments?

    By Bruddah Kimo, March 8, 2013
    • 2 replies
    • 2.4k views
    • 
    • PensionPro
    • March 8, 2013

17. Enhanced SH match of 125 % on 6%

    By Jim Chad, March 8, 2013
    • 7 replies
    • 3.6k views
    • 
    • John Feldt ERPA CPC QPA
    • March 8, 2013

18. short plan year for safe harbor plan or retroactive effective date?

    By AKconsult, March 8, 2013
    • 1 reply
    • 1.7k views
    • 
    • K2
    • March 8, 2013

19. Comp ratio test-HCE Top 20% limit

    By Guest JackR, February 18, 2013
    • 9 replies
    • 1.8k views
    • 
    • Guest
    • March 8, 2013

20. Safe Harbor and Non Safe Harbor Plan

    By Dougsbpc, March 8, 2013
    • 1 reply
    • 2.7k views
    • 
    • Tom Poje
    • March 8, 2013

21. Operational Failure (In-Service Distributions) - Best Way to Fix/

    By Guest lizannc, March 7, 2013   

    • Operational Failure
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • March 7, 2013

22. Failed ADP Partner deferral not deposited yet

    By SheilaD, March 7, 2013
    • 0 replies
    • 968 views
    • 
    • SheilaD
    • March 7, 2013

23. Benefits, Rights, and Features

    By Guest ghenson08, December 11, 2012
    • 19 replies
    • 4.7k views
    • 
    • Guest
    • March 7, 2013

24. Top Paid Election and ADP Test

    By cpc0506, March 5, 2013
    • 12 replies
    • 4.5k views
    • 
    • BG5150
    • March 7, 2013

25. Controlled Group - Participant balance transfer

    By sla, March 1, 2013
    • 1 reply
    • 1.7k views
    • 
    • MWeddell
    • March 7, 2013

26. Separate Record Keeping

    By Dougsbpc, March 6, 2013
    • 1 reply
    • 947 views
    • 
    • Bird
    • March 7, 2013

27. Beneficiary

    By Guest A_Dude, March 6, 2013   

    • Quick Question
    • 4 replies
    • 1.2k views
    • 
    • david rigby
    • March 6, 2013

28. Allocation of Corrective QNEC (missed deferrals)

    By 401QUE, November 15, 2012
    • 14 replies
    • 14.5k views
    • 
    • Guest
    • March 5, 2013

29. Can current participants be amended out of the plan

    By jkharvey, October 19, 2012
    • 8 replies
    • 2k views
    • 
    • ESOP Guy
    • March 5, 2013

30. Commissions paid later

    By Guest JPIngold, March 4, 2013
    • 1 reply
    • 1.1k views
    • 
    • rcline46
    • March 5, 2013

31. 401 kamounts

    By Guest Dan Shea, March 1, 2013
    • 3 replies
    • 975 views
    • 
    • Guest
    • March 4, 2013

32. eligibility question

    By cpc0506, February 26, 2013
    • 12 replies
    • 3.1k views
    • 
    • 12AX7
    • March 1, 2013

33. New Investment Options (DIAs) and 408b2 Fee Disclosure Timing

    By Guest jvajj, March 1, 2013   

    • Fee Disclosure
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • March 1, 2013

34. 1099-R on Roth 401k excess deferral

    By karl, March 1, 2013
    • 0 replies
    • 1.4k views
    • 
    • karl
    • March 1, 2013

35. Death of Participant and 401k Contribution

    By Dazednconfused, February 27, 2013
    • 5 replies
    • 11.6k views
    • 
    • masteff
    • February 27, 2013

36. surrender charges not restorative payment but ER contribution

    By pmacduff, September 2, 2011
    • 4 replies
    • 2.5k views
    • 
    • BG5150
    • February 27, 2013

37. Can You Defer NOW for 2012?

    By Guest Jay345, February 25, 2013
    • 8 replies
    • 1.5k views
    • 
    • rcline46
    • February 27, 2013

38. Can A 401k Plan Be Temporarily Frozen?

    By mming, February 26, 2013
    • 9 replies
    • 8.2k views
    • 
    • mming
    • February 26, 2013

39. Affliated Service Group

    By Chippy, February 26, 2013
    • 0 replies
    • 816 views
    • 
    • Chippy
    • February 26, 2013

40. out of plan Rewards for 401(k) deferrals?

    By chuTzPA, February 25, 2013
    • 4 replies
    • 1.2k views
    • 
    • chuTzPA
    • February 26, 2013

41. catchup for 2012

    By Monica Barnard, January 12, 2013
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 25, 2013

42. Attribution of biological child who is not legally recognized as the child

    By jkharvey, February 25, 2013
    • 1 reply
    • 967 views
    • 
    • rcline46
    • February 25, 2013

43. Average Benefits Test

    By CLE401kGuy, February 19, 2013
    • 13 replies
    • 4.9k views
    • 
    • chc93
    • February 25, 2013

44. Ineligible Employee defers during the plan year

    By JKW, February 13, 2013
    • 8 replies
    • 7.6k views
    • 
    • Kevin C
    • February 22, 2013

45. controlled groups and testing

    By Chippy, February 22, 2013
    • 1 reply
    • 1.1k views
    • 
    • MWeddell
    • February 22, 2013

46. Illegal Alien Issue

    By Guest smhjr, February 21, 2013   

    • illegal alien
    • 4 replies
    • 15.2k views
    • 
    • masteff
    • February 22, 2013

47. HCE compensation clarity request...

    By Beltane, February 21, 2013
    • 3 replies
    • 1.5k views
    • 
    • movedon
    • February 22, 2013

48. Two participants with the same SSN

    By Guest TPA Guy, February 20, 2013
    • 6 replies
    • 2.2k views
    • 
    • Peter Gulia
    • February 22, 2013

49. Non-traditional source for contributions

    By TPApril, February 20, 2013
    • 11 replies
    • 1.3k views
    • 
    • ESOP Guy
    • February 21, 2013

50. Eligibility

    By cdavis25, February 21, 2013
    • 2 replies
    • 1.7k views
    • 
    • Kevin C
    • February 21, 2013