401(k) Plans

19,321 topics in this forum

1. Employer contributions after rollover

   By Guest Aubie, February 15, 2010
   • 4 replies
   • 1.3k views
   • 
   • BG5150
   • February 16, 2010

2. Compensation Ratio Test

   By Susan S., August 25, 2011
   • 4 replies
   • 1.6k views
   • 
   • Susan S.
   • August 25, 2011

3. Compensation and Safe Harbor Match

   By Susan S., January 23, 2013
   • 4 replies
   • 2.1k views
   • 
   • Susan S.
   • January 24, 2013

4. Onwers wanting 2 different plans

   By coleboy, August 25, 2015
   • 4 replies
   • 931 views
   • 
   • Belgarath
   • August 25, 2015

5. Safe harbor match suspenseion

   By Pam S., January 31, 2020
   • 4 replies
   • 864 views
   • 
   • Pam S.
   • February 5, 2020

6. Modifying Prototype Adoption Agreements ... Can you?

   By Guest billy bong, November 5, 1999
   • 4 replies
   • 1.7k views
   • 
   • Guest
   • November 6, 1999

7. Plain language prospectuses for 401(k)investments

   By Guest Anne V, February 8, 2000
   • 4 replies
   • 1.3k views
   • 
   • MWeddell
   • February 17, 2000

8. Retroactive New Plan and Deduction Timing

   By EBECatty, September 15, 2023
   • 4 replies
   • 761 views
   • 
   • EBECatty
   • September 18, 2023

9. Tax Issues for Return of Excess Deferrals

   By Guest Dan Simonds, August 15, 2001
   • 4 replies
   • 1.8k views
   • 
   • Guest
   • August 30, 2001

10. Enhanced SH Match

    By K-t-F, June 29, 2006
    • 4 replies
    • 1.8k views
    • 
    • K-t-F
    • June 30, 2006

11. ACP Split Testing Method

    By Guest dsw713, June 2, 2009
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • June 4, 2009

12. Is this a 401k transfer or rollover? And reporting requirements.

    By Guest Carl C, September 23, 2011
    • 4 replies
    • 3k views
    • 
    • ESOP Guy
    • September 23, 2011

13. Hardship Distribution

    By thepensionmaven, August 9, 2017   

    • hardship max
    • 4 replies
    • 445 views
    • 
    • thepensionmaven
    • August 10, 2017

14. Forfeitures before ACP or after ACP

    By Purplemandinga, August 27, 2019
    • 4 replies
    • 1.6k views
    • 
    • BG5150
    • August 28, 2019

15. Trying to Determine who is HCE for Terminating Plan

    By Mr Bagwell, May 13, 2021   

    • terminating
    • short plan year
    • 4 replies
    • 1.3k views
    • 
    • Mr Bagwell
    • May 14, 2021

16. Discretionary Match

    By Connor, June 11, 2025
    • 4 replies
    • 942 views
    • 
    • Connor
    • June 12, 2025

17. Separate Accounting by source

    By Jim Chad, June 29, 2006
    • 4 replies
    • 1.5k views
    • 
    • E as in ERISA
    • June 30, 2006

18. Fiscal Year Catch Up

    By RobN, May 11, 2011
    • 4 replies
    • 983 views
    • 
    • Kevin C
    • May 11, 2011

19. Davis Bacon Plan/401(k) Plan

    By MarZDoates, April 16, 2013
    • 4 replies
    • 2.8k views
    • 
    • 12AX7
    • April 19, 2013

20. Roth 401k Withdrawal

    By karl, April 24, 2014
    • 4 replies
    • 1.2k views
    • 
    • QDROphile
    • April 24, 2014

21. Meeting a safe harbor using several plans

    By Peter Gulia, March 23, 2016   

    • safe harbor; controlled group
    • 4 replies
    • 717 views
    • 
    • Peter Gulia
    • March 23, 2016

22. Is it possible to defer the maximum 402(g) limit twice if you work for two separate employers?

    By Guest RMPension, March 24, 2005
    • 4 replies
    • 1.4k views
    • 
    • K-t-F
    • March 25, 2005

23. ACP Test and Match over plan limit

    By Guest george821, January 29, 2009
    • 4 replies
    • 2k views
    • 
    • Guest
    • February 1, 2009

24. 414(s) Test in Relius

    By Susan S., August 25, 2011
    • 4 replies
    • 1.5k views
    • 
    • Susan S.
    • August 25, 2011

25. Deferring on non-cash items

    By fiona1, September 24, 2012
    • 4 replies
    • 1.9k views
    • 
    • david rigby
    • September 24, 2012

26. Controlled Group - Different Eligibility

    By Vlad401k, May 31, 2022
    • 4 replies
    • 1.1k views
    • 
    • Luke Bailey
    • June 4, 2022

27. What is best way to merge an existing money purchase plan into an exis

    By John A, October 27, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • November 7, 1999

28. Safe Harbor Plan - Mid-Year Formula Change and Automatic Enrollment

    By Vlad401k, July 12, 2024
    • 4 replies
    • 1.5k views
    • 
    • Bill Presson
    • July 12, 2024

29. Non-Standard Prototype Plan

    By Guest PAL100759, May 23, 2003
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • September 19, 2003

30. Safe Harbor Notice

    By Guest Giovanni, April 23, 2004
    • 4 replies
    • 1.9k views
    • 
    • Tom Poje
    • April 26, 2004

31. Determination of Controlled Group

    By pixmax, November 11, 2014
    • 4 replies
    • 1k views
    • 
    • Lou S.
    • November 12, 2014

32. match as contribution or cash?

    By Santo Gold, November 15, 2018
    • 4 replies
    • 523 views
    • 
    • Luke Bailey
    • November 17, 2018

33. Testing & 5500 for plan with brokerage and vendor accounts

    By user001, June 12, 2025
    • 4 replies
    • 595 views
    • 
    • user001
    • June 12, 2025

34. After Tax $ Source

    By Guest JimJ, September 26, 2001
    • 4 replies
    • 1.9k views
    • 
    • Disco Stu
    • September 28, 2001

35. Ever heard of "life-time catch-ups" or "Special Election A"

    By doombuggy, November 7, 2003
    • 4 replies
    • 1.4k views
    • 
    • doombuggy
    • November 11, 2003

36. 5500 not filed, GUST and EGTRRA not complete.

    By Guest jhilliard, December 16, 2003
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • December 17, 2003

37. In-plan Roth conversion & 5500

    By Monica Barnard, September 23, 2011
    • 4 replies
    • 2.8k views
    • 
    • Tom Poje
    • September 23, 2011

38. ERISA 404(c) disclosures and white-label funds

    By SavingsRUS, August 25, 2015
    • 4 replies
    • 1.9k views
    • 
    • SavingsRUS
    • August 25, 2015

39. Failed ADP test -QNEC & TH contribution relationship

    By Pammie57, March 2, 2017
    • 4 replies
    • 2.8k views
    • 
    • Pammie57
    • March 3, 2017

40. First Year Audit of a Plan

    By J Krimmel, August 10, 2017
    • 4 replies
    • 4.3k views
    • 
    • bzorc
    • August 11, 2017

41. IRA Contribution & 401(k)

    By MGOAdmin, November 15, 2018
    • 4 replies
    • 1.1k views
    • 
    • Appleby
    • November 18, 2018

42. Control Group

    By pixmax, May 1, 2019
    • 4 replies
    • 575 views
    • 
    • Luke Bailey
    • May 3, 2019

43. IRC 410(b)

    By Purplemandinga, March 17, 2021
    • 4 replies
    • 1k views
    • 
    • Mike Preston
    • March 17, 2021

44. Failure of employer to withhold

    By Guest BillClinton, November 22, 2002
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • November 25, 2002

45. Automatic Enrollment in 401(k) Plan in California

    By Guest Seth_McNamee, December 8, 2004
    • 4 replies
    • 1.8k views
    • 
    • mbozek
    • December 9, 2004

46. Service based allocation

    By Guest Moira, August 4, 2006
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • August 7, 2006

47. Catch Up Contributions When Compensation Is Low

    By mming, March 2, 2017
    • 4 replies
    • 619 views
    • 
    • CuseFan
    • March 3, 2017

48. Joint and Survivor/Spousal Consent

    By Guest Lucie, February 18, 2000
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • February 18, 2000

49. SECURE 2.0 - Roth Catch-Up for HPEs - Payroll or TPA monitoring function?

    By legort69, May 1, 2023
    • 4 replies
    • 931 views
    • 
    • Paul I
    • May 3, 2023

50. dual eligibility and top heavy

    By Guest richard j. decock, December 18, 2001
    • 4 replies
    • 2.7k views
    • 
    • Tom Poje
    • December 20, 2001