401(k) Plans

19,337 topics in this forum

1. Insiders

   By Guest hitt24, October 21, 2002
   • 4 replies
   • 1.2k views
   • 
   • MGB
   • October 22, 2002

2. Is the effective date on the enrollment form a big deal? What about the amount to be deferred?

   By Guest DIGMYDOG, January 14, 2004
   • 4 replies
   • 1.2k views
   • 
   • ccassetty
   • January 16, 2004

3. Coverage Failure - 401k

   By Guest RS182, July 6, 2009
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • July 6, 2009

4. Trust Statement Due Date

   By Guest koo, February 19, 2010
   • 4 replies
   • 1.2k views
   • 
   • Peter Gulia
   • February 20, 2010

5. 40(k) Loan while out on Disability

   By 52626, April 28, 2017
   • 4 replies
   • 16k views
   • 
   • david rigby
   • May 2, 2017

6. 401(k) Loan Fees-Union Plan

   By KIP KRAUS, September 8, 1998
   • 4 replies
   • 5.3k views
   • 
   • LCARUSI
   • September 11, 1998

7. Definition of SS Integration

   By Guest JB2, February 5, 1999
   • 4 replies
   • 2.3k views
   • 
   • Dave Baker
   • February 14, 1999

8. Coverage testing when there are a bunch of work-visa employees

   By Tom, September 25, 2025
   • 4 replies
   • 1.3k views
   • 
   • justanotheradmin
   • October 1, 2025

9. Testing Question regarding Forfeitures

   By Guest KD40, February 4, 2003
   • 4 replies
   • 1.3k views
   • 
   • Tom Poje
   • February 5, 2003

10. Waiving out of 401(k) Plan

    By Guest KMP, July 9, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • July 9, 2003

11. 415 Comp...

    By Guest KTF, March 7, 2005
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • March 7, 2005

12. Payroll Based Match

    By Guest jusducki, March 13, 2007
    • 4 replies
    • 1.3k views
    • 
    • Jim Chad
    • March 13, 2007

13. 501(c)7 Social Club

    By Guest Bizitchie, March 12, 2008
    • 4 replies
    • 3.2k views
    • 
    • jpod
    • March 12, 2008

14. Failure to Amend

    By Guest TooMuchFreeTime, October 22, 2008
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • October 27, 2008

15. Self-Employed Match Calculation Question

    By Laura Harrington, March 5, 2012
    • 4 replies
    • 1.7k views
    • 
    • masteff
    • March 6, 2012

16. coverage testing in a control group

    By BW, March 15, 2019
    • 4 replies
    • 929 views
    • 
    • CuseFan
    • March 18, 2019

17. non-trustee partner recieving commissions as rep on 401(k) plan

    By Guest Darren Graff, February 11, 1999
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • February 15, 1999

18. Can a union sponsor a 401(k) plan?

    By PMC, June 23, 2000
    • 4 replies
    • 4k views
    • 
    • Guest
    • June 27, 2000

19. Participant Loans 101

    By austin3515, September 25, 2025
    • 4 replies
    • 1.7k views
    • 
    • Bri
    • September 26, 2025

20. Deemed or Defaulted

    By Guest walpadopolis, August 22, 2002
    • 4 replies
    • 18.6k views
    • 
    • R. Butler
    • August 29, 2002

21. Excess Contribution to Small Business (single owner) 401(k) Plan

    By Guest neilcap, January 30, 2004
    • 4 replies
    • 1.3k views
    • 
    • Mike Preston
    • February 3, 2004

22. Mandatory cash out (IRA) question

    By k man, April 27, 2006
    • 4 replies
    • 1.5k views
    • 
    • Archimage
    • April 27, 2006

23. Bonding Requirements

    By Guest Thornton, September 29, 2006
    • 4 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • September 29, 2006

24. Catch up AFTER close of 2006 Plan Year?

    By Lori H, February 15, 2007
    • 4 replies
    • 1.2k views
    • 
    • JanetM
    • February 19, 2007

25. Special Tax Notice - 402(f)

    By Nassau, March 1, 2011
    • 4 replies
    • 3k views
    • 
    • austin3515
    • March 3, 2011

26. No social security number

    By 30Rock, August 26, 2020
    • 4 replies
    • 2.5k views
    • 
    • Peter Gulia
    • September 7, 2020

27. Excluded compensation in Safe Harbor plan

    By Penflyer, March 31, 2022
    • 4 replies
    • 1.1k views
    • 
    • Nate S
    • April 1, 2022

28. When is it better to make the 3% nonelective safe harbor contribution

    By chris, April 6, 2001
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • May 11, 2001

29. Form 8905

    By Guest jefe96, December 21, 2006
    • 4 replies
    • 3k views
    • 
    • John Feldt ERPA CPC QPA
    • December 26, 2006

30. Roth 401(k) Contributions

    By Guest Guy Incognito, March 18, 2009
    • 4 replies
    • 1.1k views
    • 
    • oriecat
    • April 2, 2009

31. Safe Harbor Plan

    By Guest Pension Girl, August 4, 2009
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • August 5, 2009

32. Participant Distribution & QDRO

    By Guest davsun, September 27, 2012
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • September 28, 2012

33. RMD

    By Guest glhotdog, May 1, 2014   

    • RMD Revoke
    • suspened RMD payments
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • May 1, 2014

34. Controlled Group - Attribution

    By Vlad401k, March 8, 2018
    • 4 replies
    • 565 views
    • 
    • Vlad401k
    • March 8, 2018

35. After Tax Contributions

    By Guest tbt, November 26, 2002
    • 4 replies
    • 1.6k views
    • 
    • mbozek
    • December 1, 2002

36. Looking for language to employee to take Minimum Required Distribution.

    By cripp12, December 10, 2004
    • 4 replies
    • 1.4k views
    • 
    • cripp12
    • December 11, 2004

37. Match rate differs for 2 divisions

    By Guest vqualplan, October 19, 2005
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • October 21, 2005

38. Employer Contribution Submissions

    By Guest asitan, August 8, 2006
    • 4 replies
    • 1.7k views
    • 
    • Jim Chad
    • August 9, 2006

39. Recognize Service for Eligibility and Vesting

    By DP, February 16, 2007
    • 4 replies
    • 1.4k views
    • 
    • DP
    • February 20, 2007

40. negative true-ups?

    By wvbeachgirl, July 7, 2008
    • 4 replies
    • 6.6k views
    • 
    • Bird
    • August 6, 2008

41. Top Heavy to HCE - can it be taken out?

    By TPApril, June 12, 2022
    • 4 replies
    • 660 views
    • 
    • Lou S.
    • June 13, 2022

42. Increasing 401(k) Participation

    By Guest John Rains, February 15, 1999
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 17, 1999

43. What Is ERISA's Bond Requirement

    By steve45, August 24, 2022
    • 4 replies
    • 825 views
    • 
    • RatherBeGolfing
    • August 24, 2022

44. New statutory exclusion regulations for ADP/ACP testing

    By Guest VPA, February 28, 2000
    • 4 replies
    • 3.1k views
    • 
    • MWeddell
    • March 1, 2000

45. Payments to Participants by TPA (not a trustee)

    By Guest Libby, March 15, 2002
    • 4 replies
    • 1.7k views
    • 
    • david rigby
    • March 18, 2002

46. Coverage

    By austin3515, December 17, 2002
    • 4 replies
    • 1.3k views
    • 
    • austin3515
    • December 17, 2002

47. 402(g) in terminating 401(k) plan

    By Guest Tbrown, May 17, 2010
    • 4 replies
    • 1.4k views
    • 
    • Tom Poje
    • May 17, 2010

48. Controlled Group Question - Solo 401k

    By Vlad401k, January 19, 2018
    • 4 replies
    • 917 views
    • 
    • Luke Bailey
    • January 22, 2018

49. How is interest calculated when plan sponsor is late contributing sala

    By John A, June 23, 2000
    • 4 replies
    • 4.4k views
    • 
    • KJohnson
    • May 10, 2002

50. Pureto Rico Death Distributions

    By Guest BPC, July 9, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • July 10, 2003