401(k) Plans

19,321 topics in this forum

1. Definition of SS Integration

   By Guest JB2, February 5, 1999
   • 4 replies
   • 2.3k views
   • 
   • Dave Baker
   • February 14, 1999

2. Coverage testing when there are a bunch of work-visa employees

   By Tom, September 25, 2025
   • 4 replies
   • 1.3k views
   • 
   • justanotheradmin
   • October 1, 2025

3. Testing Question regarding Forfeitures

   By Guest KD40, February 4, 2003
   • 4 replies
   • 1.3k views
   • 
   • Tom Poje
   • February 5, 2003

4. Waiving out of 401(k) Plan

   By Guest KMP, July 9, 2003
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • July 9, 2003

5. 415 Comp...

   By Guest KTF, March 7, 2005
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • March 7, 2005

6. Payroll Based Match

   By Guest jusducki, March 13, 2007
   • 4 replies
   • 1.3k views
   • 
   • Jim Chad
   • March 13, 2007

7. 501(c)7 Social Club

   By Guest Bizitchie, March 12, 2008
   • 4 replies
   • 3.2k views
   • 
   • jpod
   • March 12, 2008

8. Failure to Amend

   By Guest TooMuchFreeTime, October 22, 2008
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • October 27, 2008

9. Self-Employed Match Calculation Question

   By Laura Harrington, March 5, 2012
   • 4 replies
   • 1.7k views
   • 
   • masteff
   • March 6, 2012

10. coverage testing in a control group

    By BW, March 15, 2019
    • 4 replies
    • 920 views
    • 
    • CuseFan
    • March 18, 2019

11. non-trustee partner recieving commissions as rep on 401(k) plan

    By Guest Darren Graff, February 11, 1999
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • February 15, 1999

12. Can a union sponsor a 401(k) plan?

    By PMC, June 23, 2000
    • 4 replies
    • 4k views
    • 
    • Guest
    • June 27, 2000

13. Participant Loans 101

    By austin3515, September 25, 2025
    • 4 replies
    • 1.7k views
    • 
    • Bri
    • September 26, 2025

14. Deemed or Defaulted

    By Guest walpadopolis, August 22, 2002
    • 4 replies
    • 18.6k views
    • 
    • R. Butler
    • August 29, 2002

15. Excess Contribution to Small Business (single owner) 401(k) Plan

    By Guest neilcap, January 30, 2004
    • 4 replies
    • 1.3k views
    • 
    • Mike Preston
    • February 3, 2004

16. Mandatory cash out (IRA) question

    By k man, April 27, 2006
    • 4 replies
    • 1.5k views
    • 
    • Archimage
    • April 27, 2006

17. Bonding Requirements

    By Guest Thornton, September 29, 2006
    • 4 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • September 29, 2006

18. Catch up AFTER close of 2006 Plan Year?

    By Lori H, February 15, 2007
    • 4 replies
    • 1.2k views
    • 
    • JanetM
    • February 19, 2007

19. Special Tax Notice - 402(f)

    By Nassau, March 1, 2011
    • 4 replies
    • 3k views
    • 
    • austin3515
    • March 3, 2011

20. No social security number

    By 30Rock, August 26, 2020
    • 4 replies
    • 2.5k views
    • 
    • Peter Gulia
    • September 7, 2020

21. Excluded compensation in Safe Harbor plan

    By Penflyer, March 31, 2022
    • 4 replies
    • 1.1k views
    • 
    • Nate S
    • April 1, 2022

22. When is it better to make the 3% nonelective safe harbor contribution

    By chris, April 6, 2001
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • May 11, 2001

23. Form 8905

    By Guest jefe96, December 21, 2006
    • 4 replies
    • 3k views
    • 
    • John Feldt ERPA CPC QPA
    • December 26, 2006

24. Roth 401(k) Contributions

    By Guest Guy Incognito, March 18, 2009
    • 4 replies
    • 1.1k views
    • 
    • oriecat
    • April 2, 2009

25. Safe Harbor Plan

    By Guest Pension Girl, August 4, 2009
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • August 5, 2009

26. Participant Distribution & QDRO

    By Guest davsun, September 27, 2012
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • September 28, 2012

27. RMD

    By Guest glhotdog, May 1, 2014   

    • RMD Revoke
    • suspened RMD payments
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • May 1, 2014

28. Controlled Group - Attribution

    By Vlad401k, March 8, 2018
    • 4 replies
    • 558 views
    • 
    • Vlad401k
    • March 8, 2018

29. After Tax Contributions

    By Guest tbt, November 26, 2002
    • 4 replies
    • 1.6k views
    • 
    • mbozek
    • December 1, 2002

30. Looking for language to employee to take Minimum Required Distribution.

    By cripp12, December 10, 2004
    • 4 replies
    • 1.4k views
    • 
    • cripp12
    • December 11, 2004

31. Match rate differs for 2 divisions

    By Guest vqualplan, October 19, 2005
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • October 21, 2005

32. Employer Contribution Submissions

    By Guest asitan, August 8, 2006
    • 4 replies
    • 1.7k views
    • 
    • Jim Chad
    • August 9, 2006

33. Recognize Service for Eligibility and Vesting

    By DP, February 16, 2007
    • 4 replies
    • 1.4k views
    • 
    • DP
    • February 20, 2007

34. negative true-ups?

    By wvbeachgirl, July 7, 2008
    • 4 replies
    • 6.5k views
    • 
    • Bird
    • August 6, 2008

35. Top Heavy to HCE - can it be taken out?

    By TPApril, June 12, 2022
    • 4 replies
    • 647 views
    • 
    • Lou S.
    • June 13, 2022

36. Increasing 401(k) Participation

    By Guest John Rains, February 15, 1999
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 17, 1999

37. What Is ERISA's Bond Requirement

    By steve45, August 24, 2022
    • 4 replies
    • 775 views
    • 
    • RatherBeGolfing
    • August 24, 2022

38. New statutory exclusion regulations for ADP/ACP testing

    By Guest VPA, February 28, 2000
    • 4 replies
    • 3.1k views
    • 
    • MWeddell
    • March 1, 2000

39. Payments to Participants by TPA (not a trustee)

    By Guest Libby, March 15, 2002
    • 4 replies
    • 1.7k views
    • 
    • david rigby
    • March 18, 2002

40. Coverage

    By austin3515, December 17, 2002
    • 4 replies
    • 1.3k views
    • 
    • austin3515
    • December 17, 2002

41. 402(g) in terminating 401(k) plan

    By Guest Tbrown, May 17, 2010
    • 4 replies
    • 1.4k views
    • 
    • Tom Poje
    • May 17, 2010

42. Controlled Group Question - Solo 401k

    By Vlad401k, January 19, 2018
    • 4 replies
    • 905 views
    • 
    • Luke Bailey
    • January 22, 2018

43. How is interest calculated when plan sponsor is late contributing sala

    By John A, June 23, 2000
    • 4 replies
    • 4.4k views
    • 
    • KJohnson
    • May 10, 2002

44. Pureto Rico Death Distributions

    By Guest BPC, July 9, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • July 10, 2003

45. Distribution Available?

    By Earl, July 7, 2006
    • 4 replies
    • 1.2k views
    • 
    • Earl
    • July 10, 2006

46. One limit, 2 employers?

    By Guest Drumsnwhistles, August 9, 2006
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • August 9, 2006

47. Safe Harbor Conflict

    By Guest kkcfp, August 6, 2010
    • 4 replies
    • 1.6k views
    • 
    • BG5150
    • August 6, 2010

48. Includible Compensation

    By emmetttrudy, December 1, 2010
    • 4 replies
    • 1.6k views
    • 
    • Jim Chad
    • December 2, 2010

49. sponsor leaving their PEO

    By WCC, March 12, 2015
    • 4 replies
    • 4.3k views
    • 
    • hr for me
    • March 13, 2015

50. Employer leaves affiliated service group; Distribution Restrictions?

    By JesseQG, August 23, 2017
    • 4 replies
    • 2.2k views
    • 
    • Luke Bailey
    • August 25, 2017