401(k) Plans

19,337 topics in this forum

1. PS Shortfall in Floor/offset

   By Guest Ddalk, May 9, 2003
   • 4 replies
   • 1.1k views
   • 
   • Mike Preston
   • May 13, 2003

2. IRA Rollover into a 401(k) Plan

   By Alex Daisy, August 6, 2008
   • 4 replies
   • 1.8k views
   • 
   • Guest
   • August 6, 2008

3. Preventing 415 Failure w/ 401K Plan

   By Guest Golden401k, February 27, 2009
   • 4 replies
   • 1.2k views
   • 
   • Mike Preston
   • March 2, 2009

4. Retroactive Wage Adjustment

   By Guest TuckerB, December 29, 2009
   • 4 replies
   • 1.7k views
   • 
   • Kevin C
   • December 30, 2009

5. Multiple Employer Plan

   By Zoey, February 24, 2010
   • 4 replies
   • 1.2k views
   • 
   • Zoey
   • February 26, 2010

6. Investment of Employer Contribution

   By khn, December 4, 2018
   • 4 replies
   • 740 views
   • 
   • khn
   • December 4, 2018

7. Dumb question about top-heavy

   By thepensionmaven, September 4, 2020
   • 4 replies
   • 559 views
   • 
   • thepensionmaven
   • September 11, 2020

8. PS effect of not maxing deferral in non-calendar yr plan

   By AlbanyConsultant, December 29, 2020
   • 4 replies
   • 661 views
   • 
   • JackS
   • December 29, 2020

9. forfeitability and accrual requirements for matching contributions mad

   By Guest NMpensions, March 2, 1999
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • March 4, 1999

10. Should a plan allow participants to self-certify other claims?

    By Peter Gulia, August 7, 2023
    • 4 replies
    • 739 views
    • 
    • Peter Gulia
    • August 8, 2023

11. 401(k) plan providers

    By mbozek, April 3, 2002
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • April 3, 2002

12. Testing compensation

    By jaemmons, March 31, 2005
    • 4 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • April 1, 2005

13. Schedule I Line 4a

    By austin3515, July 13, 2006
    • 4 replies
    • 1.4k views
    • 
    • Leopurrd
    • July 14, 2006

14. ADP failure to 415 failure

    By Sully, December 29, 2006
    • 4 replies
    • 2.5k views
    • 
    • Bird
    • December 30, 2006

15. Mergers & Acquisitions- Merging 401(K) Plans.

    By Guest RichardLHill, February 24, 1999
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • March 5, 1999

16. Late contributions for some participants

    By Guest tonjer, May 9, 2003
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • May 15, 2003

17. Plan Document vs. Union Agreement?

    By Guest Chaffee, October 9, 2004
    • 4 replies
    • 1.4k views
    • 
    • GBurns
    • October 10, 2004

18. Deferral election change applied to wrong participant. How to correct?

    By Guest oxdougw, September 30, 2005
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • October 4, 2005

19. 401k safe harbor

    By Guest kbett, March 15, 2007
    • 4 replies
    • 1.3k views
    • 
    • stephen
    • March 15, 2007

20. Employer won't contribute pre-tax from bonus?

    By Guest goddude, February 15, 2008
    • 4 replies
    • 3.9k views
    • 
    • masteff
    • February 15, 2008

21. Safe Harbor Matching - Plan Design

    By Guest TooMuchFreeTime, December 15, 2008
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • December 17, 2008

22. Postponing an employee's compenstion

    By Guest lawman98, December 29, 2009
    • 4 replies
    • 1.1k views
    • 
    • GBurns
    • December 30, 2009

23. surrender charges not restorative payment but ER contribution

    By pmacduff, September 2, 2011
    • 4 replies
    • 2.5k views
    • 
    • BG5150
    • February 27, 2013

24. Prevailing wage

    By Evelyn, September 11, 2019
    • 4 replies
    • 1k views
    • 
    • Bill Presson
    • September 12, 2019

25. Deductibility of Delinquent Contributions

    By Stash026, June 10, 2021
    • 4 replies
    • 1.2k views
    • 
    • Luke Bailey
    • June 11, 2021

26. Withholding as Pretax for 2022 when should have been Roth

    By Tom, March 7, 2023
    • 4 replies
    • 1.6k views
    • 
    • Bruce1
    • December 11, 2024

27. ASPA Bound

    By Tom Poje, October 24, 2001
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • October 26, 2001

28. Existing Sep, add SoloK, Possible Controlled group

    By K-t-F, November 23, 2004
    • 4 replies
    • 1.4k views
    • 
    • Appleby
    • November 24, 2004

29. Self Employed made deferrals /w no earnings

    By RobN, January 24, 2007
    • 4 replies
    • 1.5k views
    • 
    • Jim Chad
    • January 26, 2007

30. Plan Deferral Limit ?

    By pholosofizer, December 1, 2014
    • 4 replies
    • 972 views
    • 
    • Bird
    • December 1, 2014

31. Safe Harbor Amendment Restriction Work Around

    By Young Curmudgeon, December 30, 2015
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • January 5, 2016

32. Multiple Employer 401(k) Plans

    By Guest msearle, November 8, 1999
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • December 7, 1999

33. In service rollovers

    By Soundbc1, December 7, 2023
    • 4 replies
    • 901 views
    • 
    • CuseFan
    • December 7, 2023

34. Non-safe harbor Hardship Withdrawal

    By Guest JDL, February 6, 2003
    • 4 replies
    • 6.4k views
    • 
    • austin3515
    • February 8, 2003

35. ATMs

    By DTH, March 31, 2005
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • April 5, 2005

36. C Corp to S Corp - Safe Harbor 401(k)

    By No Name, September 30, 2005
    • 4 replies
    • 1.8k views
    • 
    • No Name
    • October 3, 2005

37. vesting schedules

    By mlp0816, February 13, 2006
    • 4 replies
    • 2.3k views
    • 
    • JDuns
    • February 14, 2006

38. ACP test eligibility

    By fiona1, December 6, 2010
    • 4 replies
    • 1.4k views
    • 
    • fiona1
    • December 6, 2010

39. Must an individual-designed-plan be restated if compliant?

    By kmhaab, March 17, 2017   

    • restatement
    • nonamender failure
    • 4 replies
    • 1.4k views
    • 
    • david rigby
    • March 23, 2017

40. combined 401K contribution limits

    By CG1, June 29, 2017
    • 4 replies
    • 654 views
    • 
    • CG1
    • June 30, 2017

41. SEP + Profit Sharing or Cash Balance

    By Stash026, April 7, 2021
    • 4 replies
    • 783 views
    • 
    • shERPA
    • April 7, 2021

42. Terminating Top Heavy Plan

    By Mr Bagwell, October 6, 2021   

    • top heavy
    • 4 replies
    • 1.1k views
    • 
    • Mr Bagwell
    • October 8, 2021

43. Deduction Limits

    By Fred Payne, July 12, 2001
    • 4 replies
    • 1.5k views
    • 
    • Fred Payne
    • July 12, 2001

44. Can total allocations actually exceed comp. for over 50's?

    By R. Butler, January 16, 2004
    • 4 replies
    • 1.2k views
    • 
    • FundeK
    • January 16, 2004

45. 1099-MISC

    By doombuggy, March 8, 2004
    • 4 replies
    • 1.5k views
    • 
    • Mary Kay Foss
    • March 13, 2004

46. Splitting Solo 401(k)

    By Guest hk73, August 23, 2012
    • 4 replies
    • 1.8k views
    • 
    • Bird
    • August 24, 2012

47. LTPT - sometimes I think that's all w2e are here for... anyway

    By Belgarath, December 7, 2023
    • 4 replies
    • 1.1k views
    • 
    • Paul I
    • December 7, 2023

48. Tips

    By Kay K, August 15, 2025
    • 4 replies
    • 949 views
    • 
    • Peter Gulia
    • August 21, 2025

49. Non US Citzen Non-Spouse Beneficiary

    By Guest glhotdog, August 6, 2008
    • 4 replies
    • 4.8k views
    • 
    • GMK
    • August 6, 2008

50. 401k loan for self-employed person

    By Guest donmartin, February 5, 2009
    • 4 replies
    • 1.5k views
    • 
    • K2retire
    • February 7, 2009