401(k) Plans

19,321 topics in this forum

1. Testing requirements for employer with more than 1 plan

   By Guest anne1, March 10, 2006
   • 4 replies
   • 1.7k views
   • 
   • Guest
   • March 10, 2006

2. Safe Harbor NonElective contribution Employer Funding Deadline ?

   By Francis, June 16, 2010
   • 4 replies
   • 5k views
   • 
   • Scuba 401
   • June 26, 2013

3. sticky situation bank and foreclosure

   By Guest ?pensionguy, March 12, 2012
   • 4 replies
   • 1k views
   • 
   • Guest
   • March 13, 2012

4. PLLC and Bonus after Plan Year End

   By msmith, December 8, 2016
   • 4 replies
   • 888 views
   • 
   • austin3515
   • December 11, 2016

5. Compensation controlled group: SE income on K-1 and W-2

   By tghooper, April 1, 2020
   • 4 replies
   • 534 views
   • 
   • tghooper
   • April 2, 2020

6. Admin Error - contributions withheld after-tax instead of pre-tax

   By Guest smstls, January 29, 2005
   • 4 replies
   • 1.5k views
   • 
   • JDuns
   • January 31, 2005

7. Owner dies - Child still HCE?

   By Guest Tbrown, November 30, 2006
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • November 30, 2006

8. 414(S) COMPENSATION TESTING

   By Guest MCKEL, January 15, 2008
   • 4 replies
   • 2.4k views
   • 
   • AndyH
   • January 18, 2008

9. is investment managed by money manager considered brokerage window?

   By Tina W, August 23, 2012
   • 4 replies
   • 958 views
   • 
   • Tina W
   • August 25, 2012

10. Top Heavy Contribution -- 3% of Which Year's Comp?

    By Guest mrjones, June 29, 2014
    • 4 replies
    • 1k views
    • 
    • david rigby
    • June 30, 2014

11. 401k - 2 Weeks Notice After 1,000 Hours But Before Vested

    By Vested2020, February 19, 2020   

    • 401k
    • 4 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 20, 2020

12. deferrals not being taken on "FFCRA sick" wages

    By AlbanyConsultant, May 13, 2020
    • 4 replies
    • 1.7k views
    • 
    • AlbanyConsultant
    • May 13, 2020

13. Missed Deferral Opportunity

    By TMcfall, August 12, 2021
    • 4 replies
    • 1.4k views
    • 
    • Patricia Neal Jensen
    • August 16, 2021

14. 408(b)(2) Disclosure Requirement - Pooled Fund

    By metsfan026, May 24, 2023
    • 4 replies
    • 624 views
    • 
    • Paul I
    • May 25, 2023

15. Does Safe Harbor contribution obligation cease on Plan Termination?

    By Guest Dave Danziger, March 17, 2003
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • March 17, 2003

16. Matching Contribution Controversy

    By No Name, January 7, 2005
    • 4 replies
    • 1.3k views
    • 
    • No Name
    • January 10, 2005

17. Compnay Stock in 401(k) plans

    By Guest elem, March 10, 2005
    • 4 replies
    • 1.6k views
    • 
    • stephen
    • March 11, 2005

18. Funding solo 401(k) with IRA MRD's--Allowable?--?Double Taxation?

    By robbie, July 17, 2005
    • 4 replies
    • 1.6k views
    • 
    • robbie
    • July 18, 2005

19. Not really a match?

    By Earl, March 13, 2012
    • 4 replies
    • 970 views
    • 
    • Earl
    • March 13, 2012

20. Terminate Safe Harbor 401(k) mid year

    By Dougsbpc, November 1, 2015
    • 4 replies
    • 3.1k views
    • 
    • Lou S.
    • November 2, 2015

21. Which comes first -(401k deferral) or (medical insurance deduct)

    By Pammie57, October 12, 2016
    • 4 replies
    • 9.6k views
    • 
    • TPAJake
    • October 19, 2016

22. Failed ADP

    By thepensionmaven, October 10, 2017
    • 4 replies
    • 942 views
    • 
    • thepensionmaven
    • October 11, 2017

23. Defined Contrib. Participant Education & Prospectus Delivery

    By Guest DCool, September 20, 2000
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • October 25, 2002

24. Catch-up contributions included in ADP/ACP tests?

    By Guest jkrad, February 7, 2003
    • 4 replies
    • 2.5k views
    • 
    • QDROphile
    • February 10, 2003

25. Pay while on military leave

    By Guest JBeck, August 5, 2004
    • 4 replies
    • 1.6k views
    • 
    • Harwood
    • August 5, 2004

26. HCE transferred from Non-safe harbor to safe harbor plan could violate safe harbor requirements

    By Guest hyper, September 20, 2004
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • September 21, 2004

27. When are HCE refunds included in income?

    By oriecat, January 15, 2008
    • 4 replies
    • 1.5k views
    • 
    • oriecat
    • January 16, 2008

28. Plan distribution after deemed distribution of defaulted loan

    By 7806akp, May 18, 2011
    • 4 replies
    • 4.4k views
    • 
    • 7806akp
    • May 18, 2011

29. Small Accounts-Distribution Fees

    By Randy Watson, February 4, 2013
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • February 5, 2013

30. Minimum Coverage Testing

    By Guest Hunter401k, December 9, 2016
    • 4 replies
    • 865 views
    • 
    • austin3515
    • December 12, 2016

31. Employee was non-union and now union employee

    By DDB BN, February 19, 2020
    • 4 replies
    • 2.5k views
    • 
    • Larry Starr
    • February 19, 2020

32. Deductibility of employer contributions.

    By Guest Barton Haag, September 20, 2000
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • September 22, 2000

33. Vesting and USERRA

    By Brian Gallagher, February 4, 2004
    • 4 replies
    • 2.2k views
    • 
    • QDROphile
    • February 4, 2004

34. targeted vesting

    By Guest moltengater, April 26, 2005
    • 4 replies
    • 1.2k views
    • 
    • MWeddell
    • April 27, 2005

35. TOP Heavy Contributions

    By Guest DP in CA, March 10, 2006
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • March 10, 2006

36. fee disclosure on annuity

    By K2retire, August 24, 2012
    • 4 replies
    • 1.2k views
    • 
    • K2retire
    • August 26, 2012

37. Can a Money Purchase Pension Plan be restated as profit sharing 401(k)

    By Guest Kent Scrivener, March 14, 2000
    • 3 replies
    • 2.2k views
    • 
    • MWeddell
    • March 15, 2000

38. Death RMDs Might Be The Death of Me

    By austin3515, December 8, 2023
    • 3 replies
    • 921 views
    • 
    • duckthing
    • December 8, 2023

39. 401k Without a Beneficiary Designation

    By guestdelta, August 5, 2024
    • 3 replies
    • 3.3k views
    • 
    • Gina Alsdorf
    • August 21, 2024

40. Termination of 401(k) plan and implementation of new plan

    By nancy, February 9, 2001
    • 3 replies
    • 1.7k views
    • 
    • nancy
    • February 11, 2001

41. 2001 401(k) contribution limit

    By Guest colleenm, March 21, 2001
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • March 21, 2001

42. Plan Termination and 401(k) Loan

    By Guest benefitsanalyst, April 12, 2001
    • 3 replies
    • 11.3k views
    • 
    • actuarysmith
    • April 12, 2001

43. Can a contributory MPPP and a 457 plan co-exist?

    By Guest, May 25, 2001
    • 3 replies
    • 1.6k views
    • 
    • Jon Chambers
    • May 29, 2001

44. About a higher-wage participant’s age-based catch-up, what is an effective opportunity to elect against Roth contributions?

    By Peter Gulia, August 15, 2025
    • 3 replies
    • 704 views
    • 
    • justanotheradmin
    • August 15, 2025

45. Waiting period for employer contributions

    By Guest Wahoo77, March 17, 2003
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 17, 2003

46. Safe Harbor Plan

    By Guest JJC, April 21, 2003
    • 3 replies
    • 1.2k views
    • 
    • R. Butler
    • April 21, 2003

47. Employer Match Contribution Maximum based on definition of Compensation

    By buckaroo, September 20, 2004
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • September 21, 2004

48. Maximum Hardship Amounts

    By MBCarey, November 2, 2007
    • 3 replies
    • 1.5k views
    • 
    • masteff
    • November 5, 2007

49. Primerica as Plan Investment Advisor

    By Guest caseyb, August 10, 2009
    • 3 replies
    • 2k views
    • 
    • GBurns
    • August 11, 2009

50. Safe Harbor NEC - odd formula

    By 401QUE, October 23, 2013   

    • Safe Harbor
    • 414(s) Test
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • 414(s) Test
      • reasonableness test
      • excluding bonus
    • 3 replies
    • 2.2k views
    • 
    • BG5150
    • October 24, 2013