401(k) Plans

19,321 topics in this forum

1. match differentials with HCE's benefitting

   By Guest RS Vatalaro, August 25, 1999
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • August 26, 1999

2. Mid-Year Deferral Change By Employees

   By Guest ralar, December 8, 1999
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • December 10, 1999

3. Signing Form 5500

   By metsfan026, October 8, 2024
   • 3 replies
   • 578 views
   • 
   • Basically
   • October 9, 2024

4. ADP failure, HCE took hardship in prior year

   By Guest Emiman, May 27, 2004
   • 3 replies
   • 1.7k views
   • 
   • pmacduff
   • June 1, 2004

5. plan loans

   By Guest lskin, October 3, 2005
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • October 3, 2005

6. HCE Threshold - 2006 Publication 560

   By Guest CharlieLaur, May 8, 2007
   • 3 replies
   • 1.4k views
   • 
   • JanetM
   • May 9, 2007

7. plan amendment for 415

   By Gary, August 11, 2009
   • 3 replies
   • 1.8k views
   • 
   • KJohnson
   • August 11, 2009

8. Can a plan allow a matching contribution that's greater than 100% of t

   By Guest SJPrince, July 7, 2000
   • 3 replies
   • 1.7k views
   • 
   • Dave Baker
   • July 13, 2000

9. Leased Employees Excluded from Safe Harbor 401(k) Plan?

   By Guest SCUDDESLER, October 11, 2004
   • 3 replies
   • 2.3k views
   • 
   • mbozek
   • October 11, 2004

10. Terminated Plan

    By Guest stevena1, June 11, 2007
    • 3 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • June 12, 2007

11. SH 401(k) Plan in an ASG

    By Blinky the 3-eyed Fish, June 11, 2008
    • 3 replies
    • 1.4k views
    • 
    • Kevin C
    • June 11, 2008

12. Self-Directed Brokerage Accounts in Multiple Employer Plan

    By kevind2010, December 22, 2011
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • December 25, 2011

13. one or two ADP tests

    By Tom Poje, December 4, 2014
    • 3 replies
    • 1.1k views
    • 
    • BW
    • December 4, 2014

14. 1099-R Death benefit Spouse

    By Bridget, February 20, 2020
    • 3 replies
    • 1.9k views
    • 
    • Kevin C
    • February 21, 2020

15. Top Heavy and Excess Deferral

    By Catch22PGM, July 9, 2020   

    • top heavy
    • excess deferral
    • 3 replies
    • 1.2k views
    • 
    • Catch22PGM
    • July 9, 2020

16. Force out IRA

    By Bruce1, April 23, 2025
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • April 23, 2025

17. Inaccessible vested 401(k) assets

    By Guest jkopp, December 28, 2001
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • December 28, 2001

18. rollover to 401k roth

    By Guest Bob Monte, July 16, 2006
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • July 21, 2006

19. Terminating a 401k and starting a Simple IRA

    By Guest LSULLIVAN, November 6, 2007
    • 3 replies
    • 2.9k views
    • 
    • dmwe
    • November 21, 2007

20. Roth deferral percentages

    By Guest durktracy, October 1, 2009
    • 3 replies
    • 1.7k views
    • 
    • jkdoll2
    • October 2, 2009

21. Non spouse Beneficiary death benefit

    By Nassau, June 27, 2011
    • 3 replies
    • 1.9k views
    • 
    • ETA Consulting LLC
    • June 27, 2011

22. Switching Recordkept Platforms and Late Deferrals

    By msmith, May 15, 2014
    • 3 replies
    • 1.2k views
    • 
    • msmith
    • May 16, 2014

23. Deferral only plan - coverage problem, or not?

    By John Feldt ERPA CPC QPA, July 1, 2014   

    • deferral only
    • average benefits
    • 3 replies
    • 1.7k views
    • 
    • BettyBoop83
    • February 5, 2015

24. measuring year for "Break in Service"?

    By Jim Chad, December 5, 2017
    • 3 replies
    • 497 views
    • 
    • Jim Chad
    • December 6, 2017

25. Distributions from nonqualified deferred comp plan

    By JRN, March 20, 2018
    • 3 replies
    • 1.1k views
    • 
    • EBECatty
    • March 22, 2018

26. Hardship casualty losses

    By austin3515, May 10, 2018
    • 3 replies
    • 726 views
    • 
    • RatherBeGolfing
    • May 11, 2018

27. Top Heavy testing for a safe harbor 401-k

    By KevinMc, October 16, 2018
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • October 16, 2018

28. Real Estate deposits in a 401(k)

    By Inquiring Mind, January 11, 2023
    • 3 replies
    • 602 views
    • 
    • Lou S.
    • January 11, 2023

29. 415 Compensation

    By KevinMc, August 19, 2025
    • 3 replies
    • 2.3k views
    • 
    • CuseFan
    • August 21, 2025

30. Asset Acquisition / Leased Service / Subsequent Hire

    By Guest Chaffee, September 21, 2004
    • 3 replies
    • 1.4k views
    • 
    • mbozek
    • September 23, 2004

31. Calculating non-elective 3% safe harbor contribution for first short plan year

    By mariemonroe, May 23, 2005
    • 3 replies
    • 3k views
    • 
    • Guest
    • May 24, 2005

32. Changes to Safe Harbor Match Formula

    By Guest Cheri_Rose, October 6, 2006
    • 3 replies
    • 1.3k views
    • 
    • blue
    • October 7, 2006

33. 2005 Employer Contribution not yet allocated

    By PMC, February 21, 2007
    • 3 replies
    • 1.3k views
    • 
    • PMC
    • February 22, 2007

34. Pre-funding Employer Contributions

    By SMB, June 17, 2010
    • 3 replies
    • 2.6k views
    • 
    • 401king
    • June 17, 2010

35. 415 limits and off plan years

    By Guest ppapdx, February 5, 2013
    • 3 replies
    • 1.4k views
    • 
    • Mike Preston
    • February 6, 2013

36. Employee becomes agency temp, is he employed on the last day?

    By Jim Chad, January 30, 2018
    • 3 replies
    • 825 views
    • 
    • Luke Bailey
    • January 31, 2018

37. Safe Harbor Contribution Question

    By metsfan026, August 16, 2021
    • 3 replies
    • 793 views
    • 
    • Belgarath
    • August 16, 2021

38. Missed Opportunity to Defer with Safe Harbor Match

    By Cobras59, June 28, 2022
    • 3 replies
    • 819 views
    • 
    • MWeddell
    • July 8, 2022

39. Are there any concerns that never use forfeiture account?

    By Sarah73, November 14, 2022
    • 3 replies
    • 788 views
    • 
    • hr for me
    • November 14, 2022

40. Multiple 401(k) plans maximum deferral

    By Guest mopar, June 22, 2004
    • 3 replies
    • 2.3k views
    • 
    • MGB
    • June 22, 2004

41. Dual Safe Harbor Plans?

    By Übernerd, February 14, 2006
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 15, 2006

42. PPA/PBGC for Termed DC Plans

    By austin3515, September 14, 2006
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • September 15, 2006

43. 402(g) Refund after 4/15

    By Bruddah Kimo, December 7, 2007
    • 3 replies
    • 2k views
    • 
    • 401_4_ever
    • December 7, 2007

44. Profit Sharing Plan/Money Purchase Plan Compensation

    By Guest duckweed, January 6, 2011
    • 3 replies
    • 865 views
    • 
    • Kevin C
    • January 6, 2011

45. Retitling deceased ppt's acct in name of spouse as beneficiary

    By Guest Amy Marie, March 20, 2013
    • 3 replies
    • 2k views
    • 
    • masteff
    • March 21, 2013

46. Stock Purchase Question

    By Madison71, September 16, 2019
    • 3 replies
    • 586 views
    • 
    • Kevin C
    • September 17, 2019

47. Clarification on 401(a) Enrollment Restrictions working for a non-profit

    By Nick Lenness, August 6, 2024
    • 3 replies
    • 1.2k views
    • 
    • Elizabeth G
    • August 8, 2024

48. Non-conforming states

    By Larry M, December 5, 2001
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • December 6, 2001

49. HCE determination

    By ccassetty, July 14, 2003
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • July 14, 2003

50. PEO's and the Tax Savers Credit

    By Guest Mbrockway, February 5, 2004
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • February 26, 2004