401(k) Plans

19,337 topics in this forum

1. VFCP for late deposits

   By Dan, December 7, 2007
   • 3 replies
   • 1.6k views
   • 
   • Dan
   • December 10, 2007

2. Partner deducts 401(a) PLUS 401(k)?

   By rcline46, April 15, 2008
   • 3 replies
   • 1.5k views
   • 
   • rcline46
   • April 15, 2008

3. QDRO Pending?

   By austin3515, April 23, 2010
   • 3 replies
   • 2.9k views
   • 
   • GMK
   • April 23, 2010

4. Plan Termination and 415 Limit

   By NW529, July 21, 2019   

   • 401k plan
   • plan termination
   • (and 2 more)

     Tagged with:

     • 401k plan
     • plan termination
     • 415 limit
     • contribution cessation
   • 3 replies
   • 1.9k views
   • 
   • NW529
   • July 22, 2019

5. Record Keeper Change FROM TIAA

   By CSBill, June 11, 2021
   • 3 replies
   • 955 views
   • 
   • MoJo
   • June 15, 2021

6. Participant Directed Brokerage or "supermarket" accounts in

   By Guest Kerry, March 11, 1999
   • 3 replies
   • 1.4k views
   • 
   • Dawn Hafner
   • March 12, 1999

7. match differentials with HCE's benefitting

   By Guest RS Vatalaro, August 25, 1999
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • August 26, 1999

8. Mid-Year Deferral Change By Employees

   By Guest ralar, December 8, 1999
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • December 10, 1999

9. Signing Form 5500

   By metsfan026, October 8, 2024
   • 3 replies
   • 588 views
   • 
   • Basically
   • October 9, 2024

10. ADP failure, HCE took hardship in prior year

    By Guest Emiman, May 27, 2004
    • 3 replies
    • 1.7k views
    • 
    • pmacduff
    • June 1, 2004

11. plan loans

    By Guest lskin, October 3, 2005
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • October 3, 2005

12. HCE Threshold - 2006 Publication 560

    By Guest CharlieLaur, May 8, 2007
    • 3 replies
    • 1.4k views
    • 
    • JanetM
    • May 9, 2007

13. plan amendment for 415

    By Gary, August 11, 2009
    • 3 replies
    • 1.8k views
    • 
    • KJohnson
    • August 11, 2009

14. Can a plan allow a matching contribution that's greater than 100% of t

    By Guest SJPrince, July 7, 2000
    • 3 replies
    • 1.7k views
    • 
    • Dave Baker
    • July 13, 2000

15. Leased Employees Excluded from Safe Harbor 401(k) Plan?

    By Guest SCUDDESLER, October 11, 2004
    • 3 replies
    • 2.3k views
    • 
    • mbozek
    • October 11, 2004

16. Terminated Plan

    By Guest stevena1, June 11, 2007
    • 3 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • June 12, 2007

17. SH 401(k) Plan in an ASG

    By Blinky the 3-eyed Fish, June 11, 2008
    • 3 replies
    • 1.4k views
    • 
    • Kevin C
    • June 11, 2008

18. Self-Directed Brokerage Accounts in Multiple Employer Plan

    By kevind2010, December 22, 2011
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • December 25, 2011

19. one or two ADP tests

    By Tom Poje, December 4, 2014
    • 3 replies
    • 1.1k views
    • 
    • BW
    • December 4, 2014

20. 1099-R Death benefit Spouse

    By Bridget, February 20, 2020
    • 3 replies
    • 2k views
    • 
    • Kevin C
    • February 21, 2020

21. Top Heavy and Excess Deferral

    By Catch22PGM, July 9, 2020   

    • top heavy
    • excess deferral
    • 3 replies
    • 1.2k views
    • 
    • Catch22PGM
    • July 9, 2020

22. Force out IRA

    By Bruce1, April 23, 2025
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • April 23, 2025

23. Inaccessible vested 401(k) assets

    By Guest jkopp, December 28, 2001
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • December 28, 2001

24. rollover to 401k roth

    By Guest Bob Monte, July 16, 2006
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • July 21, 2006

25. Terminating a 401k and starting a Simple IRA

    By Guest LSULLIVAN, November 6, 2007
    • 3 replies
    • 2.9k views
    • 
    • dmwe
    • November 21, 2007

26. Roth deferral percentages

    By Guest durktracy, October 1, 2009
    • 3 replies
    • 1.7k views
    • 
    • jkdoll2
    • October 2, 2009

27. Non spouse Beneficiary death benefit

    By Nassau, June 27, 2011
    • 3 replies
    • 1.9k views
    • 
    • ETA Consulting LLC
    • June 27, 2011

28. Switching Recordkept Platforms and Late Deferrals

    By msmith, May 15, 2014
    • 3 replies
    • 1.2k views
    • 
    • msmith
    • May 16, 2014

29. Deferral only plan - coverage problem, or not?

    By John Feldt ERPA CPC QPA, July 1, 2014   

    • deferral only
    • average benefits
    • 3 replies
    • 1.7k views
    • 
    • BettyBoop83
    • February 5, 2015

30. measuring year for "Break in Service"?

    By Jim Chad, December 5, 2017
    • 3 replies
    • 510 views
    • 
    • Jim Chad
    • December 6, 2017

31. Distributions from nonqualified deferred comp plan

    By JRN, March 20, 2018
    • 3 replies
    • 1.2k views
    • 
    • EBECatty
    • March 22, 2018

32. Hardship casualty losses

    By austin3515, May 10, 2018
    • 3 replies
    • 733 views
    • 
    • RatherBeGolfing
    • May 11, 2018

33. Top Heavy testing for a safe harbor 401-k

    By KevinMc, October 16, 2018
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • October 16, 2018

34. Real Estate deposits in a 401(k)

    By Inquiring Mind, January 11, 2023
    • 3 replies
    • 609 views
    • 
    • Lou S.
    • January 11, 2023

35. 415 Compensation

    By KevinMc, August 19, 2025
    • 3 replies
    • 2.5k views
    • 
    • CuseFan
    • August 21, 2025

36. Asset Acquisition / Leased Service / Subsequent Hire

    By Guest Chaffee, September 21, 2004
    • 3 replies
    • 1.4k views
    • 
    • mbozek
    • September 23, 2004

37. Calculating non-elective 3% safe harbor contribution for first short plan year

    By mariemonroe, May 23, 2005
    • 3 replies
    • 3k views
    • 
    • Guest
    • May 24, 2005

38. Changes to Safe Harbor Match Formula

    By Guest Cheri_Rose, October 6, 2006
    • 3 replies
    • 1.3k views
    • 
    • blue
    • October 7, 2006

39. 2005 Employer Contribution not yet allocated

    By PMC, February 21, 2007
    • 3 replies
    • 1.3k views
    • 
    • PMC
    • February 22, 2007

40. Pre-funding Employer Contributions

    By SMB, June 17, 2010
    • 3 replies
    • 2.6k views
    • 
    • 401king
    • June 17, 2010

41. 415 limits and off plan years

    By Guest ppapdx, February 5, 2013
    • 3 replies
    • 1.4k views
    • 
    • Mike Preston
    • February 6, 2013

42. Employee becomes agency temp, is he employed on the last day?

    By Jim Chad, January 30, 2018
    • 3 replies
    • 832 views
    • 
    • Luke Bailey
    • January 31, 2018

43. Safe Harbor Contribution Question

    By metsfan026, August 16, 2021
    • 3 replies
    • 806 views
    • 
    • Belgarath
    • August 16, 2021

44. Missed Opportunity to Defer with Safe Harbor Match

    By Cobras59, June 28, 2022
    • 3 replies
    • 854 views
    • 
    • MWeddell
    • July 8, 2022

45. Are there any concerns that never use forfeiture account?

    By Sarah73, November 14, 2022
    • 3 replies
    • 802 views
    • 
    • hr for me
    • November 14, 2022

46. Multiple 401(k) plans maximum deferral

    By Guest mopar, June 22, 2004
    • 3 replies
    • 2.3k views
    • 
    • MGB
    • June 22, 2004

47. Dual Safe Harbor Plans?

    By Übernerd, February 14, 2006
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 15, 2006

48. PPA/PBGC for Termed DC Plans

    By austin3515, September 14, 2006
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • September 15, 2006

49. 402(g) Refund after 4/15

    By Bruddah Kimo, December 7, 2007
    • 3 replies
    • 2k views
    • 
    • 401_4_ever
    • December 7, 2007

50. Profit Sharing Plan/Money Purchase Plan Compensation

    By Guest duckweed, January 6, 2011
    • 3 replies
    • 870 views
    • 
    • Kevin C
    • January 6, 2011