401(k) Plans

19,337 topics in this forum

1. Plan aggregation for top heavy

   By Guest jkrad, March 17, 2003
   • 3 replies
   • 1k views
   • 
   • R. Butler
   • March 18, 2003

2. Control Group w/ multiple investment providers

   By Guest padmin, December 16, 2004
   • 3 replies
   • 1.3k views
   • 
   • Blinky the 3-eyed Fish
   • December 17, 2004

3. Roth 401(k) Amendments

   By PMC, April 7, 2006
   • 3 replies
   • 1.6k views
   • 
   • John Feldt ERPA CPC QPA
   • April 10, 2006

4. Catch-up reclassification

   By MoShawn, January 17, 2008
   • 3 replies
   • 2.2k views
   • 
   • buckaroo
   • January 23, 2008

5. Earnings on Late Roth Deferrals

   By Guest saotampa, July 15, 2010
   • 3 replies
   • 1.8k views
   • 
   • Bird
   • July 16, 2010

6. rate of match

   By Earl, March 7, 2011
   • 3 replies
   • 1.1k views
   • 
   • austin3515
   • March 8, 2011

7. Profit Sharing Plan termination

   By cpc0506, July 26, 2013
   • 3 replies
   • 1.2k views
   • 
   • Bird
   • July 29, 2013

8. 2017 limits

   By pmacduff, October 17, 2016
   • 3 replies
   • 1.2k views
   • 
   • GMK
   • October 17, 2016

9. Excluding a NHCE from safe harbor

   By Tom, January 31, 2018
   • 3 replies
   • 2.6k views
   • 
   • ERISA1
   • February 6, 2018

10. Exclusion of Eligible Participant from PS contribution in Prior Yr

    By tjw572, February 22, 2020   

    • profit sharing
    • partnership
    • 3 replies
    • 1.3k views
    • 
    • Luke Bailey
    • March 13, 2020

11. ROBS Client -

    By SwimmingInBowelsOfERISA, August 14, 2023
    • 3 replies
    • 1.8k views
    • 
    • Peter Gulia
    • August 16, 2023

12. Asset purchase - distribution of plan assets

    By PMC, May 15, 2002
    • 3 replies
    • 2.2k views
    • 
    • mbozek
    • May 15, 2002

13. Hardship w/d on top of loans

    By pbarrett, August 2, 2003
    • 3 replies
    • 1.2k views
    • 
    • pbarrett
    • August 4, 2003

14. QNECs

    By Gary, June 1, 2012
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • June 1, 2012

15. Hardship - Medical?

    By austin3515, January 3, 2013
    • 3 replies
    • 1k views
    • 
    • austin3515
    • January 3, 2013

16. 401k HCE limit as a fraction

    By TPApril, June 29, 2022
    • 3 replies
    • 541 views
    • 
    • CuseFan
    • June 30, 2022

17. 415 Testing of two plans with differing Limitation years

    By Guest andmik, May 29, 2001
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • May 29, 2001

18. Can a plan elect the safe harbor provisions if bonuses are excluded fr

    By Guest M.L. Martin, October 25, 2001
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • October 30, 2001

19. 401(k) for Self Employed

    By Guest moe, November 13, 2001
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • March 8, 2002

20. Rollover From Simple IRA

    By Guest esi-jht, August 15, 2006
    • 3 replies
    • 2.6k views
    • 
    • Belgarath
    • August 15, 2006

21. Is this employee counted in ADP test

    By jkharvey, February 22, 2007
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • February 22, 2007

22. ACA vs EACA

    By blue, November 7, 2007
    • 3 replies
    • 8.5k views
    • 
    • blue
    • November 8, 2007

23. SPD Amendment For Window?

    By ERISA-Bubs, October 9, 2012
    • 3 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • October 10, 2012

24. 1999 COLAs

    By Guest TJG, October 14, 1998
    • 3 replies
    • 2k views
    • 
    • Guest
    • November 4, 1998

25. RMD's...part II

    By Guest le190, March 18, 1999
    • 3 replies
    • 1.6k views
    • 
    • david shipp
    • March 18, 1999

26. Money Purchase funding for short year

    By Guest Diana Hill, October 4, 2001
    • 3 replies
    • 1.5k views
    • 
    • KJohnson
    • October 5, 2001

27. Safe Harbor: Overtime as Compensation

    By Guest PJW, November 13, 2001
    • 3 replies
    • 2k views
    • 
    • Guest
    • November 13, 2001

28. Hardship Withdrawals

    By Guest Scott Holechek, April 22, 2003
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • April 25, 2003

29. Do I need both?

    By Guest sadieelvis, January 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • February 4, 2005

30. Form 5330 Excise Penalty Tax

    By Below Ground, May 9, 2007
    • 3 replies
    • 2.9k views
    • 
    • Belgarath
    • May 10, 2007

31. 401k plan establishment

    By Guest sb42, April 26, 2010
    • 3 replies
    • 1.2k views
    • 
    • J Simmons
    • April 27, 2010

32. debit card?

    By Guest LKP, June 28, 2011
    • 3 replies
    • 1.1k views
    • 
    • GMK
    • June 28, 2011

33. Term of Service Waiver

    By whistlingvivaldi, March 23, 2017   

    • 401k
    • 3 replies
    • 427 views
    • 
    • Bill Presson
    • March 24, 2017

34. What are my options for a 401k loan wrongly reported as defaulted

    By EM, January 2, 2020   

    • 401k loan
    • 3 replies
    • 1.8k views
    • 
    • Luke Bailey
    • January 2, 2020

35. Safe Harbor Match but no 401k deferred

    By Becky Schwing, September 14, 2020
    • 3 replies
    • 543 views
    • 
    • RatherBeGolfing
    • September 15, 2020

36. match safe harbor after 12/1?

    By Santo Gold, December 10, 2021
    • 3 replies
    • 1k views
    • 
    • Bri
    • December 13, 2021

37. Eligibility Requirements for new 401k Plans

    By dragondon, November 16, 2022
    • 3 replies
    • 1.6k views
    • 
    • Roycal
    • November 17, 2022

38. One-time irrevocable election not to participate

    By Rg, January 12, 2023
    • 3 replies
    • 871 views
    • 
    • Lou S.
    • January 19, 2023

39. Unlawful to take In-Service withdrawal before 59.5?

    By John K, October 10, 2024
    • 3 replies
    • 894 views
    • 
    • John K
    • October 14, 2024

40. At what threshold $ amount are "highly compensated employees&quot

    By Guest Dan Zevitz, January 23, 2001
    • 3 replies
    • 3k views
    • 
    • Guest
    • January 23, 2001

41. DFVC Filing Process

    By metsfan026, August 21, 2025
    • 3 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • August 21, 2025

42. Prohibited Transaction?

    By Guest hilda, August 6, 2002
    • 3 replies
    • 1.4k views
    • 
    • mbozek
    • August 6, 2002

43. Increase SH Match

    By Guest saotampa, March 19, 2008
    • 3 replies
    • 1.1k views
    • 
    • MSN
    • March 20, 2008

44. Nonelective Safe Harbor and Integration

    By Dougsbpc, March 21, 2013
    • 3 replies
    • 1.1k views
    • 
    • 12AX7
    • March 22, 2013

45. Reducing a Safe Harbor Nonelective mid year

    By cbendertpa23, July 24, 2015   

    • Safe Harbor
    • reduce
    • (and 3 more)

      Tagged with:

      • Safe Harbor
      • reduce
      • non-elective
      • 3%
      • mid-year
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • July 25, 2015

46. Help with an RFP for 401k vendors

    By Guest Kerry, November 2, 1998
    • 3 replies
    • 3.5k views
    • 
    • LCARUSI
    • November 5, 1998

47. What happens to an outstanding loan against 401(k) as owner of C corp

    By Guest alwilkins, July 9, 2000
    • 3 replies
    • 1.6k views
    • 
    • Dave Baker
    • July 10, 2000

48. Changing "Sole Prop." to "LLC/S-Corp" with new EIN # in the same Solo 401k?

    By annapolitan, April 7, 2024   

    • solo401k
    • llc
    • (and 2 more)

      Tagged with:

      • solo401k
      • llc
      • s-corp
      • 5500ez
    • 3 replies
    • 1.6k views
    • 
    • annapolitan
    • April 8, 2024

49. Controlled Group - Additional Matching for One Division?

    By Angershark, June 4, 2024
    • 3 replies
    • 1.1k views
    • 
    • Angershark
    • June 7, 2024

50. Roth Contributions

    By thepensionmaven, December 9, 2024
    • 3 replies
    • 1k views
    • 
    • Artie M
    • December 10, 2024