401(k) Plans

19,321 topics in this forum

1. Profit Sharing Plan termination

   By cpc0506, July 26, 2013
   • 3 replies
   • 1.2k views
   • 
   • Bird
   • July 29, 2013

2. 2017 limits

   By pmacduff, October 17, 2016
   • 3 replies
   • 1.2k views
   • 
   • GMK
   • October 17, 2016

3. Excluding a NHCE from safe harbor

   By Tom, January 31, 2018
   • 3 replies
   • 2.6k views
   • 
   • ERISA1
   • February 6, 2018

4. Exclusion of Eligible Participant from PS contribution in Prior Yr

   By tjw572, February 22, 2020   

   • profit sharing
   • partnership
   • 3 replies
   • 1.3k views
   • 
   • Luke Bailey
   • March 13, 2020

5. ROBS Client -

   By SwimmingInBowelsOfERISA, August 14, 2023
   • 3 replies
   • 1.7k views
   • 
   • Peter Gulia
   • August 16, 2023

6. Asset purchase - distribution of plan assets

   By PMC, May 15, 2002
   • 3 replies
   • 2.2k views
   • 
   • mbozek
   • May 15, 2002

7. Hardship w/d on top of loans

   By pbarrett, August 2, 2003
   • 3 replies
   • 1.2k views
   • 
   • pbarrett
   • August 4, 2003

8. QNECs

   By Gary, June 1, 2012
   • 3 replies
   • 1.3k views
   • 
   • Tom Poje
   • June 1, 2012

9. Hardship - Medical?

   By austin3515, January 3, 2013
   • 3 replies
   • 1k views
   • 
   • austin3515
   • January 3, 2013

10. 401k HCE limit as a fraction

    By TPApril, June 29, 2022
    • 3 replies
    • 523 views
    • 
    • CuseFan
    • June 30, 2022

11. 415 Testing of two plans with differing Limitation years

    By Guest andmik, May 29, 2001
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • May 29, 2001

12. Can a plan elect the safe harbor provisions if bonuses are excluded fr

    By Guest M.L. Martin, October 25, 2001
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • October 30, 2001

13. 401(k) for Self Employed

    By Guest moe, November 13, 2001
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • March 8, 2002

14. Rollover From Simple IRA

    By Guest esi-jht, August 15, 2006
    • 3 replies
    • 2.6k views
    • 
    • Belgarath
    • August 15, 2006

15. Is this employee counted in ADP test

    By jkharvey, February 22, 2007
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • February 22, 2007

16. ACA vs EACA

    By blue, November 7, 2007
    • 3 replies
    • 8.5k views
    • 
    • blue
    • November 8, 2007

17. SPD Amendment For Window?

    By ERISA-Bubs, October 9, 2012
    • 3 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • October 10, 2012

18. 1999 COLAs

    By Guest TJG, October 14, 1998
    • 3 replies
    • 2k views
    • 
    • Guest
    • November 4, 1998

19. RMD's...part II

    By Guest le190, March 18, 1999
    • 3 replies
    • 1.6k views
    • 
    • david shipp
    • March 18, 1999

20. Money Purchase funding for short year

    By Guest Diana Hill, October 4, 2001
    • 3 replies
    • 1.5k views
    • 
    • KJohnson
    • October 5, 2001

21. Safe Harbor: Overtime as Compensation

    By Guest PJW, November 13, 2001
    • 3 replies
    • 2k views
    • 
    • Guest
    • November 13, 2001

22. Hardship Withdrawals

    By Guest Scott Holechek, April 22, 2003
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • April 25, 2003

23. Do I need both?

    By Guest sadieelvis, January 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • February 4, 2005

24. Form 5330 Excise Penalty Tax

    By Below Ground, May 9, 2007
    • 3 replies
    • 2.9k views
    • 
    • Belgarath
    • May 10, 2007

25. 401k plan establishment

    By Guest sb42, April 26, 2010
    • 3 replies
    • 1.2k views
    • 
    • J Simmons
    • April 27, 2010

26. debit card?

    By Guest LKP, June 28, 2011
    • 3 replies
    • 1.1k views
    • 
    • GMK
    • June 28, 2011

27. Term of Service Waiver

    By whistlingvivaldi, March 23, 2017   

    • 401k
    • 3 replies
    • 418 views
    • 
    • Bill Presson
    • March 24, 2017

28. What are my options for a 401k loan wrongly reported as defaulted

    By EM, January 2, 2020   

    • 401k loan
    • 3 replies
    • 1.8k views
    • 
    • Luke Bailey
    • January 2, 2020

29. Safe Harbor Match but no 401k deferred

    By Becky Schwing, September 14, 2020
    • 3 replies
    • 533 views
    • 
    • RatherBeGolfing
    • September 15, 2020

30. match safe harbor after 12/1?

    By Santo Gold, December 10, 2021
    • 3 replies
    • 1k views
    • 
    • Bri
    • December 13, 2021

31. Eligibility Requirements for new 401k Plans

    By dragondon, November 16, 2022
    • 3 replies
    • 1.4k views
    • 
    • Roycal
    • November 17, 2022

32. One-time irrevocable election not to participate

    By Rg, January 12, 2023
    • 3 replies
    • 859 views
    • 
    • Lou S.
    • January 19, 2023

33. Unlawful to take In-Service withdrawal before 59.5?

    By John K, October 10, 2024
    • 3 replies
    • 869 views
    • 
    • John K
    • October 14, 2024

34. At what threshold $ amount are "highly compensated employees&quot

    By Guest Dan Zevitz, January 23, 2001
    • 3 replies
    • 3k views
    • 
    • Guest
    • January 23, 2001

35. DFVC Filing Process

    By metsfan026, August 21, 2025
    • 3 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • August 21, 2025

36. Prohibited Transaction?

    By Guest hilda, August 6, 2002
    • 3 replies
    • 1.4k views
    • 
    • mbozek
    • August 6, 2002

37. Increase SH Match

    By Guest saotampa, March 19, 2008
    • 3 replies
    • 1.1k views
    • 
    • MSN
    • March 20, 2008

38. Nonelective Safe Harbor and Integration

    By Dougsbpc, March 21, 2013
    • 3 replies
    • 1.1k views
    • 
    • 12AX7
    • March 22, 2013

39. Reducing a Safe Harbor Nonelective mid year

    By cbendertpa23, July 24, 2015   

    • Safe Harbor
    • reduce
    • (and 3 more)

      Tagged with:

      • Safe Harbor
      • reduce
      • non-elective
      • 3%
      • mid-year
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • July 25, 2015

40. Help with an RFP for 401k vendors

    By Guest Kerry, November 2, 1998
    • 3 replies
    • 3.4k views
    • 
    • LCARUSI
    • November 5, 1998

41. What happens to an outstanding loan against 401(k) as owner of C corp

    By Guest alwilkins, July 9, 2000
    • 3 replies
    • 1.6k views
    • 
    • Dave Baker
    • July 10, 2000

42. Changing "Sole Prop." to "LLC/S-Corp" with new EIN # in the same Solo 401k?

    By annapolitan, April 7, 2024   

    • solo401k
    • llc
    • (and 2 more)

      Tagged with:

      • solo401k
      • llc
      • s-corp
      • 5500ez
    • 3 replies
    • 1.5k views
    • 
    • annapolitan
    • April 8, 2024

43. Controlled Group - Additional Matching for One Division?

    By Angershark, June 4, 2024
    • 3 replies
    • 1.1k views
    • 
    • Angershark
    • June 7, 2024

44. Roth Contributions

    By thepensionmaven, December 9, 2024
    • 3 replies
    • 1k views
    • 
    • Artie M
    • December 10, 2024

45. safe harbor and top heavy

    By FJR, October 4, 2001
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • October 5, 2001

46. another safe Harbor 401(K)

    By thepensionmaven, June 15, 2009
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • June 15, 2009

47. ADP failure - refunds needed, but....

    By doombuggy, February 4, 2015   

    • adp testing
    • refunds
    • 3 replies
    • 1.3k views
    • 
    • Lou S.
    • February 5, 2015

48. Limited partner or other LLC member

    By kdubinski, October 18, 2016   

    • 401(k) Plan
    • 3 replies
    • 914 views
    • 
    • kdubinski
    • October 19, 2016

49. Elapsed Time instead of Hours for Profit Sharing Allocation Conditions

    By gholtz, December 10, 2021   

    • profit sharing
    • allocation conditions
    • 3 replies
    • 1.1k views
    • 
    • ESOP Guy
    • December 15, 2021

50. 401(k) investment products providing sub-accounting by contribution so

    By bzorc, December 16, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • December 17, 1999