401(k) Plans

19,334 topics in this forum

1. Safe Harbor notice - OOPS!

   By PAL, December 13, 2007
   • 3 replies
   • 1.3k views
   • 
   • JanetM
   • December 13, 2007

2. 401(k) Deferral on Net or Gross Compensation?

   By Alex Daisy, January 15, 2009
   • 3 replies
   • 3.4k views
   • 
   • 401king
   • January 21, 2009

3. excluded HCEs

   By K2retire, February 11, 2009
   • 3 replies
   • 1.1k views
   • 
   • Guest
   • February 12, 2009

4. Can young owner terminate solo 401(k) plan, convert all to Roth IRA, then adopt new plan?

   By Guest Kentuckiana, June 21, 2010
   • 3 replies
   • 2.2k views
   • 
   • Guest
   • June 21, 2010

5. Opting out of Er Paid Health Insurance

   By austin3515, January 10, 2011
   • 3 replies
   • 3.1k views
   • 
   • austin3515
   • January 11, 2011

6. In Plan Roth Conversion

   By Lou S., April 4, 2011
   • 3 replies
   • 1.7k views
   • 
   • Lou S.
   • April 5, 2011

7. W2 compensation

   By Guest ppapdx, February 11, 2013   

   • Payroll question
   • 3 replies
   • 3k views
   • 
   • david rigby
   • February 11, 2013

8. 401(k) Plan Successor rule

   By Guest RACHELP, September 17, 2013
   • 3 replies
   • 3k views
   • 
   • QDROphile
   • September 17, 2013

9. Overtime rules/ 414(s)

   By bmore1147, October 20, 2016   

   • overtime
   • 401k
   • (and 3 more)

     Tagged with:

     • overtime
     • 401k
     • testing
     • 414s
     • deferrals
   • 3 replies
   • 904 views
   • 
   • rcline46
   • October 20, 2016

10. Amending Vesting service requirement from all years to participation

    By AdKu, December 15, 2016   

    • Amending Vesting service requ
    • vesting from all yrs to part
    • 3 replies
    • 1.2k views
    • 
    • AdKu
    • December 15, 2016

11. 401k catchup

    By pgold, February 6, 2017
    • 3 replies
    • 755 views
    • 
    • Tom Poje
    • February 6, 2017

12. 401k loan taken out then dies

    By Keli, May 15, 2018
    • 3 replies
    • 2k views
    • 
    • 401_noob
    • May 16, 2018

13. Pay less than the 401(k) withholding election.

    By Just Tri, April 7, 2020
    • 3 replies
    • 1.2k views
    • 
    • Larry Starr
    • April 7, 2020

14. Received a rollover check after a company was sold in an asset sale

    By jsample, December 15, 2021
    • 3 replies
    • 740 views
    • 
    • JOH
    • December 16, 2021

15. Must an employer using a non-standardized prototype document file for

    By Guest Mark Manning, March 31, 1999
    • 3 replies
    • 1.7k views
    • 
    • MWeddell
    • March 31, 1999

16. 402(g) or Excess 415 question on takeover document

    By Bob Demontigny, September 14, 2022
    • 3 replies
    • 788 views
    • 
    • Nate S
    • September 15, 2022

17. Transfer of 401K to IRA

    By jlf, September 8, 1999
    • 3 replies
    • 1.5k views
    • 
    • LCARUSI
    • September 8, 1999

18. New 401k Plan?

    By B. Geiger, April 11, 2024
    • 3 replies
    • 700 views
    • 
    • Peter Gulia
    • April 12, 2024

19. after-tax employee contributions

    By alexa, April 28, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • April 29, 2002

20. Top Heavy Requirement Re: Age

    By Guest Ted Kowalchuk, CFP, CFS,, August 28, 2002
    • 3 replies
    • 1.3k views
    • 
    • rcline46
    • August 29, 2002

21. 401(k) Deposit Timing

    By Medusa, August 15, 2007
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • August 17, 2007

22. Hardship Educational Expenses

    By PFranckowiak, July 15, 2008
    • 3 replies
    • 6k views
    • 
    • masteff
    • July 15, 2008

23. Safe Harbor notice for termianting plan

    By BG5150, March 2, 2010
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • March 3, 2010

24. Excess Safe Harbor Match

    By GrammieMame, March 9, 2011
    • 3 replies
    • 4.2k views
    • 
    • 12AX7
    • March 9, 2011

25. Missed Deferrals - Earnings Calculation

    By Vlad401k, July 29, 2015
    • 3 replies
    • 4.8k views
    • 
    • BG5150
    • July 31, 2015

26. Safe Harbor Match True-Up

    By hsctpa, July 7, 2022
    • 3 replies
    • 723 views
    • 
    • Tom
    • July 8, 2022

27. Early Entry

    By Inquiring Mind, January 17, 2023
    • 3 replies
    • 717 views
    • 
    • Bri
    • January 20, 2023

28. Notice 2023-43 Demographic failure conflict

    By Purplemandinga, June 7, 2023
    • 3 replies
    • 676 views
    • 
    • Purplemandinga
    • June 8, 2023

29. Corrections process on errors

    By BellaBee41, August 16, 2024
    • 3 replies
    • 923 views
    • 
    • Paul I
    • August 20, 2024

30. Dual eligibility & 401(a)(4) testimg

    By SMB, March 6, 2002
    • 3 replies
    • 2.4k views
    • 
    • Mike Preston
    • March 6, 2002

31. 401(k) Safe Harbor Document Language

    By Guest jvanheyde, September 16, 2003
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • September 17, 2003

32. 401k compliance testing

    By Guest dstran, January 24, 2006
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • January 24, 2006

33. Reducing Safe Harbor Match

    By Guest Twinky, March 20, 2007
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • March 21, 2007

34. 401k vs 401a Newbie Question

    By Guest clem, April 15, 2007
    • 3 replies
    • 2.3k views
    • 
    • masteff
    • April 16, 2007

35. Freezing a fund inside a dc plan

    By ERISA25, August 13, 2009
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • August 14, 2009

36. Timing of Auto Enrollment Required Notice

    By Guest kudler, December 3, 2009
    • 3 replies
    • 4.1k views
    • 
    • Guest
    • December 10, 2009

37. Last Day/1000 Hours Rule

    By justatester, January 10, 2011
    • 3 replies
    • 4.8k views
    • 
    • Tom Poje
    • January 10, 2011

38. Life Insurance within a 401(k) Plan

    By Guest AndreaRyan, August 9, 2011
    • 3 replies
    • 2.3k views
    • 
    • MARYMM
    • August 10, 2011

39. Safe Harbor 401k added to PSP

    By chris, February 11, 2013
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • February 14, 2013

40. Unsigned Plan Document

    By Guest SAS3, February 11, 2014   

    • takeover
    • unsigned
    • (and 1 more)

      Tagged with:

      • takeover
      • unsigned
      • merger
    • 3 replies
    • 1.7k views
    • 
    • Peter Gulia
    • February 11, 2014

41. Controlled Group/Affiliated Service Group

    By Chippy, August 22, 2016
    • 3 replies
    • 1k views
    • 
    • Chippy
    • August 23, 2016

42. Question Re: One Employer, Two Plans

    By Stash026, May 21, 2020
    • 3 replies
    • 631 views
    • 
    • MWeddell
    • May 27, 2020

43. HELP! Transfer of Assets

    By Guest Phil L, November 10, 1998
    • 3 replies
    • 4k views
    • 
    • MWeddell
    • November 12, 1998

44. 415 Compensation / HCE Determination

    By austin3515, September 15, 2022
    • 3 replies
    • 547 views
    • 
    • austin3515
    • September 19, 2022

45. Are distributions allowed from a frozen 401(k) Plan?

    By Guest UKH, October 8, 2001
    • 3 replies
    • 2.3k views
    • 
    • david rigby
    • October 8, 2001

46. Plan Eligibility

    By Guest Bob Lees, March 15, 2006
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 15, 2006

47. Distribution and "Buy Back". How is Roth Handled?

    By buckaroo, June 13, 2013
    • 3 replies
    • 1.1k views
    • 
    • 12AX7
    • June 13, 2013

48. Eligibility Conditions

    By Mr Bagwell, August 22, 2016
    • 3 replies
    • 868 views
    • 
    • BG5150
    • August 22, 2016

49. Forfeiture Allocation (very tiny amount)

    By BLM, October 18, 2017
    • 3 replies
    • 831 views
    • 
    • Bird
    • October 18, 2017

50. Controlled Group - Husband & Wife

    By metsfan026, September 15, 2022
    • 3 replies
    • 825 views
    • 
    • Bill Presson
    • September 15, 2022