401(k) Plans

19,334 topics in this forum

1. Safe Harbor Maybe - Amend to Exclude HCE's for 2018?

   By CLKent23, October 24, 2018
   • 3 replies
   • 860 views
   • 
   • CLKent23
   • October 25, 2018

2. Roth IRA Rollover

   By CBenefits, April 5, 2019
   • 3 replies
   • 747 views
   • 
   • Luke Bailey
   • April 5, 2019

3. Roth calculation company match

   By thepensionmaven, February 28, 2020
   • 3 replies
   • 547 views
   • 
   • Larry Starr
   • February 28, 2020

4. Lost Wages

   By Dazednconfused, February 23, 2022
   • 3 replies
   • 1.4k views
   • 
   • Nate S
   • February 23, 2022

5. Employer canceled the 401k

   By Guest Tboyle, November 14, 1998
   • 3 replies
   • 2.6k views
   • 
   • Guest
   • November 20, 1998

6. 401k Plan Termination - What Notice Required?

   By waid10, February 22, 2024
   • 3 replies
   • 3.2k views
   • 
   • Bird
   • February 22, 2024

7. 401k Termination with Partners

   By Gilmore, October 22, 2025
   • 3 replies
   • 694 views
   • 
   • Gilmore
   • October 23, 2025

8. Fiduciary Training

   By Guest benefitsanalyst, April 14, 2004
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • April 19, 2004

9. Off Calendar Plan Year

   By MBCarey, October 14, 2004
   • 3 replies
   • 1.8k views
   • 
   • jquazza
   • October 15, 2004

10. Recordkeeper Error - is my company on the hook?

    By Guest Wappaus, August 16, 2007
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • August 22, 2007

11. Loan repayments from Severance pay

    By Guest Lisak, June 18, 2008
    • 3 replies
    • 2.6k views
    • 
    • JanetM
    • June 18, 2008

12. Property in Earmarked Account

    By Guest notapensiongeek, July 21, 2009
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • July 24, 2009

13. Software / Website for Control Group 401K Testing

    By Guest P1P, January 12, 2011
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • January 12, 2011

14. safe harbor notice

    By cpc0506, December 3, 2012
    • 3 replies
    • 1.7k views
    • 
    • Kevin C
    • December 3, 2012

15. Affect on late deposit of PS on 415 in a pooled plan

    By BG5150, February 7, 2017
    • 3 replies
    • 575 views
    • 
    • K2
    • February 8, 2017

16. Safe harbor 3% non-elective contributions - "traditional" vs "QACA"

    By Combo Program Specialist, November 13, 2019   

    • qaca
    • safe harbor
    • (and 4 more)

      Tagged with:

      • qaca
      • safe harbor
      • safe harbor 401k
      • 3%shnec
      • 3%
      • safe harbor non-elective
    • 3 replies
    • 1.6k views
    • 
    • Luke Bailey
    • November 15, 2019

17. Distribution while still employed

    By Guest CGBS, January 5, 2000
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • January 6, 2000

18. 401(k) for house hold employees

    By Guest A. Medjid, September 14, 2001
    • 3 replies
    • 1.6k views
    • 
    • Gary Lesser
    • November 21, 2001

19. Was I wrong?

    By goldtpa, June 3, 2004
    • 3 replies
    • 1.5k views
    • 
    • goldtpa
    • June 3, 2004

20. hardship withdrawal

    By Guest cusinit66, October 7, 2005
    • 3 replies
    • 1.9k views
    • 
    • JanetM
    • October 7, 2005

21. Top- Heavy 401k Plan Terminating SH Match

    By Guest Sayles, June 18, 2009
    • 3 replies
    • 1.5k views
    • 
    • jkdoll2
    • June 18, 2009

22. 3% Safe Harbor Non-Elective + Fixed Match

    By Guest 4:15 Limit, December 4, 2009
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • December 4, 2009

23. Limiting Only Catch-up Eligible HCE's

    By austin3515, March 2, 2016
    • 3 replies
    • 701 views
    • 
    • austin3515
    • March 2, 2016

24. What to do in a 401(k) merger where the plan to be merged was not prop

    By Guest ejohnson, April 19, 1999
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • April 20, 1999

25. Pre-funding a forfeitures account!

    By Guest JPAdmin, January 3, 2002
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 9, 2002

26. Help with Summary Annual Report requirements!

    By Guest lkramer, February 6, 2002
    • 3 replies
    • 3.7k views
    • 
    • Guest
    • February 6, 2002

27. Vesting For Rehired Employee

    By MBCarey, December 22, 2005
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • December 23, 2005

28. Roth Salary Deferral Instructions Not Followed

    By BeanCounterBlues, June 18, 2008
    • 3 replies
    • 1.4k views
    • 
    • Bird
    • June 19, 2008

29. Vesting for an -11(g) Amemdnent

    By austin3515, March 31, 2010
    • 3 replies
    • 915 views
    • 
    • Mike Preston
    • March 31, 2010

30. Profit Sharing Plan that has not been funded in three years.

    By Guest Theresa, January 5, 2000
    • 3 replies
    • 1.3k views
    • 
    • david rigby
    • January 6, 2000

31. Eligible Employee Omitted from 401(k). How do we fix the lost deferra

    By Guest TrustMe401k, August 8, 2000
    • 3 replies
    • 2.8k views
    • 
    • KJohnson
    • August 18, 2000

32. Failed ADP

    By Guest lindamichals, June 24, 2003
    • 3 replies
    • 3.3k views
    • 
    • Guest
    • June 24, 2003

33. testing 2 plans separately to pass 410(b)

    By Guest dubya, February 21, 2005
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • February 21, 2005

34. Eliminating Optional Forms of Benefit for a Money Purchase Plan

    By Guest arasalin, December 14, 2007
    • 3 replies
    • 1.5k views
    • 
    • JanetM
    • December 17, 2007

35. Plan termination and IRS 5310 filing

    By 30Rock, March 10, 2011
    • 3 replies
    • 1.6k views
    • 
    • 30Rock
    • March 11, 2011

36. Safe Harbor Status for Terminating Plan

    By Guest phy401k, August 11, 2011
    • 3 replies
    • 2k views
    • 
    • austin3515
    • August 11, 2011

37. Can a trust be a participant in the 401k plan

    By jkharvey, September 5, 2014
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • September 5, 2014

38. How to merge two 401(k) plans?

    By Guest SJPrince, July 12, 2000
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • July 19, 2000

39. 401(k) match reductions

    By Guest GSisson, October 9, 2001
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • October 9, 2001

40. Accrual of benefits for plan using the elapsed time method for the purpose of sharing in allocations or contributions

    By Guest Jane Freeman, August 11, 2004
    • 3 replies
    • 1.7k views
    • 
    • R. Butler
    • August 11, 2004

41. Spousal consent forgery

    By austin3515, September 2, 2004
    • 3 replies
    • 2k views
    • 
    • E as in ERISA
    • September 2, 2004

42. penalty tax for failed adp test

    By Tom Poje, September 14, 2005
    • 3 replies
    • 1.5k views
    • 
    • mbozek
    • September 14, 2005

43. Automatic Contribution Escalation

    By PMC, August 18, 2006
    • 3 replies
    • 1.7k views
    • 
    • PMC
    • September 5, 2006

44. Overpayment of ADP Test Refund

    By Just Me, September 15, 2006
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • May 9, 2007

45. deferrals without enrollment forms

    By Guest SPOT, November 8, 2006
    • 3 replies
    • 1.4k views
    • 
    • JanetM
    • November 8, 2006

46. Mortgage account held in Plan

    By 52626, February 13, 2014
    • 3 replies
    • 1k views
    • 
    • masteff
    • February 13, 2014

47. Change in ownership

    By 52626, December 16, 2014
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • December 16, 2014

48. payroll company messed up

    By thepensionmaven, November 13, 2015
    • 3 replies
    • 1.2k views
    • 
    • hr for me
    • November 16, 2015

49. Merged MP to PS and In-service withdrawals

    By Cobras59, April 5, 2019
    • 3 replies
    • 591 views
    • 
    • Bri
    • April 5, 2019

50. Solo401k and Statuatory w2 income

    By cwparsons, February 29, 2020
    • 3 replies
    • 657 views
    • 
    • Larry Starr
    • March 9, 2020