401(k) Plans

19,321 topics in this forum

1. 401k Termination with Partners

   By Gilmore, October 22, 2025
   • 3 replies
   • 651 views
   • 
   • Gilmore
   • October 23, 2025

2. Fiduciary Training

   By Guest benefitsanalyst, April 14, 2004
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • April 19, 2004

3. Off Calendar Plan Year

   By MBCarey, October 14, 2004
   • 3 replies
   • 1.8k views
   • 
   • jquazza
   • October 15, 2004

4. Recordkeeper Error - is my company on the hook?

   By Guest Wappaus, August 16, 2007
   • 3 replies
   • 1.6k views
   • 
   • Guest
   • August 22, 2007

5. Loan repayments from Severance pay

   By Guest Lisak, June 18, 2008
   • 3 replies
   • 2.6k views
   • 
   • JanetM
   • June 18, 2008

6. Property in Earmarked Account

   By Guest notapensiongeek, July 21, 2009
   • 3 replies
   • 1.2k views
   • 
   • Bird
   • July 24, 2009

7. Software / Website for Control Group 401K Testing

   By Guest P1P, January 12, 2011
   • 3 replies
   • 2.1k views
   • 
   • Tom Poje
   • January 12, 2011

8. safe harbor notice

   By cpc0506, December 3, 2012
   • 3 replies
   • 1.7k views
   • 
   • Kevin C
   • December 3, 2012

9. Affect on late deposit of PS on 415 in a pooled plan

   By BG5150, February 7, 2017
   • 3 replies
   • 573 views
   • 
   • K2
   • February 8, 2017

10. Safe harbor 3% non-elective contributions - "traditional" vs "QACA"

    By Combo Program Specialist, November 13, 2019   

    • qaca
    • safe harbor
    • (and 4 more)

      Tagged with:

      • qaca
      • safe harbor
      • safe harbor 401k
      • 3%shnec
      • 3%
      • safe harbor non-elective
    • 3 replies
    • 1.6k views
    • 
    • Luke Bailey
    • November 15, 2019

11. Distribution while still employed

    By Guest CGBS, January 5, 2000
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • January 6, 2000

12. 401(k) for house hold employees

    By Guest A. Medjid, September 14, 2001
    • 3 replies
    • 1.6k views
    • 
    • Gary Lesser
    • November 21, 2001

13. Was I wrong?

    By goldtpa, June 3, 2004
    • 3 replies
    • 1.5k views
    • 
    • goldtpa
    • June 3, 2004

14. hardship withdrawal

    By Guest cusinit66, October 7, 2005
    • 3 replies
    • 1.9k views
    • 
    • JanetM
    • October 7, 2005

15. Top- Heavy 401k Plan Terminating SH Match

    By Guest Sayles, June 18, 2009
    • 3 replies
    • 1.5k views
    • 
    • jkdoll2
    • June 18, 2009

16. 3% Safe Harbor Non-Elective + Fixed Match

    By Guest 4:15 Limit, December 4, 2009
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • December 4, 2009

17. Limiting Only Catch-up Eligible HCE's

    By austin3515, March 2, 2016
    • 3 replies
    • 696 views
    • 
    • austin3515
    • March 2, 2016

18. What to do in a 401(k) merger where the plan to be merged was not prop

    By Guest ejohnson, April 19, 1999
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • April 20, 1999

19. Pre-funding a forfeitures account!

    By Guest JPAdmin, January 3, 2002
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 9, 2002

20. Help with Summary Annual Report requirements!

    By Guest lkramer, February 6, 2002
    • 3 replies
    • 3.7k views
    • 
    • Guest
    • February 6, 2002

21. Vesting For Rehired Employee

    By MBCarey, December 22, 2005
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • December 23, 2005

22. Roth Salary Deferral Instructions Not Followed

    By BeanCounterBlues, June 18, 2008
    • 3 replies
    • 1.4k views
    • 
    • Bird
    • June 19, 2008

23. Vesting for an -11(g) Amemdnent

    By austin3515, March 31, 2010
    • 3 replies
    • 914 views
    • 
    • Mike Preston
    • March 31, 2010

24. Profit Sharing Plan that has not been funded in three years.

    By Guest Theresa, January 5, 2000
    • 3 replies
    • 1.3k views
    • 
    • david rigby
    • January 6, 2000

25. Eligible Employee Omitted from 401(k). How do we fix the lost deferra

    By Guest TrustMe401k, August 8, 2000
    • 3 replies
    • 2.7k views
    • 
    • KJohnson
    • August 18, 2000

26. Failed ADP

    By Guest lindamichals, June 24, 2003
    • 3 replies
    • 3.3k views
    • 
    • Guest
    • June 24, 2003

27. testing 2 plans separately to pass 410(b)

    By Guest dubya, February 21, 2005
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • February 21, 2005

28. Eliminating Optional Forms of Benefit for a Money Purchase Plan

    By Guest arasalin, December 14, 2007
    • 3 replies
    • 1.5k views
    • 
    • JanetM
    • December 17, 2007

29. Plan termination and IRS 5310 filing

    By 30Rock, March 10, 2011
    • 3 replies
    • 1.6k views
    • 
    • 30Rock
    • March 11, 2011

30. Safe Harbor Status for Terminating Plan

    By Guest phy401k, August 11, 2011
    • 3 replies
    • 1.9k views
    • 
    • austin3515
    • August 11, 2011

31. Can a trust be a participant in the 401k plan

    By jkharvey, September 5, 2014
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • September 5, 2014

32. How to merge two 401(k) plans?

    By Guest SJPrince, July 12, 2000
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • July 19, 2000

33. 401(k) match reductions

    By Guest GSisson, October 9, 2001
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • October 9, 2001

34. Accrual of benefits for plan using the elapsed time method for the purpose of sharing in allocations or contributions

    By Guest Jane Freeman, August 11, 2004
    • 3 replies
    • 1.7k views
    • 
    • R. Butler
    • August 11, 2004

35. Spousal consent forgery

    By austin3515, September 2, 2004
    • 3 replies
    • 2k views
    • 
    • E as in ERISA
    • September 2, 2004

36. penalty tax for failed adp test

    By Tom Poje, September 14, 2005
    • 3 replies
    • 1.5k views
    • 
    • mbozek
    • September 14, 2005

37. Automatic Contribution Escalation

    By PMC, August 18, 2006
    • 3 replies
    • 1.7k views
    • 
    • PMC
    • September 5, 2006

38. Overpayment of ADP Test Refund

    By Just Me, September 15, 2006
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • May 9, 2007

39. deferrals without enrollment forms

    By Guest SPOT, November 8, 2006
    • 3 replies
    • 1.4k views
    • 
    • JanetM
    • November 8, 2006

40. Mortgage account held in Plan

    By 52626, February 13, 2014
    • 3 replies
    • 1k views
    • 
    • masteff
    • February 13, 2014

41. Change in ownership

    By 52626, December 16, 2014
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • December 16, 2014

42. payroll company messed up

    By thepensionmaven, November 13, 2015
    • 3 replies
    • 1.2k views
    • 
    • hr for me
    • November 16, 2015

43. Merged MP to PS and In-service withdrawals

    By Cobras59, April 5, 2019
    • 3 replies
    • 578 views
    • 
    • Bri
    • April 5, 2019

44. Solo401k and Statuatory w2 income

    By cwparsons, February 29, 2020
    • 3 replies
    • 649 views
    • 
    • Larry Starr
    • March 9, 2020

45. Top Heavy Calculation in Multiple Employer Plan

    By #toomanyrules, January 11, 2021
    • 3 replies
    • 1.1k views
    • 
    • FORMER ESQ.
    • January 16, 2021

46. Does the incidental benefit rule for life insurance apply to elective

    By Guest John Nelson, October 27, 2000
    • 3 replies
    • 2.4k views
    • 
    • Richard Anderson
    • September 6, 2001

47. What do you do with a SIMPLE 401(k) plan with forfeitures from previou

    By Guest Cato, January 5, 2001
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 9, 2001

48. Disaggregation for ADP/ACP Testing

    By Guest KD40, September 20, 2002
    • 3 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • September 20, 2002

49. Safe Harbor Enhanced Match w/an additional $25K profit sharing contribution

    By Guest TLCPension, October 8, 2003
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • October 9, 2003

50. ACP Test Failing - "Borrowing Method"?

    By Guest christine_FL, March 4, 2010
    • 3 replies
    • 9.9k views
    • 
    • Tom Poje
    • March 4, 2010