401(k) Plans

19,321 topics in this forum

1. Underfunded Plans (2nd request)

   By fidu, December 30, 2002
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • December 31, 2002

2. ADP/ACP testing - Multiple ER

   By fiona1, May 24, 2007
   • 3 replies
   • 1.5k views
   • 
   • J Simmons
   • May 24, 2007

3. EPCRS Before You Make a Mistake

   By austin3515, January 19, 2022
   • 18 replies
   • 1.5k views
   • 
   • Luke Bailey
   • January 21, 2022

4. Exclusion of Members of a Controlled Group

   By Guest PES, June 18, 2002
   • 3 replies
   • 1.5k views
   • 
   • pjkoehler
   • June 18, 2002

5. Top 20% election order of selection

   By Guest ABCI, June 16, 2004
   • 10 replies
   • 1.5k views
   • 
   • Guest
   • June 17, 2004

6. Puerto Rico Qualification

   By Guest CRC02, March 25, 2004
   • 4 replies
   • 1.5k views
   • 
   • Harwood
   • March 25, 2004

7. Safe Harbor vs Solo 401k Conversion

   By bluehavana2, May 10, 2025
   • 9 replies
   • 1.5k views
   • 
   • bluehavana2
   • May 13, 2025

8. Failed ADP Test: $6 refund

   By Guest notapensiongeek, April 14, 2006
   • 1 reply
   • 1.5k views
   • 
   • E as in ERISA
   • April 14, 2006

9. Schedule C to LLC - SEP *AND* Solo(k)?

   By Leopurrd, August 19, 2005
   • 6 replies
   • 1.5k views
   • 
   • Blinky the 3-eyed Fish
   • August 23, 2005

10. Vesting

    By Guest carsca, February 7, 2002
    • 2 replies
    • 1.5k views
    • 
    • actuarysmith
    • February 8, 2002

11. What are the penalties for the withdrawal of earnings (after 12/31/19

    By Guest LNM, July 18, 2000
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • July 18, 2000

12. Section 318 attribution for Key EE under EGTRRA

    By Guest GMedley, November 2, 2001
    • 1 reply
    • 1.5k views
    • 
    • R. Butler
    • November 2, 2001

13. K-1 Income Determined on Cash Basis

    By austin3515, January 9, 2014
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • January 10, 2014

14. Final regs clarification

    By LIBERTYKID, August 28, 2006
    • 2 replies
    • 1.5k views
    • 
    • jpod
    • August 28, 2006

15. Catch-up Contributions - Fiscal year plan

    By Guest AJR, January 2, 2003
    • 1 reply
    • 1.5k views
    • 
    • MGB
    • January 2, 2003

16. Contributions at age 70 1/2?

    By Guest JenMac, October 13, 2005
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • October 13, 2005

17. Is it a plan termination or a takeover plan?

    By Guest Michael Anderson, January 9, 2002
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • January 24, 2002

18. 414(s) test failures

    By Guest phy401k, October 21, 2009
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • October 21, 2009

19. 401K

    By Guest YouKnow, July 26, 2011
    • 8 replies
    • 1.5k views
    • 
    • 12AX7
    • July 26, 2011

20. Opinion Letters

    By Jilliandiz, July 12, 2005
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • July 13, 2005

21. PENALTY FEE

    By Guest alan24, June 1, 2004
    • 6 replies
    • 1.5k views
    • 
    • Guest
    • June 3, 2004

22. ADP and Prior Year Compensation with a Multiple Employer Plan

    By Guest aferris, December 4, 2002
    • 1 reply
    • 1.5k views
    • 
    • Archimage
    • December 5, 2002

23. Bankruptcy

    By Guest JJC, April 24, 2003
    • 4 replies
    • 1.5k views
    • 
    • GBurns
    • April 24, 2003

24. Matching Contribution in a solo(k)

    By erisa parrot, July 14, 2014
    • 3 replies
    • 1.5k views
    • 
    • masteff
    • July 16, 2014

25. Terminating Standardized 401 Plans - can anyone recommend an organizat

    By Guest dflin, September 22, 1999
    • 8 replies
    • 1.5k views
    • 
    • Guest
    • August 30, 2000

26. Discontinue add'l fixed match in SH plan

    By Guest GandJ, April 19, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • April 21, 2006

27. Matching Contribution Formulae

    By imchipbrown, January 23, 2002
    • 2 replies
    • 1.5k views
    • 
    • jaemmons
    • January 25, 2002

28. After-Tax Basis not kept.

    By Guest John Sample, February 11, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • February 12, 2002

29. Forfeituref Co Contributions

    By Guest kirk, October 16, 2001
    • 3 replies
    • 1.5k views
    • 
    • R. Butler
    • October 18, 2001

30. Safe harbor plans

    By Guest Theresa, June 8, 1999
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • June 17, 1999

31. HCE Status

    By Medusa, March 17, 2009
    • 1 reply
    • 1.5k views
    • 
    • SheilaD
    • March 18, 2009

32. ADP & ACP testing excluding under 1 year of service and under age

    By Guest AngelQ, February 26, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 28, 2000

33. Top Heavy Plan

    By Guest At Peace, March 31, 2003
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • April 1, 2003

34. Relius and distributions

    By Guest stevena1, October 30, 2006
    • 3 replies
    • 1.5k views
    • 
    • Archimage
    • October 30, 2006

35. QSLOB and service between employers

    By BW, December 4, 2014
    • 5 replies
    • 1.5k views
    • 
    • ESOP Guy
    • December 5, 2014

36. Controlled Group - Am I missing something?

    By seatpa, April 17, 2012
    • 8 replies
    • 1.5k views
    • 
    • seatpa
    • April 18, 2012

37. Two Safe Harbor plans and 410(b)

    By shERPA, December 6, 2017
    • 5 replies
    • 1.5k views
    • 
    • Mike Preston
    • December 7, 2017

38. Roth Simple 401(k)

    By Gary Lesser, May 20, 2011
    • 3 replies
    • 1.5k views
    • 
    • masteff
    • May 21, 2011

39. Vesting requirements for a short plan year prior to plan merger

    By Guest McElroy, September 27, 2000
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • September 27, 2000

40. Failed ADP making corrective distribution of Deferral, how do I handle

    By Guest Don J. Smith, January 21, 2000
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • January 21, 2000

41. Nonelective contribution allocated on points

    By Medusa, August 8, 2001
    • 0 replies
    • 1.5k views
    • 
    • Medusa
    • August 8, 2001

42. purchased by private equity firm

    By AlbanyConsultant, May 23, 2025
    • 9 replies
    • 1.5k views
    • 
    • Peter Gulia
    • May 27, 2025

43. IRS Notice 2000-11

    By Guest [Pat M], February 11, 2000
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • February 12, 2000

44. Age 50 Matching Contributions

    By Guest koolkid, March 14, 2002
    • 2 replies
    • 1.5k views
    • 
    • John A
    • July 18, 2002

45. Safe Harbor Plan - Adopting Employer

    By austin3515, October 2, 2010
    • 1 reply
    • 1.5k views
    • 
    • 12AX7
    • October 6, 2010

46. PPA and QMACs in ADP Testing

    By Guest esaade, January 24, 2007
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • January 24, 2007

47. Do members of a limited liability partnership have the same considerat

    By Guest KMcQ, December 8, 1999
    • 1 reply
    • 1.5k views
    • 
    • BeckyMiller
    • December 9, 1999

48. Blackout Notice

    By nancy, August 21, 2003
    • 6 replies
    • 1.5k views
    • 
    • Harwood
    • August 22, 2003

49. How much can you contribute when plan year crosses calendar year

    By Alan Simpson, August 26, 1999
    • 7 replies
    • 1.5k views
    • 
    • Kathy
    • September 1, 1999

50. stock attribution and HCE

    By Jim Chad, August 1, 2001
    • 1 reply
    • 1.5k views
    • 
    • stephen
    • August 2, 2001