401(k) Plans

19,332 topics in this forum

1. Proposal Software

   By Guest, December 9, 1999
   • 1 reply
   • 1.5k views
   • 
   • Guest
   • December 9, 1999

2. Hardship Distribution

   By Guest Theresa, September 1, 1999
   • 1 reply
   • 1.5k views
   • 
   • Richard Anderson
   • September 3, 1999

3. Maximum Participant Loan Duration

   By Guest Lisak, January 6, 2010
   • 7 replies
   • 1.5k views
   • 
   • BG5150
   • January 7, 2010

4. Comp used for safe harbor non-elective contrib

   By Guest JL, January 11, 2000
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • January 13, 2000

5. Comparable Plan

   By PMC, October 11, 2001
   • 2 replies
   • 1.5k views
   • 
   • PMC
   • October 11, 2001

6. Real Estate Investing.... ugh

   By Basically, October 27, 2021
   • 9 replies
   • 1.5k views
   • 
   • Bill Presson
   • November 3, 2021

7. What is the impact of catch-up elections on the general test?

   By JDuns, July 22, 2002
   • 5 replies
   • 1.5k views
   • 
   • JDuns
   • July 23, 2002

8. Requirements for new deferral or insurance elections?

   By AlbanyConsultant, July 28, 2005
   • 6 replies
   • 1.5k views
   • 
   • WDIK
   • July 28, 2005

9. ACP refund late but ADP refund on time

   By Guest Peggy806, November 12, 2009
   • 1 reply
   • 1.5k views
   • 
   • austin3515
   • November 13, 2009

10. Correction of Ineligible Deferrals

    By Archimage, October 13, 2005
    • 2 replies
    • 1.5k views
    • 
    • Archimage
    • October 14, 2005

11. SIMPLE 401(k) plan - two HCEs have exceeded the 415 limits - deferrals

    By Guest Sara H, May 30, 2000
    • 2 replies
    • 1.5k views
    • 
    • Bill Berke
    • June 2, 2000

12. One limit, 2 employers?

    By Guest Drumsnwhistles, August 9, 2006
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • August 9, 2006

13. Harship Distribution

    By Jilliandiz, May 1, 2006
    • 2 replies
    • 1.5k views
    • 
    • wsp
    • May 1, 2006

14. Loan in excess of 50%

    By Guest rgorman, April 27, 2005
    • 3 replies
    • 1.5k views
    • 
    • WDIK
    • April 28, 2005

15. Withholding on nonqualified Roth distributions

    By Guest mickiemurphy, July 16, 2007
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 16, 2007

16. Two 415 limits and Stock Attribution

    By John Feldt ERPA CPC QPA, February 20, 2006
    • 2 replies
    • 1.5k views
    • 
    • ak2ary
    • February 21, 2006

17. Multiple Emploer/Safe Harbor

    By Guest Giovanni, May 4, 2005
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • May 5, 2005

18. Low balance fees for terminated participants

    By Guest mmc, September 16, 2005
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • September 16, 2005

19. Statutory Exclusions when one Company buys another

    By Guest Richard Scheer, February 15, 2001
    • 1 reply
    • 1.5k views
    • 
    • Bob R
    • February 16, 2001

20. Implication of Eligibility Amendment

    By Stash026, May 3, 2021
    • 4 replies
    • 1.5k views
    • 
    • Gilmore
    • May 3, 2021

21. ADP Excesses

    By Brian Gallagher, March 7, 2003
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 7, 2003

22. 2006 Limits

    By Jilliandiz, January 10, 2006
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • January 10, 2006

23. SH nonelective maybe

    By Bird, December 18, 2020
    • 3 replies
    • 1.5k views
    • 
    • Bird
    • December 21, 2020

24. Inaccessible vested 401(k) assets

    By Guest jkopp, December 28, 2001
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • December 28, 2001

25. ACP Correction After Distribution

    By In House Counsel, August 29, 2025
    • 5 replies
    • 1.5k views
    • 
    • CuseFan
    • September 2, 2025

26. 3 month eligibility question

    By Brian Gallagher, February 26, 2004
    • 3 replies
    • 1.5k views
    • 
    • E as in ERISA
    • February 26, 2004

27. Gap period income

    By Jed Macy, March 18, 2005
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • March 21, 2005

28. Excluded Class

    By Melissa, March 14, 2019
    • 5 replies
    • 1.5k views
    • 
    • Melissa
    • March 15, 2019

29. single participant plan mistakenly deposited contributions to the wron

    By Stevo-PDX, July 30, 2002
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • July 31, 2002

30. Admin Error - contributions withheld after-tax instead of pre-tax

    By Guest smstls, January 29, 2005
    • 4 replies
    • 1.5k views
    • 
    • JDuns
    • January 31, 2005

31. 401(k) plan for a town?

    By MR, April 4, 2002
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • April 4, 2002

32. Residual Balance for Terminated Plan

    By metsfan026, November 17, 2022
    • 4 replies
    • 1.5k views
    • 
    • CuseFan
    • November 17, 2022

33. Time period for contacting terminated employee

    By Guest Kiel, November 24, 1998
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 24, 1998

34. ADP Test for first plan year

    By Guest Sara H, December 29, 1998
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • December 29, 1998

35. Participation Levels

    By Guest JSinbad, January 3, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 4, 1999

36. Terminating Plan

    By PFranckowiak, September 22, 2009
    • 5 replies
    • 1.5k views
    • 
    • PFranckowiak
    • September 24, 2009

37. EXCLUDING EMPLOYEES FROM PARTICIPATION AND/OR EMPLOYER CONTRIBUTIONS - PLEASE HELP!

    By Guest bariww, May 11, 2011
    • 2 replies
    • 1.5k views
    • 
    • jpod
    • May 11, 2011

38. BRF test for merged plan

    By Guest SHC, April 4, 2007
    • 1 reply
    • 1.5k views
    • 
    • rlb64
    • April 6, 2007

39. Definition of Comp failed

    By 30Rock, December 29, 2010
    • 2 replies
    • 1.5k views
    • 
    • 30Rock
    • December 29, 2010

40. One total account per each participant

    By SSRRS, October 21, 2020
    • 8 replies
    • 1.5k views
    • 
    • BG5150
    • October 23, 2020

41. Life insurance in 401(k)

    By Scuba 401, July 10, 2020
    • 10 replies
    • 1.5k views
    • 
    • acm_acm
    • July 14, 2020

42. RMDs not taken due to family attribution error

    By Guest ChopperPilot, December 1, 2004
    • 1 reply
    • 1.5k views
    • 
    • Fredman
    • December 1, 2004

43. controlled group member adopts prototype but participates in a different plan

    By k man, March 12, 2004
    • 5 replies
    • 1.5k views
    • 
    • k man
    • March 15, 2004

44. 401(k) changes: A sound move for our company?

    By Guest afcjags, June 22, 2007
    • 5 replies
    • 1.5k views
    • 
    • jpod
    • June 27, 2007

45. Exemption from the 10% early withdrawal penalty

    By Denise, NC CPA, January 24, 2021
    • 2 replies
    • 1.5k views
    • 
    • C. B. Zeller
    • January 25, 2021

46. Using plan assets to pay consulting fees

    By Guest April Smith, February 28, 2005
    • 6 replies
    • 1.5k views
    • 
    • Guest
    • March 1, 2005

47. eligibility

    By Guest Moira, September 28, 2009
    • 5 replies
    • 1.5k views
    • 
    • K2retire
    • September 29, 2009

48. My tax bracket

    By Guest Wedge1, May 5, 2007
    • 3 replies
    • 1.5k views
    • 
    • wsp
    • May 7, 2007

49. Trends in reducing 401K match during these difficult economic times

    By Guest RalphHensley, December 26, 2001
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • January 2, 2002

50. Non-Spouse Beneficiary

    By Nassau, September 2, 2011
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • September 2, 2011